Envista Credit Union Topeka KS | Affordable Auto Loans & Business Banking

Introduction

Welcome to Envista, where your financial well-being is our top priority! Located at 3321 Se 28Th Ter, Topeka, KS 66605, we have proudly served our community since 1957. With a strong foundation built on trust and reliability, we have grown to a membership of 47,466 individuals who rely on us for their banking needs. At Envista, we understand that every member has unique financial goals. That's why we offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. With total assets exceeding $605 million and total deposits around $29.6 million, you can feel secure knowing your money is in good hands. Our commitment to the community is reflected not only in our financial strength but also in our dedicated team of 179 employees, led by our CEO Ron Smeltzer and Board President Dan Ramsey. While members can visit us at our branch for assistance or to explore our offerings, official correspondence should be sent to our mailing address at 3626 SW Wanamaker Rd, Topeka, KS 66614-4528. We invite you to connect with us at 785-228-0149 or explore more about what we have to offer by visiting our website at envistacu.com. Join us at Envista and experience a personalized approach to your financial journey where we are dedicated to helping you achieve your dreams!

Branch History & Mission

Community Engagement

Over the years, we have fostered partnerships with local organizations to enhance community development. Our team believes in giving back through various initiatives that focus on education, financial literacy, and support for local events. This dedication reflects our belief that a strong community leads to stronger families and individuals.

Join Us Today!

As we look ahead to the future, we invite you to become part of the Envista family. Experience firsthand how our member-focused approach can make a difference in your financial journey. Whether you are looking for a new bank or simply need assistance with your current finances, come visit us during our operating hours: Drive-Thru from 7:00 a.m. - 6:00 p.m., Lobby from 9:00 a.m. - 5:00 p.m., and Saturday Drive-Thru only from 9:00 a.m. - Noon. Feel free to reach out at 785-228-0149 with any questions or concerns. Together, let's build a brighter financial future!

Modern Banking Experience

In addition to our commitment to service excellence, we've embraced technology to ensure our members enjoy a modern banking experience. With features like online and mobile banking, e-statements, and person-to-person payments, we prioritize convenience without compromising security. We are also proud to offer ADA-compliant facilities to ensure accessibility for everyone.

Our Mission

Our mission at Envista is simple yet powerful: to provide exceptional financial services while supporting the growth and well-being of our community. We strive to empower individuals and businesses through accessible banking solutions that include personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our commitment extends beyond traditional banking; we actively engage in outreach efforts that strengthen the fabric of our community.

Branch Location & Accessibility

Accessibility Features

At Envista, we understand the importance of making banking accessible for everyone. Our branch features ADA-compliant facilities, including ramps and designated parking areas to ensure that all members can navigate comfortably. Whether you prefer to visit us in person or utilize our services from your car, we've got you covered with our drive-thru banking available daily.

Operating Hours

We are here for you during convenient hours: our lobby is open Monday through Friday from 9:00 a.m. to 5:00 p.m., while the drive-thru service operates from 7:00 a.m. to 6:00 p.m. On Saturdays, enjoy drive-thru services from 9:00 a.m. until noon. Feel free to reach out anytime at 785-228-0149 if you have any questions or need assistance!

Services Offered

At the East Branch, we offer a range of services tailored to meet your needs, including personal banking options like checking and savings accounts, as well as auto loans and mortgage refinancing. We also provide business banking solutions and digital services such as online banking and mobile payments for your convenience. While members can visit us at the branch address above, please send any official correspondence to our mailing address at 3626 SW Wanamaker Rd, Topeka, KS 66614-4528. We invite you to come see us today! Experience how easy and enjoyable banking can be with Envista.

Member Eligibility

Becoming a member of Envista is like joining a warm and welcoming family that genuinely cares about your financial well-being. We invite you to explore the possibility of membership if you live, work, worship, or attend school in the Topeka area. If you're related to someone who is already a member, you can join too! Our community thrives on mutual support, and as a member, you'll have access to a wide range of services designed to help you achieve your financial goals. To get started, simply visit us at 3321 Se 28Th Ter Topeka Ks 66605, where our friendly team is ready to guide you through the process. Opening an account is straightforward, and we're here to assist every step of the way. If you'd like more information on eligibility requirements, check out our detailed criteria at . Feel free to give us a call at (785) 228-0149 if you have any questions or need assistance. We look forward to welcoming you into the Envista family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,609,389, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine processing payments quickly and easily, allowing you more time to focus on what you do best running your business. With our reliable services, you can accept various payment methods, helping you cater to a wider customer base. Located at 3321 Se 28Th Ter Topeka Ks 66605 in Topeka, KS, we're here to support your business every step of the way. Call us at (785) 228-0149 or visit us online at https://www.envistacu.com/ to learn more about how we can help your business flourish!

Comprehensive List Of Services

ATM Services

We provide ATM access for quick cash withdrawals and balance checks without any hassle. Our drive-thru service also makes it easy for members who prefer face-to-face interactions but are short on time. No matter what financial service you're seeking, our friendly staff at Envista is here to help you navigate through it all. If you have questions or want to learn more about how we can serve you better, feel free to call us at (785) 228-0149. Join us at East Branch today! We're excited to partner with you on your financial journey!

Business Banking

For those running businesses, we have tailored business banking solutions including merchant services and business loans. Whether you're looking to expand or simply manage day-to-day operations, our team is here to assist you every step of the way.

Credit Cards

Our credit cards come with rewards that make everyday purchases even more rewarding. Picture yourself earning points on groceries or gas, which can be redeemed for exciting rewards. This is just one way we strive to add value to your financial experiences.

Loans and Financing

When it comes to financing big purchases, our auto loans and vehicle financing options make it simple. You can drive away in your dream car with competitive rates and flexible terms. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process, ensuring you find the best fit for your financial situation. We also offer personal loans for debt consolidation or unexpected expenses, giving you peace of mind when life throws challenges your way.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why Envista offers robust online and mobile banking services. With features like person-to-person payments and mobile payments, managing your finances is as simple as a few taps on your smartphone. You can check balances, pay bills, and transfer funds anytime no need to visit the branch if you don't want to!

Personal Banking

We offer various personal banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds whenever you need them while earning interest on your savings. Whether you're saving for a vacation or just managing your monthly budget, our accounts provide flexibility and convenience.

Digital & Online Banking

Key Features

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Just enter their details, and the funds will be on their way! Plus, for those moments when you can't get to a branch, our mobile payments option lets you use your phone for purchases, offering both convenience and security. Staying organized is easier with e-statements. You can opt for electronic statements instead of paper ones, helping you keep track of your transactions without cluttering your mailbox. And with electronic signature authorization available, signing documents has never been more straightforward or secure.

Mobile App

Don't forget about our mobile application! Download it today to manage your accounts from the palm of your hand. The app is user-friendly and packed with features that let you check balances, make deposits, and pay bills seamlessly. At Envista, we prioritize your security. Our systems use advanced technology to protect your information while ensuring a smooth banking experience. So whether you're managing daily transactions or planning for the future, our digital tools are here to support you every step of the way. Join us at Envista and explore how our digital banking services can enhance your financial journey!

Financial Strength

Commitment to Growth

With $61,622,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $13,694 in used auto loans and $480,723,314 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 91,364, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $194,004. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envista is your trusted partner. Visit us at 3321 Se 28Th Ter Topeka Ks 66605 or call (785) 228-0149 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $3,796,939 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $133,132,384 in share certificates and $50,111,494 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,110,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $66,762,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,100 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $22,149,479 in used vehicle loans and $60,158,657 in new vehicle loans to help members get on the road. Our flexible terms make it easy to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $33,609,389 provide the capital needed to grow and expand. We understand that running a business comes with its challenges; that's why we are here to support your financial needs. If you're considering refinancing any existing loans or checking your eligibility for one of our products, feel free to reach out. We're committed to finding solutions that work best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today with Envista!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $41,742,025, making buying or refinancing simple and straightforward. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team will guide you through the process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $20,560,892 in loans helping members manage their finances effectively. These cards provide convenience and ease for everyday purchases while allowing you to build your credit score.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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ENVISTA FEDERAL CREDIT UNION