EVERWISE CREDIT UNION

Welcome to Everwise, your trusted partner in financial growth right here in Gary, IN. Located at 3730 Grant St, our branch has been serving the community since 1931. We take pride in being a member-focused credit union with a total membership of 297,945 and assets reaching an impressive $5,191,587,858. At Everwise, we understand that navigating your financial journey can be challenging. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to loans for vehicles and homes. With total loans and leases amounting to 125,084 and total deposits of $121,698,606, we're committed to helping you achieve your financial goals. Our dedicated team is led by CEO Jason Osterhage and Board President Vince Henderson, who work tirelessly to ensure that our members receive exceptional service. You can reach us at 219-484-2570 or visit our website at Everwise Credit Union for more information. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 110 S Main St, South Bend, IN 46601-1805. We invite you to join our community where your financial well-being is our priority. Whether you're looking for a new loan or need assistance with your existing accounts, come see how we can help you thrive!

Welcome to the inspiring journey of Everwise, located at 3730 Grant St, Gary, IN 46408. Since opening our doors in 1931, we have proudly served our community for over nine decades. What began as a small initiative to provide financial services to local residents has blossomed into a thriving credit union with a membership base of 297,945 individuals. Our growth is a testament to our commitment to fostering financial well-being and community support. At Everwise, we believe that everyone deserves access to quality financial services. Our mission is clear: to empower our members through exceptional banking solutions while positively impacting the communities we serve. We strive not only to meet your banking needs but also to uplift and support local initiatives that enrich our neighborhood. Over the years, we have achieved remarkable milestones. Today, Everwise boasts total assets of over $5.19 billion, enabling us to offer an array of services including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment extends beyond just finances; we actively engage in community outreach and partnerships that help foster growth and opportunity for all. While members can visit us at 3730 Grant St, official correspondence should be sent to 110 S Main St, South Bend, IN 46601-1805. This allows us to maintain effective communication while ensuring our focus remains on serving you better. Our branch operates with convenient hours from Monday to Friday: 11:00 am - 5:00 pm, with drive-thru services available from 9:00 am - 5:00 pm. We are proud to offer ATM availability and shared service center options, making it easier for you to access your funds whenever you need them. At Everwise, we are also committed to embracing technology for your convenience. With online banking and mobile applications, managing your finances has never been easier or more secure. Our ADA-compliant facilities ensure that all members of our community can enjoy equal access to our services. We invite you to join us on this journey of growth and empowerment. Become part of the Everwise family today and experience the benefits of being a member-focused credit union dedicated not just to your financial success but also to the well-being of our entire community. Discover how we can help you achieve your dreams by visiting us or checking out our website at Everwise. Together, let's build a brighter future!

At Everwise, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easy and open to anyone who lives, works, or worships in the local area. Whether you're looking for a reliable place to save or need help with loans, our doors are wide open for you. We're excited to offer various services tailored just for our members, helping you achieve your financial goals with confidence. To learn more about who can join us and what it takes to become a part of the Everwise family, check out our eligibility details at http://WWW.everwisecu.com/about/become-a-member . If you're ready to start your membership journey, opening an account is simple! You can find all the information you need on how to get started at http://WWW.everwisecu.com/borrow/apply-for-a-loan . For any questions, feel free to call us at (219) 484-2570. We're here to support you every step of the way!

At Everwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to provide reliable services and support your financial needs. With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $451,367,666 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $62,848 in used auto loans and a total of $4,095,942,655 in loans and leases available to help you achieve your aspirations. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your success. The strength of our institution is further evidenced by our ability to maintain net shares (funds available for lending and investments) totaling $63,192,025. Additionally, we boast a robust membership base with 549,417 total share accounts, demonstrating the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 3730 Grant St Gary In 46408 or call 219-484-2570 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.