Envision Credit Union Marianna FL | Best Auto Loans & Quick Personal Loans

Introduction

At Envision, we believe in building a strong financial future for our community. Located at 4942 Highway 90, Marianna, FL 32446, our branch is dedicated to providing exceptional service and support to our 63,634 members. Since our establishment in 1954, we have grown into a trusted partner with a total asset base of $871,494,584 and total deposits of $45,859,851. Under the leadership of our CEO, Darryl Worrell, and Board President, Cassandra Grayson, we are committed to understanding and meeting the unique financial needs of our members. With a dedicated team of 285 employees, we work tirelessly to offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. We have financed over 137,398 loans and leases, helping individuals achieve their dreams. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 5198, Tallahassee, FL 32314-5198. Our focus on community impact means we're not just about numbers; we're about relationships. The trust you've placed in us fuels our passion for serving you better every day. We invite you to explore what we have to offer by visiting our website at Envision Credit Union or giving us a call at 850-942-9000. Together, let's pave the way towards a brighter financial future!

Branch History & Mission

Community Commitment

Envision is deeply rooted in community outreach efforts. From partnering with local organizations to support educational initiatives and economic development projects, we actively seek ways to give back. We understand that a healthy community fosters healthy finances. While you can visit us at our Marianna location during our operating hours Monday through Friday from 9 AM to 5 PM CST and Saturday drive-thru services from 6 AM to 6 PM CST official correspondence should be directed to PO BOX 5198 in Tallahassee if needed.

Join Us

As we continue this journey together, we invite you to experience the many benefits of membership at Envision. Whether you're looking for reliable banking solutions or want to engage with a community-focused organization, we're here for you. Call us today at 850-942-9000 or visit our website for more information about becoming a member. Together, let's build a brighter financial future!

Our Journey

Since our inception, Envision has focused on building strong relationships with our members. Over the decades, we've expanded our offerings while maintaining our core mission of providing accessible financial services. Today, with total assets exceeding $871 million, we stand as a testament to the power of community banking. Our growth reflects not just numbers but the trust placed in us by our members who rely on us for everything from personal checking accounts to auto loans and mortgages.

Our Mission

Our mission is simple yet profound: We strive to enhance the financial well-being of our members while fostering a sense of belonging and support within our community. At Envision, we believe that when you succeed, we all succeed. This philosophy drives us to offer tailored solutions that empower individuals and families to achieve their financial goals. We are proud to provide essential services such as personal banking, business loans, online banking, and even ATM access all designed with your convenience in mind. Additionally, we have made significant strides in adopting digital advancements to ensure accessibility for everyone, including ADA compliance for those with disabilities.

Branch Location & Accessibility

Convenient Access and Features

Parking is ample and available right outside our doors, making it easy for you to visit us during your banking needs. Our branch is ADA compliant, with features like ramps that ensure everyone can access our services comfortably. If you're in need of quick banking solutions, take advantage of our drive-thru service, open Monday through Saturday from 6 AM to 6 PM CST. This feature allows you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. While you're here, feel free to use our ATM services available on-site for added convenience. We also participate in shared branch services, which means you can conduct basic transactions even if you're a member of another credit union.

Get in Touch

If you have any questions or need assistance before your visit, don't hesitate to give us a call at 850-942-9000. We're here to help! Whether you're interested in personal banking options like checking and savings accounts or exploring loans and credit cards, our friendly staff is ready to assist you. We look forward to welcoming you soon at the Envision Financial Center!

Operating Hours

The Envision Financial Center welcomes you during lobby hours from Monday to Friday between 9 AM and 5 PM CST. On Saturdays, we are here from 6 AM until 6 PM in the drive-thru lane so that you can bank when it fits your schedule.

Member Eligibility

At Envision, we believe that everyone deserves a chance to be part of a warm and welcoming community. Becoming a member is simple and open to individuals who live, work, or worship in the area around our branch at 4942 Highway 90 Marianna Fl 32446. Whether you're looking for personal banking solutions or supportive financial advice, joining us means you'll have access to a range of services designed with your needs in mind. Plus, our members enjoy exclusive benefits that help make managing finances easier and more rewarding. To learn more about specific eligibility criteria, feel free to check out our detailed information here. Ready to take the next step? Opening an account is straightforward just visit us online at https://lms-dmz-env263182558.temenoscloudna.com/akcelerant.origination.web.dmz/default/ or give us a call at (850) 942-9000. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,697,175, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly whether it's in-store, online, or on-the-go. Our solutions not only enhance customer satisfaction but also streamline your operations. With these tools, you can focus more on what you do best: running your business. Located at 4942 Highway 90 Marianna Fl 32446 in Marianna, FL, we invite you to explore how Envision can partner with you for success. For more information, give us a call at (850) 942-9000 or visit us online at https://www.envisioncu.com/ . Let's grow together!

Comprehensive List Of Services

Business Solutions for Growth

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your business thrive. We know how important it is to have reliable financial support when running a business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With these tools, you can manage your accounts anytime from anywhere whether it's checking your balance or transferring funds with just a few taps on your smartphone. You can also take advantage of our ATM services for quick cash withdrawals and balance checks without stepping inside the branch.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but need quick service, our drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle. Additionally, as part of our commitment to community collaboration, we provide basic shared branch transactions for members of partner credit unions making it easier than ever to access your funds. At Envision, we believe that everyone deserves financial support tailored to their unique situations. Our friendly staff is always ready to answer any questions or assist with account setup. Don't hesitate to reach out at 850-942-9000 or visit us at our Marianna location. Start your journey toward better financial health today! For more information about opening an account or exploring our services further, check out our website.

Home Ownership Support

Dreaming of owning a home? Our mortgage loans and refinancing options are here to guide you through every step of the process. We know that homeownership is a significant milestone, and our experienced team is ready to assist you in finding the right loan that fits your budget.

Personal Banking Made Easy

We understand that managing your money can sometimes feel overwhelming. That's why our Personal Banking services are designed with you in mind. Our checking and savings accounts offer easy access to your funds while helping you save for what matters most. If you're thinking about purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates to get you on the road without breaking the bank.

Simplifying Your Financial Journey

For those looking to consolidate debt or finance personal projects, our personal loans can give you the flexibility you need. Plus, with our credit cards featuring rewards, you can earn while you spend, making everyday purchases even more rewarding.

Digital & Online Banking

24/7 Support

With 24/7 online banking services, you'll never have to worry about being unable to access your account when you need it most. Whether it's late at night or early in the morning, we're here for you whenever you need assistance. At Envision, we're committed to providing our members with accessible and secure banking solutions tailored for today's fast-paced life. Experience the ease of digital banking with us today!

Easy Access and Security

Accessing your account is hassle-free with our mobile application available for download. Whether you're using it for everyday transactions or managing your savings, you'll find everything you need right at your fingertips. Plus, with electronic signature authorization, signing documents is a breeze no more printing or mailing forms! We also offer e-statements so you can go green while keeping track of your finances. Imagine having all your statements neatly organized in one place without cluttering up your mailbox!

Key Services

Our online banking platform at https://www.envisioncu.com/ provides a user-friendly experience that allows you to check your balances, pay bills, and transfer money all from the comfort of your home or on the go. Need to send money to a friend? With our person-to-person transfers feature, it's as simple as entering their details and hitting send. Plus, for those busy days when you're out shopping, our mobile payments feature lets you make quick purchases using just your smartphone.

Financial Strength

Member Savings and Investments

Your savings are our priority. We safeguard them through $116,360,474 in share certificates and $98,820,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $35,378,000, our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to excellence. Our $2,964,799 demonstrates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 257 full-time employees and 28 part-time employees ready to assist you with their knowledge and commitment.

Reinvestment in Member Services

With $60,505,421 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $84,148 in used auto loans and $609,969,302 in total loans and leases supporting various member financial goals.

Strong Financial Health

With a net worth of $95,223,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

With a total of 157,795 share accounts, we showcase a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $16,722,852, ensuring we can meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envision is your trusted partner. Visit us at 4942 Highway 90 Marianna Fl 32446 or call (850) 942-9000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,540,790 in used vehicle loans and $96,234,469 in new vehicle loans already helping members get on the road. We provide flexible financing terms and quick approval processes to ensure you can drive away in your new vehicle without unnecessary delays.

Commercial Loans

For business owners, our outstanding commercial loans totaling $28,697,175 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or need working capital, our commercial loan solutions are designed to support your business's financial health. At Envision, we believe that understanding your options is key. If you're considering refinancing any existing loans, we have eligibility options available to help you save money and manage payments better. Our team is here to assist you every step of the way. Feel free to reach out at (850) 942-9000 or visit us at 4942 Highway 90 Marianna Fl 32446 in Marianna, FL for more information on how we can help you meet your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,728,950, make buying or refinancing simple. We are committed to guiding you through every step of the mortgage process so that you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,404,502 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits, providing you with more value for your purchases.

Loan Aggregator

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ENVISION CREDIT UNION - Marianna, FL

Type of Loan Offerings

Vehicle Loans