Everwise Indianapolis IN Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Everwise, your trusted partner in financial growth and community support. Located at 5349 W Pike Plaza Rd, Indianapolis, IN 46254, we have been serving our members since 1931 with a commitment to excellence and community well-being. With a membership base of over 297,000 individuals, we pride ourselves on providing personalized financial solutions tailored to meet the needs of our diverse community. At Everwise, we understand that financial decisions are important, and that's why we focus on building lasting relationships with our members. Our total assets amount to an impressive $5,191,587,858, demonstrating our strong position in the market and ability to support your financial goals. We currently manage total deposits of $121,698,606, ensuring that your hard-earned money is safe and accessible. While members can visit us at our branch location, official correspondence should be sent to 110 S Main St, South Bend, IN 46601-1805. Under the leadership of CEO Jason Osterhage and Board President Vince Henderson, our dedicated team of 760 employees is always ready to assist you with services ranging from checking accounts to auto loans and beyond. We are proud of our strong financial health with a net worth of $476,827,658 and cash in hand totaling $39,240,553. This stability allows us to offer competitive loan options currently holding a total of 125,084 loans and leases to help you achieve your dreams. Join us today at Everwise for all your banking needs or give us a call at (317) 280-9195. We invite you to explore how we can support you on your financial journey! For more information about our services or to become a member, visit us at everwisecu.com.

Branch History & Mission

At Everwise, our journey began in 1931, when a small group of visionaries in Indianapolis sought to create a financial institution that would prioritize community needs over profit. Over the decades, we have grown into a trusted partner for nearly 298,000 members, with total assets exceeding $5.19 billion. Our branch at 5349 W Pike Plaza Rd, Indianapolis, IN 46254, stands as a testament to our commitment to serving our community. Since opening our doors, we have embraced a mission that goes beyond providing traditional banking services. We aim to empower our members through personalized financial solutions while fostering strong community ties. Whether it's offering auto loans, mortgages, or credit cards with rewards, we strive to meet the diverse needs of our members and help them achieve their financial goals. While members can visit us at 5349 W Pike Plaza Rd, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. Our branch is easily accessible and located near local landmarks, making it convenient for all who wish to experience our services firsthand. We pride ourselves on being more than just a financial institution; we are an integral part of the Indianapolis community. Through various outreach programs and partnerships with local organizations, we actively support initiatives that uplift those around us. Whether it's sponsoring educational events or participating in food drives, our commitment to giving back remains unwavering. In this digital age, Everwise has also made significant strides in enhancing member experiences through technology. We offer online banking and mobile payment options that allow you to manage your finances effortlessly from anywhere. Our commitment to accessibility includes ADA-compliant facilities and dedicated customer service hours: Monday through Friday from 10:00 am to 6:00 pm and Saturday from 10:00 am to 3:00 pm. Our mission is simple yet powerful: to provide exceptional financial services while nurturing the communities we serve. We invite you to join us at Everwise and discover how we can support your financial journey together. Experience the difference of being part of a credit union that truly cares about its members' success. For more information or to become a member today, visit Everwise or call us at 317-280-9195. Your future starts here!

Branch Location & Accessibility

Accessibility Features

At Everwise, we prioritize accessibility for all our members. Our location is ADA compliant, featuring ramps and designated parking spots to ensure everyone can easily access our services. Whether you're visiting for personal banking or exploring loan options, you'll find a welcoming environment ready to meet your needs.

Call to Action

Ready to experience personalized banking? Visit us at Everwise today or give us a call at 317-280-9195. We're excited to assist you with all your financial needs!

Operating Hours

We want to make your banking experience as smooth as possible! Our lobby hours are Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 3:00 PM. Feel free to swing by during these hours; our friendly staff is eager to assist you.

Services Offered

Everwise offers a variety of services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we aim to provide comprehensive solutions for your financial journey. Plus, with ATM availability on-site, you can easily access cash when needed.

Member Eligibility

At Everwise, we believe that everyone deserves a chance to be part of a friendly, supportive community. Joining us is easy! If you live, work, worship, or attend school in the Indianapolis area, you're likely eligible to become a member. We also welcome family members of current members, making it simple for your loved ones to enjoy the benefits we offer. Not only do you gain access to a range of financial products and services tailored to your needs, but you also become part of an organization that values personal connections and community support. Ready to take the next step? The process for opening an account is straightforward and welcoming. You can find all the details on eligibility and how to join by visiting our website at http://WWW.everwisecu.com/about/become-a-member. Should you have any questions or need assistance, feel free to reach out at (317) 280-9195. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to streamline daily operations. Picture a retail store effortlessly processing transactions with our point-of-sale solutions saving time and enhancing customer satisfaction. Our tools are here to make your business run smoothly, so you can focus on what you do best. If you're ready to take your business to the next level, visit us at 5349 W Pike Plaza Rd Indianapolis In 46254, Indianapolis, IN or give us a call at (317) 280-9195. Let's grow together!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM services ensure that you can access your money whenever needed. With basic ATM access for withdrawals and balance checks, you'll never feel stranded without cash. We invite you to explore these services further by reaching out to us at 317-280-9195 or visiting our website at everwisecu.com. At Everwise, we're not just about transactions; we're about building relationships that help improve your financial well-being. Join us today!

Auto Loans and Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing solutions make it simple to drive away in the vehicle you want. We understand that financing can be daunting, so we're here to guide you every step of the way with competitive rates and flexible terms.

Business Banking

For our business members, we provide comprehensive business banking services including merchant services and business loans. We understand that running a business requires financial flexibility, so we're here to help you grow with tailored solutions.

Credit Cards with Rewards

For everyday purchases, consider our credit cards with rewards. Not only do they offer convenience, but they also allow you to earn points on your spending that can be redeemed for various rewards making your shopping experience even more rewarding!

Mortgage Loans and Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing loan for better rates, we'll work closely with you to find the best solution tailored to your situation.

Online & Mobile Banking

Embrace the convenience of managing your finances from anywhere with our online and mobile banking features. Check balances, pay bills, or transfer funds at any time right from your smartphone or computer. We believe in making banking accessible and efficient for all our members.

Personal Banking

When it comes to personal banking, we offer a variety of options including checking and savings accounts that help you manage your money easily. Whether you're saving for a vacation or just need a safe place to keep your funds, our accounts are tailored for convenience and growth.

Personal Loans and Debt Consolidation

If you need extra cash for unexpected expenses or want to simplify your finances, our personal loans can provide the support you need. We also offer options for debt consolidation, helping you combine multiple debts into one manageable payment.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to send money quickly and easily through person-to-person transfers. Whether you're splitting a bill with a friend or sending a gift, this feature makes transactions simple and immediate. For those who prefer mobile convenience, our mobile application is here to help! You can manage your accounts directly from your smartphone, making it easier than ever to stay on top of your finances. Plus, enjoy the added benefit of mobile payments just tap and pay with your phone for everyday purchases.

Security and Ease

We take security seriously. That's why we offer electronic signature authorization for documents, ensuring that your information is protected while still providing a smooth experience when signing agreements. Additionally, you can opt for e-statements to keep track of your transactions without cluttering your inbox with paper statements. At Everwise, we believe in making banking straightforward and user-friendly. Our digital services empower you to make real-time decisions about your finances while keeping everything secure. Embrace the convenience of modern banking today!

Financial Strength

Commitment to Innovation

With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $62,848 in used auto loans and $4,095,942,655 in total loans and leases.

Growing Member Base

We have a strong and growing member base that trusts us with their finances, as shown by our total share accounts of 549,417. This reflects the confidence our members place in us to manage their savings effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 5349 W Pike Plaza Rd Indianapolis In 46254 or call (317) 280-9195 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $7,366,960, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.16% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $1133127043 in used vehicle loans and $328364557 in new vehicle loans already helping members get on the road, our financing options are designed to make your car-buying experience easier.

Credit Lines and Unsecured Loans

For those looking for flexibility, our total credit lines amount to $1840583527, providing ample resources for various needs. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $83722768 in loans helping members manage their finances effectively.

Member Support

Our dedicated team is here to answer any questions you may have about our products or help guide you through the application process. Feel free to reach us at 3172809195 during our business hours: Monday to Friday from 10:00 am to 6:00 pm and Saturday from 10:00 am to 3:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at everwisecu.com for more information on how we can help you with your financial needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207176627, make buying or refinancing simple. We can assist you through every step of the process to ensure you find the right mortgage for your needs.

Refinancing Options

If you're considering refinancing your current loans or mortgages, we have options available that can potentially lower your monthly payments and improve your overall financial health.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted tool for consumers looking to make informed borrowing decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers from legitimate financial institutions. The benefits of using LendMesh are clear: - Verified Data: All loan offers come from reputable sources, ensuring transparency in the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Their goal is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: Users gain access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the value LendMesh provides in helping individuals secure better financing options. If you're ready to find the best rates for your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EVERWISE CREDIT UNION - Indianapolis, IN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Indianapolis, IN (46254)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Call to Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

ATM Services

Auto Loans and Vehicle Financing

Business Banking

Credit Cards with Rewards

Mortgage Loans and Refinancing

Online & Mobile Banking

Personal Banking

Personal Loans and Debt Consolidation

Digital & Online Banking

Key Features

Security and Ease

Financial Strength

Commitment to Innovation

Growing Member Base

Operational Efficiency

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines and Unsecured Loans

Member Support

Mortgage Loans

Refinancing Options

Loan Aggregator

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