Everwise Carmel IN Credit Union | Quick Personal Loans & Auto Financing

Introduction

Welcome to Everwise, your trusted partner in financial growth and community support right here in Carmel, IN. Established in 1931, we have proudly served our members for over nine decades, fostering a spirit of cooperation and commitment. With a total membership of 297,945 and assets exceeding $5.19 billion, we are more than just a credit union; we are a cornerstone of the community. Located at 635 E Carmel Dr, our branch is designed to meet your banking needs with friendly service and expert guidance. If you need to send us official correspondence, feel free to reach out to us at our mailing address: 110 S Main St, South Bend, IN 46601-1805. Our dedicated team, led by CEO Jason Osterhage and Board President Vince Henderson, is here to help you navigate personal banking services such as checking and savings accounts, auto loans, mortgage options, and much more. We take pride in having a workforce of 760 employees who are committed to making your financial journey seamless. At Everwise, we understand the importance of trust when it comes to managing your finances. Our strong net worth of $476,827,658 reflects our stability and dedication to safeguarding your investments. With total deposits reaching $121,698,606 and a robust cash reserve of $39,240,553, you can rest assured that your money is in safe hands. Whether you're looking for loans or simply want to discuss your financial goals with an expert, we invite you to visit us or give us a call at (317) 564-3516. Our doors are open for you Monday through Saturday with convenient hours designed around your busy life. Join us at Everwise today where your financial well-being is our top priority! For more information about our services or to become a member, please explore our website at everwisecu.com.

Branch History & Mission

At Everwise, we have a proud history of serving the Carmel community since our doors first opened in 1931. Over the decades, we have grown from a small credit union into a trusted financial partner for nearly 300,000 members. Our journey reflects our commitment to providing not just financial services but also meaningful support to our members and the community around us. Located at 635 E Carmel Dr, Carmel, IN 46032, our branch is easily accessible to all. We take pride in being a part of this vibrant city, offering services that enhance the lives of our members. Whether you're driving by or visiting us for the first time, you'll find that we're more than just a bank; we are your neighbors dedicated to helping you achieve your financial goals. Our mission is simple yet profound: to empower individuals and families by providing quality financial products and exceptional service. We believe that everyone deserves access to affordable financial solutions, which is why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We aim to create a supportive environment where our members can thrive financially. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. Our operating hours are designed to accommodate busy schedules: Monday through Thursday from 9:00 am to 5:00 pm, Friday until 6:00 pm, and Saturday from 9:00 am until noon. Additionally, we provide live teller hours on weekdays from 8:00 am to 6:00 pm and Saturdays from 8:00 am to 1:00 pm. With total assets exceeding $5.19 billion and ongoing efforts in digital advancements such as online banking and mobile payments, Everwise is dedicated to making your banking experience convenient and secure. Our commitment extends beyond numbers; it's about building relationships within the community. Through partnerships with local organizations and outreach initiatives, we strive to uplift those around us. As we look towards the future, we invite you to become a part of our story. Join Everwise today and experience firsthand how we can help you navigate your financial journey while making a positive impact in your community. Together, let's build a brighter tomorrow! For more information or to open an account, please call us at 317-564-3516 or visit everwisecu.com.

Branch Location & Accessibility

Convenient Access and Features

Our branch offers ample parking, ensuring that you can visit us without any hassle. We take pride in being accessible to everyone, featuring ADA-compliant entrances and ramps for easy access. If you prefer banking from your car, our drive-thru service is available for simple transactions like deposits and withdrawals. We understand that life can be busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. For those who prefer personal interaction outside of regular hours, our Live Teller service operates Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 8:00 AM to 1:00 PM.

Services Tailored Just for You

At Everwise, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards our team is here to provide expert assistance. Plus, we have ATM availability for quick cash withdrawals and basic banking tasks at your convenience. If you're a member of another credit union that partners with us, feel free to utilize our shared service center for deposits and withdrawals. While members can visit us at 635 E Carmel Dr, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. Don't hesitate to reach out! Call us at 317-564-3516 if you have questions or need assistance. We invite you to stop by our branch today and discover how Everwise can support your financial goals!

Member Eligibility

Becoming a member of Everwise is like joining a warm, welcoming family that's dedicated to your financial well-being. If you're looking to be part of a community that values you, eligibility is straightforward! You can join if you live, work, worship, or attend school in the area around 635 E Carmel Dr Carmel In 46032. Plus, family members of current members are also welcome to join. It's all about building connections and supporting each other. For more detailed information on who can become a member, please check out our eligibility criteria at http://WWW.everwisecu.com/about/become-a-member . Opening an account with us is just as easy! You can start the process online by visiting http://WWW.everwisecu.com/borrow/apply-for-a-loan , or feel free to call us at (317) 564-3516 if you have any questions. We're excited to help you take this important step toward better banking experiences and services tailored just for you!

Business Banking & Commercial Services

Merchant Services That Work

Imagine a local coffee shop that uses our merchant services to streamline payments. They can accept cards quickly, manage transactions easily, and focus on what they do best serving great coffee. With our tools, you too can enhance customer experiences while keeping your operations smooth. No matter what stage your business is in, Everwise at 635 E Carmel Dr Carmel In 46032, Carmel, IN is here to help you thrive. Let's work together to turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Tailored for You

For entrepreneurs and business owners, Everwise offers robust business banking services. From merchant services that simplify payment processing to various business loans that can help grow your enterprise, we're here to support you every step of the way.

Convenience at Your Fingertips

Understanding the importance of convenience in today's fast-paced world, we prioritize digital banking features. With our online and mobile banking, accessing your accounts has never been easier. You can pay bills, transfer funds, and check balances from anywhere at any time. Our ATM and cash withdrawal services ensure you have access to your money when you need it most. If you prefer face-to-face interactions, our branch offers basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. We also support shared branch transactions for partner credit union members, allowing easy access to funds even when you're away from home.

Join Us Today!

At Everwise, we are committed to making banking accessible and straightforward for everyone in our community. Whether you're a longtime member or new to our services, we invite you to experience the difference we offer. Feel free to reach out at (317) 564-3516 or visit us at our location on 635 E Carmel Dr Carmel In 46032 in Carmel, IN. Explore all that we have to offer by visiting our website at Carmel Drive 69. We look forward to serving you!

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, or you need assistance with managing your finances, our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your daily expenses while also saving for the future. If you're thinking about purchasing a new car, our auto loans and vehicle financing options can make the process smooth and affordable. For those considering homeownership, we provide mortgage loans and refinancing solutions to help you secure your dream home or lower your current mortgage payments. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation services can assist you in regaining control over your finances. Plus, don't forget about our credit cards with rewards ideal for those who love to earn perks while they spend.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to check your account balances, pay bills, and transfer funds anytime, anywhere. You can also enjoy electronic statements, making it simple to stay organized without the clutter of paper. If you're always on the go, our mobile application lets you access your accounts right from your smartphone. Whether you need to make a quick payment or view your transaction history, everything is just a tap away.

Security You Can Trust

We take security seriously at Everwise. Our electronic signature authorization feature ensures that all of your transactions are safe and secure. Plus, with person-to-person transfers, sending money to friends or family has never been more straightforward. Simply log in through our mobile app or online platform, and you can send funds instantly without any hassle.

Stay in Control

With the ability to set up mobile payments, you can make purchases directly from your phone without needing cash or cards. This feature adds another layer of convenience for those busy days when you're out and about. And if you ever have questions or need assistance, our dedicated customer service team is always here to help. At Everwise, we believe that banking should fit seamlessly into your life. Our comprehensive digital services are designed not only for ease of use but also for real-time account management so that you can keep track of your finances with confidence. Join us today and experience the future of banking!

Financial Strength

At Everwise, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health allows us to provide you with reliable services that meet your needs. With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, as seen with $62,848 in used auto loans and $4,095,942,655 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of our member base is evident with a total of 549,417 accounts showing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 635 E Carmel Dr Carmel In 46032 or call (317) 564-3516 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to help you every step of the way.

Business Financing

If you are a business owner, you'll be pleased to know that our outstanding commercial loans totaling $1,113,679,215 can provide the capital needed to grow and expand your business. We understand the unique challenges faced by businesses today and aim to support your journey toward success.

Credit Lines and Unsecured Loans

For those who need extra financial flexibility, we provide credit lines totaling $1,840,583,527, allowing you to borrow as needed without the hassle of reapplying each time. Additionally, our flexible terms on unsecured credit card loans with a total of $83,722,768 help members manage their finances effectively without tying up collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627, make buying or refinancing simple. We offer flexible terms and guidance throughout the process to ensure you feel confident in your investment.

Refinancing Options

If you're considering refinancing any existing loans or looking into eligibility options, our dedicated staff is ready to discuss how we can help reduce your monthly payments or improve your loan terms. Our commitment is not just about providing loans; it's about building lasting relationships with our members. You can reach us at (317) 564-3516, visit us at 635 E Carmel Dr Carmel In 46032, or explore more on our website at https://www.everwisecu.com/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial aspirations!

Loan Aggregator

Accurate Loan Comparisons

Verified Data: Loan offers on LendMesh come only from legitimate financial institutions. This commitment to sourcing ensures that users receive accurate information about their borrowing options. You won't find misleading claims or outdated rates here. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This means that every result you see is unbiased and based solely on your needs and preferences. Real-Time Rate Comparisons: LendMesh provides up-to-date loan rates from multiple institutions. This feature helps you stay informed about the best options available at any given moment, making it easier to choose a loan that fits your financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the positive impact LendMesh has had on real people seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

EVERWISE CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

Services Tailored Just for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Options

Comprehensive List Of Services

Business Banking Tailored for You

Convenience at Your Fingertips

Join Us Today!

Personal Banking Made Easy

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Stay in Control

Financial Strength

Loan Offering

Auto Loans

Business Financing

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Accurate Loan Comparisons

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