Estacado Credit Union Lovington NM | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Estacado, your trusted financial partner located at 220 N Love St, Lovington, NM 88260. Since our establishment in 1953, we have proudly served the community, growing together with our members and providing a wide range of financial services tailored to meet your needs. With a strong membership base of over 8,380 individuals, we stand as a testament to the power of community banking. At Estacado, we believe that every member deserves personalized service and financial solutions that truly work for them. Our total assets amount to an impressive $104,491,355, reflecting our commitment to the financial well-being of our members. We currently hold $5,441,552 in deposits, ensuring that your savings are safe and secure with us. Under the leadership of CEO Mark Roddenberry and Board President Bobby Goad, our dedicated team of 28 employees is here to assist you from Monday to Friday during lobby hours from 9:00 AM to 5:00 PM. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P.O. BOX 280, HOBBS, NM 88241. We invite you to explore all that Estacado has to offer by visiting our website at estacadofcu.com. Join us in making financial dreams come true give us a call at 575-396-7727 today!

Branch History & Mission

At Estacado, we take pride in our rich legacy that began in 1953 when we opened our doors in Lovington, NM. Over the decades, we've grown from a small community credit union into a vital financial institution serving over 8,380 members. Our commitment to the community is evident not just in our numbers but in the relationships we've built and nurtured. Located at 220 N Love St, Lovington, NM 88260, our branch has become a cornerstone of local life. We encourage you to visit us during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. If you need to send official correspondence, please use our mailing address: P.O. BOX 280, HOBBS, NM 88241. Our mission at Estacado goes beyond offering financial services; it's about enriching lives and empowering our members. We strive to provide accessible personal banking solutions including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. We aim to be a trusted partner for individuals and businesses alike. As we have evolved over the years, so too have our services. Today, we offer modern conveniences like online banking and mobile payments, making it easier than ever for our members to manage their finances on the go. Our commitment to accessibility is further highlighted by our ADA-compliant facilities and robust ATM availability for quick cash access. Community outreach is an integral part of who we are. We regularly engage with local organizations and initiatives to support those in need within Lovington and surrounding areas. This spirit of giving back reflects our core values integrity, service, and community. We invite you to experience the benefits of membership at Estacado. Join us as we continue this journey together supporting one another while building a stronger community. For more information or to get started with your membership today, visit us online at Estacado FCU or call us at 575-396-7727. Together, let's achieve financial success!

Branch Location & Accessibility

Come Visit Us!

We invite you to explore what Estacado has to offer! Whether you're looking for personal banking solutions or business services, we are dedicated to helping you achieve your financial goals. Stop by today and let us serve you with a smile!

Convenient Access

At Estacado, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and designated parking spaces that make visiting us hassle-free. If you're in a hurry, take advantage of our drive-thru banking service, where you can handle simple transactions without leaving your vehicle. Plus, with our ATM on-site, accessing cash is quick and straightforward.

Operating Hours

We understand that life can get busy, which is why we offer convenient operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Whether you need to open a new account, apply for an auto loan, or discuss other financial needs, our friendly staff is here to assist you during these hours.

Stay Connected

For any inquiries or assistance, feel free to give us a call at 575-396-7727. While members can visit us at our physical location for banking services, please note that official correspondence should be sent to P.O. BOX 280 in Hobbs if necessary.

Member Eligibility

At Estacado, we believe that becoming a member means joining a caring community that supports your financial journey. If you're looking to become part of our family, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in Lea County and surrounding areas. This inclusive approach allows us to serve diverse individuals who are ready to take advantage of our great services tailored just for you. Joining us offers numerous benefits like personalized banking solutions, competitive rates on loans, and exceptional customer service. The process of opening an account with Estacado is simple and straightforward. You can easily get started by visiting us at our Lovington location at 220 N Love St Lovington Nm 88260 or by checking out our online application at https://online.estacadofcu.com/loan-application/form. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at (575) 396-7727, and we'll be happy to help guide you through the membership process. For more detailed eligibility criteria, feel free to visit http://WWW.ESTACADOFCU.COM/membership.html. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Options Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no recorded member or non-member commercial loans, we are ready to assist local businesses when they seek financing solutions. Our goal is to provide flexible options that meet your unique needs, whether you're starting a new venture or expanding an existing one.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that streamline your payment processes. Imagine having a system that allows your customers to pay easily, whether in-store or online. This not only enhances customer satisfaction but also helps you manage transactions more efficiently, saving you time and effort. If you're looking for a trusted partner in your business journey, visit us at 220 N Love St Lovington Nm 88260 in Lovington, NM, or give us a call at (575) 396-7727. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, we offer comprehensive business banking services including merchant services and business loans. Imagine growing your business with ease as you manage transactions smoothly and access funding when necessary.

Convenience at Your Fingertips

In addition to our core offerings, we also provide ATM services for quick cash withdrawals and basic drive-thru banking for simple transactions like deposits and withdrawals. At Estacado, we want banking to be as convenient as possible so you can focus on what truly matters. If you're ready to explore all these services and more at Estacado, don't hesitate to reach out! Call us at 575-396-7727 or visit us at 220 N Love St Lovington, NM 88260. For more information about membership or opening an account, check out our website. We're excited to assist you on your financial journey!

Home Sweet Home: Mortgage Loans & Refinancing

Buying a home is one of life's biggest milestones, and at Estacado, we make it achievable with our mortgage loans and refinancing options. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better terms, our team is here to guide you through every step of the process.

Personal Banking Made Easy

Whether you are looking to open a checking or savings account, Estacado offers personal banking options that fit your lifestyle. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. With features like e-statements and electronic signature authorization, managing your finances has never been easier. You can check balances, transfer money, and make payments right from your smartphone.

Personal Loans for Life’s Needs

Life can throw unexpected expenses your way, whether it's medical bills or home repairs. Our personal loans and debt consolidation services provide quick access to cash when you need it most. We understand that everyone has unique financial challenges, so we work closely with you to find the right loan solution that fits your specific needs.

Rewards with Every Purchase: Credit Cards

With our credit cards featuring rewards programs, every purchase can earn you points towards exciting rewards. Whether you're shopping for groceries or planning a vacation, using an Estacado credit card can be both convenient and rewarding.

Vehicle Financing That Drives You Forward

If you're in the market for a new car or need financing for a used vehicle, our auto loans and vehicle financing options are designed to help you hit the road without breaking the bank. Picture yourself cruising down the highway in your dream car, all while enjoying competitive rates and flexible repayment plans tailored to fit your budget.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features of our online banking is the ability to view and manage your accounts in real-time. Whether you're checking your balance or reviewing recent transactions, everything is just a click away. Plus, with electronic signature authorization, signing documents has never been easier. You can complete transactions securely without needing to visit a branch. For those who prefer going paperless, we offer e-statements that provide an eco-friendly way to keep track of your financial statements. You'll receive them directly in your inbox, ensuring you have access to important information without cluttering your mailbox.

Security You Can Trust

Security is at the forefront of our digital banking experience. We prioritize protecting your sensitive information with advanced security measures, so you can focus on what matters most: managing your money effectively. At Estacado, we believe that banking should fit seamlessly into your life. Our digital and online services are crafted to give you control and peace of mind whenever you need it. Experience the future of banking with us today!

Stay Mobile and On-The-Go

Our mobile application takes banking even further by allowing you to manage your finances right from your pocket. You can make mobile payments, set up person-to-person transfers, and check account balances all from one convenient app. Imagine sending money to friends or family in seconds it's that simple!

Financial Strength

Commitment to Growth

With $11,450,554 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,344 in used auto loans and $63,260,724 in total loans and leases.

Growing Membership Base

We have a strong and growing member base that trusts us with their finances. Total Share and Deposit Accounts stand at 14,013, showing our commitment to serving more people every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Estacado is your trusted partner. Visit us at 220 N Love St Lovington Nm 88260 or call (575) 396-7727 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $522,587, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Your savings are important to us. Members' savings are secured through $18,478,763 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,465,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $13,340,554, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,885,284 in used vehicle loans and $18,753,492 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier than ever to drive away in the vehicle of your choice.

Business Loans

For business owners, while we currently do not have outstanding commercial loans available, we are always exploring ways to support local businesses in our community. Stay tuned for updates on future offerings. At Estacado, we value transparency and are committed to making the lending process straightforward. For more information about eligibility or to apply for any of our loan products online, please visit our website or call us at 575-396-7727 during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,096,488 in loans helping members manage their finances effectively. Our credit cards come with rewards and features designed to fit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $816,594, make buying or refinancing simple. We offer refinancing options as well if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers, allowing users to make informed decisions without hidden fees or misleading information.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, promoting transparency in the lending process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that help users find the best loans for their needs. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, making it easier to choose the right option. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ESTACADO FEDERAL CREDIT UNION - Lovington, NM

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