Envision Credit Union Thomasville GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Envision, your trusted partner in financial success located at 612 S Broad St, Thomasville, GA 31792. Since our establishment in 1954, we have proudly served over 63,634 members, helping them achieve their financial goals with personalized services and a strong community focus. At Envision, we believe that every member deserves exceptional service and support. With total assets of $871,494,584 and total deposits reaching $45,859,851, our financial strength speaks volumes about our commitment to you. We offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our team is led by CEO Darryl Worrell and Board President Cassandra Grayson, who are dedicated to fostering a welcoming environment where everyone feels valued. With a workforce of 285 employees, we are here to assist you with any inquiries or needs you may have. While members can visit us at 612 S Broad St, official correspondence should be sent to our mailing address at PO Box 5198, Tallahassee, FL 32314-5198. If you're looking for a reliable financial institution that prioritizes your well-being and community impact, look no further than Envision. Ready to take the next step? Give us a call at 850-942-9000 or visit our website at envisioncu.com to learn more about how we can help you achieve your financial dreams!

Branch History & Mission

Community Engagement and Digital Innovation

As part of our commitment to accessibility, Envision offers a range of digital banking options including online banking and mobile payments. We understand that modern banking requires convenience without compromising security. We are proud of our efforts towards ADA compliance and customer-centric initiatives which ensure that all members can easily navigate their financial journeys with us. Envision does not currently offer ATM or drive-thru services at this location; however, we are dedicated to ensuring that our members have access to their finances whenever they need them through our online platforms. We invite you to join Envision today! Experience firsthand how we can support your financial goals while making a positive impact in Thomasville. Whether you're looking for personal loans or business banking solutions, we're here for you every step of the way. Visit us or check out more about what we offer at Envision's website. Together, let's build a brighter financial future!

Our Mission

At the core of Envision's mission is a simple yet powerful goal: to enhance the lives of our members through quality financial products and exceptional service. We believe that everyone deserves access to trustworthy financial resources. This is why we focus not just on providing loans and accounts but also on fostering relationships built on trust and transparency. In addition to our banking services, we are deeply committed to community outreach. We actively engage with local organizations and initiatives to support those in need and promote financial literacy among residents. Our team is always looking for ways to give back, whether it's through educational workshops or sponsoring local events. While members can visit us at 612 S Broad St for their banking needs during our operating hours from Monday to Friday, 8 AM to 5 PM, official correspondence should be sent to PO Box 5198, Tallahassee, FL 32314-5198 if necessary.

Branch Location & Accessibility

Welcome to Envision, your friendly credit union located right in the heart of Thomasville at 612 S Broad St. We understand how important convenience is for our members, and our branch is designed with that in mind. Whether you're stopping by for a quick transaction or needing assistance with your financial needs, we are here for you. While you can visit us at our branch address, if you need to send official correspondence, please use our mailing address at PO Box 5198, Tallahassee, FL 32314-5198. Our branch is nestled near local landmarks like the Thomas County Courthouse and the beautiful Cherokee Lake Park, making it easy to combine a visit with your daily activities. Parking is readily available to ensure your visit is hassle-free. Plus, we've made sure that our facilities are accessible to everyone, including those who may require ADA-compliant features. At Envision, we pride ourselves on being available when you need us most. Our lobby hours run from Monday to Friday from 8 AM to 5 PM, allowing you plenty of time throughout the week to stop by. While we currently do not offer ATM or drive-thru services, our team is always ready and eager to assist you inside the branch. If you're looking for a variety of banking services from checking and savings accounts to personal loans and business banking we've got you covered. Our knowledgeable staff is here to guide you through all your banking needs. We invite you to come and experience the welcoming atmosphere at Envision. If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 850-942-9000. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Envision is like joining a family that truly cares about your financial well-being. Located at 612 S Broad St Thomasville Ga 31792, we welcome anyone who lives, works, worships, or attends school in our community. We believe that everyone deserves access to quality financial services, and that's why we strive to keep our membership criteria straightforward and inclusive. You can find all the specific details about eligibility on our website at . Once you've confirmed your eligibility, opening an account is simple! Just visit us or check out the online application at https://lms-dmz-env263182558.temenoscloudna.com/akcelerant.origination.web.dmz/default/ . If you have any questions or need assistance along the way, feel free to reach out to us at (850) 942-9000. We're here to help you take this important step toward a brighter financial future with Envision!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,697,175, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy day at your store customers are excited to check out, but delays can turn smiles into frowns. Our merchant services ensure fast transactions so you can focus on what you do best: serving your customers. Visit us at 612 S Broad St Thomasville Ga 31792 in Thomasville, GA, or give us a call at (850) 942-9000 to learn how our tailored solutions can support your business journey.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're dreaming of a new car, our Auto Loans & Vehicle Financing services can make that dream a reality. We offer competitive rates and flexible terms to fit your budget. Imagine driving off in that new vehicle sooner than you thought possible!

Business Banking

For our members who own businesses, we provide comprehensive Business Banking solutions including merchant services and business loans. We understand the challenges of running a business, and we're here to support your growth through tailored financial products designed for entrepreneurs like you.

Cash Withdrawal Services

While we don't have ATMs at this location, we ensure easy access to cash withdrawal services through various channels. You'll find it convenient to manage your cash flow without hassle. At Envision, we are dedicated to making banking simple and accessible for everyone. Ready to explore these services further? Call us at (850) 942-9000 or visit our website at https://www.envisioncu.com/ today! Your journey towards financial wellness starts here.

Credit Cards with Rewards

With our Credit Cards featuring Rewards, you can earn while you spend! These cards not only offer competitive interest rates but also reward points on purchases that can be redeemed for various benefits. Enjoy shopping while earning rewards along the way.

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you every step of the way. Picture settling into the home you've always wanted!

Online & Mobile Banking

In today's fast-paced world, having access to your finances anytime is crucial. Our Online & Mobile Banking platforms allow you to check balances, transfer funds, pay bills, and more from the comfort of your home or on-the-go.

Personal Banking

We understand that everyone has unique banking needs. That's why we offer Personal Banking options that include checking and savings accounts designed to help you manage your money efficiently. With features like online banking and mobile applications, accessing your accounts is easy no matter where life takes you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services provide the support you need when those surprises arise. With straightforward terms and quick access to funds, we can help ease the burden of debt so you can focus on what matters most.

Digital & Online Banking

Key Features

Our online banking experience is designed with you in mind. You can enjoy the ease of e-statements, allowing you to view your financial statements electronically saving paper and making it easier to keep track of your accounts. For added convenience, our mobile application lets you manage your accounts directly from your smartphone. Plus, with mobile payments, paying for everyday purchases is just a tap away. Need to send money quickly? Our person-to-person transfer feature allows you to send funds securely to friends and family without any hassle. And if you're concerned about security, rest easy knowing that we offer electronic signature authorization, making transactions safe and straightforward.

Real-Time Management

With these features, managing your money has never been easier or more efficient. Whether you're checking your balance during lunch or transferring funds late at night, our digital services empower you to take control of your financial journey on your terms. Experience the difference today by visiting https://www.envisioncu.com/ and take advantage of all the conveniences that come with being a member at Envision!

Financial Strength

At Envision, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our commitment to sound financial practices and strong performance. Our financial data, sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results, reveals the strength of our position. With a net worth of $95,223,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $116,360,474 in share certificates and $98,820,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Moreover, with $60,505,421 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $84,148 in used auto loans and $609,969,302 in total loans and leases supporting various financial goals. Our operational efficiency shines through with a net income of $2,964,799, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 257 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust you've placed in us is reflected in the number of accounts we manage; we have a total of 157,795 share and deposit accounts that show a strong and growing member base. Our net shares available for lending stand at $16,722,852, further demonstrating our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envision is your trusted partner. Visit us at 612 S Broad St Thomasville Ga 31792 or call (850) 942-9000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,540,790 in used vehicle loans and $96,234,469 in new vehicle loans already helping members get on the road. We cater to different needs through our competitive financing options for both new and used vehicles.

Credit Lines and Commercial Loans

For those looking for additional financial flexibility, our total credit lines amount to $344,312,003, providing ample opportunities for personal and business needs alike. If you're a business owner seeking growth capital, our outstanding commercial loans totaling $28,697,175 can provide the support you need. Whether you're interested in refinancing or exploring eligibility options for any of these loan products, our team is here to help guide you through the process. For more information on how we can assist you further and help meet your financial needs today or to apply for a loan online, visit us at Envision. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $33,728,950, which can be an excellent choice whether you're looking to purchase a new home or refinance your existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,404,502 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses without the burden of collateral.

Loan Aggregator

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ENVISION

Type of Loan Offerings

Vehicle Loans