Everwise Elkhart IN Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to Everwise, your trusted credit union located at 2930 S Nappanee St, Elkhart, IN 46517. Since our establishment in 1931, we've proudly served a growing community of 297,945 members, helping them navigate their financial journeys with confidence and care. At Everwise, we understand that banking isn't just about numbers; it's about people. With total assets exceeding $5,191,587,858 and total deposits of $121,698,606, we strive to create an environment where you can feel secure in your financial decisions. Our commitment to our members is reflected in the diverse range of services we offer, from personal banking options like checking and savings accounts to auto loans and business financing solutions. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. Under the leadership of our CEO, Jason Osterhage, and Board President Vince Henderson, we are dedicated to fostering a supportive atmosphere where every member feels valued. Our team of 760 employees is here to assist you with any questions or concerns you may have. With a net worth of $476,827,658 and cash in hand amounting to $39,240,553, we pride ourselves on being a stable choice for your financial needs. Our goal is not just to provide services but also to empower our members by offering valuable resources for financial growth. We invite you to explore how Everwise can help you achieve your financial goals. Whether you're looking to open an account or apply for a loan, we're just a phone call away at 574-293-3191. Visit our website at everwisecu.com for more information about membership eligibility or to get started today!

Branch History & Mission

A Journey Through Time

Since our founding, Everwise has focused on empowering individuals and families with the financial tools they need to thrive. Over the decades, we've made significant strides in expanding our offerings and enhancing our services. Our total assets now exceed $5.19 billion, reflecting the trust and loyalty of our members. We understand that financial well-being is not just about numbers; it's about building relationships and supporting one another through life's ups and downs. Our headquarters in South Bend plays a pivotal role in guiding our operations while we remain dedicated to serving the diverse needs of the Elkhart community. The growth of our membership demonstrates this commitment, as we strive to make banking accessible for everyone.

Community Connections

Everwise actively seeks partnerships within the community to enhance outreach efforts. By working together with local organizations and businesses, we contribute to initiatives that uplift those around us. We are not just a credit union; we are part of the fabric of Elkhart a place where neighbors help neighbors. While members can visit us at 2930 S Nappanee St for their banking needs, official correspondence should be sent to 110 S Main St, South Bend, IN 46601-1805.

Join Us Today!

We invite you to experience the difference at Everwise. With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM; Friday until 5:30 PM; and Saturday until noon we're here when you need us most. Whether you're looking for a new account or seeking guidance on loans, our friendly team is ready to assist you every step of the way. Join us today and become part of a vibrant community that values cooperation and mutual support! For more information or to get started on your membership journey, visit us at Everwise.

Our Mission

At Everwise, our mission is simple yet profound: we aim to provide personalized financial services while fostering community support and engagement. We believe that when people come together to help one another, everyone benefits. Whether it's through affordable loans for vehicles or homes, or providing essential banking services like checking and savings accounts, our goal is to empower you with the resources you need. We also recognize the importance of staying current with technology. That's why we offer online and mobile banking options that make managing your finances easier than ever before. Our commitment to accessibility means all members can enjoy digital banking solutions along with traditional services like drive-thru banking and ATM access.

Branch Location & Accessibility

Welcome to Everwise, your trusted credit union located at 2930 S Nappanee St in Elkhart, IN! Our branch is not just a place to bank; it's a community hub designed with your convenience in mind. Situated near local landmarks and easily accessible from main roads, we're here to serve you right where you need us. If you're looking for a quick visit, you'll find ample parking available right outside our door. We also take pride in being accessible to everyone, featuring ADA-compliant entrances and ramps to ensure all members can navigate our space comfortably. Our friendly team is ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, we have the services you need right at your fingertips. For those who prefer the ease of drive-thru banking, we've got you covered with convenient drive-thru services available during regular hours. Plus, our ATM is always ready for quick cash withdrawals or balance checks whenever you need them. While members can visit us at 2930 S Nappanee St, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN. We invite you to come by and experience the warm and welcoming atmosphere at Everwise. If you have any questions or would like more information about our services, don't hesitate to call us at 574-293-3191. We look forward to serving you!

Member Eligibility

At Everwise, we believe that everyone deserves a financial partner that truly cares. Becoming a member is simple and welcoming! If you live, work, or worship in the Elkhart area, you're already on your way to joining our community. We also invite family members of current members to apply, making it easier to share the benefits of our personalized services. You can find all the details about eligibility by visiting this link. Joining us opens up a world of opportunities! As a member of Everwise, you'll enjoy competitive rates on loans, access to various financial products tailored to your needs, and exceptional customer service from our friendly team. Ready to get started? Opening an account is easy! Just visit our account opening page or give us a call at (574) 293-3191. We're here to help you every step of the way at our branch located at 2930 S Nappanee St Elkhart In 46517. Welcome to your new financial home!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment, hire more staff, or open another location. That's the kind of growth we aim to support through our commercial loan offerings. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having efficient payment solutions is crucial. Our merchant services offer tailored payment processing options that make transactions easier for both you and your customers. Picture this: your customers making quick purchases using their preferred methods while you enjoy faster cash flow. It's all part of how we work to enhance your business operations at Everwise, located at 2930 S Nappanee St Elkhart In 46517, Elkhart, IN. Let us partner with you on this journey toward success! Visit us today or call us at (574) 293-3191 to learn more about how our business banking services can empower your enterprise.

Comprehensive List Of Services

Additional Services

For those who prefer visiting us in person, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. Members of partner credit unions can also benefit from our Basic Shared Branch Transactions, making banking even easier while traveling. With all these services at your fingertips, managing your finances has never been simpler or more accessible. If you're ready to take advantage of what we have to offer, give us a call at (574) 293-3191 or visit us today at 2930 S Nappanee St Elkhart In 46517. Join our family at Everwise and experience community-focused banking that puts you first!

Business Banking Solutions

Running a business comes with its own set of challenges. We offer comprehensive Business Banking solutions, including merchant services that help streamline transactions and business loans tailored to support growth.

Credit Cards and Rewards

Shopping and everyday purchases can also be rewarding! Our Credit Cards with Rewards program lets you earn points for every dollar spent, giving you more value from your purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options. You can check your balance, pay bills, or transfer funds anytime and anywhere using our user-friendly mobile app or website. Plus, enjoy easy access to ATMs and cash withdrawal services whenever you need them.

Personal Banking Services

We understand that managing your money is important for achieving your goals. That's why we offer various Personal Banking options, including checking and savings accounts designed to help you save for the future. If you're considering a new vehicle, our Auto Loans & Vehicle Financing make it easy to drive off with your dream car without breaking the bank. For those looking for a place to call home, our Mortgage Loans & Refinancing services provide flexible options to fit your budget. And if you're dealing with unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation can help you regain control.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts anytime through https://www.everwisecu.com/. Whether you're checking your balance, paying bills, or transferring money between accounts, everything is just a click away. Our user-friendly platform ensures that you can handle your banking needs quickly and efficiently.

Go Mobile

On the go? No problem! Our mobile application lets you manage your accounts directly from your smartphone. Enjoy features like mobile payments, making transactions easier than ever. Plus, if you need to send money to friends or family, our person-to-person transfer feature has got you covered.

Stay Secure

Your security is our top priority. With electronic signature authorization available, signing documents online is both safe and convenient. And for those who prefer going paperless, we offer e-statements, so you can keep track of your finances without cluttering your mailbox. At Everwise, we aim to empower our members with the tools they need for effective financial management. Dive into our digital offerings today and experience banking that truly fits into your life!

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts stand at 549,417, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $63,192,025, reinforcing our commitment to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 2930 S Nappanee St Elkhart In 46517 or call (574) 293-3191 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $62,848 in used auto loans and $4,095,942,655 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Position

With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans already helping members get on the road. We make it easy to apply for financing and ensure you have access to competitive rates tailored to your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,113,679,215 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we are here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627, make buying or refinancing simple. Whether you're a first-time buyer or looking to upgrade your current home, our team can help guide you through the process with ease.

Refinancing and Eligibility

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is ready to assist you. We can help determine if refinancing is right for you and what steps are necessary to move forward. At Everwise located at 2930 S Nappanee St Elkhart In 46517, we're dedicated to making your borrowing experience straightforward and beneficial. For more information or to discuss loan options tailored just for you, please call us at 574-293-3191. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today and let's take the next step toward achieving your financial goals together!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $83,722,768 in loans helping members manage their finances effectively. These credit cards come with no collateral requirements and are perfect for everyday purchases or unexpected expenses.

Loan Aggregator

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Everwise

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

A Journey Through Time

Community Connections

Join Us Today!

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Additional Services

Business Banking Solutions

Credit Cards and Rewards

Digital Banking Features

Personal Banking Services

Digital & Online Banking

Convenient Online Banking

Go Mobile

Stay Secure

Financial Strength

Commitment to Service

Growing Together

Member Savings and Investments

Reinvesting in Your Future

Solid Financial Position

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing and Eligibility

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community