Everence Credit Union Belleville PA | Low Mortgage Rates & Quick Personal Loans

Introduction

At Everence, we believe in building strong communities and fostering financial well-being for our members. Located at 4417 E Main St, Belleville, PA 17004, our branch has been serving the local community since 1955. With over 24,000 members, we take pride in being a trusted partner for your financial journey. As part of a larger network, Everence is dedicated to providing personalized banking services tailored to your needs. Our total assets stand at an impressive $435,885,878, with total deposits reaching $31,739,560. We are committed to supporting you through various lending options, having issued a total of 19,569 loans and leases. Under the leadership of our CEO, Kristen Heisey, and Board President, Kevin Ressler, our team of 78 employees is here to assist you with everything from personal banking and auto loans to business services. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address. Whether you're looking for checking and savings accounts or need help with mortgages and credit cards with rewards, we have the resources to help you succeed financially. Plus, with our online and mobile banking options available, managing your finances has never been easier. We invite you to explore our services further by visiting our website at Everence or calling us at 717-935-0025. Join us today in making a positive impact on your financial future!

Branch History & Mission

Welcome to Everence, located in the heart of Belleville, PA. Since our opening in 1955, we have proudly served our community, growing alongside it and adapting to meet the financial needs of our members. Our branch at 4417 E Main St Belleville, PA 17004 has become a trusted resource for individuals and families seeking comprehensive financial services. Throughout the years, Everence has evolved significantly. We began as a small credit union with a handful of members and have grown into a vibrant community institution with over 24,000 members and total assets exceeding $435 million. This growth reflects our commitment to providing exceptional service and support to those we serve. Our mission is clear: to empower our members through financial education and accessible banking solutions while fostering a spirit of community support. We believe that financial services should not only help you achieve your goals but also enhance the lives of those around you. Whether it's through personal banking options like checking and savings accounts or auto loans, we are here to provide the resources you need. Everence is more than just a credit union; we are committed to making a positive impact in Belleville and beyond. Our partnerships with local organizations allow us to contribute meaningfully to community outreach efforts. We actively participate in initiatives that support economic development and social well-being. While you can visit us at our branch for all your banking needs during our operating hours Monday through Thursday from 9 am to 5 pm and Friday until 6 pm you can also take advantage of our ATM services available on-site for added convenience. Members enjoy access to shared service centers as well, ensuring that banking is always within reach. If you need to send official correspondence, please note that while our physical address is 4417 E Main St, Belleville, PA 17004, you may also reach us via our mailing address at PO Box 995, Belle Acres Cplx #1, Belleville, PA 17004. We invite you to join us at Everence and experience the difference that comes from being part of a member-focused credit union dedicated to your financial success and community enrichment. Discover how we can support your journey today by contacting us at 717-935-0025 or visiting our website. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is key when it comes to banking. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking space for both regular and accessible vehicles. You'll find that navigating our branch is straightforward and welcoming for everyone.

Operating Hours

Visit us during our convenient operating hours: Monday through Thursday from 9 am to 5 pm, and Friday from 9 am to 6 pm. This schedule allows you plenty of time to stop by after work or on your lunch break.

Services Offered

At Everence, we offer a range of services tailored to meet your financial needs. From personal banking options such as checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, our team is ready to assist you. We also provide business banking solutions and online banking features for added convenience. Plus, members can take advantage of shared branch services for basic transactions. If you're looking for cash withdrawal services or need access to an ATM, you're in luck our location has an ATM available right on-site! For any questions or further assistance, don't hesitate to reach out at 717-935-0025. Our friendly staff is eager to help you achieve your financial goals. We look forward to welcoming you at Everence in Belleville!

Member Eligibility

At Everence, we believe that everyone deserves to be part of a caring and supportive financial community. Joining us is easy! If you live, work, or worship in the areas we serve, you're already eligible to become a member. We also welcome family members of existing members. This inclusive approach means you can enjoy all the benefits our credit union offers from personalized banking services to competitive loan rates. To learn more about the specifics of eligibility, feel free to check out our detailed criteria at this link. Once you're ready to take the next step, opening an account with us is straightforward! Just visit us at 4417 E Main St, Belleville, PA 17004, or give us a call at 717-935-0025 for more information. Our friendly staff is here to help guide you through the process and answer any questions you may have. Join Everence today and experience the difference of being part of a community-focused credit union!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services make it easy for you to manage payments. Imagine being able to accept credit cards and mobile payments seamlessly at your storefront or online. This capability not only enhances customer satisfaction but also drives sales. Our team at Everence, located at 4417 E Main St Belleville Pa 17004, Belleville, PA, is here to provide personalized assistance tailored to your specific business needs. Join us today and discover how Everence can be your partner in success! For more information, give us a call at (717) 935-0025.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $523 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,773,545, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Shared Branch Access

Need cash? Our ATM services make withdrawals easy, while basic shared branch transactions allow members from partner credit unions to deposit or withdraw funds seamlessly. With us, accessing your money has never been more straightforward. At Everence, located at 4417 E Main St Belleville Pa 17004, we're dedicated to serving our community in Belleville. If you have questions or want to explore how any of these services can benefit you personally or professionally, don't hesitate to reach out! Call us at (717) 935-0025 during our operating hours: M-Th 9 am - 5 pm; F 9 am - 6 pm. We're here to help you thrive financially!

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to empower local businesses in Belleville. We know how important it is to have reliable financial support as you grow your venture.

Credit Options

For those who enjoy rewards while spending, our credit cards with rewards program might be exactly what you need. These cards not only make everyday purchases easier but also earn you points that can be redeemed for exciting benefits.

Digital Banking Convenience

In today's fast-paced world, having access to your finances at your fingertips is crucial. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on the go.

Personal Banking Services

When it comes to personal banking, we have you covered with checking and savings accounts designed to fit different lifestyles. Whether you're saving for a rainy day or managing daily expenses, our accounts provide flexibility and convenience. We also understand that life can be unpredictable, which is why we offer auto loans and vehicle financing options to help you get behind the wheel of your dream car without breaking the bank. If you're looking to purchase a home or refinance an existing mortgage, our mortgage loans are tailored just for you. We work closely with you throughout the process, making it simple and stress-free. Additionally, if debt is weighing you down, our personal loans and debt consolidation services can help lighten your load.

Digital & Online Banking

Key Features

Our online banking services provide you with the flexibility to manage your finances on your terms. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, we offer electronic signature authorization, making it simple for you to complete transactions securely without the need for paper forms. For those who prefer to keep things paperless, e-statements are available at Everence, allowing you to view and download your statements whenever you need them. This not only helps you stay organized but also contributes to a more sustainable environment. If you're always on the move, our mobile application makes banking even more convenient. With it, you can perform tasks like person-to-person transfers quickly and easily. Whether you're splitting a dinner bill with friends or sending money to family, our mobile app has got you covered.

Security and Accessibility

We prioritize your security by providing robust measures to protect your information while using our online services. You can rest assured knowing that your data is safe with us as you manage your finances online. Our 24/7 online banking services mean that you have control over your money at all times, whether it's checking an account balance late at night or making a transfer during lunch break. At Everence, we're committed to ensuring that our members have easy access to their accounts and the support they need. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 60,534, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $19,243,394. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everence is your trusted partner. Visit us at 4417 E Main St Belleville Pa 17004 or call (717) 935-0025 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $67,340,042 in share certificates and $43,857,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,074,919, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $28,208,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,347 in used auto loans and $310,278,906 in total loans and leases.

Strong Capital Foundation

With a net worth of $34,589,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.02% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,450,465 in used vehicle loans and $11,535,473 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $60,773,545 provide the capital needed to grow and expand. Whether you're looking to finance equipment or invest in inventory, we have options tailored for your business needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,816,520 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you every time you use them.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $22,112,018, making buying or refinancing simple. We offer competitive rates and personalized assistance to guide you through the process.

Refinancing and Eligibility

If you're considering refinancing any existing loans or exploring eligibility options for our products, we encourage you to reach out. Our team is ready to assist you in understanding your options and finding the best fit for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to contact us at 717-935-0025 during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM to discuss how we can support your financial goals today!

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers displayed are fair and transparent. LendMesh takes pride in its commitment to accuracy, relying solely on verified data to provide users with dependable options.

EVERENCE FEDERAL CREDIT UNION - Belleville, PA

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