Estacado Credit Union Hobbs NM | Best Auto Loans & Business Banking

Introduction

Welcome to Estacado at our Main Office, located at 2220 N Dal Paso St, Hobbs, NM 88240. Since opening our doors in 1953, we have proudly served our community with dedication and care. With a strong membership base of over 8,380 members, we are committed to providing personalized financial services that meet the unique needs of each individual. At Estacado, we understand that your financial journey is important. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our total assets amount to an impressive $104,491,355, reflecting our stability and reliability as a trusted financial partner. We also maintain a healthy net worth of $13,340,554, ensuring that we can support you today and in the future. Our dedicated team of 28 employees, led by CEO Mark Roddenberry and Board President Bobby Goad, is here to assist you every step of the way. Whether you prefer visiting us in person during our operating hours from 7:30 AM to 5:30 PM, Monday through Friday, or utilizing our online and mobile banking options for convenience, we're here to help. While members can visit us at 2220 N Dal Paso St, official correspondence should be sent to the same address. Our commitment extends beyond just financial transactions; we aim to positively impact our local community while helping you achieve your goals. Explore the possibilities with Estacado Credit Union today! For more information or to speak with one of our friendly representatives, please call us at 575-393-1596 or visit our website at Estacado FCU. Your financial success is our priority!

Branch History & Mission

At Estacado, we pride ourselves on a rich legacy of service and community support that began in 1953 when our doors first opened in Hobbs, NM. Over the decades, we have grown from a small credit union to a trusted financial partner for over 8,300 members. Located at 2220 N Dal Paso St, just a stone's throw away from local landmarks, our branch has become a staple in the community. Estacado was founded with a mission to provide accessible financial services tailored to the needs of our members. Our commitment extends beyond just banking; we aim to empower individuals and families by offering tools and resources that foster financial literacy and independence. With total assets of $104,491,355, we are dedicated to ensuring that our members have access to personal banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our operating hours reflect our dedication to serving you: Monday through Friday from 7:30 AM to 5:30 PM. While you can visit us at our branch address for face-to-face assistance or utilize our drive-thru service for quick transactions, we also understand the importance of convenience in today's fast-paced world. That's why we've invested in online and mobile banking options, making it easier than ever for you to manage your finances from anywhere. In addition to our financial offerings, Estacado actively participates in community outreach initiatives. We believe that true growth is not just about numbers but about lifting each other up. By partnering with local organizations and engaging in various community programs, we strive to make a positive impact on the lives of those around us. While members can visit us at 2220 N Dal Paso St Hobbs Nm 88240, official correspondence should be sent to 2220 N DAL PASO, HOBBS, NM 88240. We invite you to join Estacado today and experience firsthand the benefits of being part of a cooperative that truly cares about its members and their financial well-being. For more information or to become a member, please call us at (575) 393-1596 or visit our website at estacadofcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Banking Hours and Services

We are open Monday through Friday from 7:30 AM to 5:30 PM, allowing you to fit banking into your busy schedule. At Estacado, we offer a variety of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards! Need to make a quick deposit or withdrawal? Take advantage of our drive-thru service where you can handle simple transactions without leaving your vehicle. While members can visit us at 2220 N Dal Paso St, official correspondence should be sent to the same address as our mailing address: 2220 N DAL PASO, HOBBS, NM 88240.

Connect With Us

If you have questions or want to learn more about how we can support your financial goals, don't hesitate to give us a call at 575-393-1596. Our friendly staff is ready and eager to assist you. We look forward to welcoming you into our Estacado family!

Local Landmarks and Accessibility

Situated in the heart of Lea County, our branch is just a stone's throw away from popular spots like the Hobbs Municipal Schools and the local park, making it a familiar landmark for residents. When you visit us, you'll find ample parking available right outside, along with ADA-compliant features ensuring everyone can access our services with ease.

Member Eligibility

At Estacado, we believe that everyone deserves a chance to belong to a community that supports their financial goals. Becoming a member is easy and welcoming, especially for those who live, work, worship, or attend school in our area. If you're a family member of an existing member or affiliated with one of our partner organizations, you're also eligible to join us! We aim to create an inclusive environment where every member can take advantage of our personalized banking services tailored to your needs. To start your journey with us at Estacado, simply visit our website for the detailed eligibility criteria at http://WWW.ESTACADOFCU.COM/membership.html. Once you see that you qualify, opening an account is just as straightforward. You can fill out the application online by visiting https://online.estacadofcu.com/loan-application/form or give us a call at (575) 393-1596 if you have any questions. We're here to help you every step of the way as you join our thriving community located at 2220 N Dal Paso St Hobbs Nm 88240!

Business Banking & Commercial Services

Merchant Services That Make Sense

We also offer essential merchant services that simplify transactions for your business. Picture this: a bustling retail environment where payments are processed quickly and securely, allowing you to focus on what you do best serving your customers. Our solutions help streamline operations, making it easier for you to manage sales while enhancing customer satisfaction. At Estacado located at 2220 N Dal Paso St Hobbs Nm 88240 in Hobbs, NM, we're here to partner with you every step of the way. Reach out today at (575) 393-1596 to explore how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no specific commercial loan figures, we're dedicated to providing future options that will help you thrive. Imagine the possibilities when you secure the right financing whether it's for purchasing equipment, managing cash flow, or expanding your operations.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer robust business banking solutions. From merchant services that help streamline payment processing to business loans that can fund your next big project, we're here to support local enterprises and help them thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your finances on-the-go. Access your accounts anytime from anywhere with ease. Need cash? While we do not have ATMs at this branch, we provide cash withdrawal services through our basic drive-thru banking for deposits, withdrawals, and simple transactions.

Credit Card Rewards

Enhance your spending power with our credit cards with rewards. These cards not only offer convenience but also allow you to earn points for cash back or travel rewards while making everyday purchases.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services including checking and savings accounts designed to help you keep track of your money effortlessly. If you're planning to purchase a new car, our auto loans and vehicle financing options make it easy for you to drive away in the vehicle you want without breaking the bank. For those dreaming of homeownership or looking to refinance, our mortgage loans and refinancing services provide competitive rates and flexible terms. Additionally, if you're facing unexpected expenses, our personal loans and debt consolidation options can help simplify your payments and get you back on track.

Reach Out Today!

With operating hours from Monday through Friday, 7:30 AM to 5:30 PM, we're ready to assist you whenever you need us. Feel free to give us a call at (575) 393-1596 if you have any questions about how we can serve you better. Explore all that Estacado has to offer by visiting us online at https://www.estacadofcu.com/. Join us today and let's work together towards achieving your financial goals!

Digital & Online Banking

Key Features

We know that security matters just as much as convenience. That's why we offer electronic signature authorization, allowing you to sign documents securely without needing to visit a branch. Plus, with e-statements available, you can say goodbye to paper clutter and access your statements easily and securely. If you're always on the move, you'll appreciate our mobile application. It's designed for ease of use, letting you manage your finances with just a few taps on your smartphone. You can also take advantage of mobile payments, making it simple to pay for purchases directly from your device. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that without any hassle. Just enter their information and complete the transfer in seconds. In today's fast-paced world, managing your finances shouldn't be a chore. With the digital and online banking services at Estacado, you have everything you need for real-time account management at your fingertips. Join us today and experience banking that works for you!

Financial Strength

Growing Member Base

We have successfully built a strong member base with 14,013 total share accounts. This growing community trusts us with their finances because they know we are dedicated to their success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Estacado is your trusted partner. Visit us at 2220 N Dal Paso St Hobbs Nm 88240 or call (575) 393-1596 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $18,478,763 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares, the focus remains on delivering value to our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,465,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $522,587 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 27 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $11,450,554 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is significant; with $1,344 in used auto loans and $63,260,724 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Health

With a net worth of $13,340,554, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,885,284 in used vehicle loans and $18,753,492 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, we have options tailored to fit your needs.

Business Loans

For business owners seeking to expand or launch new initiatives, our outstanding commercial loans provide the capital needed to grow and succeed. Currently, we do not have outstanding commercial loans available but are committed to supporting local businesses when opportunities arise. If you're interested in refinancing any existing loans or need assistance determining your eligibility for our loan products, don't hesitate to reach out. You can contact us at 575-393-1596 during our operating hours from Monday through Friday, 7:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Estacado can assist you on your financial journey today! Visit us at Estacado's Website for more information or start your application process here.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $816,594, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,096,488 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your spending power while keeping you financially secure.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By verifying each lender's information, LendMesh guarantees that you are comparing accurate loan terms and interest rates.

ESTACADO FEDERAL CREDIT UNION - Hobbs, NM

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