Evergreen Park Schools Credit Union IL | Best Auto Loans & Business Banking

Introduction

Welcome to Evergreen Park Schools, where our mission is to empower our community through dedicated financial services tailored just for you. Located at 9901 S Kedzie Ave, Evergreen Park, IL 60805, our credit union has been a trusted financial partner since 1995. With a strong commitment to serving our 956 members, we pride ourselves on providing personalized banking solutions that make a real difference in the lives of those we serve. At Evergreen Park Schools, we understand that financial decisions can be daunting. That's why we're here to help guide you every step of the way. Our total assets stand at an impressive $10,241,296, with total deposits reaching $406,689. This solid foundation allows us to offer a range of products including auto loans, personal loans, and mortgage refinancing, ensuring that you have access to the resources you need. Our leadership team is committed to fostering a welcoming environment. CEO Kelly Carson and Board President Anna Papasideris lead with integrity and passion, ensuring our values are reflected in every interaction. With a dedicated team of just 2 employees, we focus on building relationships rather than transactions. While members can visit us at our branch address for all your banking needs, official correspondence should be sent to the same location: 9901 S Kedzie Ave, Evergreen Park, IL 60805-3416. We invite you to call us at 708-229-0322 during our business hours Monday through Friday from 8:00 AM to 4:00 PM to learn more about how we can support your financial journey. Join us at Evergreen Park Schools today and experience the difference of community-focused banking! Visit our website at http://www.epsfcu.org for more information or to explore our services online. We look forward to helping you achieve your financial goals!

Branch History & Mission

At Evergreen Park Schools, we take pride in our rich history and unwavering commitment to our community. Established in 1995, our branch located at 9901 S Kedzie Ave, Evergreen Park, IL 60805, has grown into a trusted financial partner for nearly 1,000 members. Over the years, we've evolved from humble beginnings into a robust credit union with total assets of over $10 million. This growth reflects our dedication to providing exceptional financial services tailored to the needs of our members. Our mission is simple yet powerful: to empower our members with the tools and resources they need to achieve their financial goals. We understand that each member's journey is unique, which is why we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our goal is not just to facilitate transactions but to foster long-lasting relationships built on trust and support. While you can visit us at our branch location for personalized service during our operating hours Monday through Friday from 8:00 AM to 4:00 PM we also embrace digital advancements that make banking easier for everyone. Members can access online banking services for convenience and flexibility. We are committed to serving all members of our community. From educational workshops to financial counseling, we actively engage in outreach efforts that help individuals and families make informed decisions about their finances. Our partnership with local organizations strengthens these initiatives and allows us to give back meaningfully. Though we currently do not have an ATM or drive-thru service available at this location, we ensure that your experience with us remains positive through attentive customer service and comprehensive support options. As we look ahead, we remain focused on enhancing member experience while expanding our reach within the Evergreen Park community. We invite you to join Evergreen Park Schools and discover the benefits of being part of a cooperative institution dedicated to your financial well-being. Together, let's build a brighter future! For more information or assistance, feel free to call us at 708-229-0322.

Branch Location & Accessibility

Banking Services

At Evergreen Park Schools, we provide a range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have financial solutions for both individuals and businesses. Unfortunately, we currently do not offer ATM services or drive-thru banking, but our friendly staff is always available to assist you inside the branch. While members can visit us at 9901 S Kedzie Ave for all their banking needs, official correspondence should be sent to the same address listed above. If you have any questions or need assistance, don't hesitate to give us a call at 708-229-0322. Come visit us today we look forward to welcoming you into the Evergreen Park Schools family!

Convenient Access

Our branch offers ample parking and features designed to accommodate everyone, including ADA-compliant access points. We understand that accessibility is crucial for our members, so we've made sure that navigating our facilities is as easy as possible.

Operating Hours

We're here for you Monday through Friday from 8:00 AM to 4:00 PM. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, our dedicated team is ready to help during these hours.

Member Eligibility

Welcome to the Evergreen Park Schools community! At Evergreen Park Schools, becoming a member is more than just opening an account; it's about joining a supportive family that cares about your financial well-being. To be eligible, you simply need to be connected to the Evergreen Park Schools whether you're a student, staff member, or even a family member of someone involved with the schools. This inclusive approach means that many in our local community can enjoy the benefits we offer. If you want to know more about the specific eligibility criteria, feel free to check out our detailed guidelines at . Opening an account is easy! Just visit us at our branch located at 9901 S Kedzie Ave Evergreen Park Il 60805 or give us a call at (708) 229-0322 during our operating hours from Monday to Friday, 8:00 AM to 4:00 PM. We're here to help you every step of the way as you take this important step towards better financial services and support. Join us today and discover how being part of Evergreen Park Schools can make a positive difference in your financial journey!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work

In addition to loans, our merchant services are designed to simplify your daily operations. Imagine being able to process payments seamlessly while focusing on what you do best growing your business. Our tools can help you manage transactions efficiently, ensuring that you spend less time worrying about finances and more time serving your customers. Located at 9901 S Kedzie Ave Evergreen Park Il 60805 in Evergreen Park, IL, we're here to partner with you every step of the way. Reach out at (708) 229-0322 or visit us online at http://www.epsfcu.org to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Made Easy

For our local entrepreneurs, we offer comprehensive business banking services, including merchant services and business loans. We understand the unique challenges small businesses face, so we're committed to supporting your growth with accessible funding and tools.

Convenience Through Technology

In today's busy world, convenience is key. That's why we provide robust online and mobile banking solutions that let you manage your finances from anywhere at any time. Check balances, transfer funds, pay bills, and more all from the comfort of your home or on-the-go. While we currently do not have ATM services or drive-thru options available at this branch, our online features ensure easy access to your accounts whenever you need them.

Credit Cards That Reward You

Don't forget about our credit cards with rewards! Enjoy benefits that give back while you spend on everyday purchases. Whether it's travel points or cash back, our credit card options are designed to enhance your financial experience.

Financial Support When You Need It

Life can throw unexpected challenges at us, which is why having access to funds is crucial. At Evergreen Park Schools, we offer personal loans and debt consolidation options that provide quick relief when you need it most. With straightforward terms and an easy application process, getting the financial support you require has never been simpler.

Get Started Today!

At Evergreen Park Schools, we're more than just a credit union; we're a community partner dedicated to helping you achieve financial success. For any questions about our services or how we can assist you further, please don't hesitate to call us at 708-229-0322 during our lobby hours from Monday to Friday, 8:00 AM to 4:00 PM. Visit us today at 9901 S Kedzie Ave in Evergreen Park and discover how we can support your financial journey! Explore all that we have to offer at www.epsfcu.org.

Personal Banking Solutions

We understand that managing your finances can be overwhelming. That's why we offer personal banking services designed with you in mind. Whether you're looking to open a checking or savings account, or simply want to explore options for saving money, we're here to help. Our accounts come with features that allow you to track your spending easily and save for those special moments in life. For those considering purchasing a vehicle, our auto loans and vehicle financing options make it easier than ever to drive away in your dream car. We provide competitive rates and flexible terms that fit your budget. Additionally, if homeownership is on your horizon, check out our mortgage loans and refinancing services. We'll walk you through the process and help you find the best mortgage solution for your needs.

Digital & Online Banking

Key Features

Our online banking platform allows you to check your account balances, transfer funds, and pay bills with just a few clicks. You can also access e-statements, making it easier to keep track of your finances without the clutter of paper. Plus, with electronic signature authorization available, signing important documents has never been simpler. If you're on the go, our mobile application enhances your banking experience even further though currently, we don't have a dedicated mobile app. But fear not! You can still access all the essential features through our website on your smartphone or tablet. For those who prefer person-to-person transactions, while we don't currently offer that feature, our online banking system makes it easy to manage other aspects of your financial life effectively.

Security and Convenience

Your security is our top priority. Our online banking services are designed with advanced security measures to ensure that your personal information remains safe. You can bank with peace of mind knowing that your data is protected. At Evergreen Park Schools, we strive to make banking convenient and accessible for everyone. Our user-friendly interface allows you to manage your accounts in real-time, giving you complete oversight of your finances. Whether it's day or night, you have the tools you need right at your fingertips. Explore all that digital and online banking has to offer at http://www.epsfcu.org today!

Financial Strength

Growing Member Base

Total Share Accounts: 1,079, showing a strong and growing member base that trusts us with their finances. This trust allows us to focus on providing high-quality service while maintaining the financial strength necessary to support our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Evergreen Park Schools is your trusted partner. Visit us at 9901 S Kedzie Ave Evergreen Park IL 60805 or call 708-229-0322 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $48,064 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees, ensuring our branch is always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $1,756,917 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,347,265 in total loans and leases and $123 in used auto loans.

Solid Financial Health

With a net worth of $1,804,981, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Evergreen Park Schools, we understand that financing needs can vary greatly among our members. Whether you're looking to purchase a vehicle, buy a home, or manage your finances with a credit card, we have a range of loan products designed to meet your needs. With over 363 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,646,975 in used vehicle loans and $1,620,048 in new vehicle loans already helping members get on the road. If you're considering homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $0, making buying or refinancing simple for our members. While we currently do not have outstanding commercial loans available at this time, we aim to support local businesses through flexible lending solutions as opportunities arise. For those looking for manageable ways to handle everyday expenses or unexpected costs, we also offer unsecured credit card loans. Currently, we have a total of $0 in unsecured credit card loans helping members manage their finances effectively. If you're thinking about refinancing any existing loans or want to know about eligibility options for our various loan products, feel free to reach out. We are dedicated to providing personalized service and guidance tailored to your financial situation. You can find us at 9901 S Kedzie Ave, Evergreen Park, IL 60805. For any questions or more information regarding our loan offerings, please call us at (708) 229-0322 during our operating hours from Monday to Friday, 8:00 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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