Envision Credit Union Tallahassee FL | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Envision, your trusted financial partner located at 3190 Apalachee Pkwy, Tallahassee, FL 32311. Since our establishment in 1954, we have been dedicated to supporting our community by providing top-notch financial services tailored to your needs. With a robust membership of over 63,634 individuals, we pride ourselves on being more than just a credit union; we are a cornerstone of the Tallahassee community. At Envision, we manage total assets of $871,494,584, ensuring that your money is safe and growing with us. Our commitment to you extends beyond mere numbers we focus on building lasting relationships with our members. Whether you're looking for auto loans, mortgage solutions, or personal banking options, our friendly team is here to guide you every step of the way. Our leadership team, led by CEO Darryl Worrell and Board President Cassandra Grayson, works tirelessly to ensure we meet and exceed your expectations. With a dedicated staff of 285 employees, we're equipped to provide personalized service that makes your financial journey smooth and rewarding. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 5198, Tallahassee, FL 32314-5198. If you have any questions or need assistance, feel free to reach out at (850) 942-9000. Join us today and discover how Envision can help you achieve your financial goals! Explore our website at Envision Credit Union for more information about our services and offerings. We look forward to serving you!

Branch History & Mission

Commitment to Service

Our operating hours are designed with your convenience in mind: lobby hours run from Monday to Friday from 9 AM to 5 PM, while our drive-thru service is available Monday through Saturday from 7 AM to 7 PM. With ATM availability and shared service centers nearby, we ensure that your banking experience is smooth and accessible. At Envision, we believe that everyone deserves a chance to thrive financially. Whether you're looking for personal banking solutions or need assistance with business financing, we're here for you every step of the way. We invite you to join us at Envision and experience firsthand the benefits of being part of a community-focused credit union. Visit us today or explore more about what we offer at envisioncu.com. Together, let's build a brighter future!

Our Journey

Throughout the years, Envision has evolved alongside the needs of our members. Starting with humble beginnings, we have expanded our services and reach while staying true to our mission of providing exceptional financial services. Today, we proudly manage assets totaling over $871 million, reflecting our stability and growth in an ever-changing economic landscape. Our dedication goes beyond banking; we strive to empower individuals and families by offering comprehensive financial solutions including checking accounts, auto loans, mortgages, and business banking services. We understand that financial health is vital for personal and community growth, which is why we've adopted digital advancements that allow for easier access to your finances through online and mobile banking options.

Our Mission

The mission of Envision is simple yet profound: to enhance the lives of our members and support the communities we serve. We are dedicated to not only providing quality financial products but also fostering a sense of belonging among our members. Through partnerships with local organizations and ongoing outreach efforts, we actively contribute to various community initiatives aimed at improving the quality of life in Tallahassee. While members can visit us at 3190 Apalachee Pkwy, official correspondence should be sent to PO Box 5198, Tallahassee, FL 32314-5198.

Branch Location & Accessibility

Get in Touch!

We invite you to stop by or give us a call at 850-942-9000. Our friendly team is ready to assist you with whatever you need. Join us at Envision today your trusted partner in financial success!

Nearby Landmarks and Accessibility

Located just a stone's throw from popular landmarks such as the Apalachee Parkway and near local shops and restaurants, our branch is perfectly positioned for your convenience. We prioritize accessibility for all members; our facility includes ADA-compliant features such as ramps and designated parking spots to ensure that everyone can enjoy our services comfortably.

Operating Hours

Our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 9 AM to 5 PM and also welcome you on Saturdays during the same hours as our drive-thru.

Parking and Services

Parking is available right outside our branch for easy access. If you're on the go, take advantage of our drive-thru banking service, open Monday through Saturday from 7 AM to 7 PM. This feature allows you to handle basic transactions like deposits and withdrawals without needing to step inside. At Envision, we offer a wide range of financial services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Additionally, we provide shared services for partner credit union members, making it easier than ever to manage your finances.

Member Eligibility

At Envision, we believe that becoming a member is more than just opening an account; it's about joining a community that supports and uplifts each other. If you're interested in becoming part of our family, you'll be glad to know that eligibility is open to individuals who live, work, worship, or attend school in our vibrant area. This inclusivity means that whether you're a long-time resident or new to the community, you can enjoy the benefits of membership, such as competitive rates on loans and savings, personalized service, and access to exclusive financial products designed with your needs in mind. The process to join is straightforward! To get started, simply visit us at 3190 Apalachee Pkwy Tallahassee Fl 32311 or give us a call at (850) 942-9000 for more information. If you want to dive deeper into the eligibility criteria, check out this link: . And when you're ready to open an account, you can find all the details you need right here: https://lms-dmz-env263182558.temenoscloudna.com/akcelerant.origination.web.dmz/default/ . We're excited to welcome you and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,697,175, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily from customers at any time. Our merchant services ensure that you can process transactions smoothly, whether you're at a storefront or on the go. This means faster sales, satisfied customers, and more time for you to focus on what matters growing your business. Come visit us at 3190 Apalachee Pkwy Tallahassee Fl 32311 in Tallahassee, FL, or call us at (850) 942-9000 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

Small businesses are the backbone of our community. That's why we provide tailored business banking solutions, including merchant services and business loans. We understand the unique challenges faced by small business owners and aim to support them through our offerings.

Conclusion

At Envision, located at 3190 Apalachee Pkwy Tallahassee Fl 32311, we believe that financial empowerment starts with accessible services tailored just for you. Whether it's personal banking or business support, we're committed to helping you achieve your financial goals. If you'd like more information about any of our services or want to get started today, give us a call at (850) 942-9000 or visit us at our website. We're excited to serve you!

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can pay bills, transfer money between accounts, or even make person-to-person payments seamlessly. We also have an ATM on-site for cash withdrawals and basic transactions at your convenience. For quick transactions without stepping inside the branch, our drive-thru banking service caters to deposits, withdrawals, and other simple banking needs. Additionally, if you're a member of a partner credit union, you can take advantage of our shared branch transactions for even greater flexibility.

Financial Support Options

Life can be unpredictable, which is why we also offer personal loans and debt consolidation services. If you're facing unexpected expenses or looking to simplify your finances by combining multiple debts into one manageable payment, we're here to assist you. For those who enjoy rewards while spending, our credit cards with rewards can enhance your purchasing power. Earn points for every dollar spent that can be redeemed for travel, cash back, or other exciting rewards.

Personal Banking Solutions

For those seeking to manage their day-to-day finances, we offer personal banking services that include checking and savings accounts designed with your lifestyle in mind. Our accounts come with features like easy online access and mobile banking, allowing you to check your balance or transfer funds from anywhere. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help you drive away in your dream car with competitive rates and flexible terms. Likewise, our mortgage loans and refinancing services provide you with the opportunity to own a home or adjust your current mortgage for better rates.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service is available 24/7, giving you the freedom to check balances, make transfers, and pay bills whenever it suits you. Want to send money quickly? Our person-to-person transfer feature allows you to send funds easily to friends or family without any hassle. If you're always on the go, don't forget about our mobile application! With this handy app, you can manage your accounts right from your smartphone. Plus, if you love the ease of mobile payments, we've got you covered there too just use your phone to make purchases with confidence.

Secure and User-Friendly

We prioritize your security with features like electronic signature authorization for easy document approvals and e-statements that keep your information safe while reducing clutter. Enjoy the peace of mind knowing that all transactions are protected with advanced security measures. Our commitment at Envision is to provide accessible and user-friendly banking solutions that simplify how you manage your money. Whether you're checking your balance or transferring funds on the fly, we're here to support you every step of the way. Explore all these features today at https://www.envisioncu.com/ and experience banking made simple!

Financial Strength

A Solid Foundation

With a net worth of $95,223,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

We also take pride in having 257 full-time employees and 28 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledge and commitment. Our $60,505,421 in undivided earnings enables us to reinvest in innovative banking tools and stronger lending options to serve our members better.

Secure Savings

Your savings are safe with us. Members' funds are secured through $116,360,474 in share certificates and $98,820,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,378,000, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $84,148 in used auto loans and $609,969,302 in total loans and leases. The operational efficiency reflected in our $2,964,799 allows us to continue offering competitive loan rates and solid financial products for our members. With total share accounts at 157,795, we're proud to showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envision is your trusted partner. Visit us at 3190 Apalachee Pkwy Tallahassee Fl 32311 or call (850) 942-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,540,790 in used vehicle loans and $96,234,469 in new vehicle loans already helping members get on the road. We make it easy to apply and qualify for financing that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $28,697,175 provide the capital needed to grow and expand your business operations. We understand the unique challenges faced by small businesses and are committed to providing support through our various lending options.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $33,728,950, making buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, we are here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team can help assess your eligibility and find options that may lower your monthly payments or reduce interest rates. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Envision, we strive to create lending solutions that meet your unique financial needs while ensuring transparency and understanding throughout the borrowing process. Visit us today or check out our website at Envision for more information on how we can assist you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,404,502 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to benefit our members.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory standards ensures that all offers are both fair and transparent. Users can trust that they are viewing genuine loan options tailored to their needs.

ENVISION

Type of Loan Offerings

Vehicle Loans