ETMA Credit Union Louisville TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Etma, your trusted credit union located at 1828 Airbase Rd, Louisville, TN 37777. Established in 1956, we have proudly served our community for over six decades. At Etma, we believe in putting our members first, and with a growing membership of 1,477, we continue to foster a culture of trust and support. Our commitment to financial well-being is reflected in our robust financial health. With total assets reaching an impressive $28,252,966 and total deposits amounting to $1,833,799, we ensure that your money is safe and sound. We also provide a variety of loan options, with 1,178 loans and leases available to help you achieve your dreams. While members can visit us at our branch location, official correspondence should be sent to the same address: 1828 Airbase Rd, Louisville, TN 37777. Our friendly team, led by CEO Beth Kamer and Board President Kevin Trostle, is here to assist you with all your banking needs. At Etma, we don't just focus on numbers; we're dedicated to making a positive impact in our community. We pride ourselves on being accessible and responsive to our members. Whether you're looking for personal banking services like checking accounts or auto loans or need assistance with business banking solutions, we've got you covered. Ready to experience the Etma difference? Give us a call at 865-268-2997 or visit us online at etmafcu.net to learn more about how we can help you reach your financial goals!

Branch History & Mission

Welcome to Etma, where our rich history and commitment to community shine bright. Established in 1956, we have proudly served the residents of Louisville, TN for over six decades. Starting with a handful of members, we have grown into a thriving credit union with a total membership of 1,477 and assets reaching $28,252,966. Located at 1828 Airbase Rd Louisville Tn 37777, near the heart of our community, our branch has evolved significantly since its inception. We began as a small financial cooperative aimed at providing accessible banking solutions to our members. Through the years, we've adapted to changing times while maintaining our core values of trust, support, and service. Our dedication to meeting the needs of our members has driven us to enhance our services continuously. At Etma, our mission is clear: to empower our members through exceptional financial services while fostering community growth and prosperity. We understand that banking is more than just transactions; it's about building relationships and making a positive impact in people's lives. We offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions tailored for your unique needs. While members can visit us at 1828 Airbase Rd Louisville Tn 37777, official correspondence should be sent to 1828 Airbase Rd, Louisville, TN 37777 if it differs from our physical location. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, providing convenient access to all your banking needs. We are proud to be ADA compliant and focused on digital advancements that enhance your experience like mobile payments, online banking, and e-statements ensuring you have access anytime, anywhere. While we do not currently offer ATM or drive-thru services, we are always looking for ways to improve convenience for our members. Our commitment extends beyond just banking; we actively engage with local organizations and initiatives that uplift our community. By partnering with schools and nonprofits, we contribute to the welfare of those around us. Join us today and experience the difference at Etma. Whether you're looking for personal finance solutions or seeking guidance on your journey toward financial wellness, we're here for you every step of the way. Let's build a brighter future together!

Branch Location & Accessibility

Convenient Access and Amenities

At Etma, we understand how important accessibility is. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, making it easy for everyone to visit us. Although we do not have an ATM or drive-thru service at this location, our lobby hours are designed to accommodate your busy schedule. We are open Monday through Friday from 9 AM to 5 PM.

Get in Touch

We invite you to stop by our office or give us a call at 865-268-2997. Our friendly staff is ready to assist you with any questions or services you may need. At Etma, we're more than just a credit union; we're your trusted financial partner!

Services Tailored for You

Our dedicated team offers a variety of services such as personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. You can also take advantage of our online and mobile banking services for added convenience.

Member Eligibility

At Etma, we believe that everyone deserves a supportive financial community. Becoming a member is an easy and welcoming process! If you live, work, or worship in our local area, you're likely eligible to join us. We love to serve individuals who are looking for personalized banking solutions, so whether you're a student, a family, or someone just starting out, you'll find a place here. To learn more about the specific eligibility requirements, feel free to check out our detailed criteria at https://forms.joinmycu.com/mop/859/newmember/eligibility. Joining Etma means gaining access to a range of financial services designed with your needs in mind. From checking and savings accounts to auto loans and credit cards with rewards, we have you covered. Ready to take the next step? Opening an account is simple! Just visit https://www.etmafcu.net/apply-for-a-loan/ or give us a call at (865) 268-2997. We're excited to welcome you into our community at 1828 Airbase Rd Louisville Tn 37777!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer practical merchant services that help streamline your daily operations. Imagine quickly processing customer payments or managing transactions seamlessly from your mobile device. Our merchant services are designed to enhance your business's efficiency and improve cash flow. Visit us at 1828 Airbase Rd Louisville Tn 37777 in Louisville, TN, or call us at (865) 268-2997 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Access to Cash When You Need It

While we don't currently offer ATM services at this branch, we ensure that cash withdrawal services are straightforward through our network. We prioritize providing access when you need it most. We invite you to explore all the ways Etma can serve you! For any questions or assistance, feel free to call us at (865) 268-2997 during our operating hours from Monday to Friday, 9:00 AM - 5:00 PM. Ready to take the next step? Visit us online at Main Office or come by our branch today! Your financial well-being is just a conversation away!

Business Banking Services

For those running a business, Etma offers robust business banking services including merchant services and business loans. We know how vital it is for businesses to have reliable financial support, and we're here to help entrepreneurs thrive.

Credit Options Tailored to You

Managing expenses can be challenging, but with our personal loans and debt consolidation options, we aim to alleviate some of that pressure. These loans can help you consolidate debt into one manageable payment or provide cash for unexpected expenses. Plus, our credit cards come with rewards that let you earn as you spend.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize digital banking features like online and mobile banking. With these tools, you can manage your accounts anytime from anywhere. Whether it's making transfers, checking balances, or paying bills on the go, we've got you covered. You can also utilize person-to-person payments for easy transactions with friends or family.

Personal Banking Solutions

We offer personal banking options that cater to your everyday needs. Whether you are looking for checking or savings accounts, we have accounts designed with you in mind. Our checking accounts come with no monthly fees, while our savings accounts help you grow your money over time. If you're thinking about purchasing a new car or need financing for a vehicle, our auto loans and vehicle financing options can make the process smooth and straightforward. We work with you to find terms that fit your budget. Additionally, if you're considering buying a home or refinancing your current mortgage, our mortgage loans provide competitive rates and personalized service.

Digital & Online Banking

Key Services for Your Convenience

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, our mobile application brings banking right to your fingertips, allowing you to manage your finances on the go. Security is our top priority. We offer electronic signature authorization, which means you can sign documents securely without needing to visit the branch in person. This not only saves time but also keeps your transactions safe.

Manage Your Finances Effortlessly

E-statements are available for all members, providing an easy way to keep track of your finances without the clutter of paper statements. You'll receive timely updates directly in your email inbox, making it simple to stay organized. Need to send money quickly? Our person-to-person transfer feature lets you send funds instantly to friends or family using just their email or phone number. It's a quick solution for those times when cash isn't an option. If you're looking to make purchases more convenient, our mobile payments feature allows you to pay directly from your smartphone at participating merchants. It's fast and secure no need to dig through your wallet for cash or cards. At Etma, we're dedicated to providing accessible and user-friendly banking solutions that fit into your busy life. Join us today and discover how easy it can be to manage your finances with our digital banking services!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 3,159, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) amount to $3,328, further reinforcing our commitment to providing valuable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Etma is your trusted partner. Visit us at 1828 Airbase Rd Louisville Tn 37777 or call (865) 268-2997 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $2,971,563 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we have $286 in used auto loans and $15,777,244 in total loans and leases available to support your financial goals across various sectors.

Operational Efficiency

Our strong operational efficiency is reflected in our $132,113, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $4,850,705 in share certificates and $4,215,195 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $3,556,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,840,020 in used vehicle loans and $1,447,452 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options tailored for you.

Credit Lines and Other Options

In addition to our auto and mortgage loans, we provide credit lines totaling $4,521,557, which can serve as an excellent resource for unexpected costs or planned projects. If you're considering refinancing any existing loans or want to learn more about eligibility options, feel free to reach out. For any questions about our loan offerings or how we can assist you further, please contact us at (865) 268-2997. Visit us at our branch located at 1828 Airbase Rd Louisville Tn 37777, Louisville, TN, where our friendly staff is ready to help you find the best loan option for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan options today and take a step towards achieving your financial goals with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,399,481, make buying or refinancing simple. We aim to support you every step of the way, making your path to homeownership as smooth as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $259,331 in loans helping members manage their finances effectively. Our credit cards come with benefits that can enhance your financial flexibility.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every comparison you see is fair and transparent. You can trust that the offers you receive are not only legitimate but also reflect current market conditions.

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from reputable financial institutions, ensuring you have access to accurate information. - No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh provides unbiased results. Your interests come first here. - Real-Time Rate Comparisons: The platform updates loan rates regularly, allowing users to see up-to-date offers from multiple institutions. This feature helps you make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in helping borrowers secure better deals. If you're looking for a reliable way to compare loans, look no further. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TENNESSEE MILITARY FEDERAL CREDIT UNION - Louisville, TN

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