Everence Credit Union Goshen IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Everence, where we believe that financial services should be as unique as the community we serve. Located at 1301 College Ave, Goshen, IN 46526, our branch has been a cornerstone of support for our members since 1955. With a commitment to putting people first, we proudly serve over 24,000 members, helping them achieve their financial goals through personalized banking solutions. At Everence, our mission goes beyond just numbers; it's about fostering relationships and creating lasting impact. We manage assets totaling $435,885,878, with total deposits of $31,739,560 and a net worth of $34,589,010. This strong foundation allows us to offer a variety of services tailored to your needs from auto loans and mortgages to business banking options. Our dedicated team of 78 employees, led by CEO Kristen Heisey and Board President Kevin Ressler, is here to assist you every step of the way. Whether you're looking for straightforward checking accounts or more complex loan products like our total loans and leases amounting to 19,569 we're ready to guide you. While members can visit us at our branch for all their banking needs including drive-thru services and ATM access official correspondence should be sent to the same address: 1301 College Ave, Goshen, IN 46526. Join us at Everence today! Call us at 574-533-9513 or explore more about our services online at Everence. Let's build a brighter financial future together!

Branch History & Mission

At Everence, located at 1301 College Ave, Goshen, IN 46526, our story began in 1955. Since then, we have proudly served our community with a commitment to helping our members achieve their financial goals. Over the years, we have grown from a small credit union into a trusted financial partner with a membership base of over 24,000 individuals. With total assets reaching an impressive $435,885,878, we have become a cornerstone of support for families and businesses alike in Elkhart County. Our mission is simple yet profound: to provide accessible financial services while nurturing the values of community and compassion. We believe that financial well-being is not just about numbers; it's about making meaningful connections and supporting one another. Whether it's through personal banking services like checking and savings accounts or more specialized offerings like auto loans and mortgage refinancing, Everence strives to meet the diverse needs of our members. As part of our dedication to service, we offer convenient features such as ATM availability and drive-thru banking, ensuring that accessing your funds is as easy as possible. Our operating hours are designed with our members in mind Monday through Friday from 8:30 AM to 5 PM so you can find time to visit us that fits your busy schedule. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address at 1301 College Ave, Goshen, IN 46526. We also provide shared service center options for added convenience. Everence believes in the importance of staying connected with the community. We engage in various outreach efforts and partnerships that allow us to contribute positively to local initiatives. By investing in our neighbors, we aim to create a thriving environment where everyone has the opportunity to succeed financially. We invite you to join us at Everence and experience firsthand the benefits of being part of a credit union that truly cares about its members and their aspirations. Discover how we can work together toward your financial future by visiting our website or calling us at 574-533-9513 today!

Branch Location & Accessibility

Conveniently Located

Situated near local landmarks, our branch is easy to find. Whether you're stopping by after a visit to the nearby schools or on your way back from shopping in downtown Goshen, we are here for you. With ample parking available, accessing our services is straightforward for everyone, including those with mobility challenges thanks to our ADA-compliant features.

Let’s Connect!

If you have any questions or need assistance, don't hesitate to give us a call at 574-533-9513. We're excited to help you navigate your financial journey! Stop by Everence today we look forward to seeing you!

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why our doors are open Monday through Friday from 8:30 AM to 5 PM. If you prefer a quicker stop, take advantage of our drive-thru banking service during the same hours. Whether you're making deposits or withdrawals, we strive to make your banking experience as convenient as possible.

Services Tailored to Your Needs

At Everence, we offer a variety of services designed for all your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have options that cater to both individuals and businesses. Plus, with ATM access available right here at our branch, you can quickly manage cash withdrawals and balance checks anytime. For those who require additional assistance or wish to conduct shared transactions with partner credit unions, our shared service center is also available. We aim to make banking easy and accessible for everyone.

Member Eligibility

At Everence, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family dedicated to your financial well-being. If you're looking to become a member at our Goshen branch, located at 1301 College Ave, Goshen, IN 46526, you're in the right place! Membership is open to anyone who shares our values and mission. Whether you live, work, worship, or attend school in our service area, or if you have family members who are already part of our credit union, you can easily qualify. We encourage you to explore the detailed eligibility criteria on our website at this link for the most current information. Opening an account with us is straightforward and welcoming. Our friendly team is here to guide you every step of the way and answer any questions you might have. You can reach us at 574-533-9513 during our operating hours from Monday to Friday, 8:30 AM to 5 PM. We look forward to having you join us and take advantage of all the benefits that come with being an Everence member!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer essential merchant services that streamline operations. Imagine being able to process payments easily, manage transactions efficiently, and access funds quickly all from one platform. This can save you time and reduce stress, allowing you to focus on what you do best: running your business. Located at 1301 College Ave Goshen In 46526 in Goshen, IN, we're here to help you navigate the financial landscape with confidence. Contact us at (574) 533-9513 to learn more about how our business banking solutions can support your journey toward success.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $523 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,773,545, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, Everence is more than just a credit union; we're a partner in your success. Our business banking services, including merchant services and business loans, provide the tools necessary for growth. With our support, you can focus on running your business while we take care of the financial details.

Convenient Access Points

We pride ourselves on making banking as convenient as possible. Our location at 1301 College Ave, Goshen, IN offers not only lobby hours but also an efficient drive-thru service where you can handle deposits and withdrawals without leaving your car. Additionally, our ATM services allow for quick cash withdrawals and balance checks whenever needed. For members who belong to partner credit unions, our basic shared branch transactions enable simple deposits and withdrawals across various locations. This flexibility ensures that no matter where life takes you, your finances are always within reach.

Credit Options Tailored for You

In addition to traditional banking services, Everence offers personal loans and debt consolidation options that can ease financial burdens by combining multiple debts into one manageable payment. Plus, our credit cards with rewards give you the chance to earn while you spend perfect for everyday purchases or special treats.

Final Thoughts

At Everence, we believe in making banking easier for everyone in our community. With a wide array of services from personal checking accounts to business loans, we're dedicated to helping our members achieve their financial goals seamlessly. Have questions or want to learn more? Don't hesitate to reach out at 574-533-9513 or visit us online at everence.com. Join us today and experience personalized service that puts you first!

Personal Banking Solutions

For those seeking reliable and accessible personal banking options, we offer checking and savings accounts designed to suit various lifestyles and financial goals. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances, make transfers, and pay bills right from your smartphone or computer. If you're considering a new vehicle, our auto loans and vehicle financing options can help turn your dream into reality with competitive rates and flexible terms. We also provide mortgage loans and refinancing solutions for those ready to buy their first home or refinance an existing mortgage to save on monthly payments.

Digital & Online Banking

Accessibility & Ease of Use

Navigating your finances should feel straightforward. With all these features at your fingertips, managing your money has never been more accessible or efficient. Whether you're checking in on savings or reviewing transactions, real-time account management gives you peace of mind. Join us at Everence and discover how easy digital banking can be! For more information about our services or to get started today, visit us at https://www.everence.com/. Your financial journey is just a click away!

Key Features

Security is a top priority for us. Our system includes electronic signature authorization, making transactions smooth and secure without unnecessary hassles. Plus, with e-statements available, you'll receive your account statements electronically saving paper and keeping everything organized in one place. If you're looking to send money quickly to friends or family, our person-to-person transfer feature lets you do just that with ease. And for those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts right from your smartphone. While mobile payments are not currently offered, we're constantly exploring new ways to enhance your banking experience.

Financial Strength

Growing Together

Total Share Accounts stand at 60,534, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) totaling $19,243,394, we are well-positioned to meet your needs as they evolve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everence is your trusted partner. Visit us at 1301 College Ave Goshen In 46526 or call (574) 533-9513 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $28,208,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to offer $1,347 in used auto loans and $310,278,906 in total loans and leases means that we support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $67,340,042 in share certificates and $43,857,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,580,271 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $34,589,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $802 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $15,450,465 in used vehicle loans and $11,535,473 in new vehicle loans to help our members get on the road confidently. Whether you're looking for a brand-new ride or a reliable used vehicle, our flexible terms make it easier than ever to drive home your dream car.

Business Financing

For business owners, our outstanding commercial loans totaling $60,773,545 provide the capital necessary to grow and expand your business. We understand the challenges entrepreneurs face and are here to assist you in reaching your business aspirations.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $22,112,018. We simplify the process of buying or refinancing your home so that you can focus on what truly matters creating memories in your new space.

Refinancing Options

We also offer refinancing options across various loan types. If you're looking to lower your monthly payments or reduce interest rates on existing loans, our team is ready to discuss personalized solutions tailored just for you. At Everence, we're committed to providing financial solutions that fit your life and ambitions. For more information or assistance with applications and eligibility criteria, feel free to contact us at (574) 533-9513 or visit our website at Everence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your path toward achieving financial wellness starts here!

Unsecured Credit Card Loans

Managing everyday expenses is crucial for maintaining financial stability. That's why we offer flexible terms on unsecured credit card loans, with a total of $3,816,520 in loans assisting members to manage their finances effectively. Whether it's unexpected bills or planned purchases, our credit cards can provide the support you need.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data means that users can trust the information presented to them.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Everence