Erie Credit Union Fairview PA | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Erie, your trusted financial partner located at 7141 W Ridge Rd, Fairview, PA 16415. Since our establishment in 1936, we've dedicated ourselves to serving our community with integrity and commitment. With a strong membership base of over 78,106 individuals, we pride ourselves on fostering a supportive environment where your financial goals are our priority. At Erie, we believe that banking should be accessible and straightforward. Our total assets exceed $814 million, backed by a net worth of $77,348,991, showcasing our stability and reliability as a credit union. We currently hold around $56 million in deposits, ensuring your funds are secure with us. Whether you're looking for personal loans, mortgage options, or business services, we offer a variety of solutions tailored to meet your needs. Led by our CEO, Brian Waugaman, and Board President, Laurie Becker, our team is here to assist you every step of the way. With a dedicated staff of 216 employees, we strive to provide exceptional service during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. While members can visit us at 7141 W Ridge Rd, official correspondence should be sent to the same address: 7141 W Ridge Rd, Fairview, PA 16415-2027. Join us today and discover how Erie can help you achieve your financial aspirations. For more information or assistance, feel free to call us at 814-825-2436 or visit our website at www.eriefcu.org. We're excited to support you on your financial journey!

Branch History & Mission

Community Engagement

At Erie, we understand the importance of giving back. We actively partner with local organizations to support programs that enrich lives in our area. From sponsoring youth sports teams to hosting financial literacy workshops, we strive to make a positive impact on those around us. We offer a range of services including personal banking, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. For those who prefer face-to-face interactions, our drive-thru banking and shared service center provide additional convenience. We invite you to join the Erie family! Experience firsthand how we can assist you on your financial journey while being an integral part of your community. Visit us today or call us at (814) 825-2436 to learn more about membership benefits and how we can serve you better. Together, let's build a brighter future!

Our Mission

Our mission at Erie is simple yet profound: to empower our members through exceptional financial services while fostering a supportive community environment. We believe that everyone deserves access to financial education and resources that can help them thrive. This commitment drives us to not only provide various banking products but also engage in community outreach initiatives that strengthen ties within Fairview and beyond. In recent years, we have embraced digital advancements to make banking easier for our members. With features like online banking, mobile payments, and e-statements, we ensure that your banking experience is convenient and secure. Our facilities are also ADA compliant, welcoming all members of the community.

Branch Location & Accessibility

Call to Action

We invite you to stop by our Fairview Office today! Experience personalized service in a welcoming environment where your financial goals are our top priority. Feel free to call us at the number above if you have any questions or need assistance before your visit. We look forward to serving you!

Nearby Landmarks and Accessibility

Located just off the main thoroughfare, you'll find us nestled near popular spots like Fairview Park and several local shops. Our branch features ample parking and is equipped with ADA-compliant ramps to ensure everyone can access our services comfortably. If you have any questions about reaching us or require special accommodations, feel free to give us a call at 814-825-2436.

Operating Hours and Services Offered

We understand that life can get busy, which is why we offer flexible hours to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Our friendly staff is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and much more! For added convenience, we also provide ATM access for quick cash withdrawals and drive-thru banking for simple transactions without leaving your vehicle. Plus, members can take advantage of shared services for deposits and withdrawals at partner credit unions. While members can visit us at 7141 W Ridge Rd, official correspondence should be sent to our mailing address at 7141 W Ridge Rd, Fairview, PA 16415-2027.

Member Eligibility

Joining the community at Erie is more than just opening an account it's about becoming part of a supportive family that prioritizes your financial well-being. To become a member, you'll need to meet certain eligibility criteria, which are designed to keep our community strong and connected. Generally, membership is open to individuals who live, work, worship, or attend school in the areas we serve. This means that if you're in the vicinity of our branch at 7141 W Ridge Rd Fairview Pa 16415, you're likely eligible! To ensure you have the most up-to-date information on what it takes to join us, please check out our detailed eligibility requirements at http://www.eriefcu.org/bank/personal-banking/become-a-member . Once you've confirmed your eligibility, getting started is a breeze! You can open an account easily online by visiting https://ezmm.eriefcu.org/eriefcuautoenrollmente2e/enroll.html . If you have any questions or need assistance during the process, don't hesitate to reach out to us at (814) 825-2436. We're here to help you every step of the way as you embark on this exciting journey with Erie. Welcome aboard!

Business Banking & Commercial Services

Lending Options that Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $167 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $166 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,567,004, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine streamlining your payment process so you can focus on what you do best running your business. Our merchant services offer practical solutions that help you accept payments easily, whether it's in-store or online. This means less hassle for you and more convenience for your customers. Visit us at 7141 W Ridge Rd Fairview Pa 16415, Fairview, PA, or call us at (814) 825-2436 to discover how we can support your business journey today!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Need cash on the go? Our network of ATMs makes it simple for you to access your funds anytime. Plus, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car.

Business Banking Services

If you're a business owner, Erie offers tailored solutions such as merchant services and business loans that can support growth and streamline operations. We understand the unique challenges businesses face, and we're here to provide the resources needed for success.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services that allow you to manage your accounts from anywhere at any time. With features like mobile payments, easy access to statements, and secure account management through our mobile application, managing your finances has never been easier.

Credit Cards and Rewards

With our credit cards featuring rewards, you can earn points for every purchase you make. These points can be redeemed for travel, merchandise, or cash back giving you more value from your spending.

Get Started Today!

Whether you're interested in personal banking solutions or need support for your business endeavors, we're here to assist you every step of the way. Visit us at 7141 W Ridge Rd Fairview Pa 16415, call us at (814) 825-2436, or explore our offerings online at Fairview Office. Join our community today and discover how Erie can help make your financial dreams a reality!

Personal Banking Solutions

We offer various personal banking options designed with you in mind. You can choose from checking and savings accounts that suit your lifestyle. Whether you're saving for a special occasion or managing everyday expenses, we have the right account for you. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to help get you on the road. For those planning to buy a home, our mortgage loans and refinancing services make it easier than ever to secure your dream home or lower your current mortgage payments. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation options can help ease financial burdens.

Shared Branching Opportunities

As part of our commitment to accessibility, we also provide shared branch transactions for partner credit union members. This means that if you're traveling or away from home, you can still conduct essential banking activities like deposits and withdrawals with ease.

Digital & Online Banking

Convenient Features for Your Lifestyle

We know that convenience matters. That's why we offer features like electronic signature authorization, which lets you sign documents securely without the need for paper. Plus, with e-statements available, you can say goodbye to clutter and easily access your account statements electronically. Need to send money quickly? Our person-to-person transfer service allows you to send funds to friends or family with just an email address or phone number. It's fast and straightforward perfect for those last-minute needs!

Mobile Access at Your Fingertips

For those who prefer managing their accounts on the move, our mobile application is here to help. Whether you're making mobile payments or checking your balance, everything is just a tap away. With mobile payments enabled, you can pay for purchases directly from your smartphone, making shopping easier than ever. At Erie, we prioritize security while ensuring our digital services remain user-friendly. Your information is safe with us, so you can focus on what matters most enjoying life without worrying about your finances. Experience the ease of digital banking today! Visit https://www.eriefcu.org/ to get started with all the tools you need for effective account management right at your fingertips.

Online Banking Made Easy

With our robust online banking platform, accessible at https://www.eriefcu.org/ , managing your accounts is as simple as a few clicks. You can check balances, pay bills, and transfer funds all from the comfort of your home or on the go. Our 24/7 online banking services mean you're never far from your financial information.

Financial Strength

Commitment to Innovation and Service

With $68,732,010 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $10,454 in used auto loans and $494,629,145 in total loans and leases, we support our members' financial goals across various sectors.

Growing Trust

Total Share Accounts stand at 141,439, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to empower every member through valuable banking solutions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Erie is your trusted partner. Visit us at 7141 W Ridge Rd Fairview Pa 16415 or call (814) 825-2436 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $265,817,650 in share certificates and $47,781,344 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $77,348,991, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,918,669 in used vehicle loans and $74,897,542 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring you have the options you need to find the right vehicle for your lifestyle.

Business Financing

If you're a business owner seeking growth opportunities, look no further. Our outstanding commercial loans totaling $36,567,004 provide the capital needed for expansion or operational needs.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we also provide various credit lines with a total of $128,999,833 available to help manage expenses as they arise. Additionally, our unsecured credit card loans total $18,322,730, which can assist members in managing their day-to-day finances effectively without tying them down to collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,568,349, make buying or refinancing simple. We know that securing a mortgage can be daunting, but our experienced team is here to guide you through every step of the process, offering competitive rates and flexible terms.

Refinancing Options

We believe in providing our members with choices when it comes to managing their finances. If you're considering refinancing your existing loans for better terms or lower rates, we offer personalized consultations to evaluate your eligibility and find the best solution tailored for you. At Erie, we are committed to making your financial journey as smooth as possible. For any questions or assistance regarding our loan offerings, feel free to reach out at (814) 825-2436 or visit us at our branch located at 7141 W Ridge Rd Fairview Pa 16415 in Fairview, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial well-being is our priority!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers.

ERIE FEDERAL CREDIT UNION