Everwise Carmel IN Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Everwise, your trusted credit union located at 1424 W Carmel Dr, Carmel, IN 46032. Established in 1931, we have proudly served our community for over nine decades, providing reliable financial solutions tailored to the needs of our 297,945 members. With a strong commitment to fostering financial well-being, we currently manage total assets exceeding $5.19 billion and maintain an impressive net worth of $476,827,658. At Everwise, we understand that every member's journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions designed to help you achieve your financial goals. Whether you're looking to save for the future or finance a new vehicle, we're here to support you every step of the way. Our dedicated team of 760 employees, led by CEO Jason Osterhage and Board President Vince Henderson, works tirelessly to provide exceptional service and build lasting relationships within the community. We believe in the power of collaboration and are proud to contribute positively to the lives of our members and the local economy. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. For any inquiries or assistance, feel free to reach out to us at (317) 574-3550. Join us today at Everwise and experience a member-focused approach that prioritizes your financial success! Visit our website at everwisecu.com for more information or to open an account. Your financial journey starts here!

Branch History & Mission

Community Engagement and Innovation

In addition to traditional banking services, Everwise embraces innovation. With features such as online banking and mobile payments, we make it easy for members to manage their finances anytime, anywhere. We also ensure ADA compliance so that everyone can access our services comfortably. Community outreach is another cornerstone of our mission. We actively engage in local initiatives aimed at supporting education and economic development within Carmel and beyond. Partnerships with local organizations help us extend our impact and foster a spirit of collaboration. We invite you to join the Everwise family and experience the benefits of membership firsthand. Whether you're looking for a new checking account or seeking assistance with your first home purchase, we're here to help you succeed financially. Contact us today at 317-574-3550 or visit us online at Everwise to learn more about how we can serve you!

Our Mission

The mission of Everwise is clear: we strive to empower our members through exceptional financial services while fostering community support and engagement. We believe in making banking personal and accessible. Our focus on providing helpful resources ensures that every member can achieve their financial goals with confidence. While members can visit us at 1424 W Carmel Dr for all their banking needs, official correspondence should be sent to our mailing address at 110 S Main St, South Bend, IN 46601-1805. We are committed to maintaining a welcoming environment that reflects our core values of integrity and service.

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your convenience in mind. We offer ample parking, ensuring that you can easily find a spot when you arrive. We also prioritize accessibility, with features that cater to all members, including ADA compliance and ramps for those who may need them. At Everwise, we understand that your time is valuable. That's why we have flexible operating hours: Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 3:00 PM. Whether you prefer visiting during the week or on weekends, we're here to assist you when it's most convenient for you.

Services Offered

Our branch provides a wide array of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit every stage of life. Plus, with ATM availability right on-site, you can easily access your cash whenever needed. As part of our commitment to serving the community, we also provide online and mobile banking options so you can manage your finances from anywhere.

Visit Us Today!

We invite you to visit Everwise at our Carmel branch. Our friendly staff is ready to help you with any questions or services you may need. Feel free to give us a call at 317-574-3550 if you'd like more information before stopping by. We look forward to welcoming you soon!

Member Eligibility

At Everwise, we believe that joining our community should feel welcoming and straightforward. Becoming a member is a great way to access personalized financial services tailored just for you! If you're interested in joining us at our branch located at 1424 W Carmel Dr Carmel In 46032, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in the area. This means that whether you're a local resident, an employee of a nearby business, or a student in the community, you can enjoy all the benefits of membership. Once you're ready to take the next step, opening an account is simple! Just visit our website at http://WWW.everwisecu.com/borrow/apply-for-a-loan to learn how to get started. If you have any questions or need assistance during the process, feel free to give us a call at (317) 574-3550. For more detailed information on eligibility criteria, check out our resource page at http://WWW.everwisecu.com/about/become-a-member. We can't wait to welcome you into the Everwise family!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,109 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,113,679,215, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine a local café enhancing customer experience through quick and easy payment options. Our merchant services make this possible by offering efficient credit card processing, point-of-sale systems, and online payment solutions. These tools not only simplify transactions but also help you manage your cash flow effectively. Whether you're looking for a loan or need support with daily operations, Everwise is here to help your business reach its full potential right here in Carmel, IN. Let us partner with you on your journey to success!

Comprehensive List Of Services

Accessibility and Convenience

We know that life gets busy, which is why we prioritize convenience at Everwise. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. While we do not have drive-thru services at this location, our friendly team is always ready to assist you during lobby hours: Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 3:00 PM. Whether you're visiting us in person or managing your accounts online, we're committed to providing the best service possible. If you'd like to learn more about any of these offerings or have questions about how they can work for you, don't hesitate to reach out at 317-574-3550. Ready to take the next step towards better banking? Visit us online at Everwise or stop by our branch today!

Business Banking

For business owners, we provide comprehensive support through our Business Banking services. This includes essential Merchant Services for payment processing and tailored Business Loans to help you grow or start your venture. We understand the challenges that come with running a business, and we're here to offer the financial solutions that suit your needs.

Loans and Financing

Thinking about buying a car? Our Auto Loans & Vehicle Financing options come with competitive rates that fit your budget. You can also explore our Mortgage Loans & Refinancing services if you're ready to invest in a new home or lower your current mortgage payments. Need some extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation solutions make it simple to consolidate debt or cover those surprise costs without stress.

Personal Banking

When it comes to personal banking, we offer flexible Checking & Savings Accounts designed to help you manage your money effortlessly. Imagine having easy access to your funds through our user-friendly Online & Mobile Banking platforms. With features like e-statements and mobile payments, staying on top of your finances has never been easier. Plus, our Credit Cards with Rewards let you earn points while making everyday purchases helping you get more from your spending.

Digital & Online Banking

Easy Money Transfers

Need to send money to a friend? Our person-to-person transfer feature lets you do just that in seconds no need for cash or checks. It's perfect for splitting bills or sending gifts. Security is our top priority. We use advanced encryption technology to ensure that your information remains safe while you're banking online. Whether you're logging into your account or making a payment through our app, rest assured that your data is protected. With all these tools at your disposal, managing your finances has never been easier or more secure. Join us at Everwise and take control of your banking experience today!

Key Features

Our online banking platform, which you can explore at https://www.everwisecu.com/, allows you to check balances, transfer funds, and pay bills with just a few clicks. We also support electronic signature authorization, so signing important documents is quick and hassle-free no more waiting for the mail! For those who prefer paperless transactions, e-statements are available for easy access to your financial statements without cluttering your inbox. Plus, if you're always on the go, our mobile application makes it even easier to stay connected with your accounts. You can download it today and enjoy features like mobile payments, allowing you to make purchases directly from your phone.

Financial Strength

A Solid Foundation

With a net worth of $476,827,658, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings

Members' savings are secured through $1,171,266,543 in share certificates and $487,278,305 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $55,763,500, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 719 full-time employees and 41 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $451,367,666 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $62,848 in used auto loans and $4,095,942,655 in total loans and leases.

Trustworthy Growth

Total Share Accounts stand at 549,417, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $63,192,025, underscoring our ability to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everwise is your trusted partner. Visit us at 1424 W Carmel Dr Carmel In 46032 or call (317) 574-3550 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

For those seeking business solutions, our outstanding commercial loans totaling $1,113,679,215 provide the capital needed for growth and expansion. We are committed to supporting our local businesses with tailored lending options. If you're interested in refinancing any existing loans or exploring eligibility options for our products, we're here to assist you every step of the way. You can reach us at (317) 574-3550, visit us at 1424 W Carmel Dr Carmel In 46032, or explore more about our offerings online at https://www.everwisecu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Everwise, we're dedicated to helping you find the right loan solution that fits your needs and puts you on the path to financial success.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,133,127,043 in used vehicle loans and $328,364,557 in new vehicle loans already helping members get on the road. We provide flexible financing options and competitive rates to make your car buying experience smooth and affordable.

Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $83,722,768 in loans helping members manage their finances effectively. Enjoy competitive interest rates and the convenience of easy access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $207,176,627, make buying or refinancing simple. We offer various mortgage solutions tailored to fit your unique situation, whether you are a first-time buyer or looking to refinance an existing loan.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling them to make informed decisions tailored to their specific needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the value that LendMesh provides in helping individuals secure better rates. Ready to take control of your borrowing experience? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. By relying on verified data, LendMesh helps users navigate their options without the confusion often associated with loan shopping.

Everwise

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Community Engagement and Innovation

Our Mission

Branch Location & Accessibility

Convenient Access and Features

Services Offered

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Financing for Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Accessibility and Convenience

Business Banking

Loans and Financing

Personal Banking

Digital & Online Banking

Easy Money Transfers

Key Features

Financial Strength

A Solid Foundation

Member-Centric Savings

Operational Efficiency

Reinvestment for Better Services

Trustworthy Growth

Loan Offering

Additional Offerings

Auto Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community