Episcopal Community Credit Union Los Angeles CA

Introduction

Welcome to Episcopal Community, your trusted partner in financial well-being, conveniently located at 840 Echo Park Ave, Los Angeles, CA 90026. Since our establishment in 1994, we have proudly served our community with a commitment to providing exceptional member services and fostering a sense of belonging among our 1,120 members. At Episcopal Community, we understand the importance of reliable financial solutions tailored to your unique needs. With total assets amounting to an impressive $5,978,732 and total deposits reaching $524,766, we are well-equipped to support you in achieving your financial goals. Our dedication to our members is reflected in the trust placed in us, as evidenced by our 159 loans and leases, ensuring that you have access to the resources necessary for every stage of life. While members can visit us at our branch address, official correspondence should be sent to the same location for convenience. Our friendly team of three employees, led by CEO Johnny Lee and Board President Dan Valdez, is here to assist you during our lobby hours from 10:00 AM to 4:00 PM on weekdays. As part of our mission, we are focused on creating meaningful impacts within our community while helping you navigate through your financial journey. Whether you're looking for loans or simply need advice on managing your finances, Episcopal Community is here for you. Don't hesitate reach out today! Call us at 213-482-2040 or visit our website at www.EpiscopalCredit.org to learn more about how we can help you thrive financially. Join us in making a difference together!

Branch History & Mission

At Episcopal Community, we take pride in our rich history and unwavering commitment to serving the community of Los Angeles, CA. Established in 1994, our branch has grown alongside our members, evolving to meet their needs while staying true to our foundational mission: to provide accessible financial services that empower individuals and strengthen communities. Located at 840 Echo Park Ave, Los Angeles, CA 90026, we are nestled in a vibrant neighborhood known for its artistic spirit and diverse culture. Our proximity to local landmarks makes it easy for members to find us and feel connected. While members can visit us at this address, official correspondence should be sent to the same location as our mailing address reflects. Since opening our doors nearly three decades ago, we have cultivated a strong membership base, now totaling over 1,120 members. Our total assets have reached an impressive $5,978,732, reflecting our stability and reliability as a financial institution. We are dedicated to ensuring our members feel secure in their financial journeys. Our mission is clear: we aim to offer comprehensive financial solutions while actively engaging with the community. We believe that by providing quality services ranging from loans to savings accounts we can contribute positively to the lives of those we serve. Our focus extends beyond traditional banking; we strive to create partnerships that uplift our community through outreach programs and support initiatives. In line with modern advancements, Episcopal Community embraces technology to enhance member experience. We provide convenient online banking options and mobile applications that allow members to manage their finances easily. While we currently do not offer ATM services or drive-thru banking, we ensure that our lobby hours from 10:00 AM to 4:00 PM on weekdays cater well to those needing assistance in person. As we look towards the future, we remain committed to maintaining high standards of service and inclusivity. Our team is always here for you whether you have questions about your account or need guidance on financial decisions. Join us at Episcopal Community and experience firsthand how we can help you achieve your financial goals while being part of a supportive network. Together, let's build a brighter future for ourselves and our community! If you're interested in becoming a member or learning more about what we offer, don't hesitate to reach out at 213-482-2040 or visit us online at Episcopal Community.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring that everyone can access our services without hassle. Our branch is ADA compliant, featuring ramps and other accommodations to make your visit smooth. Parking is available nearby, so you won't have to worry about finding a spot when you come by.

Address and Correspondence

While members can visit us at our branch address of 840 Echo Park Ave, official correspondence should be sent to the same address as we maintain consistency in our services.

Get In Touch

If you have any questions or need assistance, don't hesitate to give us a call at 213-482-2040. We invite you to visit us soon and experience the warm and welcoming service that Episcopal Community has to offer!

Operating Hours

Our friendly team is here to assist you from 10:00 AM to 4:00 PM on weekdays. Whether you're looking to open an account or have questions about our services, we're ready to help during these hours.

Services Offered

At the Episcopal Community branch, we offer ATM services for your convenience; however, please note that we do not have drive-thru banking available at this location. Our focus remains on providing personalized service inside the branch where you can discuss your financial needs with our dedicated staff.

Member Eligibility

Welcome to the Episcopal Community, where becoming a member feels like joining a warm and supportive family! To qualify for membership at our branch located at 840 Echo Park Ave Los Angeles Ca 90026, you simply need to meet a few friendly criteria. Typically, we welcome individuals who share in our mission and values, which can include members of the community or those associated with certain organizations or professions. We believe in making banking accessible and beneficial for everyone, so don't hesitate to check out our detailed eligibility requirements at . Once you discover that you're eligible, opening an account is just as easy! Our team is ready to help guide you through the simple process. You can reach out to us at (213) 482-2040 if you have any questions or need assistance along the way. We're excited to have you join us and enjoy all the advantages of being part of the Episcopal Community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have not issued any member or non-member commercial loans, we believe in the potential of our local businesses. Our focus is on fostering economic development within the community.

Merchant Services Made Easy

In addition to our loan offerings, we provide essential merchant services that simplify transactions for your business. Imagine accepting payments seamlessly whether online or in-store without the hassle of complicated setups. We aim to make every transaction smooth and efficient, allowing you to focus on what you do best: running your business. Visit us at 840 Echo Park Ave Los Angeles Ca 90026 in Los Angeles, CA or call us at (213) 482-2040 to learn how we can help your business grow today!

Comprehensive List Of Services

Banking Made Simple

Understanding that every member has unique needs, we offer various services designed to make banking as simple and accessible as possible. Whether you're looking to withdraw cash or deposit funds, our ATM Services Only ensure that you have access to your money when you need it most. Imagine being able to access your funds quickly without the hassle of long lines our ATM services provide just that.

Digital Banking for Ease and Efficiency

In today's fast-paced world, having digital banking options is essential. We offer robust online banking features that let you manage your account from anywhere. Whether it's checking your balance, transferring funds, or viewing e-statements, you can do it all with ease. You'll find that our online banking platform is user-friendly and designed with your convenience in mind. Additionally, if you're someone who prefers managing finances on-the-go, our mobile application allows you to keep track of your accounts right from your smartphone. With features like person-to-person payments, managing finances has never been easier.

Join Us Today

We invite you to become part of the Episcopal Community family. If you're in need of reliable financial services that put members first, reach out to us at 213-482-2040 or visit us online at episcopalcredit.org. Let us help you navigate your financial journey with confidence and care!

Member-Centric Approach

At Episcopal Community, we prioritize your convenience. Our friendly staff is available during lobby hours from 10:00 AM to 4:00 PM, Monday through Friday, ready to assist you with any inquiries or transactions. We understand that financial matters can sometimes feel overwhelming, which is why we're here to guide you every step of the way.

Digital & Online Banking

Key Features

Our online banking service offers a variety of features to make your financial management effortless. For instance, you can set up e-statements easily, so you can keep track of your transactions without paper clutter. Plus, if you ever need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and straightforward. If you're always on the move, you'll appreciate our mobile application. This handy tool puts banking right in your pocket, allowing you to manage your finances anytime, anywhere. However, please note that while we currently do not support mobile payments, our app is still packed with useful features to help keep your accounts organized.

Security First

We prioritize your security by ensuring all transactions are protected with robust measures. While we don't offer electronic signature authorization at this time, rest assured that your data is safe as you navigate through our online services. At Episcopal Community, we're committed to making banking accessible for everyone. Our user-friendly interface and real-time account management tools mean that whether you're checking your balance or moving money around, you can do so with confidence and ease. Join us today and experience the convenience of modern banking!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 1,365, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Episcopal Community is your trusted partner. Visit us at 840 Echo Park Ave Los Angeles Ca 90026 or call (213) 482-2040 to learn more about how we can help you achieve your financial goals.

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Options

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $234,852 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $55 in used auto loans and $1,782,311 in total loans and leases.

Solid Financial Foundation

With a net worth of $511,872, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $856 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $815,301 in used vehicle loans and $517,230 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with confidence.

Credit Lines and Other Services

In addition to auto and mortgage loans, we provide credit lines totaling $288,000, allowing our members to maintain flexibility in their budgeting. Whether you need funds for unexpected expenses or planned purchases, our credit lines are designed with your needs in mind. If you're considering refinancing any of your current loans or want to know more about eligibility options for our various products, don't hesitate to contact us. We're here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Episcopal Community, your financial well-being is our priority. Explore our loan offerings today and see how we can help you meet your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien Family Residential Property loans available, we encourage you to check back regularly as our offerings may change.

Unsecured Credit Card Loans

For those looking for easy access to funds without collateral, we also offer flexible terms on unsecured credit card loans. Currently, we have a total of $0 in unsecured credit card loans helping members manage their finances effectively. This means that while we're working on expanding this product line, we're here to assist you with other financial services.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Each lender's information is carefully vetted for accuracy, allowing users to trust the comparisons they see.