Everwise Huntington IN Credit Union | Low Mortgage Rates & Business Loans

Introduction

Welcome to Everwise, your trusted partner in financial well-being, located at 313 Northpoint Ave, Huntington, IN 46750. Since our establishment in 1931, we have dedicated ourselves to serving our community with integrity and care. With a robust membership of 297,945 individuals, we are more than just a credit union; we are a community cornerstone committed to helping you achieve your financial goals. At Everwise, we understand that life is full of unexpected turns. That's why we offer a variety of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts, or seeking financing through auto loans and mortgages. Our total assets amount to an impressive $5,191,587,858, reflecting our strength and stability. While members can visit us at 313 Northpoint Ave, official correspondence should be sent to 110 S Main St, South Bend, IN 46601-1805. We pride ourselves on being transparent about our financial health; with total deposits reaching $121,698,606 and a net worth of $476,827,658, you can trust that your money is in safe hands. Our experienced team is led by CEO Jason Osterhage and Board President Vince Henderson, who work tirelessly to uphold the values that make Everwise special. With a dedicated staff of 760 employees, we ensure personalized service every time you reach out. Join us today and discover how we can help you navigate your financial journey with confidence. For more information or to get started, visit us online at Everwise or give us a call at 260-358-0071. Your path to financial empowerment starts here!

Branch History & Mission

Community Commitment

At Everwise, we understand that our success is intertwined with the well-being of the Huntington community. That's why we actively engage in partnerships and outreach programs that support local initiatives. Our shared service center allows us to collaborate with other credit unions, ensuring that our members have access to broader services while fostering a spirit of cooperation. While members can visit us at 313 Northpoint Ave, official correspondence should be sent to 110 S Main St, South Bend, IN 46601-1805 if necessary. You can reach us at 260-358-0071 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 5:30 PM; and Saturday from 9:00 AM to 12:00 PM.

Join Us

The mission of Everwise goes beyond just banking; it's about building relationships and supporting each other in achieving financial wellness. We invite you to become part of our family. Experience firsthand how we prioritize your needs while providing exceptional service. Discover the benefits of membership today! If you're interested in joining us or would like more information about what we offer, please visit our website or check out how you can become a member here. Together, let's pave the way toward a brighter financial future!

Our Evolution

Located at 313 Northpoint Ave, our branch has become a cornerstone of Huntington. As we opened our doors more than nine decades ago, we aimed to empower individuals and families through accessible banking solutions. Our mission has always been centered around helping our members achieve their financial goals and dreams, whether that's purchasing a home, securing a vehicle loan, or simply managing everyday expenses. In addition to our main services like checking and savings accounts, auto loans, and mortgages, we've embraced digital advancements to make banking easier for everyone. From online banking to mobile payment options, Everwise ensures that you can manage your finances anytime and anywhere. We are also proud to be ADA compliant, making our services accessible to all.

Branch Location & Accessibility

Convenient Access and Services

At Everwise, we understand that accessibility is vital. Our branch features ADA-compliant entrances and ample parking to ensure everyone can visit comfortably. Whether you prefer to walk in or use our drive-thru services, we've got you covered. The drive-thru operates Monday through Friday and even on Saturdays for those quick transactions on the go! We offer a range of services tailored to your needs from checking and savings accounts to auto loans and mortgage options. Need cash? With our ATM available right at the branch, withdrawing cash or checking your balance has never been easier. Plus, if you're a member of another participating credit union, feel free to use our shared service center for your banking needs.

Get in Touch

Have questions or want more information? Don't hesitate to call us at 260-358-0071. Our friendly team is here to help! We invite you to drop by Everwise today where we're dedicated to making your banking experience personal and enjoyable.

Operating Hours That Work for You

Our doors are open during convenient hours to fit your busy schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 5:30 PM, and Saturdays from 9:00 AM to 12:00 PM.

Member Eligibility

At Everwise, we believe that everyone deserves to be part of a friendly, supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or go to school in Huntington County or one of the surrounding areas, you're likely eligible to join us. We embrace individuals from all walks of life and are committed to providing tailored financial solutions that meet your unique needs. Plus, as a member, you'll enjoy access to competitive rates on loans and savings accounts, personalized service, and a range of convenient banking options. To get started on your membership journey at Everwise, just visit us at 313 Northpoint Ave Huntington In 46750 or give us a call at (260) 358-0071. For more detailed information about eligibility criteria, feel free to check out our website at http://WWW.everwisecu.com/about/become-a-member. When you're ready to open an account, you can find all the details you need at http://WWW.everwisecu.com/borrow/apply-for-a-loan. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services

Imagine walking into your store, ready for another busy day. You greet your customers and help them find what they need, but what truly makes their experience seamless is how they can pay easily. Our merchant services allow businesses to accept various payment methods, making transactions smooth and quick. This means happier customers who are more likely to return. Whether you need help with point-of-sale systems or online payment processing, Everwise is here to support your journey toward success. Located at 313 Northpoint Ave Huntington In 46750, Huntington, IN 46750, we invite you to discover how we can help your business thrive today!

Comprehensive List Of Services

Business Banking Services

For local businesses, Everwise offers comprehensive business banking solutions including merchant services and business loans. We recognize how important it is for entrepreneurs to have reliable financial support, and our team is here to help your business thrive.

Call to Action

Ready to explore all that Everwise has to offer? Our friendly team is just a phone call away at 260-358-0071. Visit us at 313 Northpoint Ave, Huntington, or check out our website at everwisecu.com for more information on how we can assist you in achieving your financial goals. Join us today your future starts here!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can easily access your accounts, make payments, and transfer funds from the comfort of your home or on the go. Need cash? Our branch also features ATM services for quick withdrawals and balance checks, ensuring you have access when you need it most. Plus, our drive-thru banking service allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle.

Personal Banking Solutions

Our personal banking offerings are designed with you in mind. We provide checking and savings accounts that help you manage your daily finances efficiently. If you're thinking about buying a car, our auto loans and vehicle financing options can get you on the road in no time. For those considering homeownership, our mortgage loans and refinancing services make the process straightforward and accessible. Additionally, we offer personal loans and debt consolidation options to help you take control of your financial journey. And let's not forget about our credit cards with rewards, which can enhance your purchasing power while providing benefits that suit your lifestyle.

Shared Services

We understand that many of our members may also belong to partner credit unions. With basic shared branch transactions available for deposits and withdrawals at our location, we aim to make banking as flexible as possible.

Digital & Online Banking

Key Features

With just a few clicks at https://www.everwisecu.com/, you can check your account balances, pay bills, and transfer money easily. Our electronic signature authorization feature makes it simple to sign documents securely from anywhere, saving you time and hassle. Plus, if you prefer going paperless, our e-statements are available for all members, giving you a clear view of your transactions without clutter. Managing your day-to-day finances is even easier with our mobile application. With features like mobile payments and person-to-person transfers, sending money to friends or paying for everyday purchases has never been more convenient. You can also set up alerts to keep track of important account activity in real-time.

Security and Convenience

At Everwise, we prioritize your security. Our online banking services are designed with state-of-the-art security features to protect your information. You can enjoy peace of mind knowing that your financial data is safe while using our platform. Our user-friendly interface ensures that navigating through various options is simple for everyone whether you're tech-savvy or just starting with digital banking. From setting up automatic payments to checking loan balances, everything is just a few taps away. In summary, with the digital and online banking services offered at Everwise, managing your finances is not only easy but also secure. Experience the convenience today by visiting https://www.everwisecu.com/ and take full advantage of what we have to offer!

Financial Strength

A Growing Member Base

Total Share Accounts stand at 549,417, showcasing a strong and growing member base that trusts us with their finances. Our focus on community and member satisfaction is at the heart of everything we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 313 Northpoint Ave Huntington IN 46750 or call 260-358-0071 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $62,848 in used auto loans and an impressive total of $4,095,942,655 in loans and leases.

Operational Efficiency

Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away with confidence.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,113,679,215 provide the capital needed to expand and thrive. Whether you're starting a new venture or looking to grow an established business, we are here to support you. At Everwise in Huntington, IN (313 Northpoint Ave), our dedicated team is ready to assist you with refinancing options or eligibility inquiries. You can reach us at 260-358-0071 during our lobby hours: Monday through Thursday from 9:00 am to 5:00 pm and Friday from 9:00 am to 5:30 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Take the next step towards achieving your financial goals by visiting our website or contacting us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home or refinance your existing mortgage efficiently.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $83,722,768 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that cater to your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh aims to empower consumers with clear and accurate information. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified financial institutions, LendMesh guarantees that the loan offers presented are legitimate and trustworthy. One of the standout features of LendMesh is its commitment to verified data. All loan offers come from reputable financial institutions, which builds trust in the comparison process. Furthermore, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. This dedication to unbiased results ensures that users can make informed decisions without any hidden agendas. Additionally, LendMesh provides real-time rate comparisons, allowing users to see up-to-date loan rates from multiple institutions at once. This feature is crucial for anyone looking to secure the best deal possible. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your borrowing options and find the best rates available, compare real-time loan offers today at LendMesh and discover how easy it can be to find the right loan for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EVERWISE CREDIT UNION - Huntington, IN

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

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Loan rates in Huntington, IN (46750)

Introduction

Branch History & Mission

Community Commitment

Join Us

Our Evolution

Branch Location & Accessibility

Convenient Access and Services

Get in Touch

Operating Hours That Work for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Comprehensive List Of Services

Business Banking Services

Call to Action

Digital Banking Convenience

Personal Banking Solutions

Shared Services

Digital & Online Banking

Key Features

Security and Convenience

Financial Strength

A Growing Member Base

Commitment to Growth and Innovation

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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