Evergreendirect Olympia WA Credit Union | Affordable Auto Loans & Online Banking

Introduction

Welcome to Evergreendirect, where we believe in empowering our members through exceptional financial services and community support. Nestled in the heart of Olympia, WA at 1018 Union Ave SE, our credit union has been a trusted partner for individuals and families since 1977. With a commitment to serving our nearly 5,000 members, we take pride in fostering a sense of belonging and financial well-being. At Evergreendirect, we manage $78,679,496 in total assets, ensuring that your savings are secure while providing you with a range of products tailored to your needs. Our dedicated team, led by CEO JohnPaul McGee and Board President Sue Girsch, is here to assist you with everything from personal banking and auto loans to mortgage financing and credit cards with rewards. While members can visit us at our branch location, official correspondence should be sent to 1018 Union Ave SE, Olympia, WA 98501. We invite you to explore our offerings, which include over $8 million in total deposits and more than 3,800 loans available for various purposes. With our strong net worth of $8,460,030, we are well-positioned to support your financial journey. Whether you're looking for online banking solutions or the convenience of our drive-thru service, Evergreendirect is here for you. We encourage you to reach out at 360-943-7676 or visit us online at evergreendirect.org to learn more about how we can help you achieve your financial goals. Join us in building a brighter future together!

Branch History & Mission

Commitment to Innovation

As we continue to grow, we embrace technology and innovation while ensuring accessibility for all members. Our digital banking services allow you to manage your finances online or through your mobile device conveniently. From electronic signatures to mobile payments, we are committed to making banking easier and more efficient without compromising security.

Join Us

As we look towards the future, we invite you to become part of the Evergreendirect family. Experience firsthand how we prioritize your financial well-being while nurturing the community around us. Visit us at 1018 Union Ave SE, Olympia, WA 98501 or reach out at 360-943-7676 to learn more about becoming a member today! Together, let's build a brighter financial future for all!

Our Mission

Our mission at Evergreendirect is simple yet profound: to empower our members by providing exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable banking options that can improve their lives. This mission drives us to offer a wide range of products, including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We understand that financial health goes hand-in-hand with community support. That's why we actively participate in outreach programs and local events to give back to those who have supported us over the years. By building partnerships with local organizations, we strive to create opportunities for growth and development within Olympia.

Branch Location & Accessibility

Welcome to Evergreendirect, your friendly neighborhood credit union located at 1018 Union Ave SE, Olympia, WA 98501. Nestled in the heart of Thurston County, our branch is easily accessible and conveniently situated near popular landmarks, making it a breeze for you to visit. Whether you're popping in for personal banking or exploring our loan options, we're here to support your financial journey. While members can visit us at our branch address, official correspondence should be sent to the same address: 1018 Union Ave SE, Olympia, WA 98501. Our location features ample parking and is designed with accessibility in mind, including ADA-compliant ramps to ensure everyone can bank comfortably. We understand that your time is valuable. That's why we offer flexible operating hours to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:00 PM, with extended drive-thru service available from 8:30 AM to 5:30 PM. Whether you're making a deposit or withdrawing cash from our ATM, we strive to make your experience quick and convenient. At Evergreendirect, we pride ourselves on providing a full suite of services tailored for our members. From checking and savings accounts to auto loans and mortgage financing, we are dedicated to helping you achieve your financial goals. If you have any questions or need assistance, don't hesitate to give us a call at 360-943-7676. We invite you to stop by our branch or reach out over the phone we're excited to assist you!

Member Eligibility

At Evergreendirect, we believe in creating a welcoming community where everyone can thrive. Joining us as a member is easy and open to anyone who lives, works, or worships in the Thurston County area. Whether you're looking for financial guidance, friendly service, or great rates on loans and accounts, we've got your back! To find out more about specific eligibility criteria, feel free to check out our detailed information at https://www.evergreendirect.org/about/who-we-are/become-a-member .html . Once you see that you qualify, opening an account is a breeze! You can start the process online by visiting https://www.24x7loans.com/evergreendirectcuauto/default .aspx or give us a call at (360) 943-7676 if you have any questions. We can't wait to welcome you to our family at Evergreendirect, located at 1018 Union Ave Se Olympia Wa 98501!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify daily operations. Imagine having the ability to process payments seamlessly at your store or online. Our services empower you to accept various payment methods, making transactions smooth for both you and your customers. This means more time focusing on what you do best growing your business. Located at 1018 Union Ave Se Olympia Wa 98501 in Olympia, WA, our dedicated team is here to guide you through every step of your business journey. Connect with us today at (360) 943-7676 or visit our website to learn more about how we can support your business's financial needs!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We provide easy access through our ATM services located right here in Olympia. Withdrawals and balance checks are quick and straightforward at any time that suits you.

Auto Loans & Vehicle Financing

Dreaming of a new car? At Evergreendirect, we offer competitive auto loans and vehicle financing options that can help turn your dream into reality. Our team is here to guide you through the loan process, ensuring that you get the best rates available. Imagine driving off with your new vehicle without breaking the bank!

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Your business deserves support tailored specifically for its growth and success, and we are committed to being a trusted partner in this journey.

Credit Cards with Rewards

Enjoy shopping? Our credit cards not only provide convenience but also rewards for your spending. Earn points on purchases that can be redeemed for cash back or other benefits making your everyday expenses work harder for you.

Drive-Thru Banking

For those who prefer face-to-face interaction but are short on time, our basic drive-thru banking offers deposits, withdrawals, and other simple transactions without leaving your vehicle. We invite you to visit us at 1018 Union Ave SE, Olympia, WA 98501 or give us a call at 360-943-7676 during our lobby hours from Monday through Friday. Experience how Evergreendirect can make managing your finances easier than ever! For more information about becoming a member or exploring our services further, please check out our website.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make. That's why we provide mortgage loans and refinancing options to fit different budgets and lifestyles. Whether you're a first-time homebuyer or looking to lower your monthly payments, we are here to support you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. With features like person-to-person payments and e-statements, banking has never been easier or more secure.

Personal Banking

We understand that every member has unique needs when it comes to managing their money. That's why our personal banking services include checking and savings accounts designed to help you save for the future while keeping your funds accessible. Whether you need a reliable account for everyday transactions or a savings account to grow your wealth, we have options that suit you.

Personal Loans & Debt Consolidation

Sometimes life brings unexpected expenses, and that's where our personal loans come in handy. If you're looking to consolidate debt or cover those unforeseen costs, our flexible terms can help ease your financial burden.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts whenever it suits you. Whether you're at home or on the go, just visit https://www.evergreendirect.org/ to check your balances, view transactions, and transfer funds with ease. Our user-friendly platform allows you to manage your money effortlessly.

Effortless Person-to-Person Transfers

Sending money has never been easier with our person-to-person transfer service. Whether you're splitting a bill or sending a gift, you can quickly send funds right from your account without any complications. At Evergreendirect, we're dedicated to providing accessible and efficient banking solutions tailored to meet your needs. Explore all these features today at https://www.evergreendirect.org/ and take control of your financial journey!

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We offer e-statements, giving you a quick and convenient way to view your account statements electronically. Not only does this save trees, but it also helps you stay organized and reduces the risk of sensitive information being lost or stolen.

Mobile Payments Made Simple

Need to make a payment on the go? Our mobile payments feature allows you to easily send money to friends or family using just their phone number. Additionally, while we currently do not have a dedicated mobile application, rest assured that our website is fully optimized for mobile use.

Security You Can Trust

Your security is our priority. We provide electronic signature authorization, so you can sign documents securely without any hassle. Plus, our online banking system employs the latest security measures to keep your information safe while you bank online.

Financial Strength

At Evergreendirect, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights about our financial health, which is sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $8,460,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,242,758 in share certificates and $10,166,270 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,460,030 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $15,518 in used auto loans and $39,681,712 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 11,602, showing a strong and growing member base that trusts us with their finances. This trust is critical as it highlights the commitment we have towards providing exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Evergreendirect is your trusted partner. Visit us at 1018 Union Ave Se Olympia Wa 98501 or call 360-943-7676 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,621,130 in used vehicle loans and $2,437,154 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new ride or a reliable used vehicle, our team is here to guide you through the process.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,525,324 in loans helping members manage their finances effectively. This option allows you to consolidate debt or cover unexpected expenses without the hassle.

Credit Lines

For those needing additional flexibility in their borrowing capacity, our total credit lines reach $4,000,000. These lines can provide peace of mind for both planned purchases and emergencies. At Evergreendirect, we are committed to providing transparent and competitive lending options tailored to your needs. If you're interested in refinancing or want to check your eligibility for any of our loan products, feel free to reach out! You can contact us at 360-943-7676 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you navigate your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,798,740, make buying or refinancing simple. We understand that purchasing a home is a significant step, and we're dedicated to making it as straightforward as possible.

Loan Aggregator

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