Erie Community Credit Union Sandusky OH | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Erie Community at our Strub Rd Office located at 1109 E Strub Rd, Sandusky, OH 44870. Since opening our doors in 1958, we have proudly served our members with a commitment to community and financial well-being. With over 3,500 members, we have built a strong foundation of trust and reliability in the Erie area. As of now, our credit union boasts impressive assets totaling $36,574,447 and total deposits of $2,241,848. We are dedicated to offering competitive loan options, with 1,945 loans and leases currently supporting our members' needs. Our net worth stands at $2,768,566, reflecting our sound financial management and dedication to member service. At Erie Community, you're not just a number; you're part of a community. Under the leadership of our CEO, John Reineke, and Board President Frederick Coffey, we strive to provide personalized banking solutions that cater to your individual needs. Our team is made up of dedicated professionals 8 employees ready to assist you with everything from personal banking to business services. While members can visit us at the Strub Rd Office for in-person assistance or enjoy the convenience of online banking through our website eriecommunityfcu.org, official correspondence should be sent to the same address for clarity. Whether you're looking for auto loans, mortgages, or simply a safe place to save your money, Erie Community is here for you. We invite you to call us at 419-626-4283 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 5 PM, and Saturday from 9 AM to 12 PM. Join us as we continue building a brighter financial future together!

Branch History & Mission

Looking Ahead

As we look toward the future, we remain committed to embracing technology that enhances your banking experience. With features like mobile payments and online banking available at your fingertips, managing your finances has never been easier. For any correspondence or inquiries, feel free to reach out by phone at (419) 626-4283. While members can visit us at 1109 E Strub Rd Sandusky Oh 44870, official correspondence should be sent to 1109 E Strub Rd, Sandusky, OH 44870 if it differs. Join us at Erie Community Credit Union today! Experience firsthand how we prioritize your financial well-being while fostering a sense of belonging within our community. We invite you to be part of something special a credit union that truly cares about its members!

Our Evolution

From our humble beginnings to becoming a trusted financial partner for over 3,500 members, Erie Community has witnessed significant milestones throughout its history. We have continually adapted to meet the changing needs of our community while maintaining our commitment to providing exceptional service and support. With total assets reaching an impressive $36,574,447, we ensure that we have the resources necessary to help our members thrive financially. Our operating hours are designed with your convenience in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 5 PM, and Saturday from 9 AM to 12 PM. Whether you prefer in-person visits or online banking services, we strive to offer flexibility and accessibility for all.

Our Mission

At Erie Community, our mission goes beyond just financial transactions; it's about empowering our members and uplifting the community. We aim to provide a full suite of personal and business banking solutions ranging from checking and savings accounts to auto loans and mortgages tailored to meet individual needs. We believe that everyone deserves access to quality financial services that can help them achieve their goals. In addition to financial products, we actively engage in community outreach initiatives. Our partnerships with local organizations reflect our dedication to making a positive impact in Sandusky and surrounding areas. We take pride in supporting local events, educational programs, and other activities that bring people together.

Branch Location & Accessibility

Operating Hours

We know life can be busy, which is why our lobby hours are designed to fit your schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, and on Friday, we open an hour earlier at 8 AM for your convenience. If you need to stop by on Saturday, our drive-thru service is available from 9 AM until noon.

Services Offered

Whether you're looking for checking and savings accounts, auto loans, or even mortgage refinancing, we've got you covered! Our credit union also provides credit cards with rewards and various personal loan options. Plus, enjoy the ease of online and mobile banking right at your fingertips. For those who prefer face-to-face transactions, our drive-thru allows for quick deposits and withdrawals without leaving your vehicle. And if you're a member of a partner credit union, we proudly offer shared branch services as well. While members can visit us at 1109 E Strub Rd, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, feel free to reach out at 419-626-4283. We invite you to come see us today at Erie Community Credit Union where community and convenience meet!

Member Eligibility

Joining the Erie Community is like stepping into a family that genuinely cares about your financial well-being. To become a member of our welcoming community, you simply need to meet a few straightforward criteria. We proudly serve individuals who live, work, worship, or attend school in certain areas around Sandusky, making it easy for many to join us. If you're not sure whether you qualify, feel free to explore the detailed eligibility information available at this link. Once you're ready to take the next step, opening an account with us is a breeze! You can easily start this process by giving us a call at (419) 626-4283 or visiting our branch located at 1109 E Strub Rd Sandusky Oh 44870. Our friendly team is here to guide you through everything and ensure you feel right at home. Being part of the Erie Community means access to great financial products and services tailored just for you, so don't hesitate to reach out!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $49 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $80,398, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having reliable merchant services can streamline your operations. Imagine being able to process payments easily while managing your inventory efficiently. Our merchant services help you do just that. Whether you're a local shop on Main Street or an online retailer, we provide tools that fit your needs and keep your cash flow healthy. Visit us at 1109 E Strub Rd Sandusky Oh 44870 in Sandusky, OH, or call us at (419) 626-4283 to learn how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, our Business Banking Services, including Merchant Services and Business Loans, are crafted to support your entrepreneurial journey. We know how important it is for businesses to thrive, and we're here to assist every step of the way.

Credit Cards That Reward You

Don't forget about our Credit Cards with Rewards! Enjoy benefits while making purchases that fit your lifestyle. Every swipe gets you closer to earning exciting rewards, making your spending work for you.

Digital Banking Convenience

In today's fast-paced world, having access to banking services anytime and anywhere is crucial. That's why we offer robust Online & Mobile Banking features. With just a few taps on your phone or clicks on your computer, you can manage your accounts, transfer money, pay bills, and much more all from the comfort of your home. Additionally, if you're ever in need of cash or wish to check your balance quickly, our ATM & Cash Withdrawal Services ensure that funds are readily available whenever required.

Drive-Thru and Shared Services

Our branch also offers basic drive-thru banking for deposits and withdrawals along with shared branch transactions for partner credit union members. This means whether you're using our services directly at our branch or through a partner location, you'll always have access to essential banking functions like deposits and withdrawals. We invite you to explore all these services at Erie Community! If you have questions or want more information about how we can assist you further, please don't hesitate to reach out at 419-626-4283. We're here to help make your banking experience as smooth as possible! Visit us today at Erie Community and discover how we can serve you better!

Personal Banking Made Easy

When it comes to personal banking, we offer various options tailored just for you. Our Checking and Savings Accounts are designed to help you manage your everyday finances efficiently. Whether you're saving for a vacation or simply need a reliable account for daily transactions, we've got you covered. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. We provide competitive rates and flexible terms to suit your budget. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options are here to make the process smooth and straightforward. Sometimes life throws unexpected expenses your way, which is why we also offer Personal Loans & Debt Consolidation solutions. These loans can give you the financial boost needed during tough times, allowing you to consolidate debts into one manageable payment.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which brings banking right to your fingertips. Whether you're out shopping or enjoying a weekend trip, you can access your accounts anytime and anywhere. Plus, with our mobile payments feature, making purchases has never been easier simply tap your phone to pay! We also know how important security is when it comes to online banking. That's why we offer electronic signature authorization, allowing you to sign documents securely without ever having to visit a branch. You can receive your statements electronically too our e-statements availability means you'll get quick access to all your important information without the clutter of paper. Need to send money to a friend? Our person-to-person transfers make it simple and fast, so sharing expenses with friends or family is hassle-free. At Erie Community, we are dedicated to providing accessible services that meet the needs of our members. With real-time account management options available through our online platform, you can stay on top of your finances effortlessly. Join us today and experience the convenience of modern banking!

Financial Strength

At Erie Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid foundation of financial strength that ensures your trust and peace of mind. With a net worth of $2,768,566, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 756% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,748,975 in share certificates and $2,585,567 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,592,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,854,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,487,348 in used auto loans and a total of $18,869,828 in loans and leases. Our operational efficiency is evident with a net income of $341,931, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 6,213, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Erie Community is your trusted partner. Visit us at 1109 E Strub Rd Sandusky OH 44870 or call 419-626-4283 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $4,137,758 in used vehicle loans and $576,242 in new vehicle loans, helping members get on the road with confidence. Whether you're looking for financing for a new or used vehicle, our friendly team can guide you through the process and find an option that works best for you.

Business Loans

For business owners, our outstanding commercial loans totaling $80,398 provide the capital needed to grow and expand your business. We are committed to supporting local businesses with tailored lending solutions that meet their specific needs.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $1,106,847 in loans helping members manage their finances effectively. Our credit cards come with various features designed to fit your spending habits while keeping your financial goals in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,648,836. Our goal is to support you through each step of your home-buying journey, ensuring you have access to competitive rates and flexible terms.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our knowledgeable staff is here to assist you. We can help you navigate through different scenarios to find the best solution for your financial situation. At Erie Community located at 1109 E Strub Rd Sandusky OH 44870, we are dedicated to providing personalized service and reliable financial products that empower our members. For more information or to discuss your options further, feel free to contact us at 419-626-4283 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 5 PM, and Saturday from 9 AM to 12 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

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Erie Community