Everence Credit Union Mount Joy PA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Everence, your trusted financial partner in Mount Joy, Pennsylvania! Located at 962 E Main St, Mount Joy, PA 17552, we have proudly served our community since 1955. As a member-focused credit union, we're dedicated to providing personalized financial services that truly meet your needs. At Everence, we understand the importance of building strong relationships within our community. With over 24,000 members and total assets reaching an impressive $435,885,878, we are here to help you achieve your financial goals. Our commitment to supporting our members is reflected in our total deposits of $31,739,560 and a solid net worth of $34,589,010. Under the leadership of our CEO, Kristen Heisey, and Board President Kevin Ressler, Everence has grown into a reliable institution with 78 employees who are eager to assist you. Whether you're looking for personal banking services like checking and savings accounts or financing options such as auto loans or mortgages, we've got you covered. As a member-driven credit union, we pride ourselves on making a positive impact in our community. We offer various services tailored to meet your needs including online banking and ATM access ensuring that managing your finances is as convenient as possible. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 962 E Main St, Mount Joy, PA 17552. Ready to start your financial journey with us? Give us a call at 717-653-2985 or explore more about what we offer by visiting our website at Everence. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Welcome to Everence, your trusted credit union located at 962 E Main St, Mount Joy, PA 17552. Since our doors opened in 1955, we have proudly served our community with a commitment to financial well-being and support. Over the years, we have grown significantly and now boast a vibrant membership of 24,016 members and total assets exceeding $435,885,878. Our journey began with a simple mission: to provide reliable financial services while fostering a sense of community. As we evolved, so did our services. We started as a small organization dedicated to helping local families achieve their financial goals. Today, we offer a wide range of products including personal banking accounts, auto loans, mortgages, business banking solutions, and much more. At Everence, we believe that banking is about more than just numbers; it's about people. Our mission statement reflects this belief: "We are here to serve our members and the communities where they live and work." We strive to create lasting relationships by providing personalized service tailored to meet individual needs. Whether it's through offering competitive loan rates or financial education resources, our goal remains clear empowering you on your financial journey. While members can visit us at 962 E Main St, official correspondence should be sent to the same address since it also serves as our mailing address. Our branch is conveniently located near local landmarks making it easy for you to access our services. As technology has advanced, we have embraced digital banking options without losing sight of the personal touch that defines us. Our online banking platform allows members to manage their accounts anytime from anywhere. Additionally, we ensure ADA compliance so that all members can access our services comfortably. For those who prefer face-to-face interaction, our lobby hours are open Monday through Friday from 9 AM to 3 PM, and we offer video banking until 5 PM on weekdays. We also take pride in our partnerships within the community. By participating in local events and initiatives, we aim to give back and foster connections that strengthen Mount Joy as a whole. If you're looking for a place that truly values its members and prioritizes community engagement, look no further than Everence. Join us today to experience the benefits of being part of a credit union that cares. Visit our website at Everence or call us at 717-653-2985 for more information on how you can become a member!

Branch Location & Accessibility

Accessibility Features

At Everence, we prioritize accessibility for all of our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services with ease. Plus, there's ample parking available nearby, so you can visit without any hassle.

Call to Action

We invite you to visit us soon! If you have any questions or want more information about what we offer, feel free to call us at 717-653-2985. At Everence in Mount Joy, we look forward to helping you achieve your financial goals!

Operating Hours and Services

We want to make banking as convenient as possible for you. Our lobby hours are Monday through Friday from 9 AM to 3 PM, and if you prefer video banking, we're available from 9 AM to 5 PM on those same days. You can count on us for a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. Additionally, we offer ATM services right here at our branch for quick withdrawals or balance checks whenever you need them. While we don't have drive-thru service at this location, we are committed to providing excellent in-person experiences.

Member Eligibility

At Everence, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and rewarding! If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We prioritize inclusivity and aim to support individuals from all walks of life. For a detailed look at the eligibility criteria, feel free to check out our website at this link. Once you're ready to take the next step, opening an account with Everence is a breeze. You'll not only gain access to a variety of financial services tailored just for you, but you'll also be part of a supportive network that values your financial well-being. If you have any questions or need assistance during the process, don't hesitate to give us a call at 7176532985. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $523 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,773,545, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In addition to loans, we offer merchant services designed to streamline your payment processes. Imagine being able to accept various payment methods credit cards, mobile payments, and online transactions all while enjoying competitive rates. This convenience allows you to focus more on what you do best: running your business. Located at 962 E Main St Mount Joy Pa 17552, Mount Joy, PA, our team is ready to partner with you on your journey toward success. Contact us at (717) 653-2985 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Made Simple

For business owners, we provide a suite of services under our business banking category. From merchant services that simplify payment processing to various types of business loans, we aim to support the growth and success of your venture.

Connect with Us

If you're ready to explore how Everence can assist you with all your banking needs or if you have any questions about our services, don't hesitate to reach out! Call us at 717-653-2985 during our lobby hours from Monday through Friday, 9 AM to 3 PM, or join us for video banking from 9 AM to 5 PM on the same days. We're here to help guide you toward achieving your financial goals with warmth and understanding come see what makes Everence special!

Credit Options Tailored for You

We understand that sometimes life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you regain control over your finances. Additionally, with our credit cards featuring rewards, you can earn while you spend making every purchase work for you.

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is essential. That's why we offer robust online and mobile banking solutions. With features like ATM access, cash withdrawal services, and basic account management tools available at your fingertips, managing your money has never been easier.

Personal Banking Solutions

Navigating your personal finances can be easier with the right tools. Our checking and savings accounts are perfect for day-to-day transactions and building your savings. If you're in the market for a vehicle, our auto loans and vehicle financing options can help you drive away in your dream car without breaking the bank. For those looking to purchase a home or refinance their current mortgage, our mortgage loans offer competitive rates tailored to fit your budget.

Digital & Online Banking

At Everence, we understand that managing your finances should be as easy and secure as possible. That's why we offer a wide range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, you can access your accounts anytime, anywhere. Our 24/7 online banking services allow you to check your balances, pay bills, and transfer funds with just a few clicks. You can dive into your account at any time through our user-friendly online platform available at https://www.everence.com/. If you're looking for even more convenience, our mobile application puts everything right at your fingertips. You can download it today and start managing your finances on the move! For those who need to send money quickly, our person-to-person transfer feature makes it simple to send cash to friends or family without the hassle of checks or cash. Plus, if you're interested in going paperless, we offer e-statements that let you view your account statements securely online whenever you need them. Security is a top priority for us. With electronic signature authorization, you can sign documents securely without needing to visit a branch. This ensures that all transactions are safe and efficient. While we currently don't support mobile payments, we are always looking for ways to enhance our services based on member feedback. At Everence, our goal is to provide you with accessible tools that make managing your finances easier than ever before. So why wait? Experience the ease of digital banking with us today! Visit https://www.everence.com/ or reach out via phone at (717) 653-2985 if you have any questions. Your financial peace of mind is just a click away!

Financial Strength

At Everence, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which reflects our commitment to serving you reliably. With a net worth of $34,589,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 802 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $67,340,042 in share certificates and $43,857,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,208,739 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is substantial; we have $31,027,890 in total loans and leases, including 1,347 used auto loans that support your financial goals across various sectors. Our net income of $1,580,271 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $19,243,394. Total Share and Deposit Accounts: 60,534, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everence is your trusted partner. Visit us at 962 E Main St Mount Joy Pa 17552 or call 717-653-2985 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Support

If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, feel free to reach out. You can contact us at 717-653-2985 for assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Everence, we're committed to providing transparent information and quality service as we work together toward your financial success.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $15,450,465 in used vehicle loans and $11,535,473 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team will assist you in finding the right loan for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $60,773,545 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and offer tailored solutions to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $22,112,018, we provide flexible terms tailored to fit your budget. Our experienced staff can guide you through the process of securing a mortgage that meets your needs.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans. With a total of $3,816,520 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards designed to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan listing is updated in real time, reflecting the most current rates available from trusted financial institutions.

EVERENCE FEDERAL CREDIT UNION - Mount Joy, PA

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