Envista Credit Union Lawrence KS | Affordable Auto Loans & Mortgage Refinancing

Introduction

Welcome to Envista, your trusted financial partner located at 1555 Wakarusa Dr, Lawrence, KS 66047. Since our establishment in 1957, we have proudly served our community, helping over 47,466 members achieve their financial goals. With total assets of $605,600,228 and deposits amounting to $29,647,898, we are committed to providing a strong foundation for your financial future. At Envista, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. For businesses, we provide essential services like merchant accounts and business loans. Whether you prefer online banking or face-to-face interactions at our branch or through our ATM and drive-thru services, we're here for you. While members can visit us at our branch on Wakarusa Dr., official correspondence should be sent to our mailing address at 3626 SW Wanamaker Road, Topeka, KS 66614. Our dedicated team of 179 employees, led by CEO Ron Smeltzer and Board President Dan Ramsey, is always ready to assist you with a smile. With an impressive total loan portfolio of 31,885 loans and leases and a net worth of $66,762,118, Envista stands as a pillar of strength in the Lawrence community. We also take pride in having $12,344,883 cash on hand to ensure we meet all your banking needs efficiently. We invite you to explore everything Envista has to offer. Stop by our branch or give us a call at 785-228-0149 to learn more about how we can help you reach your financial aspirations. Your journey towards financial success begins with us!

Branch History & Mission

A Legacy of Growth

Since opening our doors in 1957, Envista has evolved from a small credit union into a trusted financial institution. Our journey began with a vision of creating a member-focused organization that prioritizes community well-being. Over the years, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our headquarters in Topeka keeps us connected to the heart of Kansas while allowing us to serve Lawrence effectively. Notably, we are not just about numbers; we focus on building lasting relationships with our members through outstanding customer service and community involvement.

Commitment to Innovation and Accessibility

As we look towards the future, Envista is committed to embracing technological advancements while ensuring accessibility for all our members. With online banking options, mobile payments, and electronic signatures available, managing your finances has never been easier or more convenient. We also prioritize ADA compliance so that everyone can enjoy our services without barriers.

Community Focus

Our partnerships with local organizations exemplify our dedication to community outreach. By working together with schools and nonprofits, we aim to uplift those around us and create opportunities for growth and success. Join us at Envista today! Experience firsthand how we can help you navigate your financial journey while being an active part of the Lawrence community. Together, let's build a brighter future! For more information or assistance, feel free to reach out at (785) 228-0149 during our operating hours: Drive Thru from 7:00 a.m. - 6:00 p.m., Lobby from 9:00 a.m. - 5:00 p.m., or Saturday Drive Thru only from 9:00 a.m. - Noon. We look forward to welcoming you!

Our Mission

At Envista, our mission goes beyond just providing financial services; we strive to empower individuals and families to achieve their dreams. We believe in fostering financial literacy and supporting local initiatives that enhance the quality of life in our community. Whether it's through educational workshops or sponsorship of local events, we are dedicated to making a positive impact right here in Lawrence. While members can visit us at 1555 Wakarusa Dr Lawrence Ks 66047, official correspondence should be sent to 3626 SW Wanamaker Road, Topeka, KS 66614. Our branch features convenient drive-thru banking for quick transactions and ATM services for easy access to your funds anytime you need them.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is designed with everyone in mind, featuring ADA-compliant entrances and ramps to ensure that all members can navigate comfortably. Plus, ample parking is available right outside our doors for your convenience.

Banking Services

We offer a variety of services tailored to fit your financial needs from personal checking and savings accounts to auto loans and mortgage refinancing. Our ATM is also available for cash withdrawals and balance inquiries whenever you need it. If you're a member of another participating credit union, feel free to take advantage of shared services at our location. While members can visit us at our physical address, please note that any official correspondence should be sent to our mailing address at 3626 SW Wanamaker Road, Topeka, KS 66614.

Connect with Us

Ready to experience hassle-free banking? We invite you to visit the Envista Wakarusa Branch today or give us a call at 785-228-0149 if you have any questions. We're here to help you every step of the way!

Operating Hours

At Envista, we want to make banking as convenient as possible. Our lobby is open from 9:00 a.m. to 5:00 p.m., Monday through Friday, allowing you plenty of time to take care of your banking needs. For those who prefer drive-thru service, we're here for you from 7:00 a.m. to 6:00 p.m., ensuring you can get in and out quickly. On Saturdays, our drive-thru is open from 9:00 a.m. to noon for quick transactions.

Member Eligibility

Joining the Envista community is an exciting step toward better financial well-being! If you're looking to become a member at our friendly branch located at 1555 Wakarusa Dr Lawrence Ks 66047, we're here to help you navigate the process. To be eligible, you typically need to live, work, worship, or attend school in our service area, which means you're likely closer than you think! This membership opens doors to a variety of benefits such as lower fees, competitive interest rates on loans, and personalized service that feels like family. Getting started is easy simply visit us or give us a call at (785) 228-0149 for more details about eligibility and account openings. We invite you to explore more about our requirements by checking out this resource: . You'll find everything you need to know about joining our supportive community and enjoying all that Envista has to offer!

Business Banking & Commercial Services

Streamlined Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Picture this: you're serving customers during a busy lunch hour, and your payment system runs smoothly. Our merchant solutions help ensure you get paid quickly and securely, allowing you to focus on what you do best running your business. Located at 1555 Wakarusa Dr Lawrence Ks 66047 in Lawrence, KS, our team is here to provide personalized support tailored to your unique needs. Reach out at (785) 228-0149 to learn how we can help your business thrive!

Tailored Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,609,389, we continue to drive economic growth by financing new and expanding businesses. Imagine having the funds to invest in new equipment or hire additional staff. Our loans empower local entrepreneurs to realize their vision and achieve their goals.

Comprehensive List Of Services

Accessibility

We know that flexibility matters; that's why we also offer basic ATM access for balance checks and withdrawals without any hassle. Whether you're visiting us at the branch or accessing services online from the comfort of your home, we're here for you every step of the way. If you have questions about any of our services or want to learn more about how we can assist you with your financial goals, don't hesitate to reach out! Call us today at (785) 228-0149 or visit us at http://www.envistacu.com. We look forward to serving you!

Business Banking

If you're a business owner, we understand the unique challenges you face. Our business banking services, including merchant services and business loans, are designed to help your enterprise thrive. We aim to support local businesses with the resources they need to grow.

Convenient Banking Solutions

At Envista, we prioritize convenience through our robust online and mobile banking platforms. Access your accounts anytime with features like online bill pay and mobile payments, making managing your finances easier than ever before. Our ATM and cash withdrawal services ensure that you can access your money when you need it. For simple transactions, our drive-thru service is available for deposits, withdrawals, and other basic banking needs. Plus, members of partner credit unions can benefit from basic shared branch transactions right here at our location.

Credit Card Options

When it comes to credit, our credit cards with rewards make every purchase more rewarding. Whether you're buying groceries or planning a trip, earn points that can be redeemed for various perks.

Personal Banking

Our personal banking services cater to individuals seeking smart ways to manage their finances. With options like checking and savings accounts, we make it simple for you to save for future goals or manage day-to-day expenses. If you're planning to purchase a new car, our auto loans and vehicle financing options provide competitive rates that can fit any budget. For those interested in homeownership, we offer mortgage loans and refinancing solutions that can help you secure your dream home or lower your monthly payments on an existing mortgage. Additionally, our personal loans and debt consolidation services can assist in managing your finances effectively, allowing you to tackle unexpected expenses or streamline your debt.

Digital & Online Banking

Key Services Offered

Explore our range of services at https://www.envistacu.com/ that make banking a breeze. You can take advantage of our 24/7 online banking feature, which allows you to check balances, transfer funds, and pay bills whenever it suits you. Need to send money quickly? Our person-to-person transfers make it simple to send cash to friends or family instantly. For those who prefer managing finances on the go, our mobile application is available for download, bringing all your banking needs right to your fingertips. Plus, with features like mobile payments, you can make purchases without the need for cash or cards just use your phone!

Security and Accessibility

Your security is a top priority at Envista. We offer electronic signature authorization, ensuring that your transactions are protected and streamlined. Additionally, our e-statements help you keep track of your account activity safely and sustainably. No matter where life takes you, our user-friendly digital tools allow for real-time account management. Whether you're at home or on the move, you'll have everything you need to stay in control of your finances. In summary, with Envista's digital and online banking services, managing your money has never been easier or more secure. Join us today and experience the future of banking!

Financial Strength

At Envista, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a strong financial foundation is essential for your peace of mind. With a net worth of $66,762,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,100 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $133,132,384 in share certificates and $50,111,494 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,110,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $61,622,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,694 in used auto loans and $480,723,314 in total loans and leases. Our $3,796,939 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $194,004. Total Share and Deposit Accounts: 91,364, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envista is your trusted partner. Visit us at 1555 Wakarusa Dr Lawrence Ks 66047 or call (785) 228-0149 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $221,494,793 in used vehicle loans and $60,158,657 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we can assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $33,609,389 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and having access to reliable funding can make all the difference. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to guide you through the process. We take pride in offering clear information and support so you can make informed decisions about your financial future. For any questions or assistance regarding our loan products, feel free to reach out at (785) 228-0149 or visit us at our branch located at 1555 Wakarusa Dr Lawrence Ks 66047 in Lawrence, KS. Our dedicated staff is ready to help you find the right loan solution tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Credit Cards

For those looking for more flexibility, our total credit lines amounting to $93,910,754 allow you to manage expenses as they arise. We also offer flexible terms on unsecured credit card loans, with a total of $20,560,892 in loans helping members manage their finances effectively. These products provide an easy way to handle unexpected costs or everyday purchases without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,742,025, make buying or refinancing simple. We offer various plans tailored to fit your financial situation and future plans.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. By using verified data, LendMesh guarantees that users can trust the information they receive when comparing loans.

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