Everence Credit Union Harrisonburg VA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Everence, your trusted partner in financial well-being, located at 841 Mount Clinton Pike Ste B, Harrisonburg, VA 22802. Since our establishment in 1955, we have proudly served our community with a commitment to provide quality financial services tailored to meet your needs. With a robust membership of over 24,000 individuals and total assets amounting to an impressive $435,885,878, we are dedicated to fostering a supportive and empowering environment for all our members. At Everence, we believe in the power of community. Our team of 78 employees, led by CEO Kristen Heisey and Board President Kevin Ressler, is here to ensure that you receive personalized service every step of the way. Whether you're looking for auto loans, mortgages, or simple banking solutions, we have a range of products designed to help you achieve your financial goals. We understand that trust is paramount when it comes to managing your finances. That's why we maintain a net worth of $34,589,010 and offer total deposits totaling $31,739,560, ensuring that your money is safe with us. Our total loans stand at 19,569, reflecting our commitment to supporting members through various lending options. While members can visit us at our Harrisonburg branch for face-to-face assistance or transactions through our ATM and drive-thru services, official correspondence should be sent to the same address: 841 Mount Clinton Pike Ste B, Harrisonburg, VA 22802. Explore what Everence has to offer by visiting our website at everence.com or give us a call at 540-437-0672 during our business hours from Monday to Friday between 9 AM and 5 PM. We invite you to join us on this journey towards achieving financial peace and success!

Branch History & Mission

Welcome to Everence, a credit union that has proudly served the community since 1955. Located at 841 Mount Clinton Pike Ste B in Harrisonburg, VA, we have grown from humble beginnings into a vibrant financial institution with over 24,000 members and total assets exceeding $435 million. Our journey reflects our commitment to not only provide exceptional financial services but also to support and uplift the communities we serve. From our inception, Everence has been dedicated to fostering a sense of belonging and providing financial solutions tailored to the needs of our members. Over the years, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our mission is rooted in the belief that financial health should be accessible to everyone. We strive to empower our members with knowledge and resources to make informed financial decisions. Our headquarters in Lancaster, PA, serves as the backbone of our operations. Yet it's right here in Harrisonburg where we engage directly with our members through personalized service. Whether you're visiting for a simple transaction or seeking guidance on a major financial decision, our team is here to assist you during our lobby hours from Monday to Friday, 9 AM to 5 PM. At Everence, we are not just about banking; we're about building community relationships. Our shared service center enhances accessibility for members who may need assistance outside of regular hours or locations. Additionally, we offer an ATM on-site and drive-thru banking for your convenience. We take pride in being a part of this community's fabric by actively participating in local outreach efforts and partnerships aimed at enhancing the lives of those around us. Our commitment extends beyond transactions; we are dedicated to creating positive change through financial education and community support initiatives. While members can visit us at 841 Mount Clinton Pike Ste B for all their banking needs, official correspondence should be sent to the same address for consistency. If you're looking for a credit union that prioritizes people over profits and strives for excellence in every interaction, Everence is here for you. Join us today and experience firsthand how we can help you achieve your financial goals while supporting your community. For more information or assistance, feel free to call us at 540-437-0672 or visit our website at Everence. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Amenities

At Everence, we pride ourselves on being accessible to everyone. Our location features ample parking and is equipped with ADA-compliant ramps, ensuring ease of access for all members. Whether you're stopping by for a quick transaction or looking to explore our full range of services, you'll find that visiting us is both simple and welcoming. While our main branch address is 841 Mount Clinton Pike Ste B, please note that any official correspondence should be sent to the same mailing address: 841 Mount Clinton Pike STE B, Harrisonburg, VA 22802.

Get in Touch

If you have any questions or need assistance before your visit, feel free to call us at 540-437-0672. We're here to help you navigate your financial journey with care and expertise. We invite you to come by and experience the friendly service that makes Everence more than just a credit union it's part of your community!

Operating Hours and Services

We know your time is valuable! That's why we're open Monday through Friday from 9 AM to 5 PM. During these hours, our dedicated staff is ready to assist you with everything from personal banking services like checking and savings accounts to auto loans and mortgage options. Additionally, we offer convenient ATM services right at our location and a drive-thru banking option for those who prefer quick transactions without leaving their vehicles. If you're a member of another participating credit union, take advantage of our shared service center for basic transactions like deposits and withdrawals.

Member Eligibility

At Everence, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to be part of something special, you'll be glad to know that membership is open to a wide range of individuals! Generally, anyone who lives, works, or worships in the local community can join us. We also welcome family members of existing members. By choosing Everence, you gain access to personalized financial services and a community-focused approach that prioritizes your needs and goals. For detailed eligibility criteria, feel free to check out our webpage at https://www.everence.com/about-everence/become-a-member. Joining is easy and straightforward! To get started, simply reach out to us at (540) 437-0672 or visit us at our branch located at 841 Mount Clinton Pike Ste B Harrisonburg Va 22802 during our operating hours, Monday through Friday from 9 am to 5 pm. We're excited to help you take the first step towards financial empowerment as a valued member of Everence!

Business Banking & Commercial Services

Loan Options to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $523 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,773,545, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work for You

In addition to loans, our merchant services simplify payment processing for businesses of all sizes. Imagine being able to accept payments seamlessly from customers while managing your cash flow effectively. With tools designed for efficiency, you can focus more on what matters growing your business. Visit us at 841 Mount Clinton Pike Ste B Harrisonburg Va 22802 in Harrisonburg, VA, or call us at (540) 437-0672 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

If you're running a business, you'll appreciate our comprehensive business banking services, including merchant services and business loans. We're dedicated to helping local businesses thrive by offering the financial tools they need.

Convenient Access to Funds

With an ATM on-site and basic drive-thru services for deposits and withdrawals, we ensure that accessing your cash is straightforward. Plus, if you're a member of one of our partner credit unions, you can easily conduct shared branch transactions right here at Harrisonburg.

Credit Options Tailored for You

Life can sometimes throw unexpected expenses your way, and that's where our personal loans and debt consolidation options come in handy. Need a little extra support? Our credit cards with rewards provide not only purchasing power but also perks that benefit you every time you use them.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online banking features like e-statements and person-to-person payments. You can manage your accounts anytime from anywhere! At Everence, we pride ourselves on being more than just a bank; we're your community partner in achieving financial well-being. Whether you're opening an account or seeking advice on loans, our friendly staff is ready to help. For any questions or to learn more about how we can assist you with your financial journey, feel free to give us a call at (540) 437-0672. Join us at Everence, where we turn banking into a personal experience!

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, our personal banking options are designed to fit your lifestyle. We offer competitive rates and easy access to your money through online and mobile banking. Imagine being able to check your balance, transfer funds, or pay bills right from your smartphone! For those planning to purchase a vehicle, auto loans and vehicle financing are readily available, helping you get on the road with ease. If you're considering home ownership or refinancing your current mortgage, our mortgage loans can guide you through every step of the process.

Digital & Online Banking

Accessible Online Banking

With our 24/7 online banking services available at https://www.everence.com/, you can take control of your accounts with just a few clicks. Whether you're checking your balance, transferring funds, or paying bills, everything is at your fingertips. No more waiting in lines or rushing to the bank before closing hours!

Mobile Application

For those who prefer banking on the go, our mobile application offers all the functionalities you need. You can manage your accounts directly from your smartphone it's like having a branch right in your pocket! Although we currently do not offer mobile payments, rest assured that you can still enjoy person-to-person transfers easily through our app. At Everence, we prioritize security and ease of use. Your sensitive information is protected with top-notch security measures so that you can bank with peace of mind. Join us today and experience banking that's designed for your lifestyle!

User-Friendly Features

Our online banking platform also supports electronic signature authorization, making it easier than ever to sign important documents securely from home. Plus, you can choose to receive e-statements, reducing paper clutter and helping the environment all while keeping track of your finances in real time.

Financial Strength

At Everence, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your assets are in safe hands. Our net worth of $34,589,010 shows that we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of 802, demonstrating a solid capital foundation that ensures we can continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $67,340,042 in share certificates and $43,857,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,208,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,447,938 in used auto loans and a total of $310,278,906 across all loans and leases. Our financial performance is solidified by a net income of $1,580,271, reflecting our operational efficiency and enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts numbering 60,534, it's clear that our growing member base trusts us with their finances. Our net shares available for lending and investments stand at $19,243,394, which means we're well-positioned to support your needs. Rest assured that the financial strength of Everence means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everence is your trusted partner. Visit us at 841 Mount Clinton Pike Ste B Harrisonburg VA 22802 or call 540-437-0672 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

For business owners, our outstanding commercial loans totaling $60,773,545 provide the capital needed to grow and expand. We also offer personal loans for debt consolidation or other needs, giving you additional flexibility in managing your finances. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, don't hesitate to reach out. We're here to assist you! You can contact us at (540) 437-0672 during our operating hours from Monday to Friday, 9 AM to 5 PM. We look forward to helping you find the right loan product that fits your financial needs! For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,450,465 in used vehicle loans and $11,535,473 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our straightforward application process makes it easy to drive home happy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,112,018, make buying or refinancing simple. We guide you through each step, ensuring you understand your options and feel confident in your decisions.

Unsecured Credit Card Loans

Managing everyday expenses is essential, and we also offer flexible terms on unsecured credit card loans, with a total of $3,816,520 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards, making them ideal for those looking to maximize their purchasing power while keeping costs down.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing data from reputable institutions ensures fair and transparent offers for users.

EVERENCE FEDERAL CREDIT UNION - Harrisonburg, VA

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