Envision Credit Union Quincy FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Envision, your trusted financial partner located at 517 W Jefferson St, Quincy, FL 32351. Established in 1954, we have been serving our community with dedication and commitment for decades. With a robust membership base of over 63,634 members and total assets amounting to an impressive $871,494,584, we pride ourselves on being a reliable resource for all your banking needs. At Envision, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet your specific needs from personal checking and savings accounts to auto loans and business financing. Our total loans and leases stand at 137,398, reflecting our commitment to providing accessible financing options for everyone. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 5198, Tallahassee, FL 32314-5198. With a net worth of $95,223,127 and cash in hand totaling $22,177,089, you can trust that your funds are secure with us. Our dedicated team of 285 employees is here to assist you from Monday through Friday during regular hours from 9 AM to 5 PM and extended drive-thru hours from 7 AM to 7 PM. Under the leadership of CEO Darryl Worrell and Board President Cassandra Grayson, we strive to foster a supportive environment where members feel valued and empowered. We invite you to explore our website at www.envisioncu.com or call us at 850-942-9000 for more information about how we can help you achieve your financial goals. Join the Envision family today, and let's build a brighter future together!

Branch History & Mission

At Envision, we take pride in our rich history and unwavering commitment to serving the community of Quincy, FL. Established in 1954, our branch has grown from humble beginnings into a thriving financial center that currently supports over 63,000 members. Located at 517 W Jefferson St, we are proud to be a cornerstone of financial stability and support in the area. From the start, Envision has been about more than just banking. Our mission is simple yet profound: to empower individuals and families through accessible financial services while actively contributing to the well-being of our community. We believe that when our members succeed, our community flourishes. Over the years, we have achieved significant milestones that reflect our growth and dedication. With total assets exceeding $871 million, we offer a wide range of services including personal banking accounts, auto loans, mortgages, and business banking solutions. Our team is here to provide personalized service tailored to meet your needs. Our branch operates Monday through Friday from 9 AM to 5 PM, with extended drive-thru hours from 7 AM to 7 PM for added convenience. Additionally, we provide ATM access for easy cash withdrawals and basic transactions anytime you need them. While members can visit us at 517 W Jefferson St for all their banking needs, official correspondence should be directed to our mailing address at PO Box 5198, Tallahassee, FL 32314-5198. This ensures smooth communication as we continue to grow together. Envision is not just a place for transactions; it's a hub for community engagement. We partner with local organizations to support initiatives that uplift and empower residents in Quincy and beyond. From financial literacy programs to charitable events, we strive to make a positive impact wherever we can. As technology advances, so do we! Our digital services include online banking and mobile payments designed with your convenience in mind. You can manage your accounts easily from home or on-the-go. Join us today at Envision where you can experience firsthand the benefits of being part of a member-focused credit union dedicated to your success. Together, let's build a brighter future for ourselves and our community! For more information or assistance, please feel free to reach out at 850-942-9000 or visit us online at Envision.

Branch Location & Accessibility

Convenient Access

At Envision, we believe that banking should be hassle-free. That's why our branch features accessible parking and ADA-compliant facilities, ensuring that everyone can enjoy our services comfortably. Plus, with a drive-thru available for quick transactions from your car, you can manage your banking needs without ever leaving your vehicle.

Operating Hours

Our friendly staff is ready to assist you during regular lobby hours from Monday to Friday, 9 AM to 5 PM. If you're looking for extended service, our drive-thru is open earlier from 7 AM to 7 PM on weekdays. We understand that life gets busy, so we strive to offer flexibility that fits your schedule.

Services Designed for You

At Envision, we provide a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our shared service center also allows members from partner credit unions to access basic transactions right here in Quincy. While members can visit us at our physical location on W Jefferson St, any official correspondence should be sent to our mailing address: PO Box 5198, Tallahassee, FL 32314-5198. We invite you to stop by or call us at 850-942-9000 for more information about how we can assist you. At Envision, we're here for all your banking needs!

Member Eligibility

At Envision, we believe that everyone deserves a chance to thrive in a supportive financial community. Joining us as a member is simple and welcoming, opening the door to various benefits tailored just for you. To become a member of Envision, you typically need to meet certain eligibility criteria, which include residing or working in our community, or being associated with specific groups or organizations. We encourage you to visit our website for the latest details on who qualifies: . Once you confirm your eligibility, opening an account is a breeze! You can start your membership journey online through our easy application process found at https://lms-dmz-env263182558.temenoscloudna.com/akcelerant.origination.web.dmz/default/. If you have any questions or need assistance, feel free to reach out to us at (850) 942-9000. We're excited to welcome you into our family at Envision, located conveniently at 517 W Jefferson St Quincy Fl 32351. Let's build your financial future together!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services streamline payment processing so you can focus on what you do best running your business. Imagine a busy Saturday at your café; with our reliable payment solutions, you can quickly process transactions, allowing customers to enjoy their coffee without delay. This efficiency not only improves customer satisfaction but also boosts your bottom line. Visit us at 517 W Jefferson St Quincy Fl 32351 in Quincy, FL, or call us at (850) 942-9000 to learn more about how we can assist your business today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,697,175, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

Need cash quickly? With our ATM and cash withdrawal services, accessing your funds has never been simpler. Plus, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle perfect for those hectic days when you're on the go.

Business Banking Support

For our business members, we provide robust business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, and our team is here to support your financial needs every step of the way.

Credit Cards & Rewards

We also offer credit cards with rewards that provide benefits as you spend. Whether it's cashback on groceries or points toward travel, these cards add value to every purchase while helping you build credit.

Modern Banking Convenience

To make banking easier for everyone, we emphasize convenience through our online and mobile banking platforms. Manage your accounts from anywhere with just a few taps on your smartphone. Our features include mobile payments, person-to-person transfers, and electronic statements ideal for busy lifestyles.

Personal Banking Solutions

Our personal banking services are designed to help you manage your finances effectively. We offer various checking and savings accounts that cater to different lifestyles, ensuring that whether you're saving for a vacation or just managing day-to-day expenses, you have the right tools at your disposal. For those considering purchasing a vehicle, our auto loans and vehicle financing options come with competitive rates, making it easier for you to hit the road. If homeownership is on your mind, look no further than our mortgage loans and refinancing services. We work closely with you to find the best solution that fits your budget and future plans. Additionally, if life throws unexpected expenses your way, our personal loans and debt consolidation options can help lighten the load.

Shared Branch Transactions

As a member of Envision, you also benefit from basic shared branch transactions if you're part of partner credit unions. This means even more access to your funds when traveling or when visiting other locations. In conclusion, whether you're looking for personal banking solutions or need support for your business ventures, Envision offers comprehensive services tailored just for you. Come visit us at 517 W Jefferson St Quincy Fl 32351 in Quincy, FL or give us a call at (850) 942-9000 today! Let us help you achieve your financial goals with ease and confidence.

Digital & Online Banking

Key Services

With our user-friendly online banking portal, accessible at https://www.envisioncu.com/, you can check your account balances, pay bills, and transfer money all from the comfort of your own device. Plus, our 24/7 online banking services mean you can access your accounts whenever it suits you, day or night. Need to make a quick payment? Our mobile payments feature makes it easy to send money directly from your account. And for those moments when you need to send money to friends or family, our person-to-person transfers let you do just that in just a few clicks.

Security and Convenience

Your security is a top priority for us. That's why we offer electronic signature authorization for added protection when managing your transactions online. You can also opt for e-statements, which not only help keep your information secure but also reduce paper clutter. For those who prefer using their smartphones, our mobile application provides all the tools you need right at your fingertips. With features like mobile deposits and easy navigation, managing your finances has never been more accessible. In summary, at Envision, we're committed to offering services that make banking easier and more secure for all our members. Experience the convenience of modern banking with us today!

Financial Strength

Commitment to Operational Efficiency

Our $2,964,799 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 257 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust

We currently manage a total of 157,795 share accounts, which showcases a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $16,722,852, our ability to support your needs is robust. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envision is your trusted partner. Visit us at 517 W Jefferson St Quincy Fl 32351 or call (850) 942-9000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $116,360,474 in share certificates and $98,820,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $60,505,421 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $84,148 in used auto loans and a total of $609,969,302 in loans and leases.

Solid Financial Health

With a net worth of $95,223,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,540,790 in used vehicle loans and $96,234,469 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $28,697,175 provide the capital needed to grow and expand. We understand the unique challenges businesses face and offer tailored solutions to support your endeavors.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,728,950, make buying or refinancing simple. We are here to guide you through the process and help you find the right loan that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility for our various products, our team is ready to assist you. We aim to simplify the lending process so you can focus on what matters most. At Envision located at 517 W Jefferson St Quincy FL 32351, we pride ourselves on providing exceptional service alongside our financial offerings. If you have any questions or want to learn more about how we can help you reach your financial goals, please call us at 850-942-9000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial health starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,404,502 in loans helping members manage their finances effectively. These cards are designed to give you purchasing power while making it easy to track your spending.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring that users have access to trustworthy options. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings making it a reliable tool for unbiased results. Another key benefit is the real-time rate comparisons provided by LendMesh. Users can view up-to-date loan rates from multiple institutions, enabling them to assess their options quickly and efficiently. This helps users make informed decisions tailored to their specific needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping individuals secure better financial outcomes. To explore your options and compare real-time loan offers, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.