Evergreendirect Credit Union Tumwater WA | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Evergreendirect, where community comes first! Located at 6001 Capitol Blvd SW, Tumwater, WA 98501, we pride ourselves on being more than just a financial institution; we're your trusted partner in achieving your financial goals. Established in 1977, our mission has always been to serve our members with integrity and dedication. With a robust membership base of over 4,962 individuals, we are committed to fostering a sense of belonging and support. At Evergreendirect, we understand the importance of financial security. That's why we manage total assets amounting to an impressive $78,679,496 and maintain total deposits of $8,080,180 for our valued members. Our focus is not only on providing excellent banking services but also ensuring that our members have access to loans that total 3,847 in number helping them realize their dreams, whether it's buying a new car or consolidating debt. Our dedicated team of 28 employees, led by CEO JohnPaul McGee and Board President Sue Girsch, is here to guide you through every step of your financial journey. We believe in building lasting relationships with our members through personalized service and transparent communication. Whether you need assistance with personal banking, auto loans, mortgages, or business services, we're ready to help! For any official correspondence, please note that while you can visit us at our branch location, mail should be directed to the same address: 6001 Capitol Blvd SW, Tumwater, WA 98501-5290. We invite you to explore all that Evergreendirect has to offer by visiting our website at evergreendirect.org. If you have any questions or need assistance, feel free to reach out to us at 360-943-7676. Come experience the difference with Evergreendirect where your financial well-being is our top priority!

Branch History & Mission

Welcome to the heart of Tumwater, WA, where the story of Evergreendirect begins. Founded in 1977, Evergreendirect has been committed to serving our community for over four decades. Our branch, located at 6001 Capitol Blvd SW, is more than just a financial institution; it's a cornerstone of support and trust for nearly 4,962 members who rely on us every day. From our humble beginnings, we have grown into a vibrant credit union with total assets reaching an impressive $78,679,496. This growth reflects our dedication to providing exceptional financial services while fostering strong relationships within our community. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our mission is simple yet powerful: to empower our members through accessible financial services while giving back to the community that supports us. We believe in building a better future for everyone by promoting financial literacy and supporting local initiatives. Our team actively engages in outreach programs aimed at enhancing community well-being and ensuring that every member feels valued. While you can visit us at 6001 Capitol Blvd SW, official correspondence should be sent to 6001 Capitol Blvd SW, Tumwater, WA 98501-5290 if different. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 AM to 5:00 PM, with drive-thru service available from 8:30 AM to 5:30 PM. In today's digital world, we stay connected with our members through online banking and mobile payment options. Our commitment extends beyond traditional banking; we ensure accessibility for all by maintaining ADA compliance and offering services like basic ATM access and drive-thru banking. At Evergreendirect, we recognize that partnerships are vital for sustainable growth. We collaborate with various organizations to enhance the services we provide and create opportunities for our members. As you explore your financial journey, consider joining Evergreendirect. Experience firsthand how we prioritize your needs and work tirelessly to support your goals. Together, let's build a brighter future! For more information or to become a member today, please reach out at 360-943-7676 or visit us online at Evergreendirect.

Branch Location & Accessibility

Easy Access and Amenities

Finding us is easy, and parking is readily available right outside our door. Our location is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can visit comfortably. If you prefer to use our drive-thru service, it's open Monday through Friday from 8:30 AM to 5:30 PM, making it simple for you to take care of transactions without leaving your vehicle.

Operating Hours

We know your time is valuable. That's why our lobby hours are set from 9:00 AM to 5:00 PM Monday through Friday, with extended hours on Wednesday starting at 10:00 AM. This flexibility allows you to choose a time that best fits your schedule.

Services Offered

At Evergreendirect, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and even credit cards with rewards, we have something for everyone. Need cash? Our ATM service is available onsite for quick withdrawals and balance checks. While you can always reach out by phone at 360-943-7676, we invite you to visit us at our branch. Our friendly staff is eager to assist you with any questions or concerns you might have about your financial journey. Whether you're a long-time member or considering joining us for the first time, we look forward to welcoming you into our community at Evergreendirect!

Member Eligibility

At Evergreendirect, we're excited to welcome you into our community where you can enjoy the benefits of being a member. Becoming a part of our family is simple! If you live, work, worship, or attend school in Thurston County, you're already eligible to join us. We believe in supporting our members with personalized services and financial products that cater to your unique needs. Plus, as a member, you'll gain access to competitive loan rates, savings options, and resources designed to help you achieve your financial goals. Ready to take the next step? You can find all the details about membership eligibility on our website at https://www.evergreendirect.org/about/who-we-are/become-a-member .html . When you're ready to open an account, just follow the easy process outlined at https://www.24x7loans.com/evergreendirectcuauto/default .aspx . If you have any questions or need assistance, feel free to give us a call at (360) 943-7676. We look forward to having you as part of our vibrant community at Evergreendirect, located at 6001 Capitol Blvd Sw Tumwater Wa 98501!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans funded, we are dedicated to providing competitive options for our members when the time comes.

Merchant Services

In addition to loans, our merchant services streamline payments, making it easy for you to focus on running your business. From card processing solutions to online payment gateways, we provide the tools necessary for a smooth transaction experience. This means you can serve your customers better while enhancing your cash flow. Located at 6001 Capitol Blvd Sw Tumwater Wa 98501 in Tumwater, WA, we invite you to reach out at (360) 943-7676 to learn more about how we can assist your business today! Whether you're just starting out or looking to scale, Evergreendirect is here for you every step of the way.

Comprehensive List Of Services

Business Banking

For local entrepreneurs and business owners, we offer specialized Business Banking solutions including Merchant Services and Business Loans. We aim to support the growth and success of small businesses in our area by providing accessible financial tools that streamline operations and improve cash flow.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why Evergreendirect Cu offers comprehensive Online & Mobile Banking features that allow you to manage your accounts from anywhere. Whether you want to check balances, transfer funds, or pay bills, our digital banking platform makes it easy and secure. Plus, with access to ATM & Cash Withdrawal Services across various locations, getting cash when you need it is a breeze.

Drive-Thru and ATM Services

Our branch also provides basic drive-thru banking for quick transactions like deposits and withdrawals. If you're in a hurry or prefer not to enter the branch, our drive-thru service is perfect for you. For added convenience, our ATMs allow for easy cash withdrawals and balance checks whenever you need them. At Evergreendirect, we strive to create an inclusive banking environment where all members feel valued. We invite you to explore how our services can meet your financial needs today. Feel free to reach out at (360) 943-7676 or visit us at 6001 Capitol Blvd Sw Tumwater Wa 98501 for more information about becoming a member or opening an account. We look forward to serving you!

Personal Banking

We understand that managing finances can be challenging, which is why we offer Personal Banking services tailored to simplify your life. With our Checking & Savings Accounts, you can easily manage your day-to-day expenses while earning interest on your savings. Our Auto Loans & Vehicle Financing options make it simple to get behind the wheel of a new or used vehicle without breaking the bank. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms. For those looking to consolidate debt or fund personal projects, our Personal Loans & Debt Consolidation products are designed with your best interests in mind. Additionally, enjoy the benefits of our Credit Cards with Rewards, allowing you to earn points for every purchase.

Digital & Online Banking

Key Services

Our online banking platform offers a range of features designed with you in mind. You can easily check your account balances, view transaction history, and transfer funds all from the comfort of your home or on the go. For those who prefer paperless options, we provide e-statements to keep you organized and reduce clutter, ensuring you have easy access to important documents whenever you need them. Need to send money quickly? Our person-to-person transfer feature allows you to send money to friends and family instantly, making it easy to split bills or lend a helping hand. Plus, if you're always on the move, our mobile payments option lets you make purchases directly from your smartphone no cash or cards needed!

Security and Accessibility

We prioritize your security with electronic signature authorization, which helps protect your transactions while ensuring a smooth process. Our user-friendly interface is designed for everyone, so whether you're tech-savvy or just getting started with digital banking, you'll find it easy to navigate. With all these tools at your fingertips through Evergreendirect's online banking services, managing your finances has never been more accessible. Enjoy real-time account management and peace of mind knowing that your financial information is secure with us. Embrace the future of banking today!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

We currently have 11,602 total share accounts, showing a strong and growing member base that trusts us with their finances. This trust empowers us to keep enhancing our services to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Evergreendirect is your trusted partner. Visit us at 6001 Capitol Blvd Sw Tumwater Wa 98501 or call 360-943-7676 to learn more about how we can help you achieve your financial goals.

Reinvestment in Member Services

With $8,460,030 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $15,518 in used auto loans and $39,681,712 in total loans and leases.

Secure Member Savings

Members' savings are secured through $18,242,758 in share certificates and $10,166,270 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $8,460,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to these core offerings, we provide credit lines totaling $4,000,000 that give you the flexibility to borrow what you need when you need it. This is perfect for unexpected expenses or planned purchases that require immediate funding. For those interested in refinancing options, our team is ready to discuss eligibility and help streamline the process, ensuring that you get the most out of your loan experience. To learn more about our loan offerings or to get started today, visit us at our branch located at 6001 Capitol Blvd Sw Tumwater Wa 98501 in Tumwater, WA, or give us a call at (360) 943-7676. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,621,130 in used vehicle loans and $2,437,154 in new vehicle loans already helping members get on the road. We provide financing options tailored to fit your budget, whether you're purchasing a brand-new model or a reliable used vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,798,740, make buying or refinancing simple. We guide you through the process and work with you to find a plan that suits your needs, helping you navigate everything from initial application to closing.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $4,525,324 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can make daily purchases more rewarding.

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Evergreendirect