We invite you to experience the benefits of membership at Everwise. With operating hours designed for your convenience Monday through Thursday from 9:00 am to 5:00 pm, Friday until 5:30 pm, and Saturday mornings we're here when you need us most. Whether you're looking for traditional banking services or modern solutions like person-to-person payment options or drive-thru banking, we have what you need. Join us today and become part of a community-focused organization that truly cares about your financial well-being! Call us at (574) 936-4766 or visit our website for more information on how to become a member.
The journey of Everwise began with a simple mission: to provide financial services that empower individuals and families. From our humble beginnings, we have continuously evolved to meet the needs of our members. Today, with total assets reaching an impressive $5,191,587,858, we are proud to offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. As we look back at our history, we celebrate key milestones such as expanding our digital services to include online banking and mobile payments. These advancements ensure that our members can manage their finances conveniently and securely from anywhere. We also remain committed to accessibility with ADA-compliant facilities and technology.
At Everwise, our mission extends beyond just providing financial products; it's about making a real impact in our community. We strive to support local initiatives and foster partnerships that enrich lives. Our team is passionate about offering personalized service and understanding each member's unique needs. Whether you're opening your first account or seeking advice on complex financial matters, we're here for you. While members can visit us at 1501 N Oak Dr, official correspondence should be sent to 110 S Main St, South Bend, IN 46601-1805 if needed. We pride ourselves on being more than just a credit union; we aim to be a cornerstone of support for everyone in Plymouth and beyond.
In today's fast-paced world, seamless transactions can make all the difference. Our merchant services offer practical solutions that help streamline payments, allowing you to focus on what you do best running your business. Imagine having the ability to accept payments easily from your customers, whether they're shopping online or visiting your storefront. This convenience not only enhances customer satisfaction but also boosts your bottom line. Visit us at 1501 N Oak Dr Plymouth In 46563, Plymouth, IN, or call us at (574) 936-4766 to learn more about how our business banking and commercial services can propel your business forward. Let's work together to turn your vision into reality!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.
For entrepreneurs and business owners, Everwise offers robust business banking services, including merchant services and business loans designed to fuel growth. Whether you're starting a new venture or expanding an existing one, we're here to support your ambitions.
In today's world, having access to credit is essential. That's why we provide credit cards with rewards that not only give you purchasing power but also reward you for your spending. If you're dealing with debt, our personal loans and debt consolidation options can help simplify your finances by combining multiple payments into one manageable monthly payment.
We know that convenience matters. That's why we offer comprehensive online and mobile banking features. You can manage your accounts anytime, anywhere from the comfort of your home or on the go. With options like ATM & cash withdrawal services, accessing your funds is easy. Our drive-thru service allows for quick transactions without leaving your car, ensuring that even simple deposits or withdrawals fit seamlessly into your busy life.
Whether you're looking to open a checking or savings account, or need assistance with budgeting, our personal banking services are tailored for you. We offer various checking and savings accounts that help you manage your everyday expenses while saving for future goals. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms, making the process straightforward and stress-free. For those thinking about homeownership, our mortgage loans and refinancing services are here to guide you every step of the way. We understand that buying a home is one of the biggest decisions you'll make, and we're committed to helping you find the right mortgage solution that fits your lifestyle.
As part of our commitment to accessibility, we offer basic shared branch transactions for partner credit union members. This means you can perform deposits and withdrawals even when traveling outside of our branch network. Plus, with basic ATM access available at various locations, checking balances or withdrawing cash has never been more convenient. At Everwise, we strive to be more than just a financial institution; we aim to be a trusted partner in achieving your financial goals. If you have any questions about our services or would like to explore how we can assist you further, feel free to call us at (574) 936-4766 or visit us at our branch. Experience the difference today! For more information about membership eligibility or opening an account online, please check out our website: https://www.everwisecu.com/.
Our online banking services allow you to view account balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can also enjoy the benefits of e-statements, which means you can receive your account statements electronically. This not only helps you stay organized but is also a step towards protecting the environment. Need to send money quickly? Our person-to-person transfer feature makes it simple to send cash to friends or family without any hassle. Plus, with our mobile application, you can manage your accounts directly from your smartphone. You'll have access to mobile payments too, allowing you to make purchases using just your device.
Your security is our priority. With electronic signature authorization, signing important documents is quick and secure, giving you peace of mind when conducting transactions online. We aim to create an experience that is user-friendly while ensuring that all of your personal information remains safe. Whether you're checking your balance late at night or making a payment during lunch breaks, our digital banking tools provide real-time account management that fits into your busy lifestyle. Explore these features today and see how easy banking can be at Everwise!
With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Total Share and Deposit Accounts stand at 549,417, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $63,192,025, we are well-prepared to support your aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 1501 N Oak Dr Plymouth In 46563 or call (574) 936-4766 to learn more about how we can help you achieve your financial goals.
With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to community support shines through with $62,848 in used auto loans and $4,095,942,655 in total loans and leases, helping you achieve your financial goals across various sectors.
Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $7,366,960 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
If you're considering starting or expanding a business, our outstanding commercial loans totaling $1,113,679,215 provide the capital needed to grow. We are committed to supporting local businesses and helping them thrive. For those interested in personal financing beyond auto and mortgage options, we have various credit lines available, totaling $1,840,583,527, offering flexibility when you need it most.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans already helping members get on the road. We make it easy to finance your dream vehicle with flexible terms that fit your budget.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627, make buying or refinancing simple. We provide personalized service and competitive rates to help you secure the home of your dreams.
Don't forget about our refinancing options! Whether it's your existing auto loan or mortgage, we can help you explore ways to lower your payments or adjust your terms for better financial management. For more information or to discuss eligibility, feel free to reach out at (574) 936-4766. Our team is ready to assist you during our operating hours: Monday through Thursday from 9:00 am to 5:00 pm, Friday until 5:30 pm, and Saturday from 9:00 am to 12:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at [our website](https://www.everwisecu.com/) for additional details on how we can assist you with your lending needs!
We also offer flexible terms on unsecured credit card loans, with a total of $83,722,768 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your everyday spending while keeping your budget in check.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence ensures that users receive fair and transparent offers when comparing loans.