Everest Credit Union Jackson Heights NY | Affordable Auto Loans & Business Banking

Introduction

At Everest Credit Union, we believe in building a strong financial future for our members right here in the heart of Jackson Heights, NY. Located at 3751 75Th St, Jackson Heights, NY 11372, we've been serving our community since 2018, and have grown to support over 1,400 members with dedicated services tailored just for you. With a solid foundation of $3,640,531 in assets and $367,278 in deposits, we are committed to your financial well-being. Whether you need assistance with personal banking, auto loans, or business services, we're here to help you every step of the way. Our leadership team, headed by CEO Raj Biraj Rijal and Board President Madan Uprety, is focused on ensuring that each member feels valued and supported. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. We invite you to explore our services which include checking and savings accounts, mortgage loans, debt consolidation options, and much more. With a total loan portfolio of 403 loans, we strive to provide flexible financing solutions that meet your unique needs. Our dedicated team of six employees is always ready to assist you with any inquiries feel free to reach out at 718-806-1419 during our lobby hours from 11:30 AM to 6:30 PM. Join us at Everest Credit Union and experience how we can help elevate your financial journey! Visit our website at everestfcu.org or stop by today!

Branch History & Mission

Community Commitment

Our commitment extends beyond traditional banking. We actively seek partnerships with local organizations to promote financial literacy and support initiatives that benefit those in need. By participating in community events and outreach programs, we aim to create lasting relationships that uplift everyone around us. We understand that convenience is essential in today's fast-paced world; that's why we offer online banking and ATM access so you can manage your finances anytime. Though we don't have drive-thru services or shared service centers at this time, we're continually looking for ways to enhance your experience.

Join Us

As we look towards the future, we invite you to become part of the Everest family. Experience firsthand the benefits of being a member-focused credit union committed to your success. Whether you're interested in opening an account or learning more about our services, feel free to reach out at 718-806-1419 or visit us online at everestfcu.org. Together, let's climb higher!

Mission Statement

At Everest, our mission is simple yet impactful: we strive to provide exceptional financial services while fostering community engagement. We believe that by supporting our members' financial health, we can contribute to the overall well-being of Jackson Heights. We offer a variety of services including personal banking, auto loans, mortgage loans, and business banking solutions designed to meet the needs of individuals and families alike. While members can visit us at our main location for all their banking needs, official correspondence should be sent to our mailing address: 3751 75th Street, FL 1B, Jackson Heights, NY 11372.

Our Story

Everest was founded with the goal of providing accessible financial services tailored to the unique needs of our community. Nestled at 3751 75th St, Jackson Heights, NY 11372, our branch stands as a welcoming space where members can explore their financial options. The vibrant neighborhood surrounding us is filled with diverse cultures and stories that inspire us daily. Since our inception, we have seen remarkable growth. Today, we proudly manage total assets of over $3.6 million, reflecting our commitment to responsible financial stewardship. Our dedicated team of six employees works tirelessly to ensure each member receives personalized service and support.

Branch Location & Accessibility

Convenient Access and Features

At Everest, we prioritize making your banking experience as smooth as possible. Our branch offers ample parking for your convenience, and we're proud to provide ADA-compliant facilities to ensure accessibility for everyone. Unfortunately, we do not currently offer drive-thru banking; however, our friendly staff is always ready to assist you inside.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. You can visit us from Monday through Friday between 11:30 AM and 6:30 PM. Whether you're looking to open an account or inquire about loans and services, we're here during these hours to help you with all your banking needs.

Services Available

At Everest, we offer a range of personal banking services tailored just for you! From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit various financial needs. Need cash? Enjoy the convenience of our ATM services available right at our location. Feel free to give us a call at 718-806-1419 if you have any questions or need assistance before visiting. We can't wait to welcome you into our branch and help you achieve your financial goals!

Member Eligibility

Becoming a member of Everest feels like joining a close-knit community where everyone is welcomed and supported. If you're looking to benefit from personalized financial services, you'll be glad to know that eligibility is designed to include many people. Generally, if you live, work, or worship in the Jackson Heights area, you can become part of our family. This means that whether you're a student, a local business owner, or just someone who wants to improve their financial health, there's a place for you here at Everest. Plus, membership opens the door to exclusive benefits such as lower loan rates and access to tailored financial products. Getting started is simple! You can check the detailed eligibility criteria by visiting https://www.everestfcu.org/otp-verification-membership/ , where you'll find all the necessary information laid out clearly. Once you're ready to join us, opening an account is easy; just head over to https://member.everestfcu.org/auto-loan-application .php to begin your journey with us. If you have any questions or need assistance along the way, don't hesitate to call us at (718) 806-1419. We're excited to welcome you into our community at 3751 75Th St Jackson Heights Ny 11372!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processing. Imagine a setup that allows you to accept payments from customers easily, enhancing their experience while boosting your revenue. Our merchant services are tailored to fit your business model, ensuring you can focus on what matters most growing your business. Visit us at 3751 75Th St Jackson Heights Ny 11372 in Jackson Heights, NY, or call us at (718) 806-1419 to learn more about how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, Everest offers business banking services including merchant services and business loans. We aim to support local businesses in their growth journeys by providing financial tools that simplify operations.

Convenience at Your Fingertips

We also recognize that convenience matters in today's busy world. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. With access to online banking features like person-to-person payments, managing your finances has never been easier. Our branch operates from 11:30 AM to 6:30 PM on weekdays, ensuring that we're here when you need us most. If you have questions or need assistance, feel free to call us at (718) 806-1419. At Everest, we strive to create an inclusive environment where every member can thrive financially. We invite you to explore all of our offerings at Head Office-queens Ny and discover how we can assist you on your financial journey. Visit us today or check out our website for more information!

Credit Cards

Take advantage of our credit cards with rewards that allow you to earn points on everyday purchases. This not only gives you more value but also helps build your credit score over time.

Loans and Financing

For those looking to purchase a new car or refinance an existing loan, our auto loans and vehicle financing options are designed with you in mind. We understand that purchasing a vehicle is a significant investment, so we offer competitive rates to make it easier for you. If you're considering buying a home, our mortgage loans and refinancing services provide flexible solutions tailored to fit your budget. If you're facing unexpected expenses or want to consolidate debt, our personal loans are there to help lighten the load. With straightforward terms and quick approvals, you can tackle those financial challenges head-on.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your finances efficiently. Imagine easily accessing your funds with just a few taps on your phone through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and even pay bills all from the comfort of home.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This means you can sign important documents digitally, saving you time and making the process smoother. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. Are you looking to send money to a friend? Our person-to-person transfer service lets you do just that in just a few clicks no cash or checks needed! And for those who prefer managing their accounts via mobile devices, our mobile application is available for download, ensuring that your bank is always within reach. While we currently don't offer mobile payments, our commitment to providing secure and efficient banking options remains strong. You can feel confident knowing your information is protected as you navigate through our services. In summary, Everest offers a range of digital banking solutions tailored for your busy lifestyle. From real-time account management to easy transfers and electronic document handling, we've made it simple for you to stay on top of your finances. Experience the ease and security of modern banking with us today!

Financial Strength

Commitment to Growth

With $440,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3 in used auto loans and $3,235,825 in total loans and leases.

Operational Efficiency

Our operations reflect our commitment to serving you effectively. Our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 3 part-time employees who are always ready to assist you with knowledgeable service.

Secure Savings Options

Members' savings are secured through $312,809 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $873,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $476,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,308 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share Accounts: 1,479, showing a strong and growing member base that trusts us with their finances. This growth is not just about numbers; it reflects the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everest is your trusted partner. Visit us at 3751 75Th St Jackson Heights Ny 11372 or call (718) 806-1419 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $88,859 in used vehicle loans and $95,676 in new vehicle loans already helping members get on the road. We have flexible terms that fit various budgets and needs. Plus, if you're considering refinancing your current auto loan, we have options available that may save you money.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is ready to assist you with information on potential alternatives and eligibility requirements.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding amounts in this category, our focus remains on providing our members with effective financial management tools. Keep an eye out for future offerings as we expand our services. If you're interested in any of these loan products or want to learn more about eligibility and refinancing options, please don't hesitate to reach out to us at 718-806-1419. Our team is dedicated to guiding you through the application process and ensuring you find the best solution for your financial needs. For more information about our services and offerings, visit our website at Everest. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

Ensuring Accurate Comparisons

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EVEREST FEDERAL CREDIT UNION - Jackson Heights, NY