Erie Police Credit Union Erie PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Erie Police, your trusted financial partner located at 300 State St Ste 303, Erie, PA 16507. Established in 1953, we have proudly served our community for decades, providing a wide range of financial services tailored to meet the needs of our members. With a strong commitment to our community, we currently support 454 members and manage total assets of $2,742,155. Our goal is to ensure that every member feels valued and has access to personalized banking solutions. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please direct it to the same address: 300 State St Ste 303, Erie, PA 16507. Under the leadership of our CEO, Michelle Kraus, and Board President, Kenneth Merchant, our dedicated team of 2 employees is here to assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. At Erie Police Credit Union, we believe in building strong relationships with our members. With total deposits reaching $418,310 and net worth standing at $616,142, we are financially secure and ready to help you achieve your financial goals. Our offerings include personal loans, debt consolidation options, credit cards with rewards, and business banking services all designed to cater specifically to the unique needs of our community. If you're looking for reliable banking solutions backed by a supportive team that truly cares about your financial well-being, look no further. Feel free to give us a call at 814-453-2540 or visit us online at eriepolicefcu1.com for more information. We're excited to serve you!

Branch History & Mission

Community Engagement and Support

As part of our commitment to community support, we actively engage in outreach efforts that benefit not only our members but also the broader Erie area. We collaborate with local organizations and participate in events that foster community growth and development. In addition to traditional banking services such as checking accounts, auto loans, and personal loans, we are continuously exploring ways to enhance accessibility for all members. While we currently do not offer ATM or drive-thru services, our focus remains on providing quality service within our lobby during business hours.

Join Us Today!

The legacy of Erie Police is one of growth, support, and unwavering commitment to our members. As we look toward the future, we invite you to become part of this journey. Experience firsthand the benefits of joining a credit union that truly cares about your financial well-being and community impact. Call us today at 814-453-2540 or visit us online at eriepolicefcu1.com to learn more about how we can assist you on your financial journey!

Our Mission

The mission of Erie Police is clear: we aim to provide exceptional financial services while actively supporting the communities we serve. Our focus goes beyond just banking; we strive to create lasting relationships built on trust and understanding. We believe that every member deserves access to reliable banking solutions tailored to their needs. While members can visit us at our branch address, official correspondence should be sent to 300 State St Ste 303, Erie, PA 16507. Our team is dedicated to ensuring that you feel welcomed and supported every time you reach out or visit.

Branch Location & Accessibility

Welcome to the Erie Police Credit Union, located conveniently at 300 State St Ste 303 in the heart of Erie, Pennsylvania! Our main branch is easy to find and accessible for all members. Situated near local landmarks, including the bustling downtown area, we invite you to stop by and discover how we can assist you with your financial needs. At our Erie branch, you'll find a welcoming atmosphere where friendly staff are ready to help you with everything from checking and savings accounts to auto loans and mortgages. While you're here, feel free to take advantage of our convenient operating hours, open Monday through Friday from 11:30 AM to 4:00 PM. We understand that life can get busy, so we're here when you need us most. For those who may have mobility concerns, our branch is designed with accessibility in mind, ensuring everyone can easily access our services. Although we do not currently offer drive-thru banking or ATM services, our team is dedicated to providing personalized assistance within the branch. If you have any questions or need guidance on your banking options, just give us a call at 814-453-2540. While members can visit us at 300 State St Ste 303 for all their banking needs, please note that official correspondence should be sent to the same address for convenience. We look forward to serving you and becoming a trusted partner in your financial journey. Stop by today or reach out let's chat about how we can help you achieve your financial goals!

Member Eligibility

Welcome to the Erie Police community! Joining Erie Police is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. If you're wondering whether you qualify for membership, it's quite simple. Generally, those who work or live in the Erie area, especially within law enforcement and related fields, are eligible to join us. This means that if you're a police officer, a member of your family, or even a resident of our community, we'd love to have you on board! For detailed and updated eligibility criteria, feel free to check out our website at . Becoming a member at Erie Police not only gives you access to personal banking services like checking and savings accounts but also opens the door to auto loans, mortgages, and more. Plus, our friendly team is here to help you every step of the way. Ready to get started? You can reach us at (814) 453-2540 or visit us in person at 300 State St Ste 303 Erie Pa 16507 during our lobby hours. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Lending Solutions That Support Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having the right tools is essential for success. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Whether you're a small shop or a larger enterprise, our services are designed to meet your needs efficiently. Visit us at 300 State St Ste 303 Erie Pa 16507 or call us at (814) 453-2540 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs available at our branch location, rest assured that there are numerous options nearby for cash withdrawal services whenever you need them. Ready to explore how these services can enhance your financial journey? Visit us at 300 State St Ste 303 Erie Pa 16507 or give us a call at (814) 453-2540 today! We're here to help you every step of the way at Main Branch!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing solutions make it easier than ever to get behind the wheel of your dream vehicle. With flexible terms and competitive rates, we can help turn your aspirations into reality. Picture yourself driving off in that new car, all thanks to a loan that fits your budget.

Business Banking

We understand that businesses are the backbone of our community. Our business banking services, including merchant services and business loans, are tailored to support local entrepreneurs in achieving their goals. Imagine having the financial backing needed to grow your business without hassle.

Credit Cards with Rewards

For those who enjoy earning rewards on everyday purchases, our credit cards with rewards allow you to benefit from every dollar spent. Whether it's cashback or travel points, this service turns routine shopping into exciting opportunities.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Erie Police, we offer comprehensive mortgage loans and refinancing options. Whether you're purchasing your first home or looking to lower your monthly payments, our dedicated team is here to guide you through each step of the process. Imagine owning a home that suits your lifestyle, with financing that makes sense for you.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features let you manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, check balances, transfer funds, or pay bills all designed for ease and efficiency.

Personal Banking

Whether you're just starting out or looking to manage your finances more effectively, our personal banking options are designed for you. We offer both checking and savings accounts, which provide convenient access to your money while helping you save for future goals. Imagine being able to set aside funds effortlessly while enjoying competitive interest rates.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate existing debt, our personal loans provide a viable solution. These loans are perfect for managing life's surprises while giving you the flexibility to repay at your own pace. Think of how stress-free life can be when you tackle debt head-on with a manageable plan.

Digital & Online Banking

24/7 Online Banking Services

Our online banking platform is available around the clock. You can check your account balances, review transactions, and transfer funds whenever it suits you. This means you have real-time access to your financial information right at your fingertips.

Mobile Application Availability

Currently, we don't offer a mobile app for banking on the go. However, our website is optimized for mobile use, making it easy for you to access your accounts from your smartphone or tablet. Security is a top priority at Erie Police. We take every measure to keep your personal information safe while allowing you the convenience of managing your finances from home or on the move. Whether you're checking account balances or planning future transactions, we're here to support you in every step of your financial journey at Erie Police!

Person-to-Person Transfers

Although we don't have person-to-person transfer capabilities right now, we're always looking to enhance the ways our members can interact with their finances. We're committed to listening to member feedback as we explore new features.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 464, showing a strong and growing member base that trusts us with their finances. This confidence allows us to thrive as your community credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Erie Police is your trusted partner. Visit us at 300 State St Ste 303 Erie Pa 16507 or call (814) 453-2540 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $187,820 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $514,417 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also reflected in our lending capacity; with $42 in used auto loans and $1,575,772 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $616,142, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,247 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $759,963 in used vehicle loans and $576,116 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, ensuring that you can find a plan that fits your budget.

Credit Lines and Unsecured Loans

For those who need additional flexibility, we offer credit lines totaling $75,000, which provide an easy way to manage cash flow and unexpected expenses. Additionally, our unsecured credit card loans can help you navigate your finances effectively, though currently, we have $0 in these loans available.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have Junior Lien 1-4 Family Residential Properties loans totaling $0. We strive to make the home buying process straightforward and accessible for all our members.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out to us. We can discuss various options that may lower your monthly payments or help you pay off your debt faster. We are committed to providing personalized service and support throughout your borrowing journey. If you have questions about eligibility or wish to explore our offerings further, please don't hesitate to contact us at (814) 453-2540. Visit us at our branch located at 300 State St Ste 303 Erie Pa 16507, Erie, PA, and let us assist you in finding the right loan for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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ERIE POLICE FEDERAL CREDIT UNION - Erie, PA