Envision Credit Union Thomasville GA | Top Checking & Quick Personal Loans

Introduction

Welcome to Envision, your trusted financial partner located at 85 Liberty St, Thomasville, GA 31757. Established in 1954, we have been dedicated to serving our community for nearly seven decades. With a total membership of 63,634, we pride ourselves on being more than just a credit union; we are a vital part of the lives of our members. At Envision, we understand that financial needs vary from person to person. That's why we offer a wide range of services tailored to help you achieve your goals, whether it's securing a loan or saving for the future. Currently, our total assets stand at an impressive $871,494,584, reflecting our commitment to financial stability and growth. Our members trust us with $45,859,851 in deposits and benefit from our extensive lending capabilities with 137,398 loans and leases provided. Led by our dedicated CEO Darryl Worrell and Board President Cassandra Grayson, our team of 285 employees is here to support you every step of the way. We are committed to providing exceptional service that meets your needs while fostering strong relationships within the community. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 5198, Tallahassee, FL 32314. We invite you to explore what makes Envision different. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and business banking solutions, we're here to help. Feel free to reach out at 850-942-9000 or visit us online at www.envisioncu.com for more information about how we can assist you today!

Branch History & Mission

Looking Ahead

As we look toward the future, Envision remains focused on innovation and inclusivity. Our digital advancements allow members to access their accounts anytime via online banking or mobile apps. We also prioritize ADA compliance so that everyone can enjoy our services without barriers. Join us today at Envision! Experience firsthand the benefits of membership as we continue to support your financial journey while giving back to the community that means so much to us all. For more information or assistance, please call us at 850-942-9000 or visit our website. Together, let's build a brighter financial future!

Our Evolution

From the very beginning, Envision has been dedicated to making a difference in the lives of our members. We started as a small organization focused on helping individuals achieve their financial goals. As we evolved, we embraced new technologies and expanded our services to meet the changing needs of our community. Today, we offer a wide range of products including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our branch operates Monday through Friday from 9 AM to 5 PM and on Saturdays from 7 AM to 7 PM for drive-thru services. We understand that convenience matters; therefore, we also provide ATM services and shared branch options for our members.

Our Mission

At Envision, our mission is clear: we aim to empower individuals and families by providing exceptional financial services while supporting community development. We believe that when our members thrive, so does our entire community. This commitment drives us to engage in various outreach initiatives and partnerships that foster local growth. While members can visit us at our main branch address, official correspondence should be sent to PO Box 5198, Tallahassee, FL 32314. We are proud of our roots in Thomasville but recognize that collaboration with neighboring communities enhances our mission.

Branch Location & Accessibility

Convenient Access

At Envision, we understand how important convenience is for our members. Our branch features ample parking and is designed with accessibility in mind, including ramps for those who may need assistance. Whether you're visiting us for a quick transaction or seeking financial advice, we strive to make your experience as pleasant as possible.

Join Us Today!

We invite you to stop by the Envision Liberty Financial Center today or give us a call at 850-942-9000 if you have any questions. Our dedicated team is ready to assist you with all your banking needs!

Operating Hours

We're here for you during our lobby hours from Monday through Friday, 9 AM to 5 PM, and even on Saturday from 7 AM to 7 PM at our drive-thru. This flexible schedule allows you to choose the best time for your visit without any rush.

Services Offered

Our Liberty Financial Center offers a wide range of services tailored to meet your financial needs. From personal banking like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. You can also take advantage of our ATM services, which are available for quick cash withdrawals or balance checks anytime. Additionally, we provide basic drive-thru banking options for simple transactions and shared branch services for partner credit union members. While members can visit us at 85 Liberty St, official correspondence should be sent to PO Box 5198 in Tallahassee, FL.

Member Eligibility

At Envision, we believe that everyone deserves a place in our welcoming community. Becoming a member is simple and open to those who meet certain criteria. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We pride ourselves on offering a supportive environment where members can access a range of financial services tailored to their needs. By joining Envision, you'll not only gain access to competitive rates and personalized service but also become part of a cooperative that prioritizes your financial well-being. To learn more about the specific eligibility requirements and how you can get started, feel free to check out our detailed information at . When you're ready to take the next step in your financial journey, opening an account is easy! Visit us at our branch located at 85 Liberty St Thomasville Ga 31757 or simply give us a call at (850) 942-9000 for assistance. We can't wait to welcome you into the Envision family!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments quickly and securely at your storefront or online. Our tools ensure that you can focus on what matters most running your business efficiently. If you're located in Thomasville, GA, visit us at 85 Liberty St or call us at 850-942-9000. Let's work together to turn your vision into reality!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,697,175, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For local business owners, we offer comprehensive business banking solutions, including merchant services and business loans. We understand how important it is for businesses to have reliable banking support, and we're here to help your enterprise thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. You can check your balances, transfer funds, and pay bills anytime from anywhere using our easy-to-navigate platforms. Need cash? Our ATM and cash withdrawal services make accessing your funds simple and quick. Our drive-thru banking ensures that basic transactions like deposits and withdrawals can be completed without leaving your car perfect for those busy days when time is tight! Additionally, we support basic shared branch transactions for members of partner credit unions, allowing you even greater flexibility with your finances.

Get Started Today!

We invite you to explore all that Envision has to offer at our branch located at 85 Liberty St Thomasville Ga 31757 in Thomasville, GA. If you have questions or need assistance, feel free to give us a call at (850) 942-9000. Our friendly staff is here to help you every step of the way! For more information on how we can serve you better or to take advantage of our services today, please visit us online at https://www.envisioncu.com/ . Join us at Envision where your financial well-being is our top priority!

Personal Banking Solutions

We understand that managing your personal finances can be challenging. That's why we offer checking and savings accounts that fit your lifestyle. Whether you're saving for a big purchase or just want a safe place for your day-to-day expenses, our accounts are designed with your needs in mind. If you're thinking about getting a new vehicle, consider our auto loans and vehicle financing options. We work with you to find the best rates and terms that suit your budget. Plus, if you're ready to buy a home, our mortgage loans and refinancing services can guide you through the process with confidence. For those unexpected expenses or projects, our personal loans and debt consolidation options provide a straightforward path to obtaining funds without the hassle. And let's not forget about our credit cards with rewards, which allow you to earn points while making purchases you already plan on making.

Digital & Online Banking

Key Features

With just a few clicks at https://www.envisioncu.com/ , you can tap into a variety of services tailored to meet your needs. Our online banking provides 24/7 access to your accounts, allowing you to check balances, make transfers, and pay bills at your convenience. Plus, with the option for e-statements, you can go paperless and keep track of your transactions effortlessly.

Mobile Convenience

For those who prefer banking on their smartphones, our mobile application is readily available. It allows you to manage accounts, make person-to-person transfers, and even utilize mobile payments so whether you're out shopping or enjoying a day off, accessing your funds is simple and quick. In today's fast-paced world, having real-time account management at your fingertips is essential. At Envision, we strive to provide the tools you need to handle your finances effectively while prioritizing convenience and security. Explore all that our digital banking services have to offer today!

Security and Ease of Use

Your safety is our priority. We employ electronic signature authorization to ensure that your transactions are secure and protected. You can confidently conduct business from the comfort of your home or while on the go, knowing that we have measures in place to safeguard your information.

Financial Strength

A Growing Community

Our commitment to serving our members is further illustrated by our strong membership base of 157,795 total share accounts. This shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envision is your trusted partner. Visit us at 85 Liberty St Thomasville Ga 31757 or call (850) 942-9000 to learn more about how we can help you achieve your financial goals.

Committed Workforce

We also take pride in having 257 full-time employees and 28 part-time employees who are dedicated to serving you with knowledge and care. This commitment enhances your experience at Envision, ensuring we meet your needs effectively.

Member-Centric Savings

Members' savings are secured through $116,360,474 in share certificates and $98,820,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $95,223,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $60,505,421 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $84,148 in used auto loans and $609,969,302 in total loans and leases. Our operational efficiency is reflected in our $2,964,799, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,540,790 in used vehicle loans and $96,234,469 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle easier than ever.

Commercial Loans

For business owners, our outstanding commercial loans totaling $28,697,175 provide the capital needed to grow and expand. Whether it's for purchasing equipment or managing operational costs, we offer tailored solutions that suit your business needs. At Envision, we pride ourselves on being more than just a lender; we are your partner in achieving financial success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and see how we can help you take the next step toward reaching your financial aspirations!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,404,502 in loans helping members manage their finances effectively. These cards provide an easy way to handle daily expenses while building your credit score.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,728,950, make buying or refinancing simple. We work closely with you to find solutions that fit your budget and long-term plans. If you're considering refinancing your existing mortgage or exploring eligibility options, our knowledgeable staff can guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. Each loan comparison reflects accurate rates and terms, allowing consumers to see exactly what different lenders are offering without hidden agendas.

ENVISION

Type of Loan Offerings

Vehicle Loans