Envista Credit Union Lawrence KS | Best Auto Loans & Business Banking

Introduction

Welcome to Envista, your trusted financial partner located at 3045 Iowa St, Lawrence, KS 66046. Since our establishment in 1957, we have proudly served over 47,466 members with a commitment to their financial well-being. Our total assets now stand at an impressive $605,600,228, reflecting our growth and the trust placed in us by the community. At Envista, we believe that banking should be personal and accessible. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage financing. With a total loan portfolio of 31,885, we are dedicated to helping you achieve your financial goals. While you can visit us at our Lawrence branch for all your banking needs, please direct official correspondence to our mailing address: 3626 SW Wanamaker Rd, Topeka, KS 66614-4528. Our team of 179 employees is led by CEO Ron Smeltzer and Board President Dan Ramsey, who are both passionate about ensuring that you receive the best service possible. With a net worth of $66,762,118 and cash reserves of $12,344,883, we are well-equipped to support our members through various financial journeys. We invite you to explore everything Envista has to offer. Whether you're looking for competitive rates on loans or reliable online banking services, we're here for you every step of the way. Feel free to reach out by calling us at 785-228-0149 or visit our website at www.envistacu.com for more information. Join us today and experience a credit union that truly cares about its members!

Branch History & Mission

Welcome to the inspiring story of Envista, a credit union that has been a cornerstone of community support and financial well-being since its inception in 1957. Located at 3045 Iowa St, Lawrence, KS 66046, our branch has grown alongside the community, proudly serving our members with dedication and commitment for over six decades. From the very beginning, Envista set out to provide accessible financial services to everyone in Lawrence. Over the years, we have evolved and expanded our offerings to include personal banking, auto loans, mortgage financing, and business banking services. Today, we are proud to have a total membership of 47,466 individuals who trust us with their financial needs. With total assets amounting to an impressive $605,600,228, we continue to thrive as a reliable partner for our members. Our mission is clear: to empower our members with quality financial solutions while fostering a sense of community and belonging. We strive not only to meet your banking needs but also to uplift those around us through various outreach programs and partnerships within the Lawrence area. Whether it's sponsoring local events or providing financial education workshops, Envista is dedicated to making a positive impact in the lives of our members and neighbors. While members can visit us at 3045 Iowa St, official correspondence should be sent to our mailing address at 3626 SW Wanamaker Rd, Topeka, KS 66614-4528. Our branch is equipped with convenient features such as ATM availability and drive-thru service, ensuring that you can access your funds easily during our operating hours: Monday through Friday from 7:00 AM - 6:00 PM for drive-thru service and from 9:00 AM - 5:00 PM for lobby service; Saturday from 9:00 AM - 1:00 PM for drive-thru service. As we look toward the future, we remain committed to embracing technology while ensuring accessibility for all members. With services like online banking, mobile payments, and electronic signatures available, we make managing your finances straightforward and secure. Join us at Envista today! Experience firsthand how we can support your financial journey while contributing positively to our beloved community in Lawrence. Together, let's build a brighter future! If you have any questions or would like more information about becoming a member, please call us at 785-228-0149 or visit our website at envistacu.com.

Branch Location & Accessibility

Convenient Access

At Envista, we understand that accessibility matters. Our branch offers ample parking right outside for your convenience, along with ADA-compliant features like ramps to ensure everyone can visit us without hassle. Whether you're coming in for a quick transaction or a more in-depth banking consultation, our friendly staff is here to assist you.

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours. The lobby is open Monday through Friday from 9:00 AM to 5:00 PM, so you can visit us during your lunch break or after work. Our drive-thru service is available from 7:00 AM to 6:00 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays, making it even easier for you to conduct your banking needs on your schedule.

Reach Out Today!

If you have any questions or need assistance, don't hesitate to reach out! You can contact us at 785-228-0149. We invite you to visit us at our Lawrence branch soon your financial wellness is our priority!

Services Offered

Envista provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, if you prefer digital banking, our online and mobile platforms allow you to manage your accounts anytime, anywhere.

Member Eligibility

Becoming a member of Envista is like stepping into a community where your financial well-being is the top priority. If you live, work, or worship in the area, you're likely eligible to join us! We believe that everyone deserves access to friendly service and great financial products. Whether you're looking for a checking account, an auto loan, or just a place to save, we have something for you. To learn more about specific eligibility requirements, please visit our website at . It's easy to become part of our family; simply reach out to us at (785) 228-0149, and we'll guide you through the simple process of opening your account. Join us today at 3045 Iowa St Lawrence Ks 66046 and experience the benefits of membership firsthand!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $33,609,389, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer practical merchant services that simplify everyday transactions. Imagine being able to process payments easily, track sales effectively, and manage your cash flow with ease. Our services are designed to help you focus on what you do best running your business while we take care of the financial details. Located at 3045 Iowa St Lawrence Ks 66046 in Lawrence, KS, we invite you to explore how our tailored solutions can empower your business. Contact us today at (785) 228-0149 to learn more about how we can support your goals!

Comprehensive List Of Services

Additional Services

We also provide essential drive-thru banking for quick deposits and withdrawals, ensuring that your transactions are as efficient as possible. Our shared branch transactions enable members from partner credit unions to conduct deposits and withdrawals seamlessly. At Envista, we're committed to making banking easy and accessible for everyone. Whether you're visiting us at 3045 Iowa St Lawrence Ks 66046 or reaching out by phone at (785) 228-0149, our friendly staff is ready to assist you with all your financial needs. Ready to take the next step? Visit us online at Iowa Branch or stop by today! Let us help you achieve your financial goals with confidence.

Business Banking

If you run a small business, we understand the unique challenges you face. Our business banking services include merchant services and business loans designed to support your growth and success. We are here to partner with you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone, you can check balances, transfer funds, pay bills, and even send money to friends or family through person-to-person payments. You'll also find easy access to ATMs for cash withdrawals whenever you need them.

Loans and Financing

For those unexpected expenses or planned projects, our personal loans and debt consolidation services can help ease your financial burden. Plus, our credit cards come with rewards that allow you to earn points on everyday purchases, turning spending into savings.

Personal Banking

Our personal banking services are designed with you in mind. We offer various checking and savings accounts that make it easy to manage your money while earning interest. If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. Need assistance with buying a home? Our mortgage loans and refinancing options provide flexible terms that fit your budget.

Digital & Online Banking

At Envista, we understand that modern banking needs to be both convenient and secure. That's why we offer a robust suite of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, managing your finances has never been easier. You can access our online banking platform anytime through https://www.envistacu.com/. This user-friendly service allows you to check your account balances, transfer funds, and pay bills with just a few clicks. We also provide electronic signature authorization, making it easy for you to sign documents securely from anywhere. One of the standout features is our e-statements availability. Instead of waiting for paper statements, you can view your account activity right from your device. This not only saves time but also helps you stay organized and reduce clutter. For those who prefer mobile convenience, our mobile application is available for download, enabling you to manage your accounts directly from your smartphone. Plus, with our mobile payments feature, you can make purchases quickly and securely without having to carry cash or cards. Need to send money to a friend or family member? Our person-to-person transfer service allows you to do just that with ease. It's quick and simple just a few taps on your phone. And remember, our online banking services are available 24/7, so whether it's early morning or late at night, you can always access your accounts whenever it suits you best. At Envista, we prioritize both accessibility and security, ensuring that your banking experience is as smooth as possible. With these tools at your fingertips, managing your finances has never been so straightforward!

Financial Strength

A Solid Financial Foundation

With a net worth of $66,762,118, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,100 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts stand at 91,364, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) at $194,004, we are well-positioned to assist you in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envista is your trusted partner. Visit us at 3045 Iowa St Lawrence Ks 66046 or call (785) 228-0149 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $133,132,384 in share certificates and $50,111,494 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,110,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $3,796,939 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 151 full-time employees and 28 part-time employees who are dedicated to serving you with knowledgeable support every day.

Reinvestment for Better Services

With $61,622,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment supports our diverse lending capacity; with $13,694 in used auto loans and $480,723,314 in total loans and leases, we are here to help you achieve your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $221,494,793 in used vehicle loans and $60,158,657 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in a reliable vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $33,609,389 provide the capital needed to grow and expand your business operations. We work closely with local businesses to understand their financial needs and create tailored solutions that foster success.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,560,892 in loans helping members manage their finances effectively. These cards come with various benefits designed to help you maintain control over your spending while earning rewards on your purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $41,742,025, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Refinancing Options

If you're considering refinancing any of your existing loans, we provide competitive rates and terms that may save you money. Our team will help determine if you're eligible for better rates or more favorable loan conditions. At Envista, our commitment is not just to lend but also to educate and empower our members through their financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have questions or want to learn more about how we can assist you with our loan offerings, feel free to reach out at (785) 228-0149 or visit us at our branch located at 3045 Iowa St Lawrence Ks 66046 in Lawrence, KS. We're here to help!

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