Envista Credit Union Topeka KS | Top Auto Loans & Checking Accounts

Introduction

At Envista, we believe that a strong community starts with strong financial partnerships. Located at 2120 Sw Belle Ave, Topeka, KS 66614, our branch has been a trusted resource since 1957, serving over 47,466 members with dedication and care. With total assets exceeding $605 million and robust support for personal and business banking needs, we are proud to offer solutions tailored for everyone from first-time savers to seasoned entrepreneurs. While you can visit us at our Belle Office for all your financial needs, please note that official correspondence should be sent to 3626 SW Wanamaker Road, Topeka, KS 66614-4528. Our friendly team, led by CEO Ron Smeltzer and Board President Dan Ramsey, is here to assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. Our commitment to our members is reflected in our impressive financial standing: we currently hold $29,647,898 in deposits and maintain a net worth of $66,762,118. With a cash reserve of $12,344,883, we are well-equipped to meet your banking needs while ensuring the safety of your funds. We understand the importance of accessibility and convenience in today's fast-paced world. That's why we offer services like online banking and mobile payments alongside traditional options such as drive-thru banking and ATMs. Whether you're looking for a simple deposit or financing for your next vehicle having processed over 31,885 loans we're ready to help you achieve your goals. If you're seeking a reliable partner in your financial journey or have any questions about our services, don't hesitate to reach out! Call us at 785-228-0149 or visit our website at Envista. We're excited to serve you!

Branch History & Mission

Welcome to the Envista branch in Topeka, Kansas! Since opening our doors in 1957, we have been dedicated to serving our community with pride and passion. Located at 2120 Sw Belle Ave, Topeka, KS 66614, our branch has grown from humble beginnings to become a vital financial institution for over 47,466 members. Our history is rich with milestones that reflect our commitment to providing exceptional service and fostering community growth. At Envista, we believe in the power of collaboration and community support. Over the years, we have built strong partnerships with local organizations, enabling us to give back through various outreach programs. We are not just about banking; we are about building relationships that last. From supporting local events to offering financial education workshops, our mission extends far beyond traditional banking services. Our core mission is simple: to enhance the financial well-being of our members while contributing positively to our community. We aim to provide accessible financial services such as personal banking, auto loans, mortgage solutions, and business banking options tailored to meet your unique needs. Whether you visit us in person or connect with us online through our robust digital platform, we strive to make your banking experience seamless and convenient. While members can visit us at 2120 Sw Belle Ave, official correspondence should be sent to 3626 SW Wanamaker Road, Topeka, KS 66614-4528. We are proud to offer a range of services including ATM access and drive-thru banking for your convenience. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 7:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to noon for drive-thru service only. As part of the Envista family, you will enjoy peace of mind knowing your funds are secure with total assets amounting to an impressive $605,600,228. Our commitment to ADA compliance ensures that all members can access our services without barriers. We embrace technology while keeping the human touch at the forefront of everything we do. Join us at Envista and experience firsthand how we can help you reach your financial goals while being an integral part of a vibrant community. Together, let's build a better future! Feel free to call us at 785-228-0149 or visit our website for more information on how you can become a member today!

Branch Location & Accessibility

Welcome to the Envista branch, located at 2120 SW Belle Ave in Topeka, KS! Our branch is conveniently situated in Shawnee County, making it easy for you to access a variety of financial services right in your neighborhood. Whether you're heading to the local parks or visiting shops nearby, stopping by for your banking needs is a breeze. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 3626 SW Wanamaker Road, Topeka, KS 66614-4528. At Envista, we pride ourselves on accessibility. Our facility includes ADA-compliant features and ramps to ensure everyone can enjoy a hassle-free visit. Plus, we have ample parking available for your convenience. Our friendly team is here to serve you during our operating hours: Monday through Friday from 7:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to noon. We know that life can get busy, so we're ready to help you with everything from personal banking and auto loans to mortgage options and credit cards with rewards. For those who prefer quick transactions, we offer drive-thru banking services as well as ATM access available whenever you need it! Whether you're making deposits or checking balances, we've got you covered. If you have any questions or need assistance, feel free to give us a call at 785-228-0149. We're excited to welcome you to Envista and look forward to helping you achieve your financial goals!

Member Eligibility

At Envista, we believe that joining our community is a step towards a brighter financial future. Becoming a member is easy and open to anyone who meets our friendly eligibility requirements. If you live, work, or worship in the areas surrounding our branch at 2120 Sw Belle Ave Topeka Ks 66614, you're likely eligible to join us! We welcome individuals from all walks of life, making it simple for you to access our range of services designed to support your financial goals. Once you decide to become a member, opening an account is just as straightforward. You can find all the details on how to get started by visiting our website. If you have any questions or need assistance, don't hesitate to reach out at (785) 228-0149. We're here to help you every step of the way! For more specific eligibility criteria, check out this resource: .

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,609,389, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café that dreams of opening a second location. With a tailored loan from us, they can turn that dream into reality. Or consider a manufacturing firm needing funds for new equipment our loans provide the boost they need to enhance productivity and stay competitive.

Merchant Services

Alongside our loan offerings, we also provide essential merchant services designed to streamline your payment processes. Picture this: a busy retail shop owner who wants to accept credit cards but struggles with complicated systems. Our easy-to-use merchant solutions simplify transactions, allowing them to focus on what they do best serving customers. If you're ready to take your business to the next level, visit us at 2120 Sw Belle Ave Topeka Ks 66614 in Topeka, KS, or call us at (785) 228-0149. Let's build something great together!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also have convenient ATM & Cash Withdrawal Services, along with basic drive-thru banking options for deposits, withdrawals, and other simple transactions. Our friendly staff is available during lobby hours from 9:00 a.m. to 5:00 p.m., Monday through Friday, and on Saturdays from 9:00 a.m. to noon for drive-thru service. At Envista, we strive to ensure that accessing your money and managing your finances is as easy as possible. We invite you to reach out at (785) 228-0149 or visit us at our branch in Topeka for more information about how we can support your financial journey. Your financial goals matter to us! Join the community of satisfied members who trust Envista for all their banking needs today!

Business Banking Services

For local businesses, Envista offers comprehensive Business Banking solutions including essential Merchant Services & Business Loans. We understand the importance of having reliable support to help your business thrive.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking platforms that allow you to manage your accounts from anywhere. With features like mobile payments and person-to-person transfers, you can handle transactions quickly and easily without needing to visit the branch.

Personal Banking Solutions

For individuals and families, we offer an array of Personal Banking services. Open a Checking or Savings Account that fits your lifestyle, making it easier to manage your day-to-day finances. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options can make that dream a reality with competitive rates and flexible terms. Additionally, we provide Mortgage Loans & Refinancing for those looking to buy a home or lower their monthly payments on an existing mortgage. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services are designed to assist you in regaining control over your finances. Plus, don't forget about our Credit Cards with Rewards program perfect for earning points on everyday purchases!

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform is not just about convenience; it's about providing peace of mind. You can easily sign documents with our electronic signature authorization feature, which allows you to complete transactions without the hassle of printing or mailing forms. Plus, our e-statements keep your financial information organized and accessible without the clutter of paper. Need to send money quickly? Our person-to-person transfer service makes it simple to send cash to friends or family with just a few clicks. And if you're on the go, our mobile application lets you manage your accounts right from your smartphone. You can even make mobile payments for added flexibility when shopping or dining out.

Security and Accessibility

Security is a top priority at Envista. Our digital banking services come with robust security features that help protect your personal information while you bank online. We ensure that your data stays safe, so you can focus on what matters most your financial well-being. With user-friendly navigation and real-time account management, you'll find that managing your finances has never been easier. Whether you're checking balances, transferring funds, or reviewing transactions, everything is just a few taps away. In short, our digital and online banking services at Envista are designed for you making it easier than ever to stay on top of your finances while enjoying the convenience of modern technology. Explore all these features today by visiting us at https://www.envistacu.com/ !

Financial Strength

Growing Together

Total Share and Deposit Accounts stand at 91,364, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $194,004. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envista is your trusted partner. Visit us at 2120 Sw Belle Ave Topeka Ks 66614 or call (785) 228-0149 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $133,132,384 in share certificates and $50,111,494 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,110,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $3,796,939, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $61,622,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $13,694 in used auto loans and $480,723,314 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Foundations

With a net worth of $66,762,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,100 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $221,494,793 in used vehicle loans and $60,158,657 in new vehicle loans already helping members get on the road. We make it easy to apply and provide flexible terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $33,609,389 provide the capital needed to grow and expand. We understand how crucial financing is for businesses, and our team is ready to assist with competitive rates and personalized service. At Envista, we believe in making borrowing straightforward and accessible. If you're considering refinancing or want more information about eligibility options, don't hesitate to reach out. Our team is available at (785) 228-0149 to answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,742,025, make buying or refinancing simple. We can assist you in navigating the complexities of mortgages, ensuring you find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,560,892 in loans helping members manage their finances effectively. Our credit cards come with various features to suit your lifestyle while making it easier to keep track of spending.

Loan Aggregator

Benefits of Using LendMesh

One key advantage of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, which fosters transparency and trust. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This approach ensures that users receive unbiased results tailored to their needs. Moreover, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information empowers users to make informed decisions when selecting a loan that best fits their financial situation. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of LendMesh as a valuable resource for consumers navigating the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ENVISTA FEDERAL CREDIT UNION