Entertainment Industries Credit Union Elizabeth NJ

Introduction

Welcome to Entertainment Industries, your trusted financial partner located at 16 W Grand St, Elizabeth, NJ 07201. Since our establishment in 1975, we have been dedicated to serving our community with commitment and care. With a growing membership base of over 1,739 members, we take pride in being a reliable choice for your banking needs. At Entertainment Industries, we understand that every member has unique financial goals. That's why we've built a solid foundation with total assets of $14,504,751 and total deposits reaching $282,572. Our focus on providing personalized service means that you are not just a number; you're part of our family. Our leadership team is led by CEO John Gibardi and Board President Richard Heun, who both share a passion for community development and member satisfaction. With just 6 employees, we ensure that each interaction is meaningful and tailored to your needs. We offer a variety of loans to help you achieve your dreams, including a total of 1,086 loans and leases currently available. Whether you're looking for an auto loan or personal financing options, we're here to support you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 16 W Grand St, Elizabeth, NJ 07201-2312. For any inquiries or assistance, feel free to call us at 908-282-9881 during our operating hours from 8:30 AM to 4:00 PM on weekdays. Join us at Entertainment Industries and experience the difference a community-focused credit union can make in your financial journey! Visit our website at eicu.org for more information or stop by today!

Branch History & Mission

Welcome to the heart of Elizabeth, NJ, where the Entertainment Industries credit union has been serving our community since 1975. From our humble beginnings at 16 W Grand St, we have grown into a trusted financial partner for over 1,739 members, helping them achieve their financial goals while fostering a strong sense of community. As we look back on our journey, it's inspiring to see how far we've come. Over the years, we've built a solid foundation based on trust and dedication. Today, with total assets exceeding $14,504,751, we are well-equipped to provide a variety of services tailored to meet the needs of our members. Our mission is clear: to empower individuals and families through accessible financial solutions that create opportunities for growth and stability. At Entertainment Industries, we believe in more than just banking. Our mission statement reflects our commitment not only to providing excellent financial services but also to supporting the local community through outreach initiatives and partnerships. We strive to be a beacon of hope and assistance for those who seek guidance in their financial journeys. While members can visit us at 16 W Grand St, official correspondence should be sent to 16 W Grand St, Elizabeth, NJ 07201-2312. Our operating hours are designed to accommodate your busy life, welcoming you from 8:30 am to 4:00 pm Monday through Friday. We understand that modern banking requires digital advancements as well. While we currently do not offer ATM services or drive-thru banking, our online banking options ensure that you can manage your finances conveniently from anywhere. We also prioritize accessibility by complying with ADA standards. Our focus on community support shines through our various outreach efforts, where we actively engage with local organizations to uplift those around us. We're proud to foster relationships that enrich our community while providing valuable resources for our members. Join us at Entertainment Industries and become part of a family dedicated not just to your financial success but also to making a positive impact in Elizabeth and beyond. Experience firsthand how we can help you achieve your dreams while being an integral part of a vibrant community. For any inquiries or assistance, feel free to reach out at 908-282-9881. Together, let's build a brighter financial future!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

We're close to several local landmarks, so whether you're visiting us after a trip to Elizabeth's historic downtown or while enjoying a day out at Turtle Back Zoo, finding us is easy. Plus, our location offers ample parking and is equipped with accessibility features like ramps to ensure all members can visit comfortably.

Operating Hours and Services

Our friendly team is here to assist you during our lobby hours from 8:30 AM to 4:00 PM, Monday through Friday. While we currently do not offer ATM services or drive-thru banking, our staff is ready and eager to help with any of your financial needs during these hours. Feel free to reach out by phone at 908-282-9881 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch and helping you with your banking journey!

Member Eligibility

Joining the community at Entertainment Industries is not just about opening an account; it's about becoming part of a supportive family that values your financial well-being. To be eligible for membership, you typically need to be associated with the entertainment industry, but we warmly welcome anyone who shares our passion for helping others thrive financially. If you're curious about the specific criteria, feel free to explore more on our website at . Opening an account is simple and straightforward! You can visit us at our branch located at 16 W Grand St Elizabeth Nj 07201 or give us a call at (908) 282-9881 for any questions. We believe in making banking accessible for everyone, so why wait? Join us today and experience the many benefits of being a member of Entertainment Industries!

Business Banking & Commercial Services

Merchant Services Made Easy

In today's fast-paced market, efficient payment processing is vital. Our merchant services simplify transactions for you and your customers. Imagine being able to accept payments seamlessly, whether in-store or online, giving your clients multiple ways to pay while you focus on running your business. Explore how Entertainment Industries, located at 16 W Grand St Elizabeth Nj 07201 in Elizabeth, NJ, can be your trusted partner in navigating the financial landscape of your business. Contact us today at (908) 282-9881 to learn more about how we can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine needing a quick influx of cash for an unexpected opportunity like purchasing inventory during a sale season. With our customized loan options, you can seize those moments without missing a beat.

Comprehensive List Of Services

Emphasizing Digital Convenience

In today's fast-paced world, we know that convenience is key. That's why we offer online banking services that allow you to manage your account from the comfort of your home or while out and about. With just a few clicks, you can view transactions, transfer money, and stay on top of your finances without having to visit a branch. It's banking at your fingertips!

Member Support When You Need It

We believe in supporting our members every step of the way. If you have questions about our services or need assistance with any aspect of your banking experience, don't hesitate to reach out! Our friendly staff is here to help you navigate through any queries or concerns. You can call us directly at 908-282-9881 during our lobby hours from 8:30 AM to 4:00 PM, Monday through Friday. At Entertainment Industries, we pride ourselves on being more than just a credit union; we're a community partner ready to assist with all your financial needs. We invite you to explore how our services can simplify your life and enhance your financial well-being. Ready to take the next step? Visit us online at eicu.org for more information on how we can serve you better!

Personalized Financial Solutions

Whether you're looking to manage your day-to-day expenses or save for future goals, Entertainment Industries has you covered. Our primary service includes ATM services that ensure you have easy access to your funds whenever you need them. Imagine being able to withdraw cash or check your balance at an ATM conveniently located near you, making it easier than ever to handle your finances on the go.

Digital & Online Banking

Key Features for You

Our online banking service is available 24/7, meaning you can check your balance or make transactions whenever it suits you. Plus, with e-statements available, keeping track of your finances has never been easier. You'll receive your statements electronically, helping you stay organized while also being environmentally friendly. While we currently do not offer mobile payments or a mobile application, our secure online banking system ensures that your personal information is protected. Although electronic signature authorization is not available at this time, rest assured that all transactions are safe and straightforward. Managing your finances should be hassle-free. Whether it's checking balances or transferring funds, Entertainment Industries is here to help you every step of the way. Join us online today and take control of your financial future!

Financial Strength

Commitment to Growth

With $864,970 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21 in used auto loans and $9,494,209 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 2,725, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Entertainment Industries is your trusted partner. Visit us at 16 W Grand St Elizabeth Nj 07201 or call (908) 282-9881 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,162,874 in share certificates and $784,731 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $1,668,484, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,150 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $453,698 in used vehicle loans and $91,402 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that will fit your budget and lifestyle.

Credit Lines

Need additional flexibility for unforeseen expenses? Our credit lines totaling $1,500,000 provide an excellent resource for managing fluctuating costs or unexpected bills. You can access funds when needed without having to take out a full loan. We pride ourselves on helping our members find the best financing solutions available. If you're considering refinancing or want to explore eligibility options for any of our products, don't hesitate to reach out. Our team at Entertainment Industries, located at 16 W Grand St Elizabeth Nj 07201, is ready to assist you. For more information about our loan offerings or to discuss your financial needs, give us a call at (908) 282-9881. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you achieve your goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $329,840, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the home-buying process smoothly.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $563,125 in loans helping members manage their finances effectively. This option allows you to cover purchases without needing collateral while enjoying our competitive rates.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers presented are not only accurate but also fair and transparent. Users can trust that they are viewing genuine loan options rather than outdated or misleading information.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, empowering them to make well-informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ENTERTAINMENT INDUSTRIES FEDERAL CREDIT UNION