Envista Credit Union Topeka KS | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Envista, your trusted credit union located at 501 Ne Lake St, Topeka, KS 66616. Established in 1957, we take pride in serving our community with a strong commitment to financial well-being. With over 47,000 members, we strive to provide personalized banking solutions that cater to your unique needs. At Envista, our total assets stand impressively at $605,600,228, reflecting our stability and reliability as a financial partner. We understand the importance of your money, which is why we maintain total deposits of $29,647,898 and a net worth of $66,762,118. Our dedicated team of 179 employees, led by CEO Ron Smeltzer and Board President Dan Ramsey, works tirelessly to ensure you receive top-notch service. Whether you're looking for auto loans where we've facilitated over 31,885 loans or personal banking options like checking and savings accounts, Envista has you covered. Our services also include business banking, mortgage loans, and online banking for your convenience. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 3626 SW Wanamaker Road, Topeka, KS 66614-4528. With features like an ATM and drive-thru service available from 7:00 a.m. to 6:00 p.m. on weekdays and 9:00 a.m. to noon on Saturdays, we make it easy for you to access your accounts. Join us at Envista today! Call us at 785-228-0149 or explore more about our offerings by visiting our website. Your financial journey starts here!

Branch History & Mission

Welcome to the heart of our community at Envista, located in beautiful Topeka, KS. Since our doors first opened in 1957, we have proudly served as a trusted financial partner for our members, evolving alongside them and adapting to their needs. Our branch is situated at 501 Ne Lake St, Topeka, KS 66616, a convenient location that's easy to access for all residents. Over the years, we have grown significantly and now boast a total membership of 47,466 individuals. Our success is reflected in our total assets of $605,600,228, which empowers us to provide a wide range of services designed to help our members achieve their financial goals. From personal banking options like checking and savings accounts to vehicle financing and mortgage loans, Envista is committed to offering solutions that make banking easier and more accessible. At the core of Envista's mission is our dedication to not just providing financial services but also enriching the lives of those in our community. We believe in supporting local initiatives and partnering with organizations that uplift and strengthen our neighborhoods. Our commitment extends beyond banking; we actively engage in community outreach efforts aimed at making a positive impact on people's lives. In addition to traditional banking services, we have embraced modern technology to ensure that our members can manage their finances conveniently. Our digital advancements include online banking, mobile payments, and e-statements. This means you can handle your banking anytime, anywhere fitting seamlessly into your busy life. For those who prefer face-to-face interactions, our branch offers extended drive-thru hours from 7:00 a.m. to 6:00 p.m. on weekdays and drive-thru service only on Saturdays from 9:00 a.m. to noon. Whether you're visiting us for basic transactions or seeking advice on complex financial matters, our friendly team is here to assist you. While members can visit us at 501 Ne Lake St, official correspondence should be sent to 3626 SW Wanamaker Road, Topeka, KS 66614-4528 if needed. We invite you to join the Envista family and experience the difference that comes with being part of a community-focused credit union. With every interaction, we aim to build relationships based on trust and support. Call us today at 785-228-0149 or visit us online at Envista to learn more about how we can serve you better!

Branch Location & Accessibility

Connect With Us

Have questions or want to learn more? Don't hesitate to reach out! You can call us at (785) 228-0149 or visit our website at Envista Credit Union for additional information. We look forward to welcoming you into our community!

Convenient Access

At Envista, we prioritize your convenience. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant entrances and ramps. Whether you prefer to pop in for a quick transaction or need assistance with more complex banking services, our staff is ready to help.

Operating Hours

Our lobby hours are set up to fit your busy schedule: we're open from 9:00 a.m. to 5:00 p.m., Monday through Friday. For those who need a little extra time on Saturdays, we offer drive-thru service from 9:00 a.m. until noon. Just stop by during these times, and we'll be happy to assist you!

Services Available

Envista provides a variety of banking services tailored just for you. We offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Our drive-thru service allows for quick deposits, withdrawals, and simple transactions without needing to leave your vehicle. Additionally, you can take advantage of our ATM services for cash withdrawals or balance checks anytime. While members can visit us at 501 Ne Lake St Topeka Ks 66616, official correspondence should be sent to our mailing address at 3626 SW Wanamaker Road, Topeka, KS 66614-4528.

Member Eligibility

At Envista, we believe that becoming a member means joining a warm, welcoming community where your financial needs are understood and prioritized. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. This makes it easy for a diverse group of individuals to enjoy the benefits of our services. We offer a range of financial products designed to support you, from checking and savings accounts to auto loans and mortgages. If you're interested in learning more about the specific eligibility criteria, please visit this link for detailed information. Joining us is as simple as making a phone call or stopping by our branch located at 501 Ne Lake St Topeka Ks 66616. Our friendly team is ready to assist you every step of the way. You can reach us at (785) 228-0149 if you have any questions or need further assistance. We can't wait to welcome you into the Envista family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to process payments efficiently, manage cash flow seamlessly, and focus more on what you do best running your business. Our tools help make this possible, allowing you to serve your customers better while keeping your operations smooth. Visit us at 501 Ne Lake St Topeka Ks 66616 in Topeka, KS, or call us at (785) 228-0149 to learn how we can support your business journey today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,609,389, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, Envista offers essential services like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you in achieving your goals.

Credit Cards with Rewards

Make everyday purchases more rewarding with our credit cards that come with rewards. Earn points on every dollar spent and redeem them for travel, merchandise, or cash back turning ordinary spending into extraordinary benefits.

Drive-Thru and Basic ATM Access

We understand that sometimes you need quick access without stepping inside the branch. With our basic drive-thru banking for deposits and withdrawals along with ATM access for balance checks and cash withdrawals, getting what you need is straightforward and efficient. As part of the vibrant community in Topeka, we invite you to explore all that Envista has to offer. Our friendly staff is just a phone call away at (785) 228-0149, ready to answer any questions or assist you in setting up an account today! Visit us at our website for more information on how we can help fulfill all your financial needs.

Home Financing

When it comes to buying a home, trust Envista for your mortgage loans and refinancing needs. Our knowledgeable staff will guide you through the mortgage process, helping you find the right loan for your situation. If you're already a homeowner looking to refinance, we can discuss how you might save money or access equity.

Online and Mobile Banking Convenience

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, pay bills, and even send money through person-to-person transactions all from the comfort of your smartphone or computer.

Personal Banking Solutions

Managing your finances is easier than ever with our personal banking services. We offer checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or managing day-to-day expenses, our accounts come with features that help you stay on track. Need access to cash? Our ATM and cash withdrawal services ensure you can get your money whenever you need it.

Personal Loans and Debt Management

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help manage those costs effectively. Whether it's medical bills, home repairs, or other urgent needs, we're here to provide solutions that fit your budget.

Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide competitive rates that make it simple to drive away in the vehicle of your dreams. If you're considering refinancing, we can help you explore options that could lower your monthly payments.

Digital & Online Banking

Explore Our Online Banking Services

With our user-friendly online banking platform available at https://www.envistacu.com/, managing your accounts has never been easier. You can check balances, pay bills, and transfer money all from the comfort of your home or on the go. Our 24/7 online banking services ensure you have access to your accounts whenever you need it.

Real-Time Account Management

Our digital banking services are all about giving you control over your finances. With real-time updates and notifications, you'll always know where your money is going. The ease-of-use combined with robust security measures means you can bank confidently. At Envista, we're committed to providing you with the best digital banking experience possible. Explore all these features today and discover how easy managing your money can be!

Security and Convenience at Your Fingertips

We prioritize your security with features like electronic signature authorization yes, you read that right! You can sign documents electronically, making transactions quicker and more efficient. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements. If you're always on the move, our mobile application is a must-have. Not only can you manage your accounts directly from your smartphone, but you can also enjoy the convenience of mobile payments. Whether it's splitting a dinner bill or sending money to a friend, our person-to-person transfer feature makes it easy to send funds quickly and securely.

Financial Strength

Commitment to Growth

With $61,622,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our financial performance is reflected in our $3,796,939, showcasing our operational efficiency and commitment to providing competitive products. We also support our community with $13,694 in used auto loans and $480,723,314 in total loans and leases, helping members achieve their financial goals across various sectors.

Dedicated Team

We take pride in having 151 full-time employees and 28 part-time employees who are committed to providing excellent service. Our knowledgeable team is always ready to assist you with your banking needs. With net shares available for lending and investments at $194,004, along with a growing member base reflected by our total share accounts of 91,364, you can trust that Envista is prepared to meet your needs today and in the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envista is your trusted partner. Visit us at 501 Ne Lake St Topeka Ks 66616 or call (785) 228-0149 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Opportunities

Members' savings are secured through $133,132,384 in share certificates and $50,111,494 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests over profits, ensuring your savings work hard for you. Unlike traditional banks, we focus on you our members. With non-member deposits at $9,110,000, we ensure that our resources are directed toward benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $66,762,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid base means that your funds are in good hands with us. Our net worth ratio of $1,100 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This is particularly important as it reflects our ability to meet member needs while managing risks responsibly.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $221,494,793 in used vehicle loans and $60,158,657 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have flexible options that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $33,609,389 provide the capital needed to grow and expand. We're committed to supporting local businesses in achieving their goals and contributing to our community's economy.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,742,025, make buying or refinancing simple. We know that securing a home is a significant step, and our team is here to guide you through every stage of the process.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out for details on eligibility options. Our team can help you find ways to lower your payments or access cash for other needs. Our dedicated staff at Envista, located at 501 Ne Lake St Topeka Ks 66616, Topeka, KS 66,616, is ready to assist you with any questions you may have. You can reach us at (785) 228-0149 during our lobby hours from 9:00 a.m. - 5:00 p.m., Monday through Friday. Explore how our loan products can help you take the next step toward reaching your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,560,892 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit you in everyday spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its use of verified data. All loan offers come from legitimate financial institutions, enhancing transparency in the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. This approach means users can trust that they are getting unbiased results rather than being steered toward certain lenders for profit. Another significant advantage is LendMesh's real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony underscores LendMesh's reliability as a tool for securing favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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