Envision Credit Union Tallahassee FL | Best Auto Loans & Business Banking

Introduction

At Envision, we believe in creating financial solutions that truly empower our members. Nestled in the heart of Tallahassee at 600 N Monroe St, FL 32301, our Downtown Financial Center has been serving the community since 1954. With a robust membership of 63,634 individuals and total assets amounting to an impressive $871,494,584, we are dedicated to fostering financial well-being for everyone who walks through our doors. Under the leadership of our CEO, Darryl Worrell, and Board President, Cassandra Grayson, Envision stands as a pillar of trust and reliability. Our friendly team of 285 employees is here to assist you with a range of services including personal banking, auto loans, mortgages, credit cards, and business banking solutions. We proudly manage a total loan portfolio of 137,398 loans and leases while ensuring our members benefit from total deposits reaching $45,859,851. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: P.O. Box 5198, Tallahassee, FL 32314. At Envision, we understand that every member's journey is unique. With financial strength highlighted by a net worth of $95,223,127 and cash reserves totaling $22,177,089, we're committed to providing personalized support tailored to your specific goals. Whether you are looking to open a new account or seeking advice on loans and financing options, we are here for you. Explore more about how we can help you achieve your financial dreams by visiting us online at envisioncu.com or give us a call at 850-942-9000. Join us on this journey towards financial empowerment today!

Branch History & Mission

At Envision, we take pride in our rich legacy that began in 1954. Since our doors opened at 600 N Monroe St in Tallahassee, FL, we have been dedicated to serving our community with reliable financial services and unwavering support. Today, we are proud to serve over 63,634 members, providing them with a safe space for their financial needs and dreams. Our mission is simple yet powerful: to empower our members and enrich the communities we serve. We focus on offering personalized banking solutions whether it's personal checking and savings accounts, auto loans, mortgages, or business banking services. We believe that everyone deserves access to financial tools that can help improve their lives and achieve their goals. Throughout the years, Envision has not only grown in membership but also in assets, which now total an impressive $871,494,584. Our commitment to excellence has helped us become a trusted partner for many families and businesses in the Tallahassee area. We operate with a strong focus on member satisfaction, ensuring that every interaction reflects our dedication to outstanding service. While members can visit us at 600 N Monroe St, official correspondence should be sent to P.O. Box 5198, Tallahassee, FL 32314. Our branch is conveniently located near local landmarks that make it easy for you to find us. In addition to traditional banking services, we embrace technology to meet the evolving needs of our members. From online banking and mobile payments to ATM access available at multiple locations including ours we strive to provide convenience without compromising security. Envision also prioritizes community outreach by partnering with local organizations. Our goal is not just about finances; it's about making a positive impact where it matters most. Through various initiatives and programs, we work hard to uplift those around us. We invite you to join Envision Credit Union and experience firsthand the benefits of being part of a community-focused organization. With our operating hours from Monday through Friday from 9 AM to 5 PM and Drive-Thru services available Monday through Saturday from 7 AM to 7 PM, we're here for you when you need us most. Come see how we can help you envision your future today! For more information or assistance, please call us at 850-942-9000 or visit our website at Envision Credit Union.

Branch Location & Accessibility

Call to Action

We invite you to stop by or give us a call at 850-942-9000 with any questions. Our friendly team is excited to assist you! At Envision, we're more than just a credit union; we're your partner in financial success. Visit us today!

Nearby Landmarks and Accessibility

Located near popular spots like the historic Florida State Capitol and Cascades Park, our branch is easy to find. We offer ample parking for our members, ensuring that you can visit us without any hassle. Plus, our facility is ADA compliant, featuring ramps and accessible entrances for everyone.

Operating Hours

At Envision, we understand that life can get busy. That's why our lobby hours are designed with your convenience in mind, open Monday through Friday from 9 AM to 5 PM and Saturday from 7 AM to 7 PM at our drive-thru. This way, you can choose a time that works best for you!

Services Offered

We pride ourselves on providing a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need quick cash? Take advantage of our ATM services available on-site or use our drive-thru for simple transactions like deposits and withdrawals. While members can visit us at 600 N Monroe St, official correspondence should be sent to P.O. Box 5198, Tallahassee, FL 32314.

Member Eligibility

At Envision, we believe that joining our community is not just about banking; it's about becoming part of a family that supports each other. We welcome individuals who live, work, or worship in our community, making it easy for you to become a member and enjoy all the benefits we have to offer. Whether you're looking for personal banking solutions or ways to grow your financial future, you'll find that we're here to help every step of the way. If you're curious about how to get started, it's simple! You can visit us at 600 N Monroe St Tallahassee Fl 32301 or check out more details on our eligibility requirements at . And when you're ready to open an account, just head over to this link: https://lms-dmz-env263182558.temenoscloudna.com/akcelerant.origination.web.dmz/default/ . Our friendly team is also available at (850) 942-9000 if you have any questions or need assistance along the way. Join us today and experience the advantages of being a part of Envision!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,697,175, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools to streamline your payment process while enhancing customer satisfaction. Our merchant services allow you to accept payments easily, whether online or in-store. This means you can focus on what you do best running your business while we handle the financial transactions. Located at 600 N Monroe St Tallahassee Fl 32301, Tallahassee, FL 32301, we're here to provide personalized service tailored to your unique needs. For more information or to get started, give us a call at (850) 942-9000. Let's take your business to new heights together!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our ATM services are available for easy withdrawals and balance checks whenever you need them. For simple transactions like deposits or withdrawals, our drive-thru service is open Monday through Saturday from 7 AM to 7 PM, making it easy to handle your banking needs on the go.

Business Banking

For entrepreneurs and small business owners, Envision offers specialized business banking solutions. Our merchant services can streamline your transactions, making it easier for you to serve your customers. We also provide business loans to help you expand or invest in your enterprise.

Digital and Mobile Banking

In today's fast-paced world, we know that convenience is key. That's why we offer robust online and mobile banking services. With just a few taps on your smartphone, you can check balances, pay bills, transfer funds, and more all from wherever you are! Our mobile payments feature allows for quick transactions without the hassle of cash or checks.

Personal Banking

Our personal banking services start with checking and savings accounts that help you manage your day-to-day finances effectively. Need a new car? Our auto loans and vehicle financing options can get you behind the wheel quickly, without the stress. If you're dreaming of homeownership or looking to refinance, our mortgage loans are designed to make the process as smooth as possible. For those unexpected expenses or plans for consolidation, our personal loans are there to support you every step of the way. Plus, don't forget about our credit cards with rewards that allow you to earn benefits while spending!

Shared Branch Transactions

As part of our commitment to member convenience, we participate in shared branch transactions. This means if you're a member of another participating credit union, you can easily make deposits or withdrawals at our branch without any hassle. At Envision, we understand that each member's financial journey is unique. That's why we aim to deliver personalized service tailored to meet your specific needs. Whether you're managing personal finances or running a business, we're here to help every step of the way. If you'd like to learn more about how our services can benefit you or if you're ready to take the next step in your financial journey, please give us a call at (850) 942-9000 or visit us at http://www.envisioncu.com . Let's work together towards achieving your financial goals!

Digital & Online Banking

Key Services

With our user-friendly online banking platform available at https://www.envisioncu.com/ , you can manage your finances with ease. Our online banking features allow you to check balances, view transaction history, and pay bills anytime, anywhere. Plus, our electronic signature authorization makes it easy for you to sign documents securely without the hassle of printing or mailing. For those who prefer paperless options, we provide e-statements that let you view your account statements digitally. This not only helps the environment but also keeps your financial information organized and accessible at all times.

Mobile Convenience

Take your banking experience further with our mobile application. Available for download, it brings all the benefits of online banking right to your fingertips. You can make mobile payments effortlessly, ensuring that shopping is quick and convenient. Want to send money to friends? Our person-to-person transfer feature allows you to send cash instantly with just a few taps.

Security First

We prioritize your security while using our digital services. Your data is protected with robust security measures, ensuring that every transaction is safe and secure. You can bank confidently knowing that we have your back against unauthorized access. At Envision, we're committed to making banking as accessible and straightforward as possible. Whether you're at home or on the move, our online and mobile banking solutions give you real-time control over your finances. Experience the convenience today!

Financial Strength

Commitment to Growth and Innovation

Our commitment to growth is reflected in our $60,505,421 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $84,148 in used auto loans and $609,969,302 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Dedicated Team

We are proud to have 257 full-time employees and 28 part-time employees committed to serving you every day. They bring their expertise and dedication right here at 600 N Monroe St Tallahassee Fl 32301, located in Tallahassee, FL.

Growing Member Trust

With a total of 157,795, we're honored to have built a strong member base that trusts us with their finances. Our net shares amounting to $16,722,852 further illustrate the funds available for lending and investments essential for fostering your financial ambitions. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envision is your trusted partner. Visit us at 600 N Monroe St Tallahassee Fl 32301 or call (850) 942-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings Options

Your savings are well-protected with us. We hold $116,360,474 in share certificates and $98,820,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a reported net income of $2,964,799. This not only reflects our effective management but also empowers us to keep providing competitive loan rates and solid financial products for you.

Solid Financial Foundation

With a net worth of $95,223,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $191,540,790 in used vehicle loans and $96,234,469 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, we have options tailored to your needs.

Credit Lines and Business Loans

For those looking to expand their businesses or cover unexpected expenses, our credit lines amounting to $344,312,003 and outstanding commercial loans totaling $28,697,175 provide valuable capital. We're committed to supporting local businesses in their growth and success. If you're considering refinancing any existing loans or want to explore eligibility options for our products, please don't hesitate to ask. Our experienced staff is ready to discuss how we can help improve your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at Envision and discover how our loan offerings can fit into your life's plans!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $33,728,950, making buying or refinancing simple. We understand that purchasing a home is one of the biggest decisions you'll ever make, and our team is here to simplify the process for you.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,404,502 in loans helping members manage their finances effectively. This option provides you with the flexibility you need without collateral requirements.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing information ensures fair and transparent offers for users. Each loan listing reflects current rates and terms, allowing borrowers to see their options clearly.

ENVISION

Type of Loan Offerings

Vehicle Loans