Everwise Plainfield IN Credit Union | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to Everwise, your trusted financial partner located at 400 N Dan Jones Rd, Plainfield, IN 46168. Since our establishment in 1931, we have grown into a vibrant community of 297,945 members who rely on us for their banking needs. Our commitment to serving our members goes beyond just providing financial services; it's about building lasting relationships and contributing positively to our community. At Everwise, we take pride in our impressive total assets of $5,191,587,858 and total deposits amounting to $121,698,606. We understand the importance of security when it comes to your finances, which is why we maintain a robust net worth of $476,827,658. With over 760 dedicated employees, including our CEO Jason Osterhage and Board President Vince Henderson, we ensure that our team is equipped to provide you with personalized service. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address at 110 S Main St, South Bend, IN 46601-1805. Whether you're interested in personal banking options like checking and savings accounts or looking for financing solutions such as auto loans or mortgages, we have tailored products designed just for you. Our commitment to convenience is evident through our online and mobile banking services. This means you can manage your finances anytime and anywhere. Plus, with total loans reaching 125,084, we are here to support your financial journey whether it's buying a car or consolidating debt. Join us at Everwise today! For any inquiries or assistance, feel free to call us at 317-268-3978. We're excited to help you achieve your financial goals! Visit us online at everwisecu.com for more information about how we can serve you better.

Branch History & Mission

At Everwise, located in the heart of Plainfield, IN, we proudly trace our roots back to 1931. Since our inception, we've been dedicated to serving our community with care and commitment. Over the decades, our growth has been a testament to the trust and loyalty of nearly 298,000 members who have chosen us as their financial partner. Today, with total assets exceeding $5.19 billion, we stand as a pillar of strength and support in the lives of many. You can find us at 400 N Dan Jones Rd, Plainfield, IN 46168 a location easily accessible for all your banking needs. We're surrounded by vibrant neighborhoods and local businesses that make our community special. Our mission is simple yet profound: to empower every member through comprehensive financial services while actively supporting community initiatives that uplift those around us. Throughout our history, we have continually adapted to meet the changing needs of our members. From introducing innovative online banking features to ensuring ADA compliance at our facilities, Everwise is committed to providing a welcoming environment for everyone. We understand that banking is about more than just transactions; it's about building relationships and fostering growth. Our mission extends beyond financial products like personal banking accounts, auto loans, mortgages, and credit cards. We are deeply invested in community outreach programs and partnerships that aim to enhance the quality of life for residents in Plainfield and beyond. Whether it's sponsoring local events or collaborating with schools, we strive to make a positive impact every day. While members can visit us at our branch address for personalized service during our operating hours Monday through Friday from 10:00 am to 6:00 pm and Saturday from 10:00 am to 3:00 pm official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. We also offer modern conveniences like ATM access and shared service center availability to ensure that your banking experience is smooth and efficient. We invite you to explore how Everwise can help you achieve your financial goals while being part of a community-focused credit union. Join us today at Everwise and discover the benefits of membership! Let's build a brighter future together!

Branch Location & Accessibility

Call To Action

Ready to take the next step in your financial journey? We invite you to visit us or give us a call at 317-268-3978. At Everwise, we're more than just a credit union; we're here to support you every step of the way!

Convenient Access

Our location offers ample parking for members, ensuring that your visit is as stress-free as possible. We are committed to accessibility and have features in place to accommodate all visitors, including ADA-compliant entrances and ramps. Whether you're stopping by for a quick transaction or need assistance with your accounts, we are here to help.

Operating Hours

At Everwise, we understand that life can get busy. That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 3:00 PM. Feel free to stop by during these hours, and our friendly staff will be ready to assist you.

Services Offered

We provide a range of services designed to meet your financial needs, including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Plus, enjoy the convenience of our ATM services available right at our branch. While we do not have a drive-thru service at this location, our shared service center allows members of partnering credit unions to conduct basic transactions such as deposits and withdrawals. While members can visit us at 400 N Dan Jones Rd, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805.

Member Eligibility

At Everwise, we believe that everyone deserves a place in our supportive community, and becoming a member is easier than you might think! To qualify for membership, you simply need to live, work, worship, or attend school in the area we serve. This means that if you're part of our local neighborhoods or even connected through family ties, you're likely eligible to join us! Plus, being a member opens up a world of benefits, including competitive rates on loans and savings accounts, access to personalized financial services, and a welcoming team ready to assist you every step of the way. For more specific eligibility criteria, feel free to check out this resource: http://WWW.everwisecu.com/about/become-a-member. Ready to take the next step? Opening an account at Everwise is straightforward and designed with your convenience in mind. You can find all the details on how to get started by visiting http://WWW.everwisecu.com/borrow/apply-for-a-loan. If you have any questions or need assistance, don't hesitate to reach out to us at (317) 268-3978. We're here to help you embark on your journey towards financial well-being!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business smoothly without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. Whether it's accepting credit cards or managing online payments, we provide tools that fit your operational needs. Visit us at 400 N Dan Jones Rd Plainfield In 46168, Plainfield, IN, or give us a call at (317) 268-3978 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM Access and Shared Branch Transactions

We also offer ATM & Cash Withdrawal Services, ensuring that you have access to cash when you need it most. Additionally, if you're a member of partner credit unions, feel free to utilize our Basic Shared Branch Transactions for deposits and withdrawals without hassle. At Everwise, we strive to make banking as easy as possible while providing personalized service from our friendly staff. If you have any questions about our services or want assistance getting started, don't hesitate to reach out at (317) 268-3978 or visit us during our lobby hours: Monday through Friday from 10:00 am to 6:00 pm and Saturday from 10:00 am to 3:00 pm. Ready to take control of your financial future? Join us today at Meijer Plainfield 58!

Business Banking Services

For entrepreneurs and small business owners, we understand that managing finances can be daunting. Our Business Banking services include Merchant Services and Business Loans tailored to support your growth and success.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our Online & Mobile Banking, you can manage your accounts anytime, anywhere. From paying bills to transferring funds between accounts, everything is just a few taps away on your smartphone or computer.

Credit Cards with Benefits

Many of our members enjoy the perks of our Credit Cards with Rewards program. This card not only simplifies your purchases but also rewards you for spending making it an excellent choice for everyday use.

Loans for Every Need

When life presents opportunities or challenges, having the right financing can make all the difference. We provide Auto Loans & Vehicle Financing to help you hit the road in a new car without breaking the bank. If you're considering homeownership, our Mortgage Loans & Refinancing options are here to guide you through the process. You might also find our Personal Loans & Debt Consolidation useful if you're looking to streamline your finances or tackle existing debts.

Personal Banking Solutions

For those interested in everyday banking, we offer Personal Banking services that include both Checking and Savings Accounts. These accounts are designed with your convenience in mind, allowing easy access to your funds whether through online banking or at our ATM. Imagine being able to check your balance and transfer money on the go using our mobile app it's that simple!

Digital & Online Banking

Convenience at Your Fingertips

Imagine not having to visit a branch just to check your balance or transfer money! With mobile payments enabled, you can make purchases directly from your phone it's that easy. Whether you're grabbing coffee or shopping for groceries, managing payments has never been more straightforward. At Everwise, we strive to make banking accessible and user-friendly for everyone. With our robust digital banking tools, you'll have complete control over your finances right at your fingertips. Visit us today at https://www.everwisecu.com/ and discover how our online banking services can simplify your life!

Key Features of Our Digital Banking Services

Navigating your finances has never been simpler. Our online banking platform allows you to view account balances, pay bills, and transfer funds in real-time. Want to send money to a friend? Our person-to-person transfers make it quick and hassle-free. Plus, with our mobile application, which is available for download, you can handle transactions right from your smartphone. We prioritize security with features like electronic signature authorization, ensuring that all your transactions are safe and verified. If you're interested in going paperless, our e-statements provide a convenient way to keep track of your financial documents without cluttering your mailbox.

Financial Strength

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, indicating our commitment to maintaining a stable environment for our members without compromising service quality. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvesting in Member Services

With $451,367,666 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is strong; we have $62,848 in used auto loans and a total of $4,095,942,655 in loans and leases that support various member financial goals.

Secure Savings Options

Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Membership Base

The strength of Everwise is reflected in our member trust; we boast a total of 549,417 share accounts, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $63,192,025 in net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 400 N Dan Jones Rd Plainfield IN 46168 or call 317-268-3978 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans already helping members get on the road. Our flexible terms allow you to choose a payment plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,113,679,215 provide the capital needed to grow and expand your business. We understand that every business journey is different and are here to support you every step of the way. If you're considering refinancing any existing loans or exploring eligibility options for our various products, feel free to reach out! We are here to provide assistance tailored specifically to your situation. Feel free to contact us at 317-268-3978 or visit us at 400 N Dan Jones Rd Plainfield IN 46168 for more information about our loan offerings. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Everwise can help you meet your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627, make buying or refinancing simple. We help guide you through the process so you can focus on what matters most your new home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $83,722,768 in loans helping members manage their finances effectively. Enjoy the freedom to make purchases without worrying about immediate repayment.

Loan Aggregator

Benefits of Using LendMesh

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EVERWISE CREDIT UNION - Plainfield, IN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Plainfield, IN (46168)

Introduction

Branch History & Mission

Branch Location & Accessibility

Call To Action

Convenient Access

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services That Make Sense

Comprehensive List Of Services

ATM Access and Shared Branch Transactions

Business Banking Services

Convenient Online & Mobile Banking

Credit Cards with Benefits

Loans for Every Need

Personal Banking Solutions

Digital & Online Banking

Convenience at Your Fingertips

Key Features of Our Digital Banking Services

Financial Strength

Operational Efficiency

Reinvesting in Member Services

Secure Savings Options

Strong Capital Foundation

Trustworthy Membership Base

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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