ENRICHMENT FEDERAL CREDIT UNION

Welcome to Enrichment, your trusted financial partner located at 201 S Illinois Ave, Oak Ridge, TN 37830. Since our establishment in 1950, we have dedicated ourselves to serving our community and supporting our members' financial goals. With a robust membership base of over 46,738 individuals, we pride ourselves on being a pillar of strength and reliability in the financial landscape. At Enrichment, we understand that each member's journey is unique. That's why we offer a diverse range of services tailored to meet your personal and business needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we've got you covered. Our total assets stand strong at an impressive $919,515,607, ensuring that we have the resources necessary to support you effectively. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O BOX 883, OAK RIDGE, TN 37831-0883. Our commitment to excellence is reflected in our leadership team. Under the guidance of CEO Jeremy Hodges and Board President Richard Benson, Enrichment has fostered a culture of service and trust. With a dedicated team of 142 employees, we strive every day to provide exceptional experiences for all our members. We are proud to report total deposits of $162,200,003 and a net worth of $96,773,919, which reflects our stability and commitment to your financial well-being. Additionally, with total loans amounting to 21,359, we are here to help you navigate your borrowing needs with confidence. If you want to learn more about how Enrichment can assist you on your financial journey or if you have any questions about our services, don't hesitate to reach out! You can call us at 865-482-0045 or explore more on our website at www.enrichmentfcu.org. We look forward to serving you!

At Enrichment, located at 201 S Illinois Ave, Oak Ridge, TN 37830, we pride ourselves on a rich legacy that began in 1950. Over the years, we have grown from a small community initiative into a thriving credit union with a membership of over 46,738 members. Our journey has been marked by a commitment to providing exceptional financial services while fostering a supportive community environment. From our humble beginnings, Enrichment has expanded significantly. With total assets amounting to $919,515,607, we have successfully navigated changes in the financial landscape to meet the evolving needs of our members. We take pride in offering a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedication to innovation is evident through our online and mobile banking capabilities, making it easier for members to manage their finances from anywhere. Our mission is simple yet profound: to enrich the lives of our members and the community we serve. We believe that financial services should be accessible and tailored to meet individual needs. Whether you are opening your first savings account or seeking advice on home financing, our team is here to guide you every step of the way. In addition to our financial offerings, we are deeply committed to community outreach and support. We actively participate in local events and initiatives that uplift our neighbors and strengthen our bonds within Oak Ridge and beyond. This spirit of giving back is central to who we are as an organization. While members can visit us at our physical location, all official correspondence should be directed to P O BOX 883, Oak Ridge, TN 37831-0883 if needed. We welcome you during our operating hours from Monday through Friday between 8:30 AM and 5:30 PM. With convenient ATM access and drive-thru banking options available for quick transactions, we strive to make your banking experience as smooth as possible. We invite you to become part of the Enrichment family. Join us today and discover how we can help you achieve your financial goals while being an active participant in our vibrant community. For more information or assistance, please call us at 865-482-0045 or visit our website at www.enrichmentfcu.org. Together, let's build a brighter financial future!

At Enrichment, becoming a member feels like joining a close-knit family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in our local community, along with their family members. This means if you're part of the Oak Ridge area, you're likely eligible to enjoy all the benefits we offer. Membership opens doors to personalized services and financial products designed just for you, whether it's checking accounts, auto loans, or credit cards with rewards. If you're curious about the specifics of eligibility or want to see if you qualify, feel free to check out more details at . Ready to take the next step? Opening an account is simple and straightforward just visit us at our branch located at 201 S Illinois Ave Oak Ridge Tn 37830 or apply online through this link: http://www.enrichmentfcu.org/online-loan-application . If you have any questions or need assistance, don't hesitate to give us a call at (865) 482-0045. We can't wait to welcome you!

At Enrichment, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our financial strength is a testament to our commitment to providing reliable services and products that meet your needs. With a net worth of $96,773,919, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives you the confidence to save and borrow with us, knowing your money is in capable hands. Our net worth ratio of $1,052 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize your financial well-being by focusing our resources on what matters most our members. Members' savings are secured through $275,924,013 in share certificates and $132,631,404 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $80,725,583 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, as seen with $6,812 in used auto loans and $670,712,816 in total loans and leases. Our operational efficiency shines through with a net income of $8,741,160, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 142 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,963,473. Total Share and Deposit Accounts: 134,951, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Enrichment is your trusted partner. Visit us at 201 S Illinois Ave Oak Ridge Tn 37830 or call (865) 482-0045 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.