Erie Credit Union Edinboro PA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Erie, your trusted financial partner located at 101 Washington Towne Blvd N, Edinboro, PA 16412. Established in 1936, we have proudly served our community for over 85 years, providing financial solutions tailored to meet the needs of our 78,106 members. At Erie, we understand that every member's journey is unique, and we're committed to helping you achieve your financial goals. With total assets of $814,780,413 and deposits reaching $56,344,939, we maintain a strong foundation to support our members with a wide range of services. Whether you are looking for auto loans, mortgages, or personal banking solutions, we have you covered. Our dedication extends beyond transactions; we strive to make a positive impact in the community while fostering a welcoming environment where you can feel at home. Under the leadership of CEO Brian Waugaman and Board President Laurie Becker, our team of 216 employees is here to guide you through your financial decisions with expertise and care. We pride ourselves on being more than just a credit union; we are a part of the Edinboro community. While members can visit us at our branch for assistance, official correspondence should be sent to the same address: 101 Washington Towne Blvd, Edinboro, PA 16412. Feel free to reach out to us at 814-825-2436 for any inquiries or assistance. Join us in building a secure financial future together! Visit our website at Erie Credit Union or stop by today to discover how we can help you thrive financially.

Branch History & Mission

Commitment to Accessibility

Our branch is not just about traditional banking; we embrace modern technology while ensuring accessibility for all. With features like online banking, mobile payments, and an ADA-compliant environment, we make it easy for everyone to manage their finances. Plus, with convenient operating hours Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM our team is here when you need us. For those who prefer face-to-face interactions, our drive-thru service offers a quick way to handle your banking needs without leaving your vehicle. Additionally, shared service center availability ensures that even if you're traveling or away from home, you can still access your funds seamlessly.

Join Us

As we continue on this journey together with our members and the community at large, we invite you to be part of the Erie family. Experience the difference that comes from being a member-focused credit union committed to your financial success. To learn more about how you can join us or explore our services further, please visit ErieFCU.org or call us at 814-825-2436 today!

Our Mission

At Erie, our mission is simple yet profound: we aim to enhance the financial well-being of our members and the communities we serve. We believe in offering a range of services designed not only to meet everyday banking needs but also to foster long-term financial health. From personal checking and savings accounts to auto loans and credit cards with rewards, we strive to provide tailored solutions that help our members thrive. We recognize that a thriving community is one where everyone has access to financial resources. That's why we're committed to outreach programs and partnerships that uplift local initiatives. Whether it's sponsoring local events or supporting educational programs, we are dedicated to making a positive impact.

Branch Location & Accessibility

Contact Us

Have questions? Don't hesitate to reach out! You can call us at (814) 825-2436 for assistance or visit our website at https://www.eriefcu.org/ for more information about our offerings. We can't wait to help you with all your financial needs stop by today!

Nearby Landmarks

Situated close to popular spots in Edinboro, our branch is just a short drive from the scenic Edinboro Lake and the bustling downtown area. With plenty of parking available, visiting us is a breeze. We also take pride in being ADA compliant, ensuring that all members can access our services comfortably.

Operating Hours & Services

At Erie, we want to make banking as easy as possible for you. Our lobby hours are designed with your schedule in mind: we're open Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. During these hours, you can take advantage of a variety of services including personal banking, auto loans, mortgage options, and more! For added convenience, we offer both ATM availability and drive-thru banking. This means you can quickly make deposits or withdrawals without needing to park your car! Plus, if you're a member of another credit union that participates in shared services, feel free to stop by for basic transactions like deposits and withdrawals.

Member Eligibility

At Erie, we believe that everyone deserves access to a supportive financial community. Joining us as a member is a simple and welcoming process! To become part of our family, you just need to meet a few eligibility criteria. Typically, anyone who lives, works, worships, or attends school in the Edinboro area can apply for membership. We want to ensure that our services are available to those who truly benefit from them, so take a moment to check out the detailed eligibility requirements at http://www.eriefcu.org/bank/personal-banking/become-a-member . Once you're ready to take the next step, opening an account is straightforward! You can get started by visiting us online through this link: https://ezmm.eriefcu.org/eriefcuautoenrollmente2e/enroll.html , or feel free to reach out with any questions at (814) 825-2436. We're here to help you every step of the way. Join us at Erie, located at 101 Washington Towne Blvd N Edinboro Pa 16412, and discover the many benefits of being a member with us!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $167 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $166 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $36,567,004, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer essential merchant services tailored for your everyday transactions. From credit card processing to online payment solutions, we ensure that your business can operate smoothly without missing a beat. Imagine easily managing payments while focusing on what you do best growing your business. Located at 101 Washington Towne Blvd N Edinboro Pa 16412 in Edinboro, PA, we're here to provide personalized service and expert guidance every step of the way. Give us a call at (814) 825-2436 or visit our website here to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

For local businesses, we understand that having the right support is crucial. Our business banking services include merchant services that help streamline your transactions and business loans tailored for growth opportunities. At Erie, we're committed to fostering community businesses by providing them with the resources they need to succeed.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've integrated cutting-edge features into our offerings. With online and mobile banking, you can manage your accounts anytime, anywhere. You can check balances, pay bills, and even make person-to-person payments with ease. Our ATM services allow for quick cash withdrawals and balance checks without needing to visit a branch. For those who prefer face-to-face interactions but still want convenience, we also provide basic drive-thru banking for deposits and withdrawals as well as shared branch transactions for partner credit union members.

Get in Touch

No matter what financial service you require, Erie is here to help. Feel free to reach us at (814) 825-2436 or visit us at 101 Washington Towne Blvd N Edinboro Pa 16412 during our operating hours: Monday through Wednesday from 9 AM to 5 PM; Thursday and Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM. We invite you to explore all that we have to offer by visiting our website at Edinboro. Join our community today!

Personal Banking Services

Managing your finances should be easy and accessible. That's why we offer a variety of personal banking solutions, including checking and savings accounts that help you keep track of your money effortlessly. If you're considering a new car, our auto loans and vehicle financing options make it simple to drive away in the vehicle you want without breaking the bank. For those dreaming of homeownership or looking to refinance, our mortgage loans and refinancing services are designed to guide you through every step of the process. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans and debt consolidation products can provide the financial relief you need. And don't forget about our credit cards with rewards, which not only offer purchasing power but also great perks for your everyday spending.

Digital & Online Banking

Key Features

With our robust online banking system available at https://www.eriefcu.org/ , you can enjoy 24/7 access to your accounts. This means you can pay bills, transfer funds, and review your transactions whenever it suits you. Plus, with the availability of electronic statements, managing your paperwork has never been easier. You can say goodbye to piles of paper clutter and access your statements digitally. Our mobile application takes convenience a step further. If you prefer making payments on the go, our mobile payments feature allows you to complete transactions swiftly and securely right from your phone. And if you need to send money to friends or family, our person-to-person transfer service makes it simple and quick.

Security and Accessibility

We prioritize security in all our digital banking services. The option for electronic signature authorization ensures that your transactions are protected without adding unnecessary hassle. With user-friendly navigation throughout our online platform, you'll find it easy to stay on top of your finances. In today's fast-paced world, having real-time account management is crucial. At Erie, we strive to give you the tools you need for effective financial oversight right at your fingertips. Whether you're at home or out and about, managing your money has never been more accessible. Explore all these features today and discover how Erie can make banking simpler for you!

Financial Strength

Growing Membership Trust

We currently manage a total of 141,439 share accounts, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to maintain healthy net shares (funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Erie is your trusted partner. Visit us at 101 Washington Towne Blvd N Edinboro Pa 16412 or call (814) 825-2436 to learn more about how we can help you achieve your financial goals.

Member Savings & Security

Members' savings are secured through $265,817,650 in share certificates and $47,781,344 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Future

With $68,732,010 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,454 in used auto loans and $494,629,145 in total loans and leases.

Strong Financial Health

With a net worth of $77,348,991, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $157,918,669 in used vehicle loans and $74,897,542 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive off with the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,568,349, make buying or refinancing simple. Whether you're looking for your first home or planning to refinance your existing mortgage, our team can assist you every step of the way.

Other Financial Products

In addition to these popular loan options, we offer a variety of other services tailored for both personal and business needs. For business owners, our outstanding commercial loans totaling $36,567,004 provide the capital needed to grow and expand. Additionally, if you're interested in lines of credit, we have an impressive total of $128,999,833 available. We encourage you to explore our refinancing options and check your eligibility by visiting our website or reaching out directly. Our goal is to ensure that you find the right financial solution for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Erie, we're committed to providing personalized service and support as you navigate your borrowing options. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,322,730 in loans helping members manage their finances effectively. These cards come with various benefits that can help you stay on track while enjoying rewards and other features.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance ensures that all loan offers presented are fair and transparent, helping users to make informed decisions without hidden surprises.

ERIE FEDERAL CREDIT UNION - Edinboro, PA