Envista Credit Union EP Washington DC | Best Auto Loans & Business Banking

Introduction

Welcome to Ep, your trusted financial partner located at 620 Michigan Ave Ne, Washington, DC 20064. Since our establishment in 1935, we have been dedicated to serving our community with reliable banking solutions tailored for our members. With a robust membership base of 4,473 individuals, we understand the unique financial needs of our local families and businesses. At Ep, we pride ourselves on our solid foundation, boasting total assets of $73,668,138 and total deposits amounting to $2,370,403. Our commitment to you goes beyond just numbers; it reflects our aim to empower you in achieving your financial goals. Whether you're looking for personal loans, auto financing, or business banking services, we have the right options for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address at P.O. Box 23393, Washington, DC 20026. Our team is ready to assist you during business hours from 8:00 AM to 4:30 PM, Monday through Friday. Led by CEO Ron Schneeberger and Board President Gregory Boutin, our dedicated staff of 14 employees is here to ensure that every member receives personalized service. We focus on building relationships based on trust and transparency so that you feel confident in your financial decisions. Join us today and discover how we can help you thrive financially. For more information or to speak with one of our friendly representatives, give us a call at 202-991-6977 or visit us online at epfcu.org. Your journey towards better financial health starts here!

Branch History & Mission

Community Engagement

Our commitment extends into the community through various outreach efforts and partnerships that support local initiatives. We work hard to ensure that every member feels valued not only as a customer but as part of a larger family that cares about their success. In closing, we invite you to join Ep and experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Together, let's build a brighter future one member at a time! For more information about membership or services offered, please visit our website or call us at 202-991-6977 today!

Our Mission

At Ep, our mission goes beyond just offering financial products. We aim to empower our members by providing personalized services that meet their unique needs while promoting community development. We believe in building strong relationships with our members, ensuring they have access to essential services such as checking and savings accounts, auto loans, credit cards with rewards, mortgage loans, and online banking options. We also prioritize technology and accessibility; our services include mobile payments and electronic statements for ease of use. Additionally, we are proud to be ADA compliant so that all members can access our facilities without barriers.

Branch Location & Accessibility

Welcome to Ep! Conveniently located at 620 Michigan Ave Ne Washington Dc 20064 in the vibrant city of Washington, DC, our branch is here to serve you with a smile. Nestled near local landmarks, we're easy to find and ready to assist you with all your banking needs. While you can visit us at our physical location, if you need to send any official correspondence, please use our mailing address at P.O. Box 23393, Washington, DC 20026. Our branch offers ample parking, making it simple for you to stop by. Plus, we prioritize accessibility with features like ADA-compliant entrances and ramps, ensuring everyone feels welcome. We're open from 8:00 AM to 4:30 PM on weekdays, giving you plenty of time to drop in and speak with our friendly staff. Whether you're interested in personal banking options like checking accounts or auto loans, or if you're looking into mortgage refinancing or business banking services, we have something for everyone. Please note that we do not have ATM services or drive-thru banking available at this location. However, our team is always ready to help you explore online and mobile banking options that can make managing your finances even easier. Have questions? Don't hesitate to give us a call at (202) 991-6977! We look forward to welcoming you to Ep soon!

Member Eligibility

At Ep, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family. To become a member, you'll find that eligibility is quite inclusive! If you live, work, or worship in the Washington, DC area, you're likely eligible to join us. We welcome individuals from various backgrounds and experiences, ensuring everyone can benefit from our personalized financial services. For those interested in learning more about the specific requirements, please check out our detailed eligibility criteria at https://www.epfcu.org/membership/locations-hours/ . Getting started with us is a breeze! Once you're ready to open your account, simply visit our website for the easy application process at https://www.epfcu.org/loans/apply-for-a-loan/ . If you have any questions along the way or need assistance, don't hesitate to reach out to us at (202) 991-6977. Our friendly team is here to help you every step of the way as you embark on this exciting journey with Ep at 620 Michigan Ave Ne Washington Dc 20064.

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services simplify transactions for your customers while keeping your cash flow steady. From point-of-sale systems to online payment options, we provide tools that make it easy for you to focus on what matters most: running your business. Located at 620 Michigan Ave Ne Washington Dc 20064, Washington, DC, we're here to partner with you in achieving your goals. Give us a call at (202) 991-6977 to learn more about how we can support your journey!

Tailored Business Loan Options

Imagine having the financial support you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

While we currently do not have ATM or drive-thru services available at Ep, we ensure that cash withdrawal services are convenient through partnerships with other locations nearby. Our commitment extends beyond just products; it's about creating an experience that's easy and enjoyable. Whether you're visiting us in person or using our digital tools, we're here to make your banking experience as smooth as possible. If you have any questions or need assistance with any of our services, feel free to reach out at (202) 991-6977 during our operating hours from 8:00 AM to 4:30 PM on weekdays. Join us today at Catholic University Office where your financial success is our priority! For more information about becoming a member or opening an account, visit us online at https://www.epfcu.org/ .

Borrowing Made Easy

We recognize that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you tackle financial challenges head-on. Plus, our credit cards with rewards allow you to earn benefits while making everyday purchases.

Business Banking Support

For our business members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to grow an existing one, our knowledgeable staff is ready to assist you every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we are proud to offer robust online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can access your accounts, transfer funds, pay bills, and even send money directly through person-to-person payment options.

Personal Banking Solutions

For those seeking personal banking options, we offer checking and savings accounts designed to help you manage your day-to-day finances efficiently. Our accounts come with features that cater to different lifestyles, whether you're just starting out or planning for the future. If you're considering a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier than ever to drive away in your dream car. Planning for homeownership? Our mortgage loans and refinancing services can guide you through the process, ensuring you find the right fit for your budget.

Digital & Online Banking

Enhanced Security and Accessibility

Security is a top priority at Ep. We provide electronic signature authorization for added protection, ensuring that your transactions are safe and secure. Plus, with our person-to-person transfer feature, sending money to friends or family is simple and quick no cash needed! Managing your finances has never been more accessible. Whether you're checking your balance or making a payment, our tools are designed with ease-of-use in mind. With real-time account management capabilities, you can stay on top of your finances effortlessly. Join us at Ep today and explore how our digital and online banking services can simplify your financial life!

Key Features

Our online banking platform allows you to view your account balances, make transfers, and pay bills all from the comfort of your home or on the go. You can quickly set up e-statements, which means no more waiting for paper statements in the mail; everything is securely stored and accessible whenever you need it. For those who prefer using their smartphones, our mobile application offers a user-friendly experience that puts all your banking needs right at your fingertips. You can even take advantage of mobile payments, making it easier to shop and pay bills without reaching for your wallet.

Financial Strength

Commitment to Innovation

With $5,765,519 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $345 in used auto loans and $42,349,570 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 8,480, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,468,993. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ep is your trusted partner. Visit us at 620 Michigan Ave Ne Washington Dc 20064 or call (202) 991-6977 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Health

With a net worth of $5,841,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $818 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $7,490,884 in share certificates and $5,210,151 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,544,600, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,599,206 in used vehicle loans and $4,019,343 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or adjust your loan terms.

Credit Lines

In addition to our specific loan products, we provide credit lines totaling $7,633,000 which can serve as a reliable financial cushion for unexpected expenses or planned purchases. This flexibility allows you to borrow only what you need when you need it. Our team at Ep is dedicated to helping you find the right financial solutions tailored just for you. For more information about eligibility and how we can assist you further, feel free to contact us at (202) 991-6977 or visit us at our branch located at 620 Michigan Ave Ne Washington Dc 20064 in Washington, DC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to serving you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,107,787, make buying or refinancing simple. We aim to help you navigate the process with ease and clarity, ensuring you find a plan that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,652,626 in loans helping members manage their finances effectively. These cards come with rewards and benefits tailored for everyday spending, making it easier to keep track of your finances while enjoying some perks along the way.

Loan Aggregator

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and trust in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, making it easier to make informed decisions about borrowing. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

EP FEDERAL CREDIT UNION