EVERWISE CREDIT UNION

The mission of Everwise is clear: to provide exceptional financial services while supporting the well-being of our community. We believe that everyone deserves access to quality banking products and personalized support. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also cater to businesses through merchant services and business loans. In addition to traditional banking services, we emphasize modern conveniences such as online and mobile banking options. Whether you prefer visiting us in person or managing your finances digitally, we're here to meet your needs. While members can visit us at 133 E McKinley Ave, official correspondence should be sent to 110 S Main St, South Bend, IN 46601-1805 if needed. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 5:30 pm, and Saturday from 9:00 am to 12:00 pm. We take pride in ensuring our services are accessible for everyone. With ATM availability and drive-thru services at our branch, along with partnerships that allow shared service center transactions for members of partner credit unions, we strive to make banking as easy as possible. Our commitment extends beyond financial transactions; we actively engage in community outreach efforts that support local initiatives and foster growth within Mishawaka and surrounding areas. Join us today at Everwise! Experience a credit union where your financial goals matter, and together let's build a brighter future for you and our community. For more information or to get started on your journey with us, call us at 574-255-4754 or visit our website at everwisecu.com.

At Everwise, we believe that everyone should have access to our services. Our facility is fully ADA compliant, featuring ramps and accessible entrances to ensure a welcoming environment for all.

Our branch location features ample parking, making it simple for you to stop by anytime during our operating hours. We're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to noon perfect for those weekend errands! If you prefer drive-thru banking, we've got you covered with the same convenient hours.

We offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, there's something for everyone. Plus, if you're looking for business banking solutions or online banking services, we've got those too! And don't forget about our ATM availability for quick cash withdrawals whenever you need them. If you need assistance or have questions about our services, feel free to reach out at 574-255-4754. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. We invite you to come visit us at Everwise in Mishawaka today! Your journey toward better financial health starts here.

Imagine having the financial support to turn your business dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine your customers making quick payments while you focus on what matters most running your business. Whether it's credit card processing or managing transactions seamlessly, our tools are here to make everyday operations easier and more efficient. Located at 133 E Mckinley Ave Mishawaka In 46545 in Mishawaka, IN, we invite you to partner with us for all your business banking needs. Let's work together to build a prosperous future!

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features. With these tools, you can manage your accounts anytime and anywhere pay bills, transfer funds, or check balances from the comfort of your home or on-the-go. Our ATMs are readily available for quick cash withdrawals, while our drive-thru service allows for easy deposits and simple transactions without leaving your vehicle.

For business owners, we have a variety of offerings under our business banking services. From merchant services that simplify payment processing to business loans that help fund growth, we understand the unique challenges businesses face and are here to provide tailored solutions.

Looking to make purchases while earning rewards? Our credit cards with rewards offer benefits that align with your spending habits, allowing you to earn points for every dollar spent. It's not just about borrowing; it's about making your money work for you!

Managing your personal finances has never been easier with our personal banking services. We offer both checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts provide the flexibility and features you need. If you're considering purchasing a vehicle or refinancing your current auto loan, our auto loans and vehicle financing options can help you hit the road without breaking the bank. We also provide mortgage loans and refinancing solutions tailored to assist you in finding your dream home. For those unexpected expenses or debt consolidation needs, our personal loans come with competitive rates that can help ease your financial burden.

As part of our commitment to accessibility, we also offer basic shared branch transactions for members of partner credit unions. This means you can make deposits and withdrawals even when visiting a different location. Our team at Everwise is always here to assist you with any questions or concerns. Feel free to call us at (574) 255-4754 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. We invite you to explore all that we have to offer! Visit us today at 133 E Mckinley Ave Mishawaka In 46545, check out our website at Mishawaka 4, or reach out through our online channels for more information on how we can support your financial journey!

With our online banking portal, accessible at https://www.everwisecu.com/ , you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or while out and about. Our 24/7 online banking services ensure that you have access whenever you need it. Plus, with electronic signature authorization available, signing documents is just a click away, eliminating the hassle of paperwork. For those who prefer going paperless, e-statements are an excellent option. You can view and manage your statements digitally, helping you stay organized while also being environmentally friendly. It's all about making banking easier for you.

Our mobile application enhances your banking experience even further. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is fast and simple. Imagine having the ability to pay for lunch or split a bill with just a few taps on your smartphone! Whether you're using the app or accessing our website, security is always a top priority at Everwise. We use advanced encryption methods to keep your personal information safe so you can bank with peace of mind. In summary, the digital and online banking services at Everwise are designed with you in mind making banking accessible, efficient, and secure. Join us today and experience the ease of modern banking!

We have built trust within our community with a total of 549,417 share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $63,192,025, allowing us to support diverse needs across our member community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 133 E Mckinley Ave Mishawaka In 46545 or call (574) 255-4754 to learn more about how we can help you achieve your financial goals.

With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $62,848 in used auto loans and $4,095,942,655 in total loans and leases.

Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, our financing options can help put you behind the wheel without straining your budget.

For business owners, our outstanding commercial loans totaling $1,113,679,215 provide the capital needed to grow and expand your business. We understand that every business is different, which is why we tailor our loan offerings to meet your specific needs.

We also offer flexible terms on unsecured credit card loans, with a total of $83,722,768 in loans helping members manage their finances effectively. These credit cards come with rewards and low-interest rates, making them an excellent choice for both everyday purchases and larger expenses.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627, make buying or refinancing simple. We provide personalized service to ensure you find the right mortgage that fits your unique situation.

If you're considering refinancing any existing loans, we have options available that may help lower your payments or adjust your loan terms to better suit your current financial situation. Be sure to ask our team about eligibility and how we can assist you in this process. For more information about our loan products or to discuss your specific needs, feel free to reach out at (574) 255-4754 or visit us at 133 E Mckinley Ave Mishawaka In 46545 in Mishawaka, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us be part of your journey towards achieving your financial dreams!

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each loan listed is verified, allowing for confidence in the accuracy of the information presented.

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can significantly impact your financial journey. Ready to find the best rates? Compare real-time loan offers today at LendMesh and discover options tailored to your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.