Everence Credit Union Lancaster PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Everence, your trusted partner in financial growth and community support. Located at 2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602, our branch has been serving members since 1955 with a commitment to providing exceptional banking services tailored to meet your needs. As part of the Everence family, we take pride in fostering relationships built on trust and reliability. With over 24,000 members and a strong financial foundation boasting total assets of $435,885,878, we are dedicated to helping you achieve your financial goals. Our diverse offerings include personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Whether you are looking for a new vehicle loan or need assistance with debt consolidation, our knowledgeable team is here to guide you every step of the way. Our leadership team, including CEO Kristen Heisey and Board President Kevin Ressler, is passionate about ensuring that every member feels valued and supported. We believe that financial wellness goes beyond numbers; it's about making meaningful connections within our community. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602. If you have any questions or need assistance, feel free to call us at 800-451-5719 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM. Join us at Everence where your financial success is our mission! Visit our website at Everence for more information on how we can help you thrive financially.

Branch History & Mission

At Everence, we take pride in our rich legacy and commitment to the community in Lancaster, PA. Founded in 1955, our branch has grown from humble beginnings into a trusted financial partner for over 24,016 members. Our address at 2160 Lincoln Hwy E Ste 20 Lancaster Pa 17602 places us right in the heart of the community, making it easy for our members to access the services they need. Everence started with a simple mission: to provide financial services that not only support individual growth but also uplift our community. Over the years, we have achieved significant milestones, including growing our total assets to an impressive $435,885,878. This growth reflects our dedication to responsible lending and prudent management, ensuring that we can continue offering valuable services. We operate Monday through Friday from 8:30 AM to 5:30 PM, providing a range of personal banking options such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. While we currently do not offer ATM or drive-thru services at this location, our team is always ready to assist you directly in our lobby. Our mission extends beyond just financial transactions. We believe in nurturing relationships and supporting local initiatives that make a difference. Whether it's through partnerships with local organizations or outreach programs aimed at financial education, we strive to give back to the community that has given us so much. For official correspondence, please note that while members can visit us at 2160 Lincoln Hwy E Ste 20 Lancaster Pa 17602, all mail should be sent to 2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602 if it differs from our physical location. As we look forward to continuing this journey together, we invite you to join Everence. Experience firsthand how we can help you achieve your financial goals while supporting a stronger community. For more information about membership and services, feel free to reach out at (800) 451-5719 or visit us online at Everence. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Parking

At Everence, we understand that convenience is key. Our location offers ample parking, ensuring that you can access our services with ease. Plus, our branch is designed to be welcoming and accessible for everyone, including those with mobility challenges.

Get in Touch!

We invite you to visit us at Everence or give us a call at 800-451-5719 if you have any questions or need assistance. While members can visit us at our branch address, official correspondence should be sent to the same address: 2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602. We look forward to serving you!

Operating Hours

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM. Whether you need assistance with personal banking, auto loans, or business services, our dedicated team is ready to help during these hours.

Services Tailored for You

Everence provides a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. While we do not have an ATM or drive-thru service at this location, our staff is always available to assist you with transactions and any questions you may have.

Member Eligibility

At Everence, we believe that joining our community means stepping into a supportive family where your financial well-being is our top priority. If you're wondering how to become a member, it's quite simple! Individuals who live, work, or worship in certain communities can easily qualify. We also welcome members of specific organizations and their families, creating a diverse and inclusive environment. To learn more about the exact eligibility criteria, you can check out the detailed information at this link. Once you find that you meet the eligibility requirements, opening an account with us is straightforward. Our friendly team is here to guide you through the process so you can enjoy all the benefits of being part of Everence, like personalized service and tailored financial solutions. If you have any questions or need assistance, don't hesitate to reach out at 800-451-5719. We can't wait to welcome you to our Everence family at 2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business smoothly while offering customers multiple ways to pay. Our merchant services enable you to accept credit cards, process payments online, and manage transactions efficiently. This not only enhances customer satisfaction but also streamlines your operations, allowing you more time to focus on what you do best growing your business. Visit us at 2160 Lincoln Hwy E Ste 20 Lancaster Pa 17602 or give us a call at (800) 451-5719 to learn how we can help you achieve your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $523 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,773,545, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new or used vehicle, our auto loans offer competitive rates that make financing straightforward and affordable. We know how important it is to get on the road quickly, which is why our application process is simple and efficient.

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Managing finances for a small business can be challenging; let us help you streamline operations and secure funding when needed.

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards on everyday spending. Whether it's cashback on groceries or points toward travel, you'll find that using our card is not just about convenience but also about earning rewards for what you already do.

Mortgage Loans & Refinancing

Looking to buy a home? Our mortgage loans come with various options tailored to fit your financial situation. If you already own a home, consider refinancing with us to take advantage of lower rates or better terms. We'll guide you through the process every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to access your accounts at any time. You can view transactions, deposit checks electronically, and even send money directly to friends or family with ease. At Everence, we pride ourselves on making banking accessible and user-friendly. For more information on how we can assist you with your financial journey, feel free to reach out at (800) 451-5719 or visit us at 2160 Lincoln Hwy E Ste 20 Lancaster Pa 17602 in Lancaster. Join us today and experience the difference in service!

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine being able to effortlessly track your spending with our easy-to-use online and mobile banking platforms. This means you can check your balance, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can cover those costs without breaking the bank. Additionally, if you're struggling with multiple debts, our debt consolidation loans can help simplify your payments into one manageable monthly bill.

Digital & Online Banking

Convenient Online Services

With our user-friendly online banking platform available at https://www.everence.com/ , you can easily check your balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our 24/7 online banking services allow you to handle your financial needs whenever it suits you best. Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure.

Go Mobile

For those who prefer managing their accounts on their smartphones, our mobile application is here to help. Available for download now, it brings all the essential features right to your fingertips. Although mobile payments aren't currently offered, our app keeps you connected with everything else you need. With these innovative tools at your disposal, staying on top of your finances has never been simpler or more secure. Experience the convenience of digital banking with Everence today!

Manage Your Statements and Payments

Say goodbye to paper clutter! We offer e-statements for all our members, which means you can view and download your account statements digitally. This not only helps the environment but also makes it easier for you to keep track of your finances. And if you're looking for a quick way to send money to friends or family, our person-to-person transfer option allows you to do just that without any hassle.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 60,534, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments): $19,243,394 further demonstrate our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everence is your trusted partner. Visit us at 2160 Lincoln Hwy E Ste 20 Lancaster Pa 17602 or call (800) 451-5719 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $28,208,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,347 in used auto loans and $310,278,906 in total loans and leases. This capacity supports our members' financial goals across various sectors. Our operational efficiency is reflected in our $1,580,271, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $67,340,042 in share certificates and $43,857,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $34,589,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $802 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,450,465 in used vehicle loans and $11,535,473 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a dependable used car, we have flexible terms designed just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $60,773,545 provide the capital needed to grow and expand your ventures. We understand how crucial it is for businesses to have access to reliable funding sources.

Credit Lines

For those needing quick access to cash or flexibility with their finances, our credit lines totaling $154,085,200 can provide the assistance you need when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,112,018, make buying or refinancing simple. We aim to guide you through the process so that you can focus on making your house a home.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new ones, our team is here to help. We're dedicated to finding solutions that work best for your financial circumstances. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you have questions or want more information about how we can assist you with your loan needs, please reach out at 800-451-5719 during our operating hours from Monday to Friday between 8:30 AM and 5:30 PM. At Everence, we're here to help you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,816,520 in loans helping members manage their finances effectively. With these cards, you can enjoy rewards while keeping your spending within limits tailored to your situation.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh is designed to help consumers make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By working only with reputable lenders, LendMesh guarantees the integrity of the information presented. One of the standout features of LendMesh is its dedication to providing verified data. All loan offers are sourced from legitimate financial institutions, ensuring users can trust the comparisons they see. Additionally, LendMesh operates without sponsored listings, meaning that lenders are not prioritized based on paid promotions. The aim is to deliver unbiased results that truly reflect the market. Users benefit from real-time rate comparisons that keep them informed about current loan rates from multiple institutions. This feature empowers individuals to evaluate their options quickly and effectively, allowing them to choose loans that best fit their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the real-world impact of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

EVERENCE FEDERAL CREDIT UNION