At Everwise, we understand that true success comes from lifting each other up. That's why we actively engage in community outreach initiatives and partnerships that focus on local development and support for those in need. From hosting financial literacy workshops to participating in local events, we seek to make a meaningful impact beyond just banking. We invite you to join us on this journey. Experience firsthand how being a member of Everwise can benefit not only your financial future but also contribute positively to our community's growth. Visit us at our Saint John branch or explore more about becoming a member on our website here. Together, let's create a brighter future!
Our mission at Everwise is simple yet profound: we strive to enhance the financial well-being of our members while supporting the growth of our community. We believe that everyone deserves access to quality financial services tailored to their needs. Whether you are looking for personal banking options such as checking and savings accounts or need assistance with auto loans and mortgages, we are here to help you every step of the way. We also embrace modern conveniences by offering online banking and mobile payment solutions that make managing your finances easier than ever. With an ATM available for quick cash access and drive-thru banking for added convenience, we ensure that our services fit seamlessly into your lifestyle.
We're excited to welcome you into the Everwise family! Feel free to stop by our branch or give us a call at 219-365-0900 if you have any questions or need assistance. Your journey toward better banking starts here come see us today!
We know your time is valuable! That's why we offer flexible operating hours to accommodate your busy schedule. Our lobby hours are from 11:00 am to 5:00 pm Monday through Thursday and extend to 6:00 pm on Fridays. We're also open Saturday mornings from 9:00 am to 12:00 pm, perfect for weekend banking needs! If you prefer drive-thru banking, you can take advantage of our drive-up service from 9:00 am to 5:00 pm Monday through Thursday and until 6:00 pm on Fridays.
At Everwise, we prioritize accessibility for all our members. Our branch features ample parking spaces that are easily accessible, including spots designated for those with disabilities. The building is fully ADA compliant, ensuring that everyone can navigate through our doors with ease.
At Everwise, we pride ourselves on offering a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking solutions such as checking and savings accounts or need assistance with auto loans and mortgages, our friendly team is here to help. We also provide business banking services and convenient online and mobile banking options so you can manage your finances anytime, anywhere.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, our merchant services are designed to simplify transactions so you can focus on what matters most growing your business. Imagine easily accepting payments from customers whether they pay by card or mobile app. Our services streamline this process, ensuring that you can provide excellent service while efficiently managing your cash flow. Whether you're just starting out or looking to expand, Everwise is here to help you navigate the financial landscape with confidence. Visit us at 8615 Wicker Ave Saint John In 46373, or call us at (219) 365-0900 to explore how we can support your business journey today!
For small business owners, our Business Banking services include essential tools like Merchant Services and Business Loans to help you grow your enterprise. Imagine having the financial support needed to take your business dreams to the next level!
At Everwise, convenience is key. We offer various ATM and cash withdrawal services to ensure that accessing your funds is hassle-free. Our drive-thru banking allows for quick transactions without leaving your vehicle perfect for busy days when time is of the essence. Additionally, we participate in basic shared branch transactions, allowing members of partner credit unions to conduct deposits and withdrawals right here.
We also offer Personal Loans & Debt Consolidation, ideal for those unexpected expenses or consolidating debt into one manageable payment. Plus, with our Credit Cards with Rewards, you can earn benefits on every purchase you make perfect for everyday spending or special occasions.
In today's fast-paced world, digital banking features are a must-have. Our robust online platform lets you manage all aspects of your account from anywhere at any time. With mobile payments and person-to-person transfers available, staying on top of your finances has never been easier. Whether you're visiting us in person or connecting through our digital platforms, we aim to provide friendly service tailored just for you. If you have any questions or want more information about how we can assist you further, please don't hesitate to reach out at 219-365-0900. Explore all that Everwise has to offer today your journey toward better financial management starts here! Visit us at www.everwisecu.com for more details or stop by our branch soon!
Navigating personal finances can be overwhelming, but with our Checking and Savings Accounts, we make it easy for you to manage your money. You can set up direct deposits and easily access your funds through our Online and Mobile Banking platforms. Imagine being able to check your balance or transfer money while waiting in line at the grocery store! If you're considering purchasing a car, our Auto Loans & Vehicle Financing options provide affordable rates that fit your budget. And if homeownership is on your mind, explore our Mortgage Loans & Refinancing services that help you secure the best rates available.
Stay in control of your finances with features like electronic signature authorization, making it easy to handle documents without the hassle of printing and mailing. Plus, enjoy the benefits of e-statements, which allow you to view and manage your account statements online helping you go green while keeping your records organized. Need to make payments quickly? Our mobile payments feature lets you send money seamlessly. And if you're looking to transfer funds to friends or family, our person-to-person transfer option makes it easy and quick to share money with just a few taps on your phone.
Download our mobile application for on-the-go banking that fits into your busy lifestyle. Whether you're checking balances, transferring funds, or paying bills, everything is designed to be user-friendly. Plus, with the added security measures in place, you can rest easy knowing your information is protected. In today's fast-paced world, having real-time access to your accounts is essential. At Everwise, we're committed to providing you with all the tools you need for effective money management right from your smartphone or computer. We invite you to explore our digital banking options today!
With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $62,848 in used auto loans and $4,095,942,655 in total loans and leases, supporting members' financial goals across various sectors.
Total Share Accounts stand at 549,417, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $63,192,025, reflecting our commitment to providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 8615 Wicker Ave Saint John In 46373 or call (219) 365-0900 to learn more about how we can help you achieve your financial goals.
Our $7,366,960 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $476,827,658, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, our flexible terms make it easy for you to drive away with confidence.
For business owners, our outstanding commercial loans totaling $1,113,679,215 provide the capital needed to grow and expand. We understand the unique challenges of running a business and are committed to supporting your entrepreneurial efforts. Our team is here to assist you with refinancing options if you're looking to adjust your current loans for better terms or lower rates. To learn more about eligibility and how we can help you achieve your financial goals, visit us at 8615 Wicker Ave Saint John In 46373, Saint John, IN, or give us a call at (219) 365-0900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help pave your way toward financial success!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627, make buying or refinancing simple. We believe that everyone deserves a place they can call home, and our mortgage specialists are here to guide you through the process.
Managing everyday expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $83,722,768 in loans helping members manage their finances effectively. Enjoy the convenience of having access to funds when you need them most.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender's terms are displayed clearly, allowing you to see what different institutions offer without any hidden agendas.