Envision Credit Union Bainbridge GA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Envision, your trusted financial partner located at 1400 E Shotwell St Ste 140, Bainbridge, GA 39819. Since our establishment in 1954, we have proudly served our community, building a strong membership base of over 63,634 individuals and families. Our commitment to providing exceptional financial services is reflected in our impressive total assets of $871,494,584 and total deposits amounting to $45,859,851. At Envision, we understand the importance of being there for our members when they need us most. With a dedicated team of 285 employees, led by our CEO Darryl Worrell and Board President Cassandra Grayson, we strive to make banking accessible and beneficial for everyone. Whether you're looking for personal banking options like checking and savings accounts or seeking financing solutions such as auto loans and mortgages, we've got you covered. While members can visit us at our Bainbridge location, official correspondence should be sent to PO BOX 5198, Tallahassee, FL 32314-5198. We also encourage you to explore our full range of services online at Envision's website where you can easily manage your accounts with features like online banking and mobile payments. Join us as we continue to foster financial growth and stability in our community. If you have any questions or need assistance, don't hesitate to reach out at 850-942-9000. We look forward to helping you achieve your financial goals!

Branch History & Mission

Community Engagement

Envision is more than just a financial institution; we're your neighbor. We take pride in supporting local events and initiatives that bring our community together. Whether through educational workshops or sponsorships of youth sports teams, we aim to make a positive impact where it matters most.

Join Us Today!

As we continue to grow and adapt to the needs of our members and the Bainbridge community, we invite you to be part of this journey. Experience firsthand how Envision can help you reach your financial goals while being an active participant in community development. Visit us today or explore more about our services at Envision. Together, let's envision a brighter future!

Modern Banking for Everyone

In today's fast-paced world, we've embraced digital advancements to enhance member experience. Our branch offers online and mobile banking options, allowing you to manage your finances conveniently from anywhere. Additionally, our facility is ADA compliant, ensuring accessibility for all members of the community. For those who prefer face-to-face interactions, we provide walk-up teller services Monday through Saturday from 7 AM to 7 PM. While members can visit us at our physical location for their banking needs, official correspondence should be directed to our mailing address: PO BOX 5198, Tallahassee, FL 32314-5198.

Our Mission

Our mission statement reflects our dedication not only to providing essential banking services but also to uplifting the community around us. We strive to empower individuals by offering a range of products from personal and auto loans to mortgage refinancing and business banking solutions tailored to meet diverse needs. We believe that financial wellness goes hand-in-hand with community support, which is why we actively engage in outreach initiatives and partnerships that promote local development.

Branch Location & Accessibility

Operating Hours

We understand that life can be busy! That's why our Financial Center is open Monday through Friday from 9 AM to 5 PM. For those who need assistance outside of regular hours, our Walk-Up Teller Services are available Monday through Saturday from 7 AM to 7 PM. We're committed to providing flexibility so you can bank on your schedule.

Services and Accessibility

At Envision Credit Union, we pride ourselves on offering a wide range of services tailored just for you. From checking and savings accounts to auto loans and mortgages, we have something for everyone. We also feature ATM services for quick cash withdrawals and basic shared branch transactions for members of partner credit unions. While we do not have drive-thru banking at this location, our friendly staff is always ready to assist you inside. If you have questions or need support, don't hesitate to give us a call at 850-942-9000. We invite you to visit us today and experience the difference at Envision Credit Union! Your financial journey starts here.

Member Eligibility

Becoming a member of Envision is like stepping into a community where your financial goals are supported and celebrated. We welcome individuals who live, work, or worship in our local area, along with their families. At Envision, we believe that everyone deserves access to friendly, personalized banking services that can help pave the way to financial success. Whether you're looking for a checking account, loans, or savings options, joining us opens up a world of benefits tailored just for you. To learn more about the specific eligibility criteria, please visit our detailed page at . The process of opening an account is designed to be straightforward and welcoming just like our team! If you're ready to take the next step or have questions, feel free to reach out at (850) 942-9000. We're here to help you every step of the way at our branch located at 1400 E Shotwell St Ste 140 Bainbridge Ga 39819!

Business Banking & Commercial Services

Real-World Merchant Services

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services help you accept payments seamlessly, allowing you to focus on what you do best running your business. Imagine a local café that quickly serves customers through mobile payments or a retail store that efficiently manages transactions at peak hours. With our support, businesses like yours can thrive without worrying about payment hassles. Visit us at 1400 E Shotwell St Ste 140 Bainbridge Ga 39819 in Bainbridge, GA, or call us at (850) 942-9000 to explore how our business banking solutions can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions that adapt to your specific situation. With an outstanding commercial loan portfolio of $28,697,175, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Community Focus

Located conveniently in Bainbridge, GA, we're committed to serving our community with not only financial products but also accessibility. Our branch provides essential services that cater to all members' needs while ensuring ease of access through various platforms. To learn more about how we can help you achieve your financial goals or if you have any questions about our offerings, feel free to call us at (850) 942-9000. We invite you to visit us at Bainbridge Financial Center, where together we can explore the best solutions for your financial journey!

Business Banking Services

If you're a business owner, we also provide comprehensive support through our business banking services. We offer merchant services to streamline payment processing and various types of business loans to help your company grow. Our team is here to assist you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Envision offers robust online and mobile banking features. You can easily manage your accounts from anywhere at any time. Our digital tools include options for making payments, transferring money through person-to-person services, and accessing account information quickly through our user-friendly interface. Need cash? With our ATM and cash withdrawal services available at numerous locations, getting cash when you need it is hassle-free. We also provide basic shared branch transactions for deposits and withdrawals if you're a member of partner credit unions.

Personal Banking Solutions

We understand that managing your finances can be a challenge, which is why we offer a variety of personal banking options. From checking and savings accounts to help you manage your day-to-day expenses and savings goals, to auto loans and vehicle financing for when it's time to hit the road, our services are designed with your lifestyle in mind. If you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans come with competitive rates and flexible terms. Additionally, for those unexpected expenses or plans that require extra funds, our personal loans and debt consolidation options can ease your financial burden. And don't forget about our credit cards with rewards, perfect for earning benefits on everyday purchases.

Digital & Online Banking

At Envision, we understand that your time is valuable. That's why our digital and online banking services are designed to give you convenience and security right at your fingertips. With our user-friendly features, managing your finances has never been easier. You can access our online banking platform anytime, anywhere through https://www.envisioncu.com/ . This service allows you to check your account balance, pay bills, and transfer money with just a few clicks. Plus, with 24/7 online banking services, you can handle your financial needs on your schedule. Our mobile application takes this convenience a step further. It offers you the ability to manage your accounts on the go. Whether you're out shopping or relaxing at home, all you need is your smartphone to keep track of your finances. You can even make mobile payments effortlessly or send money to friends and family with our person-to-person transfer feature. Security is a top priority for us at Envision. We use electronic signature authorization to ensure that all transactions are safe and secure. Additionally, opting for e-statements means that you can view your account statements online without worrying about paper clutter or security risks associated with physical mail. In short, our digital banking services not only save you time but also provide peace of mind knowing that your information is protected. Join us today at Envision and experience how easy it is to manage your finances digitally!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 157,795, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $16,722,852, which allows us to keep supporting our community's financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envision is your trusted partner. Visit us at 1400 E Shotwell St Ste 140 Bainbridge Ga 39819 or call (850) 942-9000 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $60,505,421 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $84,148 in used auto loans and $609,969,302 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $116,360,474 in share certificates and $98,820,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,964,799 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 257 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $95,223,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,540,790 in used vehicle loans and $96,234,469 in new vehicle loans already helping members get on the road. We aim to simplify your car-buying experience so you can focus on what matters most hitting the road with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $28,697,175 provide the capital needed to grow and expand. We understand that businesses require support during various stages of development; hence we are committed to offering financial solutions that align with your growth ambitions.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,728,950, make buying or refinancing simple. Whether you're looking for your first home or want to refinance an existing mortgage, our team is here to guide you every step of the way.

Personal Financing

We also offer flexible terms on unsecured credit card loans, with a total of $2,404,502 in loans helping members manage their finances effectively. These cards provide the convenience and security you need while allowing you to earn rewards on your purchases.

Refinancing Options

If you're considering refinancing any existing loans, Envision has options available to help lower your payments and simplify your finances. Our team can assist in assessing eligibility and finding a plan that works for you. At Envision located at 1400 E Shotwell St Ste 140 Bainbridge Ga 39819, we're more than just a credit union; we're a partner in your financial journey. For questions or assistance regarding our loan offerings, feel free to reach out at 850-942-9000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you meet your financial needs today!

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ENVISION CREDIT UNION - Bainbridge, GA

Type of Loan Offerings

Vehicle Loans