Envision Credit Union Thomasville GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Envision, your trusted financial partner located at 112 S Hansell St, Thomasville, GA 31792. Established in 1954, our credit union has grown to serve a vibrant community of over 63,634 members. With total assets exceeding $871 million and deposits reaching $45,859,851, we are committed to providing our members with the best financial products and services tailored to their needs. At Envision, we understand that financial decisions can be overwhelming. That's why we prioritize personal connections and transparent communication. Our dedicated team of 285 employees is here to guide you through every step of your financial journey. Under the leadership of CEO Darryl Worrell and Board President Cassandra Grayson, we strive for excellence in service delivery and community engagement. While members can visit us at our branch for friendly assistance, official correspondence should be sent to our mailing address: PO Box 5198, Tallahassee, FL 32314. We take pride in offering a range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. With a solid net worth of $95,223,127 and cash in hand amounting to $22,177,089, Envision stands ready to help you achieve your financial goals. Join us today and experience the difference that comes from being part of a community-focused credit union. Call us at 850-942-9000 or visit our website at Envision to learn more about how we can assist you!

Branch History & Mission

Community Impact

We take pride in being an active part of the Thomasville community. Through partnerships with local organizations and outreach programs, Envision aims to give back and support those who need it most. Whether it's sponsoring local events or providing financial education workshops, we are committed to making a positive impact. As we look ahead, we invite you to join us at Envision. Experience firsthand the benefits of membership in a credit union that prioritizes your needs and invests in your future. Contact us today at 850-942-9000 or explore more about what we offer on our website here. Together, let's build a brighter financial future!

Our Journey

Located at 112 S Hansell St, Thomasville, GA 31792, Envision has built a reputation for reliability and member-centric service. Our branch is conveniently situated near local landmarks, making it easy for you to drop by and discover the various services we offer. While members can visit us at this address, official correspondence should be sent to our mailing address: PO Box 5198, Tallahassee, FL 32314. Over the years, we've continually evolved to meet the changing needs of our community. From expanding our range of products including personal banking services like checking and savings accounts, auto loans, mortgages, and business banking solutions to introducing innovative digital tools such as online and mobile banking, we strive to ensure that your financial journey is smooth and straightforward.

Our Mission

At Envision, our mission is simple yet powerful: to provide exceptional financial services while enriching the communities we serve. We believe that everyone deserves access to affordable financial solutions that empower them to achieve their dreams. This commitment goes beyond just numbers; it's about building relationships and supporting local initiatives that make a real difference. Our operating hours reflect our dedication to convenience: we're open Monday through Friday from 9 AM to 5 PM, and our drive-thru service is available from 7 AM to 7 PM on Saturdays. We also offer ATM availability for quick access to your funds whenever you need it.

Branch Location & Accessibility

A Friendly Invitation

While members can visit us at 112 S Hansell St, official correspondence should be sent to PO Box 5198 in Tallahassee, FL. We encourage you to come by or give us a call at 850-942-9000 with any questions you might have. Our dedicated team is ready to assist you with all your banking needs. We look forward to welcoming you into the Envision family!

Easy Access and Parking

At Envision, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, ample parking is available right outside our doors, making it simple for you to pop in for a quick transaction or a longer consultation with one of our friendly staff members.

Operating Hours That Fit Your Schedule

We know your time is valuable. That's why our financial center is open Monday through Friday from 9 AM to 5 PM, and if you need to visit us on the weekend, our drive-thru service is available from 7 AM to 7 PM on Saturdays. Whether you're looking to withdraw cash from our ATM or conduct other banking tasks, we're here when you need us.

Services Tailored Just for You

At Envision, we offer a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have you covered. If you're a business owner, take advantage of our merchant services and business loans. And don't forget about our online and mobile banking features that let you manage your finances anytime, anywhere!

Member Eligibility

At Envision, we believe that becoming a member is like joining a close-knit family where your financial well-being comes first. If you're looking to join our community, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Generally, anyone who lives, works, worships, or attends school in our service area can become a member. It's truly about connecting with people who share similar values and aspirations. For those interested in specific eligibility criteria or updates, feel free to check out more details at . Joining us is straightforward! You can open your account online or in person at our branch located at 112 S Hansell St Thomasville Ga 31792. Our friendly team is here to assist you every step of the way. If you have any questions or need assistance, don't hesitate to reach out at (850) 942-9000. Embrace the benefits of membership at Envision, where we're committed to helping you thrive financially!

Business Banking & Commercial Services

Merchant Services Made Simple

Imagine a local café using our merchant services to streamline transactions. By accepting payments quickly and securely, they can focus on what they do best serving delicious coffee and creating a welcoming atmosphere. Our services are designed to enhance customer experiences while simplifying your operations. Located at 112 S Hansell St Thomasville Ga 31792, Thomasville, GA, we're here to empower your business journey. Reach out to us at (850) 942-9000 or visit our website for more information on how we can help you thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,697,175, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, Envision offers specialized support through our business banking services. From merchant services to help streamline transactions to various business loans, we're here to help your business thrive.

Convenience at Your Fingertips

In today's fast-paced world, having access to your finances whenever you need them is vital. Our branch offers both basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for partner credit union members. This means you can easily manage your money without any hassle. Whether you're withdrawing cash from an ATM or checking your account balance online, Envision makes it easy and convenient to handle all your banking needs. We invite you to experience the full range of services at Envision. If you have questions or want to learn more about how we can assist you, don't hesitate to give us a call at 850-942-9000. Let us be part of your financial success!

Flexible Financing Options

Sometimes life brings unexpected expenses, and that's where our personal loans and debt consolidation come into play. These options can provide the relief you need when managing bills or emergencies. Additionally, our credit cards come with rewards, making every purchase more rewarding.

Personal Banking Solutions

For those managing day-to-day finances, our checking and savings accounts offer convenient ways to save and spend. You can easily access your funds through our ATM services or by using online and mobile banking. Imagine being able to check your balance or make transfers right from your phone no need to wait in line! Plus, with features like e-statements, keeping track of your finances has never been easier. If you're dreaming of owning a vehicle, our auto loans and vehicle financing options help you get behind the wheel without breaking the bank. We also understand that buying a home is a significant milestone; that's why we offer competitive mortgage loans and refinancing solutions tailored just for you.

Digital & Online Banking

Accessibility

In today's fast-paced world, having access to your accounts whenever you need it is crucial. Our mobile payments feature allows you to make purchases quickly and securely from your smartphone. Say goodbye to carrying cash or cards just use your phone! With all these features combined, Envision empowers you to take charge of your finances with ease. Enjoy the freedom of real-time account management right from the comfort of your home or while you're out and about. Join us today and experience banking designed for you!

Key Services

With our user-friendly online banking platform, accessible at https://www.envisioncu.com/ , you can handle your banking tasks anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking service ensures that you are always in control of your money. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Just a few taps on your mobile device, and you're done! Plus, with our mobile application available for download, managing your accounts on the go is more convenient than ever.

Security Features

Security is a top priority at Envision. We offer electronic signature authorization for quick and safe transactions without the hassle of paperwork. You can also choose to receive e-statements for an eco-friendly option that keeps your financial information organized and accessible.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $16,722,852. Total Share Accounts: 157,795, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envision is your trusted partner. Visit us at 112 S Hansell St Thomasville Ga 31792 or call (850) 942-9000 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

Our strength is further reflected in our $60,505,421 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $84,148 in used auto loans and $609,969,302 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our operational efficiency shines through with a net income of $2,964,799, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 257 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $116,360,474 in share certificates and $98,820,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $95,223,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,540,790 in used vehicle loans and $96,234,469 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easy for you to find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $28,697,175 provide the capital needed to grow and expand. Whether you're looking to start a new venture or boost an existing one, our dedicated team is here to assist you every step of the way. In addition to these great offerings, we also provide refinancing options for many of our loan products. If you're looking for ways to lower your monthly payments or consolidate debt into one easy payment plan, reach out to us for more information on eligibility and application processes. Our branch located at 112 S Hansell St Thomasville Ga 31792 is here to support you with any questions regarding our loan products. You can reach us at 850-942-9000 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday drive-thru service from 7 AM to 7 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,728,950, make buying or refinancing simple. We provide flexible terms and competitive rates to help you turn your homeownership dreams into reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,404,502 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need without tying up your assets.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted tool for those seeking the most competitive loan options available. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulatory guidelines means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By leveraging this verified data, LendMesh helps users make well-informed financial decisions. One of the key advantages of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, which fosters trust and transparency in the comparison process. Additionally, LendMesh maintains a strict policy against sponsored listings; lenders are not prioritized based on paid promotions. This impartial approach ensures that users receive unbiased results tailored to their needs. Another significant benefit is LendMesh's real-time rate comparisons. Users can access up-to-date loan rates from multiple institutions, enabling them to evaluate options quickly and effectively. This feature is especially valuable in today's fast-paced financial landscape where rates can fluctuate frequently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this platform in helping individuals secure better financial terms. If you're ready to take the next step in your borrowing journey, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ENVISION

Type of Loan Offerings

Vehicle Loans