EVERENCE FEDERAL CREDIT UNION

At Everence, we believe in building strong, lasting relationships with our members and the community we serve. Nestled in the heart of Ephrata, PA, our branch at 1021 Sharp Ave is not just a financial institution; it's a hub for support, guidance, and trusted financial services. Established in 1955, Everence has grown to serve over 24,000 members, providing them with a robust range of banking solutions tailored to their needs. As a credit union with total assets exceeding $435 million, we are dedicated to ensuring your financial well-being. Our commitment is reflected in our impressive $31.7 million in total deposits and a net worth of $34.6 million, demonstrating our stability and reliability as your financial partner. With more than 78 employees on hand, led by CEO Kristen Heisey and Board President Kevin Ressler, we are always ready to assist you in achieving your financial goals. While you can visit us at our Ephrata location for personal banking, auto loans, mortgages, and more, official correspondence should be directed to our mailing address: 1021 Sharp Ave, Ephrata, PA 17522. We invite you to explore the various services we offer through our website at Everence. At Everence, we pride ourselves on not just being a bank but also a community partner committed to enhancing the quality of life for our members. Whether it's through personalized lending solutions or accessible online banking options, we're here to support you every step of the way. Ready to take the next step towards financial empowerment? Call us today at 717-721-6180 or drop by our branch during lobby hours Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 5 PM, and Friday until 6 PM. Experience the difference with Everence where your financial journey matters!

Becoming a member of Everence is like stepping into a welcoming community that prioritizes your financial well-being. To join our family, you simply need to meet a few friendly criteria. If you live, work, worship, or attend school in the areas we serve or have a family member who is already part of our credit union, you're likely eligible! We believe in making banking personal and accessible, so you'll find that becoming a member opens doors to various advantages, from competitive rates on loans to personalized service tailored just for you. For more detailed information about eligibility requirements, please check out our resource at https://www.everence.com/about-everence/become-a-member . If you're ready to take the next step toward membership or have any questions, feel free to give us a call at (717) 721-6180. We're here to help you every step of the way!

At Everence, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to transparency and member service, we are proud to share our financial health with you. With a net worth of $34,589,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 802% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $67,340,042 in share certificates and $43,857,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,208,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,347,000 in used auto loans and a total of $310,278,906 in loans and leases. Our operational efficiency is reflected in our net income of $1,580,271, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The strength of Everence is further illustrated by our robust member base with a total of 60,534 share accounts. This shows that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everence is your trusted partner. Visit us at 1021 Sharp Ave Ephrata Pa 17522 or call 717-721-6180 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.