Envista Credit Union Topeka KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Envista, your trusted financial partner located at 517 SW 29th St, Topeka, KS 66611. Established in 1957, we have been proudly serving our community for over six decades, building strong relationships with our 47,466 members. As a member-focused credit union, we strive to offer personalized banking solutions tailored to meet your unique needs. At Envista, we understand that managing your finances is crucial. With total assets of $605,600,228 and total deposits reaching $29,647,898, we are committed to providing you with a secure place for your money. Whether you're looking for auto loans (with a total of 31,885 loans and leases) or personal banking options like checking and savings accounts, our services are designed with you in mind. Our leadership team, led by CEO Ron Smeltzer and Board President Dan Ramsey, believes in the power of community. We focus on helping you achieve your financial goals while maintaining a solid net worth of $66,762,118. With a dedicated staff of 179 employees, we are here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to 3626 SW Wanamaker Road, Topeka, KS 66614. If you have questions or need assistance, don't hesitate to reach out at 785-228-0149. We invite you to explore what makes Envista special. Visit our website at envistacu.com or stop by today to discover how we can support your financial journey!

Branch History & Mission

Community Focus

We take pride in being more than just a financial institution; we're part of the fabric of Topeka. Our partnerships with local organizations allow us to contribute positively to our community's growth. Through various outreach efforts and educational programs about financial literacy, we empower individuals and families with the knowledge they need for sound financial decisions.

Join Us

As we look ahead, Envista remains committed to providing personalized service and innovative solutions that truly benefit our members. If you're looking for a credit union that values community connection as much as it values your financial success, consider joining us today. Experience firsthand how Envista can make a difference in your life! Reach out at 785-228-0149 or visit us online at Envista. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, we have focused on providing exceptional financial services tailored to the needs of our community. Over the decades, Envista has expanded its offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and even business banking services. As of now, we proudly hold total assets of $605,600,228. Our commitment to serving our members has led us to achieve significant milestones. We continue to invest in modern technology and digital banking options, ensuring that you can manage your finances conveniently from anywhere. Whether it's through online banking or mobile payments, we strive to provide a user-friendly experience that meets the demands of today's busy lifestyles.

Our Mission

At Envista, our mission is simple yet powerful: We aim to improve the financial well-being of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services without barriers. That's why we are dedicated to supporting local initiatives and outreach programs that enhance the lives of those around us. While members can visit us at 517 SW 29th St for all their banking needs, official correspondence should be sent to our mailing address at 3626 SW Wanamaker Road, Topeka, KS 66614 if different. Our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to Noon. For your convenience, we also offer drive-thru banking from Monday through Friday from 7 AM to 6 PM.

Branch Location & Accessibility

Convenience and Accessibility

At Envista, we prioritize your comfort and convenience. Our branch features ample parking, including accessible spaces for those who need them. With ADA-compliant facilities, we ensure that everyone can access our services without any hassle. If you prefer to bank from your vehicle, our drive-thru service allows you to conduct simple transactions with ease.

Operating Hours

We understand that life can get busy! That's why our lobby is open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to Noon. For those who prefer early morning banking, our drive-up hours extend from 7 AM to 6 PM on weekdays. Whether you have a quick question or need assistance with a more complex banking matter, our friendly staff is here to help.

Reach Out Today!

Have questions or want to learn more about how we can assist you? Don't hesitate to call us at 785-228-0149 or stop by the Envista Holliday Square Branch today! We look forward to welcoming you into our financial family and helping you achieve your financial goals.

Services Offered

Envista offers a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions for every financial goal. Plus, with an ATM available on-site, you can easily access cash whenever you need it. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to our mailing address at 3626 SW Wanamaker Road, Topeka, KS 66614 if different.

Member Eligibility

At Envista, we believe that becoming a member is like joining a welcoming family that truly cares about your financial well-being. If you're looking to unlock a world of financial opportunities, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our local community. This means if you're part of the vibrant neighborhoods around 517 Sw 29Th St Topeka Ks 66611, you're already on the right track! Joining us not only grants you access to a variety of personalized banking services but also puts you in touch with a supportive network dedicated to helping you achieve your financial goals. Getting started is easy! Simply give us a call at (785) 228-0149 for more details on how to join or visit our website for updated eligibility criteria at . We're excited to have you become part of our community at Envista, where your needs come first and your financial future matters.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,609,389, we continue to drive economic growth by financing new and expanding businesses. Imagine having the resources you need right when you need them a new piece of equipment to increase production or funds to open another location. Our member-focused approach means we work closely with you to find the right loan solution that fits your needs.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your operations. From payment processing solutions that simplify transactions to tools that help manage your cash flow, our services ensure you can focus on what matters most growing your business. Located at 517 Sw 29Th St Topeka Ks 66611 in Topeka, KS, our team is ready to partner with you every step of the way. Call us at (785) 228-0149 or visit us today to explore how we can help your business reach new heights!

Comprehensive List Of Services

Business Banking

If you're a small business owner, we also cater to your needs with our business banking services, including merchant services and business loans. We aim to empower local businesses by providing them with the financial tools they need to thrive.

Digital Convenience

In today's fast-paced world, convenience matters. That's why at Envista, we offer comprehensive online and mobile banking features. You can easily check balances, transfer funds, pay bills, and even send money person-to-person all from the comfort of your home or on-the-go through our user-friendly mobile app. Need cash quickly? Our ATM & cash withdrawal services are available at multiple locations for your convenience. Plus, if you prefer face-to-face interactions but can't visit during regular hours, our drive-thru banking allows for quick transactions such as deposits and withdrawals without leaving your vehicle.

Financial Flexibility

Life can bring unexpected expenses, and when it does, our personal loans and debt consolidation services are here to help. We understand that sometimes you need a little extra support, whether it's for medical bills, home repairs, or consolidating existing debts into one manageable payment. For those who prefer to earn rewards while spending, our credit cards with rewards provide an excellent opportunity to maximize your purchases. Enjoy benefits that suit your lifestyle while building credit responsibly.

Get Started Today!

With so many options available at Envista, we invite you to explore how we can assist you in achieving your financial dreams. For more information about our services or to speak with one of our friendly representatives, please call us at (785) 228-0149. Visit us today at Holliday Square Branch! Your financial journey starts here!

Personal Banking

One of the cornerstones of our offerings is personal banking. We provide various checking and savings accounts designed for all lifestyles. Whether you're saving for a special occasion or managing daily expenses, our accounts come with features that help you achieve your financial goals. Need a vehicle? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. With competitive rates and flexible terms, financing your next car is straightforward. If homeownership is your dream, we offer mortgage loans and refinancing solutions that can simplify the buying process and save you money over time.

Digital & Online Banking

Convenient Online Services

Our online banking platform, accessible at https://www.envistacu.com/, offers a range of features that put you in control. Whether you want to check your balance, pay bills, or transfer money, everything is just a few clicks away. Plus, with 24/7 access to your accounts, you can bank whenever it suits you best.

Mobile Banking Made Easy

For those who are always on the move, our mobile application offers even more convenience. You can make mobile payments directly from your phone, giving you the freedom to shop without carrying cash or cards. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. With all these options at your fingertips, managing your account has never been easier. We invite you to experience the ease and accessibility of banking with us. Join the digital revolution today with Envista!

Secure Transactions and Management

Security is a top priority for us at Envista. We provide electronic signature authorization for document signing, ensuring that your transactions are not only quick but also safe. If you prefer to go paperless, e-statements are available, allowing you to keep track of your finances easily and securely without the clutter.

Financial Strength

Growing Member Base

Total Share Accounts: 91,364, showing a strong and growing member base that trusts us with their finances. Our dedication to your financial well-being means you can feel confident knowing you're supported by a financially robust credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envista is your trusted partner. Visit us at 517 Sw 29Th St Topeka Ks 66611 or call (785) 228-0149 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $61,622,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,694 in used auto loans and $480,723,314 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $133,132,384 in share certificates and $50,111,494 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,110,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,796,939 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $66,762,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,100 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $221,494,793 in used vehicle loans and $60,158,657 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $33,609,389 provide the capital needed to grow and expand. We understand the challenges businesses face and strive to offer funding solutions that foster growth and success. At Envista, we're dedicated to helping you navigate your financial journey with ease. If you're unsure about eligibility or refinancing options, feel free to reach out. Our knowledgeable staff is always available at (785) 228-0149 to assist you with any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,742,025, make buying or refinancing simple. We provide various mortgage solutions that cater to your specific needs, allowing you to invest in your future with confidence.

Personal Loans and Credit Cards

In addition to our auto and mortgage loans, we also offer flexible terms on unsecured credit card loans, with a total of $20,560,892 in loans helping members manage their finances effectively. These options are perfect for those looking to consolidate debt or cover unexpected expenses without the stress of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh aims to empower users with data-driven insights that help them make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. The platform prioritizes accuracy by working only with legitimate financial institutions, so you can trust that the loan options presented are valid and competitive. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from credible lenders, ensuring that users receive transparent information about their options. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions, which means you will always receive unbiased results when searching for loans. LendMesh also provides real-time rate comparisons. This means users can access up-to-date loan rates from multiple institutions, allowing them to make well-informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Envista