Everence Credit Union Sarasota FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Everence, your trusted financial partner located at 3407 Bahia Vista St, Sarasota, FL 34239. Established in 1955, we have proudly served our members for decades, building a strong community rooted in trust and reliability. With a growing membership of over 24,000, we are committed to providing exceptional service that meets the diverse needs of our members. At Everence, we understand that financial decisions can be overwhelming. That's why our dedicated team is here to guide you through every step of your financial journey. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our total assets now stand at an impressive $435,885,878, with $31,739,560 in deposits ready to help you achieve your financial goals. Led by our CEO Kristen Heisey and Board President Kevin Ressler, our friendly staff of 78 employees is always eager to assist you. We take pride in maintaining a strong net worth of $34,589,010 and a net member business loan balance of $73,666,179, reflecting our commitment to supporting both personal and business financial needs. While members can visit us at our branch location on Bahia Vista Street, official correspondence should be sent to the same address: 3407 Bahia Vista St, Sarasota, FL 34239. If you have any questions or need assistance, please feel free to call us at 941-953-4859. Explore how Everence can make a difference in your life today! Visit us online at Everence for more information on services tailored just for you. Your financial well-being is our priority!

Branch History & Mission

Community Impact

We take pride in being more than just a financial institution; we are an integral part of the Sarasota community. Our outreach efforts include partnerships with local organizations aimed at supporting educational initiatives and promoting economic development. We also offer shared service center options for additional convenience. As technology advances, we continue to enhance our services digitally while ensuring ADA compliance so that all members can enjoy a seamless experience. Features like online banking and e-statements provide flexibility for your busy life.

Join Us Today

Whether you're looking for personal banking solutions or business services like merchant accounts and business loans, Everence is here for you. We invite you to join our growing family and experience the unique benefits that come with being a member of our credit union. For more information or to get started on your journey with us, please reach out at 941-953-4859 or visit us online at Everence. Together, let's build a brighter financial future!

Our Mission

At Everence, our mission is clear: we aim to provide exceptional financial services that empower individuals and strengthen communities. We believe that everyone deserves access to affordable banking solutions, which is why we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our goal goes beyond just transactions; we strive to create meaningful relationships with our members. Located at 3407 Bahia Vista St in Sarasota, our branch is easily accessible for anyone in the area. With operating hours from Monday to Friday (9 AM - 4 PM), we are here to assist you whenever you need us. While members can visit us at this address for all banking needs, official correspondence should be sent to the same address for clarity.

Branch Location & Accessibility

Additional Features

For added convenience, we offer ATM services right here at the branch so you can access cash whenever you need it. Although we don't have drive-thru banking at this location, we do participate in shared services that allow for basic transactions with partner credit unions. We're excited to help you achieve your financial goals! Come visit us today and experience the friendly service that makes Everence stand out in Sarasota. Your financial future is important to us!

Convenient Location

Nestled conveniently near local landmarks, our Sarasota branch is easy to find. If you're out and about enjoying the sunny sights of Sarasota County, stop by and see us! With ample parking available right outside, visiting us is a breeze. We also ensure that our facility meets ADA standards, making it accessible for everyone.

Easy Communication

Have questions? Don't hesitate to reach out! You can contact us directly at 941-953-4859. While members can visit us at our physical location for all their banking needs, please note that official correspondence should be sent to the same address as our branch: 3407 Bahia Vista St, Sarasota, FL 34239.

Operating Hours and Services

We invite you to visit us during our welcoming hours: Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM. Our dedicated team is ready to assist you with a variety of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more.

Member Eligibility

Becoming a member of Everence is like joining a caring family where your financial needs come first. At our branch located at 3407 Bahia Vista St Sarasota Fl 34239, we welcome individuals who share our values and are looking for a supportive community to help them thrive. To be eligible for membership, you simply need to meet certain criteria, which includes living or working in the areas we serve or being part of specific organizations we partner with. This means that if you're connected to our community in any way, you may very well qualify! For a full list of eligibility details, feel free to visit this link. Joining is straightforward and welcoming. You can easily open an account by reaching out to us at (941) 953-4859, where our friendly team is ready to guide you through the process. We believe in making banking personal and accessible, so take the first step toward becoming part of Everence today!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $523 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,773,545, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing for businesses. Picture a local retail store using our easy-to-navigate payment system to accept credit cards and mobile payments effortlessly. This not only improves customer satisfaction but also boosts sales, allowing the business owner to focus on what they do best serving their customers. At Everence, located at 3407 Bahia Vista St Sarasota Fl 34239, we are here to help your business grow. Contact us today at (941) 953-4859 to learn more about how our business banking and commercial services can work for you!

Comprehensive List Of Services

Accessibility and Convenience

At Everence, accessibility is key. We provide ATM services for cash withdrawals and balance checks, ensuring you have easy access to your funds. For those who prefer face-to-face transactions, we offer basic shared branch transactions for partner credit union members, allowing for deposits and withdrawals with ease. Our branch is open Monday through Friday from 9 am to 5 pm (and until 4 pm on Thursdays), making it convenient for you to visit us whenever fits into your schedule. If you're unable to come in person, remember that our digital banking features allow you to manage everything from home.

Business Banking Solutions

If you run a business, we have you covered too! Our Business Banking services include essential tools like Merchant Services and tailored Business Loans. We want to see your business thrive and are here to support you every step of the way.

Connect with Us

If you're ready to take advantage of these great services or have questions about how we can assist you further, don't hesitate to reach out! Call us at (941) 953-4859, or visit us online at https://www.everence.com/. We're excited to serve you at Everence, where your financial well-being is our top priority!

Credit Options

For those unexpected expenses or larger purchases, our Personal Loans & Debt Consolidation solutions can help streamline your finances. Plus, our Credit Cards with Rewards offer you the chance to earn while you spend, making everyday purchases even more rewarding.

Personal Banking Services

We understand that managing your personal finances can be overwhelming at times. That's why we offer Personal Banking options, including Checking & Savings Accounts designed to help you achieve your financial goals. You can easily access your accounts through our Online & Mobile Banking platforms. With features like electronic statements and secure online transactions, you can bank from anywhere at any time. When it comes to financing, our Auto Loans & Vehicle Financing are crafted for ease and convenience. Whether you're buying a new car or refinancing an existing loan, we provide competitive rates and flexible terms. If homeownership is on your mind, explore our Mortgage Loans & Refinancing options that cater to various needs.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services provide 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. If you ever need to make quick payments to friends or family, our person-to-person transfer feature makes it simple and fast. Just send them money directly from your account without any hassle. For those who prefer managing finances on their mobile devices, we have a dedicated mobile application available. This app allows you to perform all the essential banking tasks right from your smartphone. Plus, with electronic signature authorization available, signing documents is a breeze no need for printing or mailing.

Security You Can Trust

Your security is our top priority. Our digital banking services are designed with state-of-the-art security features to protect your personal information and transactions. You can bank confidently knowing that we use advanced technology to keep your data safe. In summary, Everence provides a comprehensive range of digital banking tools tailored to meet your needs. With easy access through our website and mobile app, along with features like e-statements and secure transactions, managing your finances has never been more convenient or secure. Explore all that we have to offer today!

Stay Updated with E-Statements

We also offer e-statements that keep you informed about your account activity while being environmentally friendly. You can easily view your statements online whenever you need them, ensuring you're always up-to-date with your financial situation.

Financial Strength

At Everence, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong foundation to help you achieve your financial goals. With a net worth of $34,589,010, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 802 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $67,340,042 in share certificates and $43,857,939 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,208,739 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $13,347,000 in used auto loans and $310,278,906 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $1,580,271, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares available for lending and investments stand at $19,243,394. Total Share Accounts are an impressive 60,534, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Everence is your trusted partner. Visit us at 3407 Bahia Vista St Sarasota FL 34239 or call 941-953-4859 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,450,465 in used vehicle loans and $11,535,473 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can tailor our services to meet your needs.

Credit Lines

For those looking for additional financial flexibility, we offer credit lines with a total of $154,085,200 available. This option allows you to borrow as needed while only paying interest on what you use. For business owners interested in expanding their operations, we also have outstanding commercial loans totaling $60,773,545, providing the capital needed to grow and thrive. If you're considering refinancing or want to know more about eligibility options for any of these products, please visit our website at Everence or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Everence in Sarasota, we're committed to helping you navigate your financial journey with confidence and ease. Let us be part of your success story today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,112,018, make buying or refinancing simple. We provide flexible terms and competitive rates that can help make your dream home a reality.

Unsecured Credit Cards

Managing everyday expenses is easier with our unsecured credit card loans. We currently have $3,816,520 in these loans available to help members manage their finances effectively. With flexible terms and rewards programs, our credit cards are designed for convenience and value.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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EVERENCE FEDERAL CREDIT UNION - Sarasota, FL

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