Envision Credit Union Chattahoochee FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Envision, your trusted partner in financial well-being, located at 303 E Washington St, Chattahoochee, FL 32324. Since our establishment in 1954, we have dedicated ourselves to serving our community with a range of financial services that cater to both personal and business needs. With a strong membership base of 63,634 individuals, we pride ourselves on being more than just a credit union; we are a community hub that fosters financial growth and stability. At Envision, we understand the importance of having reliable financial support. With total assets amounting to an impressive $871,494,584, our commitment to your financial security is evident. Our members benefit from a solid foundation built on trust and transparency, as reflected in our net worth of $95,223,127 and cash reserves totaling $22,177,089. We are here to help you achieve your financial goals whether it's securing a loan or managing your savings. While members can visit us at our branch location, official correspondence should be sent to PO BOX 5198, Tallahassee, FL 32314-5198. Our team of over 285 employees, led by CEO Darryl Worrell and Board President Cassandra Grayson, is passionate about providing personalized service tailored to your unique needs. We offer various services including auto loans, mortgage financing, personal loans, and business banking solutions. With total deposits reaching $45,859,851 and an impressive loan portfolio of 137,398, we are committed to helping you make the most of your finances. Whether you're looking for assistance with everyday banking or exploring more complex financial products, Envision is here for you. We invite you to visit us during our operating hours Monday through Friday from 9 AM to 5 PM or take advantage of our drive-thru services available Monday through Saturday from 7 AM to 7 PM. Have questions? Don't hesitate to call us at 850-942-9000. Join us at Envision where your financial dreams can become reality!

Branch History & Mission

Welcome to Envision, a credit union that has been a vital part of the Chattahoochee community since it opened its doors in 1954. Located at 303 E Washington St, Chattahoochee, FL 32324, our branch stands as a testament to decades of dedication and growth. Over the years, we have proudly served our members, reaching a total membership of 63,634 individuals who trust us with their financial needs. Our mission is simple yet powerful: to provide exceptional financial services while supporting and uplifting our community. We believe that everyone deserves access to quality banking options, which is why we offer a range of products, including personal banking accounts, auto loans, mortgages, and business loans. Our commitment extends beyond just banking; we strive to enhance the lives of our members through community outreach and partnerships that make a real difference. With total assets reaching an impressive $871,494,584, Envision has built a strong foundation that allows us to support not only our members but also local initiatives. Our headquarters in Tallahassee, FL serves as the hub for our ongoing commitment to excellence in member service. We understand the importance of accessibility; that's why we offer convenient services like an ATM on-site and drive-thru banking for quick transactions. Our lobby hours are designed with your schedule in mind open Monday through Friday from 9 AM to 5 PM and Saturday from 7 AM to 7 PM for drive-thru services. While members can visit us at 303 E Washington St, official correspondence should be sent to PO BOX 5198, Tallahassee, FL 32314-5198. At Envision, we embrace technology to improve your banking experience with features such as online banking, mobile payments, and e-statements. We prioritize making financial services straightforward and accessible for everyone. We invite you to join our growing family at Envision. Whether you're looking for personal banking solutions or seeking ways to invest in your future through loans or credit options, we are here for you every step of the way. Come visit us today or explore more about what we offer at Envision Credit Union. Together, let's create a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand that convenience is key. Our branch provides ample parking space and is equipped with ADA-compliant features such as ramps and accessible entrances to ensure everyone can visit us with ease. Plus, we have a drive-thru option available for quick transactions without leaving your vehicle.

Call to Action

We invite you to visit us at the Chattahoochee Financial Center today! If you have any questions or need assistance before stopping by, don't hesitate to give us a call at 850-942-9000. We look forward to serving you soon!

Operating Hours

Our doors are open Monday through Friday from 9 AM to 5 PM and on Saturday from 7 AM to 7 PM for drive-thru service. This means you have plenty of opportunities to come by and meet with our dedicated team who are ready to assist you with all your banking needs.

Services Offered

At Envision, we offer a variety of services designed to make your banking experience smooth and enjoyable. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our online and mobile banking options for added convenience. If you prefer face-to-face assistance, feel free to stop by for basic transactions or shared branch services.

Member Eligibility

Becoming a member of Envision is like joining a family that truly cares about your financial well-being. Located at 303 E Washington St Chattahoochee Fl 32324, we welcome anyone who lives, works, worships, or goes to school in the community. Whether you're looking for a place to manage your daily finances or seeking assistance with loans and mortgages, we're here to support you every step of the way. Our membership is open to individuals who meet these simple criteria, ensuring that everyone has access to our friendly services and competitive rates. To get started on your journey with us, opening an account is a breeze! Just visit our website for all the details on how to sign up at https://lms-dmz-env263182558.temenoscloudna.com/akcelerant.origination.web.dmz/default/ . If you have any questions or need assistance along the way, don't hesitate to call us at (850) 942-9000. For more specific eligibility details, feel free to check out this resource: . We can't wait to welcome you into the Envision community!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced market, having the right tools is crucial. Our merchant services provide practical solutions that streamline payment processes, allowing you to focus on what you do best running your business. From point-of-sale systems to online payment options, we ensure that managing transactions is efficient and straightforward. Located at 303 E Washington St Chattahoochee Fl 32324 in Chattahoochee, FL, our dedicated team is ready to assist you. Call us at (850) 942-9000 today and discover how we can help your business thrive!

Tailored Loan Options

Imagine having the financial backing to invest in new equipment or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $86 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $28,697,175, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For business owners, Envision provides comprehensive solutions including Business Banking (Merchant Services & Business Loans). We understand how vital it is to have reliable support for your business needs and are proud to offer tools that help businesses thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, handling your finances has never been easier. Additionally, our ATMs provide cash withdrawal services without hassle. You can also take advantage of basic drive-thru banking for deposits and withdrawals or use our shared branch transactions if you're a member of another partnering credit union.

Get Started Today!

We invite you to experience all that Envision has to offer. Our comprehensive list of services is designed with you in mind from personal banking solutions to business support. Visit us at 303 E Washington St, call us at 850-942-9000, or explore more about our offerings online at Envision's website. Let us help you achieve your financial dreams!

Personal Banking Made Simple

When it comes to personal banking, we have you covered. Whether you're looking to open a checking or savings account, our friendly staff is here to help you choose the right option for your financial goals. Need a vehicle? Our Auto Loans & Vehicle Financing services make it easy for you to drive away in your dream car with flexible terms that fit your budget. If buying a home is on your list, consider our Mortgage Loans & Refinancing options. We understand that homeownership is a significant milestone, and our team will guide you through the process every step of the way. For those times when unexpected expenses arise, our Personal Loans & Debt Consolidation services can provide the support you need without added stress.

Rewarding Credit Options

To enhance your spending power, we offer Credit Cards with Rewards that let you earn points on your purchases. This means that every time you use your card, you're working towards great rewards that can benefit you in the long run.

Digital & Online Banking

Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Just visit https://www.envisioncu.com/ to log in and take control of your finances. From checking your balance to paying bills, everything is just a click away. Plus, with the option for e-statements available, you can keep track of your transactions without the clutter of paper statements.

Security Matters

We prioritize your security with features like electronic signature authorization, which allows you to sign documents safely from your device. This not only saves you time but also gives you peace of mind knowing that your information is protected. At Envision, we aim to provide accessible and user-friendly digital banking solutions that fit into your lifestyle. Whether you're checking balances or making payments, our services are designed to help you manage your finances effectively while keeping security at the forefront. Join us today and experience the convenience of modern banking!

User-Friendly Features

Our mobile application takes banking on-the-go to the next level. You can easily make person-to-person transfers with friends or family, ensuring that sending or receiving money is quick and hassle-free. If you're a fan of mobile payments, you'll appreciate how easy it is to pay directly from your phone making those last-minute purchases simpler than ever.

Financial Strength

At Envision, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your money is safe and that we are here to support your financial journey. With a net worth of $95,223,127, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $116,360,474 in share certificates and $98,820,865 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,378,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $60,505,421 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $84,148 in used auto loans and $609,969,302 in total loans and leases. Our operational efficiency is reflected in our $2,964,799, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 257 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $16,722,852. Total Share and Deposit Accounts: 157,795, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Envision is your trusted partner. Visit us at 303 E Washington St Chattahoochee Fl 32324 or call (850) 942-9000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $191,540,790 in used vehicle loans and $96,234,469 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle whether it's brand new or gently used.

Business Financing

For business owners, our outstanding commercial loans totaling $28,697,175 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or cover operating expenses, our team is here to assist you every step of the way. If you're interested in refinancing any existing debts or checking your eligibility for these products, don't hesitate to reach out. Our friendly staff is ready to assist you at our Chattahoochee branch located at 303 E Washington St Chattahoochee FL 32324. You can call us at 850-942-9000 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Envision, we're committed to making your financial journey smoother and more rewarding!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,728,950, make buying or refinancing simple. We provide guidance throughout the process to help you feel confident in your decision.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,404,502 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can help build your credit score when managed responsibly.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With the ever-changing landscape of interest rates, having a reliable tool like LendMesh at your fingertips can make all the difference in securing the right loan for your needs. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By relying on verified data, LendMesh builds trust with its users, giving them peace of mind in their financial decisions. One of the standout features of LendMesh is its dedication to transparency. All loan offers are sourced from legitimate financial institutions, ensuring that users have access to reliable options. Additionally, LendMesh does not prioritize lenders based on paid promotions this means you get unbiased results every time you search for loans. The platform provides real-time rate comparisons from multiple institutions, allowing users to make informed decisions quickly and effectively. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the value LendMesh brings to those navigating the often complex world of loans. If you're ready to take control of your borrowing experience, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ENVISION

Type of Loan Offerings

Vehicle Loans