Envision Credit Union Tallahassee FL | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Envision at the Appleyard Financial Center, where our commitment to serving the community shines through every interaction. Located at 421 Appleyard Dr, Tallahassee, FL 32304, we have been proudly supporting our members since 1954. With a total membership of over 63,634, we are dedicated to providing financial solutions tailored to your needs. At Envision, we understand that trust is earned, which is why we have built a solid foundation for our services. Our total assets stand at an impressive $871,494,584, reflecting our strength and stability in the financial landscape. We offer a variety of products and services designed with you in mind, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking services. Our leadership team is here for you. Under the guidance of CEO Darryl Worrell and Board President Cassandra Grayson, we strive to create an inclusive environment where every member feels valued. We proudly maintain a net worth of $95,223,127 and hold total deposits amounting to $45,859,851. With cash in hand totaling $22,177,089, we are equipped to meet your financial needs today and into the future. While members can visit us at our branch location for face-to-face assistance or take advantage of our drive-thru service from Monday to Saturday, official correspondence should be sent to our mailing address: PO Box 5198, Tallahassee, FL 32314-5198. We invite you to experience the Envision difference for yourself. Whether you're looking to open an account or need guidance on loans and financing options, don't hesitate to reach out! Call us at 850-942-9000 or explore more about our offerings by visiting our website. Your financial journey starts here!

Branch History & Mission

At Envision, we are proud of our deep-rooted history and the meaningful impact we've made in Tallahassee, Florida. Established in 1954, our branch at 421 Appleyard Dr has grown from a small financial institution into a vibrant community hub, serving over 63,000 members. As we look back on our journey, we celebrate milestones that reflect our commitment to providing exceptional financial services while fostering community growth. Our mission is straightforward yet powerful: to enhance the financial well-being of our members and contribute positively to the communities we serve. We aim to empower individuals by offering a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our focus extends beyond just transactions; we believe in building lasting relationships with our members and being a source of support for their financial journeys. While members can visit us at our convenient location on Appleyard Drive, official correspondence should be sent to PO Box 5198, Tallahassee, FL 32314-5198. This allows us to maintain clear lines of communication and ensure that all inquiries are handled efficiently. Our commitment to innovation is evident through various digital advancements such as online banking and mobile payments. We also prioritize accessibility; our branch complies with ADA standards to welcome all members of the community. Additionally, we provide drive-thru banking services for those who prefer a quick visit without leaving their vehicles. Envision isn't just about banking; it's about community engagement. Over the years, we've partnered with local organizations to sponsor events and initiatives that uplift our neighborhoods. Our outreach efforts include financial literacy programs that educate members about budgeting, saving, and investing. As you consider joining Envision, know that you're not just becoming a member of a credit union; you're joining a family that values your aspirations and supports your goals. Experience the benefits of personalized service designed with you in mind. Together, let's build a brighter financial future! If you're ready to take the next step or have any questions about our services, don't hesitate to reach out at 850-942-9000. We invite you to become part of Envision today!

Branch Location & Accessibility

Call to Action

We invite you to come experience the Envision difference! If you have questions or want to learn more about how we can assist you financially, don't hesitate to give us a call at 850-942-9000. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Nestled in the vibrant heart of Leon County, our location is just a stone's throw from popular spots like the Tallahassee Mall and Lake Ella. This prime position makes it easy for you to swing by while running errands or enjoying a day out. We understand that accessibility is key, so our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Plus, ample parking is available right outside our doors.

Operating Hours and Services

Our lobby hours are welcoming too! We're open Monday through Friday from 9 AM to 5 PM and even offer drive-thru banking on Saturdays from 7 AM to 7 PM for those busy weekends. Whether you need assistance with personal banking, auto loans, or business services, our friendly staff is ready to provide expert guidance. Plus, with ATM availability on-site, you can access your funds anytime. While members can visit us at 421 Appleyard Dr, official correspondence should be sent to PO Box 5198, Tallahassee, FL 32314-5198.

Member Eligibility

Becoming a member of Envision is like joining a warm, welcoming family that truly cares about your financial well-being. To become part of our community at Envision, located at 421 Appleyard Dr Tallahassee Fl 32304, you simply need to meet a few friendly eligibility criteria. Generally, if you live, work, worship, or attend school in the area, you can easily qualify for membership. This means we're here to support not just your banking needs but also your dreams and aspirations as part of our vibrant community. Joining us is straightforward and convenient. You can kickstart the process by visiting our website for more details on eligibility here. If you're ready to open an account, simply follow the instructions found at this link: Account Opening. Should you have any questions or need assistance along the way, don't hesitate to call us at (850) 942-9000. We can't wait to welcome you into our Envision family!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,697,175, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Simplify Operations

Imagine being able to process payments easily while keeping track of your transactions effortlessly. Our merchant services offer just that streamlined payment processing solutions designed to help your business thrive. By accepting various payment methods, you can cater to customer preferences and enhance their shopping experience, leading to increased sales. Located at 421 Appleyard Dr Tallahassee Fl 32304, in the heart of Tallahassee, FL, we're here to support your business journey. For more information on how we can help your business grow, call us at (850) 942-9000 or visit our website at https://www.envisioncu.com/ .

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? We have an extensive network of ATMs and offer convenient ATM & Cash Withdrawal Services at our branch. Plus, our basic Drive-Thru Banking allows you to complete deposits, withdrawals, and simple transactions without leaving your car perfect for those busy days when every minute counts.

Business Banking Services

Running a business? Our Business Banking solutions include essential services such as Merchant Services & Business Loans designed to support your entrepreneurial journey. We know how crucial it is for businesses to have reliable banking support, and we're dedicated to providing resources that help you thrive.

Credit Cards and Rewards

For those who enjoy rewards for their spending, our Credit Cards with Rewards program is an excellent choice. Enjoy cashback or points on every purchase while benefiting from competitive rates and flexible payment options.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Envision, we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With our user-friendly app, you can perform tasks like checking balances, transferring funds, or paying bills with just a few taps on your smartphone.

Home and Personal Loans

Thinking about buying a home? Our comprehensive Mortgage Loans & Refinancing options can help you find the right fit for your budget. We understand that each member's situation is unique, which is why we offer personalized guidance throughout the mortgage process. Additionally, our Personal Loans & Debt Consolidation services provide a way to manage your expenses and reduce financial stress, making it easier for you to achieve your goals.

Personal Banking Solutions

When it comes to managing your everyday finances, our Personal Banking options have you covered. From Checking & Savings Accounts designed for easy access and flexibility to tailored Auto Loans & Vehicle Financing that help you get behind the wheel without breaking the bank, we make banking personal and straightforward. Whether you're looking to upgrade your vehicle or simply save more effectively, our knowledgeable staff is here to assist.

Shared Branch Transactions

If you're a member of a partner credit union, take advantage of our basic shared branch transactions which enable easy deposits and withdrawals. This means greater access and flexibility no matter where you are! We invite you to explore all that Envision has to offer. With friendly service and comprehensive solutions tailored just for you, we're here to support your financial journey every step of the way. For more information or assistance, feel free to call us at (850) 942-9000, or visit us in person. Let's build a brighter financial future together!

Digital & Online Banking

Key Services

Our online banking service, available at https://www.envisioncu.com/ , allows you to access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything can be done from the comfort of your home or on the go. You can enjoy the freedom of real-time account management, ensuring you always know where you stand financially. For those who prefer a mobile experience, our mobile application offers all the features you need for banking on the move. You can even make mobile payments with ease! Plus, if you want to send money quickly to friends or family, our person-to-person transfer feature makes it simple and secure.

Security and Accessibility

Security is our top priority. With electronic signature authorization available for various transactions, you can feel confident that your personal information is protected. We also offer e-statements for a greener option no more paper clutter! Your statements are available electronically whenever you need them. At Envision, we believe in making banking accessible to everyone. Whether you're using a computer or a smartphone, our digital services are designed to be intuitive and easy to navigate. In short, our digital and online banking offerings give you the tools needed to manage your finances effectively while providing peace of mind with robust security measures. Experience the future of banking today with Envision!

Financial Strength

Commitment to Growth

Our $2,964,799 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. With $60,505,421 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Dedicated Team

We also take pride in having 257 full-time employees and 28 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support.

Growing Member Base

Our total share accounts stand at 157,795, showcasing a strong and growing member base that trusts us with their finances. Additionally, we have net shares available for lending and investments totaling $16,722,852, further enhancing our ability to serve you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envision is your trusted partner. Visit us at 421 Appleyard Dr Tallahassee Fl 32304 or call (850) 942-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Robust Financial Health

With a net worth of $95,223,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $116,360,474 in share certificates and $98,820,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Lending Capacity

We are committed to supporting your financial goals. With $84,148 in used auto loans and $609,969,302 in total loans and leases, our lending capacity is robust across various sectors. This enables us to meet the diverse needs of our members while maintaining responsible lending practices.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,540,790 in used vehicle loans and $96,234,469 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $28,697,175 provide the capital needed to grow and expand. Whether you are starting a new venture or looking to boost an existing one, we're here to help your business thrive. We also recognize that refinancing options may benefit many of our members. If you're considering refinancing an existing loan for better rates or terms, reach out to us for personalized advice on how we can assist you. To explore these loan offerings further or if you have any questions about eligibility or application processes, don't hesitate to contact us at 850-942-9000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to supporting you on your financial journey every step of the way!

Credit Lines

Our total credit lines amount to $344,312,003, providing additional flexibility for managing cash flow or unexpected expenses. Having access to a line of credit can be a smart choice when planning for both short-term needs and long-term projects.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,728,950, make buying or refinancing simple. We offer various mortgage products that allow you to choose the best path toward owning your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,404,502 in loans helping members manage their finances effectively. This product can be an excellent way for you to handle everyday expenses while building your credit history.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to empower users with transparent information, allowing them to make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. These standards are based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that users receive legitimate and trustworthy loan options. The benefits of using LendMesh are clear: - Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions; its goal is to provide unbiased results that reflect the best options for users. - Real-Time Rate Comparisons: Users access up-to-date loan rates from multiple institutions, helping them make informed choices based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the reliability and effectiveness of LendMesh as a valuable resource for anyone seeking better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ENVISION

Type of Loan Offerings

Vehicle Loans