Everence Credit Union Lancaster PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Everence, your trusted financial partner located at 2160 Lincoln Hwy E Ste 15, Lancaster, PA 17602. Established in 1955, we have proudly served our community for decades, building a strong foundation of trust and reliability among our 24,016 members. With a commitment to providing personalized financial solutions, we are here to help you navigate your financial journey. At Everence, we understand that every member has unique needs. Whether you're looking for a checking account, an auto loan, or mortgage refinancing, we offer a variety of services tailored just for you. Our total assets stand at an impressive $435,885,878, reflecting our stability and dedication to serving you well. We also boast total deposits of $31,739,560, which showcase the trust placed in us by our members. While members can visit us at our branch location, official correspondence should be sent to the same address: 2160 Lincoln Hwy E Ste 15, Lancaster, PA 17602. Our friendly staff is here to assist you from Monday to Friday from 9:00 AM to 5:00 PM, and on Saturday from 9:00 AM to 12:00 PM. Feel free to reach out by phone at 717-291-1364 if you have any questions or need assistance. Our leadership team is dedicated to fostering a culture of growth and support. Under the guidance of CEO Kristen Heisey and Board President Kevin Ressler, we strive to create a welcoming environment for all members while maintaining a solid net worth of $34,589,010. Join us at Everence as we continue our mission to empower individuals and families in our community through sound financial practices. Visit our website at Everence for more information or stop by our branch today! Your financial future starts here.

Branch History & Mission

At Everence, we take pride in our rich legacy that has flourished since our doors opened in 1955. Located at 2160 Lincoln Hwy E Ste 15, Lancaster, PA 17602, our branch has served the community for decades, helping families and individuals navigate their financial journeys. Over the years, we have grown into a trusted financial partner with a total membership of 24,016 and assets exceeding $435,885,878. Our mission is deeply rooted in our commitment to serving our members and uplifting the communities around us. We strive to provide excellent financial services while fostering a spirit of compassion and support. At Everence, we believe that every member deserves access to the tools and resources necessary for financial well-being. Our services include personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, business banking solutions, as well as online and mobile banking features. As we evolved through the years, we've embraced digital advancements to ensure our members have access to convenient banking solutions. Our branch is equipped with an ATM for easy cash withdrawals and balance checks. While we do not currently offer drive-thru service, we are proud to maintain shared service center availability for added convenience. The heart of our mission is about more than just financial transactions; it's about building relationships within the community. We actively participate in outreach efforts aimed at supporting local initiatives and partnerships that enhance the lives of those around us. While members can visit us at our branch address, official correspondence should be sent to 2160 Lincoln Hwy E Ste 15, Lancaster, PA 17602 if different from our physical location. At Everence, we are dedicated to providing exceptional service during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Our team is always ready to assist you with your financial needs. Join us today and experience how Everence can empower you on your financial journey. Together, let's build a future filled with possibilities! For more information or to become a member, please call us at 717-291-1364 or visit our website at Everence.

Branch Location & Accessibility

Accessibility Features

At Everence, we prioritize accessibility for everyone. Our branch is ADA compliant, ensuring that all members can comfortably access our services. Parking is readily available on-site, making it easy for you to stop by without any hassle.

Call to Action

We invite you to visit us at Everence! Our friendly staff is ready to assist you with any questions or services you may need. Feel free to give us a call at 717-291-1364 if you'd like more information before your visit. We look forward to serving you!

Operating Hours

Our doors are open from Monday to Friday, between 9:00 AM and 5:00 PM, and we welcome you on Saturdays from 9:00 AM until noon. Whether you're stopping by during your lunch break or after work, our convenient hours are designed with your busy schedule in mind.

Services Offered

Everence provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Additionally, we offer business banking solutions and shared branch transactions for those who bank with our partner credit unions. For those who prefer cash transactions, we have an ATM available for quick withdrawals and balance checks. However, please note that we do not currently offer drive-thru service.

Member Eligibility

At Everence, we believe that becoming a member means joining a community that cares about your financial well-being. If you're looking to be part of something special, the good news is that eligibility is quite straightforward! Generally, you can become a member if you live, work, worship, or attend school in our service area. Additionally, family members of current members are also welcome to join us. We're all about creating an inclusive environment where everyone can thrive financially. Ready to take the next step? Opening an account at Everence is easy and designed with you in mind. Simply visit us at 2160 Lincoln Hwy E Ste 15, Lancaster, PA 17602, or give us a call at 717-291-1364 for more information. For detailed eligibility criteria and updates, feel free to check out our website at everence.com. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $523 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,773,545, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to accept payments easily from your customers, no matter how they choose to pay. Our merchant services provide you with the tools needed to streamline transactions and enhance customer satisfaction. This means faster checkouts, improved cash flow, and the ability to focus more on what you do best running your business. Located at 2160 Lincoln Hwy E Ste 15 Lancaster Pa 17602, Lancaster, PA, our team is here to help you navigate your business financial needs. Call us at (717) 291-1364 today to learn more about how we can support your goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Enjoy easy access with our ATM services, available at multiple locations for quick withdrawals and balance checks whenever needed.

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? At Everence, we offer competitive auto loans and vehicle financing options that make it easier for you to hit the road in style. Our team will work with you to find a loan that fits your budget, so you can focus on choosing the perfect car rather than worrying about financing.

Business Banking

If you're an entrepreneur or small business owner, we have specialized services just for you. Our business banking offerings include merchant services and business loans tailored to help your venture thrive in today's competitive market.

Credit Cards with Rewards

For those who enjoy earning rewards while they spend, our credit cards with rewards offer great benefits. Use your card for everyday purchases and watch your rewards accumulate, which can be redeemed for cash back or other perks.

Mortgage Loans & Refinancing

Homeownership is a big step, and we want to make it as smooth as possible. Our mortgage loans provide tailored solutions whether you're buying your first home or refinancing an existing mortgage. With guidance from our knowledgeable staff, you'll navigate the process with confidence.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why our robust online and mobile banking options allow you to manage your accounts on-the-go. Whether it's transferring funds or checking your balance, everything is just a click away.

Personal Banking

Managing your finances shouldn't be complicated. Our personal banking services include checking and savings accounts that cater to various lifestyles. If you're saving for a vacation or just need easy access to your funds, our accounts are user-friendly and come with online and mobile banking options. This means you can check balances, transfer money, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans come into play. They can help cover emergencies or assist with debt consolidation so you can simplify payments and manage finances more effectively.

Shared Branch Transactions

As part of our commitment to serve our members better, we also provide basic shared branch transactions such as deposits and withdrawals for partner credit union members. This makes banking easier when you're on the move. --- No matter what financial service you're looking for, Everence is here to support you. Visit us at 2160 Lincoln Hwy E Ste 15 Lancaster Pa 17602, call us at (717) 291-1364, or explore more about our offerings on our website here. We look forward to serving you!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform allows you to view your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, having real-time access to your financial information helps you stay in control. Plus, with our electronic signature authorization, signing documents has never been simpler or more secure. If you prefer going paperless, we provide e-statements to help you keep track of your transactions while reducing clutter. This feature not only saves trees but also makes it easy to find important statements right in your inbox.

Mobile Banking Made Easy

For those who love banking on their smartphones, our mobile application is here for you! Easily download it and enjoy features like person-to-person transfers, which let you send money to friends and family in an instant. Even if you're out shopping or grabbing coffee, managing your finances is just a tap away. While mobile payments aren't available yet, we continue to enhance our services based on member feedback. Your security is our top priority; we utilize advanced encryption techniques to protect your personal information while ensuring a user-friendly experience. In summary, digital banking at Everence not only offers convenience but also peace of mind. Explore all that we have to offer at https://www.everence.com/ today and see how easy it can be to manage your finances anytime, anywhere!

Financial Strength

Member-Focused Savings

Your savings are in good hands with us. Members' savings are secured through $67,340,042 in share certificates and $43,857,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,074,919, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $28,208,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $1,347 in used auto loans and $310,278,906 in total loans and leases.

Strong Financial Health

With a net worth of $34,589,010, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

We have a growing member base that trusts us with their finances, demonstrated by our Total Share Accounts of 60,534. Furthermore, the net shares available for lending and investments stand at $19,243,394, showing we have the resources necessary to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everence is your trusted partner. Visit us at 2160 Lincoln Hwy E Ste 15 Lancaster Pa 17602 or call (717) 291-1364 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $15,450,465 in used vehicle loans and $11,535,473 in new vehicle loans to help members get on the road. Whether you're looking for financing for a brand-new model or a reliable pre-owned vehicle, we can assist you in finding the right loan option.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $60,773,545 provide the capital needed to expand your operations or invest in new projects. We understand the unique challenges that businesses face and are dedicated to helping you succeed. If you're interested in refinancing options or checking your eligibility for any of these loan products, please visit our eligibility page for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Everence, we're committed to supporting our members with transparent and accessible financial solutions tailored to meet their needs. Let us help you navigate your borrowing journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $22,112,018, we provide flexible terms tailored to your financial situation. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $3,816,520 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, providing you with peace of mind as you explore your options. One of the key features of LendMesh is its commitment to verified data. Loan offers are sourced only from legitimate financial institutions, ensuring that you receive accurate information. Additionally, LendMesh does not use sponsored listings; lenders are not prioritized based on paid promotions. This approach guarantees that users receive unbiased results tailored to their needs. The platform also provides real-time rate comparisons. You can access up-to-date loan rates from multiple institutions at once, making it easier to evaluate your choices. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To start finding the best loan rates for your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EVERENCE FEDERAL CREDIT UNION - Lancaster, PA

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