Estacado Credit Union Eunice NM | Affordable Auto Loans & Business Banking

Introduction

Welcome to Estacado Credit Union, your trusted financial partner in Eunice, NM! Established in 1953, we have been proudly serving our community for decades. With a commitment to fostering financial growth and stability, we currently support 8,380 members and manage total assets of $104,491,355. Whether you're looking to open a savings account, secure an auto loan, or explore business banking options, we're here to help you every step of the way. Our branch is conveniently located at 911 Main St, Eunice, NM 88231. For any official correspondence, feel free to send your mail to PO BOX 280, Hobbs, NM 88241. Our dedicated team of 28 employees, led by CEO Mark Roddenberry and Board President Bobby Goad, is committed to providing personalized service that meets your unique needs. At Estacado Credit Union, we believe in the power of community. With total loans amounting to 3,952 and deposits reaching $5,441,552, our strong financial foundation allows us to offer competitive rates and exceptional services. We also maintain a solid net worth of $13,340,554, ensuring that your money is in safe hands. Whether you need assistance with online banking or have questions about our loan options such as auto loans or credit cards we encourage you to reach out! Call us at 575-393-1596 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Visit us at our branch or explore more about our offerings on our website: Estacado Credit Union. Together, let's achieve your financial goals!

Branch History & Mission

Welcome to Estacado, a proud pillar of the Eunice community since 1953. Over the decades, we have grown from a small financial institution into a thriving credit union with a total membership of 8,380 and assets totaling $104,491,355. Our journey began with a mission to provide accessible financial services to the residents of Eunice, NM, and we have stayed true to that goal ever since. Located at 911 Main St, Eunice, NM 88231, our branch has become a familiar site for many in the area. Just a stone's throw away from local landmarks, we are not just a place for transactions; we are part of the community fabric. While members can visit us at this location, official correspondence should be directed to our mailing address: PO BOX 280, HOBBS, NM 88241. At Estacado, our mission is simple yet powerful: We strive to empower our members through comprehensive financial solutions while fostering a strong sense of community support. We offer a range of services including personal banking options like checking and savings accounts, auto loans and vehicle financing, as well as mortgage loans and refinancing. Our credit cards come with rewards that benefit our members directly. Furthermore, we understand that businesses need support too; that's why we provide merchant services and business loans tailored to meet their needs. As technology advances, so do we. Our commitment to digital banking allows members to manage their finances conveniently through online and mobile banking platforms. With features like electronic signatures and mobile payments now available, we ensure that banking with us is both easy and secure. Our drive-thru service adds another layer of convenience for those on-the-go. Whether you need to make deposits or simple transactions, we're here for you during our operating hours from 9:00 AM to 5:00 PM Monday through Friday. Although we currently do not have ATM availability or shared service centers, our team is dedicated to providing personalized service every time you walk through our doors. Community outreach is at the heart of what we do. We partner with local organizations and schools to promote financial literacy and support various initiatives that uplift our community. We believe in giving back because when our community thrives, so do we. Join us at Estacado! Experience firsthand how our commitment to exceptional service can help you achieve your financial goals while making meaningful connections in your community. For more information or to open an account today, give us a call at 575-393-1596, or visit us online at Estacado FCU.

Branch Location & Accessibility

A Convenient Spot

Nestled near local landmarks, Estacado is easy to find and even easier to access. Our branch features dedicated parking for all our visitors, ensuring you can get in and out without any hassle. Plus, we are ADA compliant, with ramps and accessibility features that make it easy for everyone to bank with us.

Operating Hours & Services

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Our friendly staff is ready to assist with personal banking needs like checking and savings accounts, auto loans, mortgage loans, and much more. We also offer drive-thru banking services, allowing you to handle simple transactions like deposits and withdrawals without leaving your vehicle. While members can visit us at 911 Main St, official correspondence should be sent to PO BOX 280, Hobbs, NM 88241 if needed. If you have questions or need assistance outside of your visit, feel free to give us a call at 575-393-1596. We look forward to welcoming you at Estacado! Whether you're a current member or looking to join us, stop by today and discover how we can help make your banking experience better.

Member Eligibility

At Estacado, we believe that everyone deserves a chance to belong to a supportive community where their financial needs are prioritized. Becoming a member is easy! If you live, work, worship, or go to school in the areas we serve, you're likely eligible to join us. We welcome individuals and families from all walks of life, aiming to create an inclusive environment where everyone can thrive. Joining Estacado not only opens the door to various financial services tailored just for you but also connects you with a network of members who support one another. From competitive loan rates to personalized banking experiences, our goal is to help you achieve your financial dreams. For more detailed information about eligibility requirements, please visit our website at http://WWW.ESTACADOFCU.COM/membership.html. When you're ready to open an account or have any questions, feel free to call us at (575) 393-1596 or visit us at 911 Main St Eunice Nm 88231. We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly without worrying about payment processing. Our merchant services allow you to accept payments easily, whether in-store or online. This means more time focusing on what matters most growing your business. From point-of-sale systems to mobile payments, we provide the tools you need to thrive in today's market. Visit us at 911 Main St Eunice Nm 88231 in Eunice, NM, or call us at (575) 393-1596 to learn how our business banking services can help you reach your goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs available at this branch location, our drive-thru banking service allows for quick deposits, withdrawals, and simple transactions without having to leave your car. At Estacado, we pride ourselves on being accessible and member-focused. With operating hours from 9:00 AM - 5:00 PM Monday through Friday, our friendly staff is always ready to assist you with any inquiries or services needed. Ready to experience our range of services? Give us a call at 575-393-1596, or visit us online at www.estacadofcu.com for more information!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple. With competitive rates and flexible terms, we help you drive away in the vehicle of your dreams without breaking the bank.

Business Banking

For entrepreneurs and business owners, Estacado offers robust business banking services including merchant services and business loans. Whether you're starting out or expanding, we're committed to supporting local businesses in Eunice.

Credit Cards with Rewards

Our credit cards with rewards let you earn points on every purchase, giving you more value for your everyday spending. It's an easy way to turn regular purchases into exciting rewards!

Mortgage Loans & Refinancing

If homeownership is on your mind, look no further than our mortgage loans and refinancing services. We provide personalized guidance throughout the process, helping you find the right mortgage solution that suits your budget and goals.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms give you access to your accounts anytime, anywhere. Pay bills, transfer funds, or check balances all from the palm of your hand.

Personal Banking

We offer a variety of personal banking options to help you manage your day-to-day finances with ease. Our checking and savings accounts come with flexible features that fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts are tailored to meet your needs.

Personal Loans & Debt Consolidation

For those looking to consolidate debt or finance personal projects, our personal loans can be a great choice. We work with you to create a plan that makes sense for your financial situation, allowing you to focus on what truly matters.

Digital & Online Banking

Key Features

One of the standout features of our online services is the Mobile Application, which allows you to bank right from your smartphone. Whether you're making Person-to-Person Transfers to friends or paying bills, it's quick and straightforward. Plus, you can enjoy the benefits of Mobile Payments, making transactions faster than ever before. For those who prefer going paperless, we offer E-Statements, so you can access your account statements online without cluttering your mailbox. And if you're looking for extra convenience, our Electronic Signature Authorization lets you sign documents digitally, saving you time and hassle.

Security and Accessibility

Your security is paramount at Estacado. Our digital banking systems are equipped with robust security measures to protect your information. You can bank confidently, knowing we prioritize your safety. With real-time account management at your fingertips, it's easier than ever to stay on top of your finances. Need assistance? Our customer service team is just a phone call away at (575) 393-1596 during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Discover how easy banking can be with Estacado's digital and online services today! Visit us at https://www.estacadofcu.com/ to learn more about what we offer.

Financial Strength

Commitment to Innovation

With $11,450,554 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and thrive in an ever-changing financial landscape while keeping your best interests at heart.

Dedicated Team

We also take pride in having 27 full-time employees and 1 part-time employees who are ready to assist you with all your banking needs. Our knowledgeable team is always here to provide personalized service and guidance.

Growing Member Base

Total Share Accounts: 14,013, showing a strong and growing member base that trusts us with their finances. This trust fuels our commitment to provide the best possible services tailored specifically for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Estacado is your trusted partner. Visit us at 911 Main St Eunice Nm 88231 or call (575) 393-1596 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $1,344 in used auto loans and $63,260,724 in total loans and leases available for those looking to finance their next vehicle or project. Our $522,587 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings Options

Members' savings are secured through $18,478,763 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,465,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $13,340,554, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,885,284 in used vehicle loans and $18,753,492 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you find an option that fits your budget.

Credit Lines

For those who prefer ongoing access to funds, our total credit lines amount to $15,000,000. This flexibility allows you to borrow as needed while only paying interest on what you use. At Estacado, we also offer refinancing options tailored to your situation. Whether you're looking to lower your monthly payments or consolidate debt into one manageable loan, our team is ready to assist you in exploring all available eligibility options. For more information about our loan offerings or assistance in starting your application process, feel free to reach out at 575-393-1596 or visit us at 911 Main St Eunice NM 88231 during our operating hours from 9:00 AM - 5:00 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $816,594, make buying or refinancing simple. We work closely with you to guide you through the process and help you secure a loan that meets your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. We offer flexible terms on these loans, with a total of $1,096,488 available to assist our members in managing their finances effectively. This product is perfect for those looking for a little extra breathing room in their budget.

Loan Aggregator

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ESTACADO FEDERAL CREDIT UNION - Eunice, NM

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